Last close · 16 Oct 2026
Rs 15.02 -0.73%
Annual · FY2007 – FY2026
Arif Habib Corporation Limited (AHCL) income statement
Arif Habib Corporation Limited reported revenue of Rs 12.3 bn for FY2026 (Jul 2025 – Jun 2026), up 13.1% on FY2025. Operating profit was Rs 7.5 bn (an operating margin of 61.2%). Finance cost was Rs 636.7 mn, down 53.6% on FY2025. Tax of Rs 4.5 bn took 40.2% of pre-tax profit. Profit attributable to shareholders was Rs 15.5 bn, up 49.5% on FY2025, or Rs 3.68 per share.
| Rs bn | FY2026 Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12.3 | 10.9 | 10.7 | 8.0 | 5.9 | |||||||||||||||
| Cost of revenue | (2.0) | (2.0) | (1.9) | (1.6) | (1.3) | |||||||||||||||
| Selling, general & administrative expenses | (2.8) | (2.5) | (1.7) | (1.2) | (0.7) | |||||||||||||||
| Operating profit | 7.5 | 6.4 | 7.1 | 5.2 | 4.0 | |||||||||||||||
| Finance cost | (0.6) | (1.4) | (1.7) | (2.1) | (0.7) | |||||||||||||||
| Profit before tax | 11.3 | 7.1 | 5.5 | 3.4 | 2.7 | |||||||||||||||
| Taxation | (4.5) | (2.8) | (1.8) | (1.7) | (1.0) | |||||||||||||||
| Profit after tax | 6.7 | 4.3 | 3.7 | 1.7 | 1.7 | |||||||||||||||
| Profit attributable to shareholders | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 | |||||||||||||||
| Per share & other | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 | |||||||||||||||
| EPS – diluted (Rs) Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 | |||||||||||||||
| Dividend per share (Rs) Rs | 1.25 | 1.00 | 0.70 | 0.00 | 0.40 | |||||||||||||||
| EBITDA | 9.0 | 7.8 | 8.5 | 6.3 | 4.9 | |||||||||||||||
| Depreciation & amortisation | 1.4 | 1.4 | 1.4 | 1.1 | 1.0 | |||||||||||||||
| Weighted average shares mn | 4,217.0 | 4,217.0 | 4,217.0 | 4,083.8 | 4,083.8 | |||||||||||||||
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | +13.1% | +1.5% | +33.9% | +34.5% | -34.2% | |||||||||||||||
| Cost of revenue | +0.9% | +0.6% | +21.4% | +23.3% | -0.0% | |||||||||||||||
| Selling, general & administrative expenses | +12.7% | +49.1% | +34.8% | +77.5% | +6.6% | |||||||||||||||
| Operating profit | +16.9% | -9.4% | +37.5% | +30.7% | -44.3% | |||||||||||||||
| Finance cost | -53.6% | -20.2% | -19.1% | +196.7% | +17.2% | |||||||||||||||
| Profit before tax | +58.7% | +28.1% | +62.8% | +24.0% | -59.0% | |||||||||||||||
| Taxation | +61.7% | +56.3% | +6.2% | +61.4% | +15.4% | |||||||||||||||
| Profit after tax | +56.8% | +14.7% | +118.3% | +1.0% | -70.6% | |||||||||||||||
| Profit attributable to shareholders | +49.5% | +32.9% | +128.8% | -1.6% | -53.6% | |||||||||||||||
| Per share & other | ||||||||||||||||||||
| EPS – basic (Rs) | +49.5% | +32.9% | +121.6% | -1.6% | -53.6% | |||||||||||||||
| EPS – diluted (Rs) | +49.5% | +32.9% | +121.6% | -1.6% | -53.6% | |||||||||||||||
| Dividend per share (Rs) | +25.0% | +42.9% | — | -100.0% | +33.3% | |||||||||||||||
| EBITDA | +14.7% | -8.0% | +34.6% | +28.6% | -39.1% | |||||||||||||||
| Depreciation & amortisation | +4.5% | -1.0% | +21.4% | +19.8% | -1.2% | |||||||||||||||
| Weighted average shares | — | — | — | — | — | |||||||||||||||
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |||||||||||||||
| Cost of revenue | (16.1%) | (18.0%) | (18.2%) | (20.0%) | (21.9%) | |||||||||||||||
| Selling, general & administrative expenses | (22.7%) | (22.8%) | (15.5%) | (15.4%) | (11.7%) | |||||||||||||||
| Operating profit | 61.2% | 59.2% | 66.3% | 64.6% | 66.5% | |||||||||||||||
| Finance cost | (5.2%) | (12.6%) | (16.1%) | (26.6%) | (12.1%) | |||||||||||||||
| Profit before tax | 91.5% | 65.2% | 51.6% | 42.5% | 46.1% | |||||||||||||||
| Taxation | (36.8%) | (25.7%) | (16.7%) | (21.0%) | (17.5%) | |||||||||||||||
| Profit after tax | 54.8% | 39.5% | 35.0% | 21.4% | 28.6% | |||||||||||||||
| Profit attributable to shareholders | 126.3% | 95.6% | 73.0% | 42.7% | 58.4% | |||||||||||||||
| Per share & other | ||||||||||||||||||||
| EBITDA | 72.9% | 71.9% | 79.3% | 78.9% | 82.5% | |||||||||||||||
| Depreciation & amortisation | 11.7% | 12.7% | 13.0% | 14.3% | 16.1% | |||||||||||||||
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 151
| Rs bn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Interest & Dividend Income - Finance - Total | 9.3 | 1.0 | 1.9 | 1.6 | 0.6 |
| Interest Income - Loans/Deposits | 9.3 | 0.7 | 1.1 | 1.1 | 0.3 |
| Interest & Dividend Income - Other - Finance | — | 0.4 | 0.8 | 0.5 | 0.2 |
| Net Commission & Fees Income/Expense - Business Revenue | — | 1.5 | 1.1 | 0.8 | 0.8 |
| Fees & Commissions Income | — | 1.6 | 1.1 | 0.8 | 0.9 |
| Fees & Commissions Expense | — | 0.1 | 0.0 | 0.0 | 0.1 |
| Investments & Loans - Business - Gain/(Loss) | 3.0 | 1.7 | 0.8 | 0.1 | 0.7 |
| Investment Securities - Business - Gain/(Loss) | 3.0 | 1.7 | 0.8 | 0.1 | 0.7 |
| Revenue from Business-Related Activities - Other - Total | — | 6.6 | 7.0 | 5.5 | 3.9 |
| Derivatives - Hedging - Business - Gain/(Loss) | — | — | — | — | — |
| Derivatives - Hedging - Business - Fair Value Adjustments - Gain/(Loss) | — | — | — | — | — |
| Investment Securities - Business Unclassified - Gain/(Loss) | 3.0 | 1.7 | 0.8 | 0.1 | 0.7 |
| Revenue from Business Activities - Total | 12.3 | 10.9 | 10.7 | 8.0 | 5.9 |
| Cost of Operating Revenue | 2.0 | 2.0 | 1.9 | 1.6 | 1.3 |
| Cost of Revenues - Total | 2.0 | 2.0 | 1.9 | 1.6 | 1.3 |
| Selling, General & Administrative Expenses - Total | 2.8 | 2.5 | 1.7 | 1.2 | 0.7 |
| Selling, General & Administrative Expenses - Unclassified | 2.7 | 0.7 | 0.6 | 0.6 | 0.3 |
| Depreciation in Selling, General & Administrative Expenses | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 |
| Other Operating Expense/(Income) - Net | — | — | — | — | — |
| Operating Expenses - Total | 4.8 | 4.4 | 3.6 | 2.8 | 2.0 |
| Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total | 4.8 | 4.4 | 3.6 | 2.8 | 2.0 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | — | 1.3 | 0.8 | 0.4 | 0.3 |
| Selling, General & Administrative Expenses - Other - Total | — | 0.4 | 0.1 | 0.1 | 0.1 |
| Advertising Expense | — | 0.3 | 0.0 | 0.0 | 0.0 |
| Rental Expense | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating Profit before Non-Recurring Income/(Expense) | 7.5 | 6.4 | 7.1 | 5.2 | 4.0 |
| Financing Income/(Expense) - Net - Total | (0.6) | (1.4) | (1.8) | (2.3) | (0.9) |
| Interest Expense - Net of (Interest Income) | 0.6 | 1.3 | 1.7 | 2.1 | 0.7 |
| Other Operating Expense | — | — | — | — | — |
| Interest Expense - Net of Capitalized Interest | 0.6 | 1.4 | 1.7 | 2.1 | 0.7 |
| Non-Interest Financial Income/(Expense) - Total | (0.1) | (0.1) | (0.1) | (0.2) | (0.2) |
| Non-Interest Financial Income/(Expense) - Other - Net | (0.1) | (0.1) | (0.1) | (0.1) | (0.2) |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.0 | (0.0) | 0.0 | 1.3 | 0.9 |
| Other Non-Operating Income/(Expense) - Total | 0.1 | (0.1) | (0.0) | 0.0 | 0.0 |
| Non-Operating Rental Income | — | — | — | — | — |
| Foreign Exchange Gain/(Loss) - Non-Business | 0.0 | (0.0) | 0.0 | (0.0) | (0.0) |
| Normalized Pre-tax Profit | 7.0 | 5.0 | 5.3 | 4.2 | 4.0 |
| Non-Recurring Income/Expense - Total | 4.3 | 2.1 | 0.2 | (0.8) | (1.2) |
| Impairment - Tangible & Intangible Fixed Assets | — | — | — | — | — |
| Impairment - Fixed Assets | — | — | — | — | — |
| Interest Income - Non-Bank | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 |
| Impairment - Financial Investments | — | — | — | — | — |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | — | — | — | 0.0 | 0.0 |
| Fair Value Adjustments - Investment Property | 0.5 | 0.0 | 0.0 | (1.0) | 0.1 |
| Fair Value Adjustments - Financial Investments | 1.7 | 2.1 | 0.2 | 0.2 | (1.3) |
| Sale & Acquisition of Group Companies - Gain/(Loss) | 2.0 | 0.0 | — | — | — |
| Non-Recurring Income/(Expense) - Other - Total | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | 4.5 | — | — | — | — |
| Income before Taxes | 11.3 | 7.1 | 5.5 | 3.4 | 2.7 |
| Equity in Earnings/(Loss) of Affiliates (after Taxes) | 9.6 | 6.8 | 4.8 | 2.1 | 2.3 |
| Income Taxes | 4.5 | 2.8 | 1.8 | 1.7 | 1.0 |
| Income Taxes for the Year - Current | — | 1.5 | 0.9 | 0.8 | 0.5 |
| Income Taxes - Other (KFAS/NLST) - Current | — | — | — | — | — |
| Income Taxes - Deferred | — | 1.3 | 0.8 | 0.9 | 0.6 |
| Income Taxes - Other (by Type) | — | 0.0 | (0.0) | (0.0) | (0.0) |
| Net Income after Tax | 6.7 | 4.3 | 3.7 | 1.7 | 1.7 |
| After-Tax Adjustments - Other - Income/(Expense) - Total | — | — | — | — | — |
| Income before Discontinued Operations & Extraordinary Items | 16.3 | 11.1 | 8.5 | 3.8 | 4.0 |
| Sale of Discontinued Operations - Net - Gain/(Loss) | — | — | — | — | — |
| Net Income before Minority Interest | 16.3 | 11.1 | 8.5 | 3.8 | 4.0 |
| Minority Interest | 0.8 | 0.7 | 0.7 | 0.4 | 0.5 |
| Net Income after Minority Interest | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Income Available to Common Shares | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Extraordinary Activities - after Tax - Gain/(Loss) | — | — | 0.0 | 0.0 | 0.0 |
| Discontinued Operations - Net of Taxes - Total - Income/(Expense) | — | — | 0.0 | 0.0 | 0.0 |
| Other Comprehensive Income - Starting Line | — | 11.1 | 8.5 | 3.8 | 4.0 |
| Discontinued Operations - Net - Income/(Expense) | — | — | 0.0 | 0.0 | 0.0 |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | — | — | — | — | — |
| Other Comprehensive Income - Other | — | — | — | — | — |
| Other Comprehensive Income - Associated Companies | — | (0.0) | (0.0) | (0.0) | (0.0) |
| Other Comprehensive Income - Net of Tax - Total | — | (0.0) | (0.0) | (0.0) | (0.0) |
| Comprehensive Income before Minority Interest - Total | — | 11.1 | 8.5 | 3.8 | 4.0 |
| Comprehensive Income - Attributable to Minority Interest - Total | — | 0.7 | 0.7 | 0.4 | 0.5 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | — | 10.4 | 7.8 | 3.4 | 3.4 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 1.25 | 1.00 | 0.70 | 0.00 | 0.40 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Income available to Common excluding Extraordinary Items | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Shares used to calculate Basic EPS - Total mn | 4,217.0 | 4,217.0 | 4,217.0 | 4,083.8 | 4,083.8 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 2.67 | 1.96 | 1.81 | 1.03 | 1.15 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 4,217.0 | 4,217.0 | 4,217.0 | 4,083.8 | 4,083.8 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 2.67 | 1.96 | 1.81 | 1.03 | 1.15 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | — | 2.46 | 1.85 | 0.84 | 0.84 |
| Dilution Adjustment | — | — | — | — | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Diluted Income available to Common excluding Extraordinary Items | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Shares used to calculate Diluted EPS - Total mn | 4,217.0 | 4,217.0 | 4,217.0 | 4,083.8 | 4,083.8 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 2.67 | 1.96 | 1.81 | 1.03 | 1.15 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 15.5 | 10.4 | 7.8 | 3.4 | 3.5 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 4,217.0 | 4,217.0 | 4,217.0 | 4,083.8 | 4,083.8 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 3.68 | 2.46 | 1.85 | 0.84 | 0.85 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 2.67 | 1.96 | 1.81 | 1.03 | 1.15 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | — | 2.46 | 1.85 | 0.84 | 0.84 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 1.00 | 0.70 | 0.00 | 0.40 | 0.30 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.90 | 0.63 | 0.00 | 0.36 | 0.27 |
| Earnings before Interest & Taxes (EBIT) | 7.5 | 6.4 | 7.1 | 5.2 | 4.0 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 9.0 | 7.8 | 8.5 | 6.3 | 4.9 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | — | 7.8 | 8.5 | 6.3 | 4.9 |
| Depreciation & Amortization - Supplemental | 1.4 | 1.4 | 1.5 | 1.1 | 1.0 |
| Depreciation Expense - Total - Supplemental | 1.4 | 1.4 | 1.4 | 1.1 | 1.0 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| Amortization - Total - Supplemental | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 |
| Amortization of Computer Software - Supplemental | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 |
| Depreciation, Depletion & Amortization - Total | 1.4 | 1.4 | 1.4 | 1.1 | 1.0 |
| Depreciation - Total | 1.4 | 1.4 | 1.4 | 1.1 | 1.0 |
| Amortization of Intangible Assets including Goodwill - Total | — | — | — | — | — |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Labor & Related Expenses - Total | — | 1.4 | 0.9 | 0.5 | 0.4 |
| Labor & Related Expenses - Supplemental | — | 1.4 | 0.9 | 0.5 | 0.4 |
| Auditor Fees | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Tax Fees | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Fees - Other | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | 2.5 | 2.2 | 3.5 | 2.5 | 2.9 |
| Normalized Net Income from Continuing Operations | 12.0 | 9.0 | 8.3 | 4.6 | 5.2 |
| Normalized Net Income - Bottom Line | 11.3 | 8.3 | 7.6 | 4.2 | 4.7 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 7.6 | 6.3 | 7.0 | 6.3 | 4.7 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 9.0 | 7.6 | 8.4 | 7.4 | 5.6 |
| Depreciation of Financial Lease Right-of-Use Assets | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Rental/Operating Lease Expense | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Advertising Expenses - Supplemental | — | 0.3 | 0.0 | 0.0 | 0.0 |
| Interest Expense | 0.6 | 1.4 | 1.7 | 2.1 | 0.7 |
| Operating Expenses | 4.8 | 4.4 | 3.6 | 2.8 | 2.0 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 2.8 | 2.5 | 1.7 | 1.2 | 0.7 |
| Income before Taxes & Provision for Loan Losses | 11.3 | 7.1 | 5.5 | 3.4 | 2.7 |
| Cost of Revenue including Operation & Maintenance (Utility) - Total | 2.0 | 2.0 | 1.9 | 1.6 | 1.3 |
| Cost of Revenues excluding Depreciation | 0.7 | 0.6 | 0.6 | 0.5 | 0.4 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 1.00 | 0.70 | 0.00 | 0.40 | 0.30 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 1.00 | 0.70 | 0.00 | 0.40 | 0.30 |
| Tax Adjusted Operating Income | 15.9 | 11.2 | 9.0 | 4.5 | 3.9 |
| Operating Expenses excluding Non-Cash Charges - Total | 3.3 | 3.1 | 2.2 | 1.7 | 1.0 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 12.3 | 10.9 | 10.7 | 8.0 | 5.9 |
| Income from Earning Assets | 12.3 | 2.7 | 2.6 | 1.7 | 1.2 |
| Income Available to Common Shares before Depreciation & Amortization | 17.0 | 11.8 | 9.2 | 4.6 | 4.4 |
| Fixed Charges | 0.6 | 1.4 | 1.7 | 2.1 | 0.7 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 1.00 | 0.70 | 0.00 | 0.40 | 0.30 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.