AICL Adamjee Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 94.32 +0.68%
Quarterly · Q3 FY2021 – Q2 FY2026
Adamjee Insurance Company Limited (AICL) quarterly cash flow statement
Operating activities generated -Rs 117.1 mn of cash in Q2 FY2026 (Apr – Jun 2026), down 103.0% on Q2 FY2025. Capital expenditure was Rs 188.8 mn. Dividends paid to shareholders came to Rs 1.1 bn. Overall, cash increased by Rs 6.1 bn.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 16.6 | (0.1) | 2.9 | 7.0 | 6.8 | 3.9 | 6.2 | 12.4 | 5.9 |
| Capital expenditure | (1.0) | (0.2) | (0.2) | (0.4) | (0.3) | (0.1) | (0.2) | (0.2) | (0.1) |
| Net cash from investing activities | (7.0) | 7.4 | (2.9) | (6.6) | (4.9) | (0.0) | (8.9) | (8.8) | (4.8) |
| Dividends paid | — | (1.1) | — | — | (1.0) | (0.8) | (0.0) | (0.0) | (0.8) |
| Net cash from financing activities | (1.7) | (1.2) | 0.0 | 0.5 | (1.0) | (0.9) | (0.0) | 0.0 | (0.8) |
| Net change in cash | 7.9 | 6.1 | (0.0) | 0.9 | 0.9 | 3.0 | (2.7) | 3.5 | 0.3 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -103.0% | -53.4% | -43.3% | +15.3% | -35.9% | +36.4% | +454.2% | +13.0% |
| Capital expenditure | +26.5% | +20.3% | +105.1% | +118.1% | +49.9% | +278.0% | +104.3% | +104.7% |
| Net cash from investing activities | — | — | — | — | — | — | — | — |
| Dividends paid | +41.3% | — | — | +24.4% | +0.0% | -79.9% | +49.8% | -0.4% |
| Net cash from financing activities | — | — | +30,949.7% | — | — | — | — | — |
| Net change in cash | +103.1% | — | -75.9% | +210.2% | +226.0% | — | — | -90.9% |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 56
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | (0.1) | 2.9 | 7.0 | 6.8 | 3.9 | 6.2 | 12.4 | 5.9 |
| Capital Expenditures - Net - Cash Flow | 0.1 | 0.2 | 0.3 | 0.2 | 0.1 | (0.2) | 0.2 | 0.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.2 | 0.1 | 0.2 | 0.2 | 0.1 | (0.2) | 0.1 | 0.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.2 | 0.1 | 0.3 | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 0.0 | 0.0 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | (0.0) | 0.0 | 0.1 | — | (0.0) | 0.0 | 0.1 | — |
| Intangible Assets - Purchased/Acquired - Cash Flow | — | 0.0 | 0.1 | — | — | 0.0 | 0.1 | — |
| Intangible Assets - Net - Cash Flow | (0.0) | — | — | — | (0.0) | — | — | — |
| Capital Expenditures - Total | 0.2 | 0.2 | 0.4 | 0.3 | 0.1 | 0.2 | 0.2 | 0.1 |
| Acquisition & Disposals of Business - Assets - Sold/(Acquired) - Net - Cash Flow | — | — | — | — | — | — | — | — |
| Acquisition of Business - Cash Flow | — | — | — | — | — | — | — | — |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 7.4 | (2.8) | (6.4) | (5.2) | 2.3 | (9.2) | (8.8) | (4.7) |
| Investment Property excluded from Capital Expenditures - Sold/(Purchased) - Net - Cash Flow | 7.5 | (2.9) | (6.7) | (5.2) | 2.5 | (9.3) | (9.2) | (4.5) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (0.1) | 0.1 | 0.3 | (0.0) | (0.1) | 0.1 | 0.4 | (0.2) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | — | 0.1 | 0.3 | — | — | — | — | — |
| Investment Securities - Purchased - Unclassified - Cash Flow | 0.1 | 0.0 | 0.0 | — | — | — | — | — |
| Other Investing Cash Flow - Decrease/(Increase) | 0.1 | 0.1 | 0.1 | 0.6 | (2.2) | 0.1 | 0.1 | 0.0 |
| Net Cash Flow from Investing Activities | 7.4 | (2.9) | (6.6) | (4.9) | (0.0) | (8.9) | (8.8) | (4.8) |
| Dividends Paid - Cash - Total - Cash Flow | 1.1 | — | — | 1.0 | 0.8 | 0.0 | 0.0 | 0.8 |
| Dividends - Common - Cash Paid | 1.1 | — | — | 1.0 | 0.8 | 0.0 | 0.0 | 0.8 |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — | — | — | — |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | — | — | — | — | — | — | — | — |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — | — | — | — |
| Stock - Common - Repurchased/Retired - Cash Flow | — | — | — | — | — | — | — | — |
| Stock - Common - Issued/Sold - Cash Flow | — | — | — | — | — | — | — | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (0.1) | — | 0.0 | (0.1) | (0.1) | — | 0.0 | (0.0) |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.1) | — | 0.0 | (0.1) | (0.1) | — | 0.0 | (0.0) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.1) | — | 0.0 | (0.1) | (0.1) | — | 0.0 | (0.0) |
| Debt - Issued - Long-Term - Cash Flow | — | — | 0.0 | — | — | — | 0.0 | — |
| Lease liabilities - Issued - Cash flow | — | — | 0.0 | — | — | — | 0.0 | — |
| Debt - Reduced - Long-Term - Cash Flow | 0.1 | — | — | 0.1 | 0.1 | — | — | 0.0 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.1 | — | — | 0.1 | 0.1 | — | — | 0.0 |
| Other Financing Cash Flow - Increase/(Decrease) | — | 0.0 | 0.4 | — | — | — | — | — |
| Net Cash Flow from Financing Activities | (1.2) | 0.0 | 0.5 | (1.0) | (0.9) | (0.0) | 0.0 | (0.8) |
| Net Change in Cash - Total | 6.1 | (0.0) | 0.9 | 0.9 | 3.0 | (2.7) | 3.5 | 0.3 |
| Net Cash from Continuing Operations | 6.1 | (0.0) | 0.9 | 0.9 | 3.0 | (2.7) | 3.5 | 0.3 |
| Net Cash - Beginning Balance | 12.3 | 12.3 | 11.5 | 10.5 | 7.5 | 10.2 | 6.7 | 6.4 |
| Net Cash - Ending Balance | 18.4 | 12.3 | 12.3 | 11.5 | 10.5 | 7.5 | 10.2 | 6.7 |
| Interest Paid - Cash (Cash Flow - Direct) | — | — | 0.1 | — | — | — | 0.0 | — |
| Cash Receipts - Business Activities - Cash Flow | 22.1 | 24.2 | 28.7 | 28.0 | 21.4 | 21.9 | 28.1 | 24.1 |
| Cash Payments - Business Activities - Cash Flow | 21.6 | 18.8 | 18.4 | 17.7 | 17.8 | 15.7 | 15.8 | 12.5 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 0.8 | 1.1 | 0.8 | 0.9 | 1.0 | 0.6 | 0.6 | 0.7 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 5.1 | 3.7 | 3.9 | 3.6 | 5.5 | 3.3 | 5.2 | 4.5 |
| Cash Receipts/(Payments) - Net - Cash Flow | (4.9) | (5.1) | (6.2) | (6.2) | (4.2) | (2.7) | (4.5) | (9.5) |
| Investments in Loans - Decrease/(Increase) - Net - Cash Flow | — | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | (0.0) | 0.0 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 0.8 | 1.1 | 0.8 | 0.9 | 1.0 | 0.6 | 0.6 | 0.7 |
| Interest Paid - Cash Flow - Supplemental | — | — | 0.1 | — | — | — | 0.0 | — |
| Interest on Financial Leases Paid - Cash Flow - Supplemental | — | — | — | — | — | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 5.1 | 3.7 | 3.9 | 3.6 | 5.5 | 3.3 | 5.2 | 4.5 |
| Working Capital - Cash Flow - Direct - Supplemental | (4.8) | (5.0) | (6.4) | (6.2) | (4.2) | (2.6) | (4.5) | (9.5) |
| CF from Optg Activities before Change in WC & Int Payments | (0.1) | 2.9 | 7.1 | 6.8 | 3.9 | 6.2 | 12.4 | 5.9 |
| Cash Dividends Paid & Common Stock Buyback - Net | — | — | — | — | — | — | — | — |
| Common Stock Buyback - Net | — | — | — | — | — | — | — | — |
| Free Cash Flow to Equity | (0.3) | 2.7 | 6.7 | 6.5 | 3.7 | 6.3 | 12.2 | 5.8 |
| Free Cash Flow Net of Dividends | (1.4) | 2.7 | 6.6 | 5.6 | 3.0 | 6.0 | 12.2 | 5.0 |
| Free Cash Flow | (0.3) | 2.7 | 6.6 | 6.5 | 3.7 | 6.0 | 12.2 | 5.8 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.