ASIC Asia Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 36.21 0.00%
Quarterly · Q3 FY2021 – Q2 FY2026
Asia Insurance Company Limited (ASIC) quarterly income statement
Asia Insurance Company Limited reported total income of Rs 408.3 mn for Q2 FY2026 (Apr – Jun 2026), up 43.8% on Q2 FY2025. Tax of Rs 35.6 mn took 31.9% of pre-tax profit. Profit attributable to shareholders was Rs 76.0 mn, up 126.6% on Q2 FY2025, or Rs 1.04 per share.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 1,284.8 | 350.2 | 333.2 | 313.7 | 287.7 | 248.2 | 240.9 | 249.6 | 270.6 | ||||||||||||
| Investment income (net) | 152.0 | 58.1 | (37.9) | 37.2 | 94.6 | 35.7 | 21.3 | 65.5 | 26.2 | ||||||||||||
| Total income | 1,436.8 | 408.3 | 295.3 | 350.9 | 382.3 | 283.9 | 262.3 | 315.1 | 296.8 | ||||||||||||
| Net claims & benefits | (496.4) | (122.5) | (119.7) | (123.0) | (131.1) | (97.3) | (66.3) | (95.0) | (98.5) | ||||||||||||
| Acquisition & underwriting expenses | (255.5) | (75.0) | (56.8) | (66.5) | (57.2) | (49.9) | (53.8) | (56.1) | (65.1) | ||||||||||||
| Profit before tax | 273.6 | 111.6 | (4.6) | 50.5 | 116.1 | 47.3 | 44.0 | 74.9 | 48.0 | ||||||||||||
| Taxation | (82.3) | (35.6) | 11.4 | (22.7) | (35.4) | (13.8) | (7.8) | (34.4) | (8.0) | ||||||||||||
| Profit after tax | 191.3 | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 | ||||||||||||
| Profit attributable to shareholders | 191.3 | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 | ||||||||||||
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 2.62 | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 | ||||||||||||
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||||
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +41.1% | +38.3% | +25.7% | +6.3% | -0.4% | +8.8% | +0.8% | +32.0% | ||||||||||||
| Investment income (net) | +62.8% | -277.5% | -43.2% | +260.9% | +2.0% | -14.2% | +99.7% | +36.4% | ||||||||||||
| Total income | +43.8% | +12.6% | +11.4% | +28.8% | -0.1% | +6.5% | +12.4% | +32.4% | ||||||||||||
| Net claims & benefits | +25.9% | +80.6% | +29.4% | +33.1% | -6.0% | +6.8% | +0.6% | +70.3% | ||||||||||||
| Acquisition & underwriting expenses | +50.4% | +5.5% | +18.6% | -12.2% | -17.5% | -17.4% | +87.3% | -0.6% | ||||||||||||
| Profit before tax | +136.0% | -110.5% | -32.6% | +142.1% | -33.8% | -9.8% | -31.7% | +24.3% | ||||||||||||
| Taxation | +158.7% | -245.4% | -34.0% | +343.7% | -10.6% | -54.0% | -37.2% | -30.1% | ||||||||||||
| Profit after tax | +126.6% | -81.4% | -31.4% | +101.9% | -40.2% | +13.9% | -26.3% | +47.0% | ||||||||||||
| Profit attributable to shareholders | +126.6% | -81.4% | -31.4% | +101.9% | -40.2% | +13.9% | -26.3% | +47.0% | ||||||||||||
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +126.6% | -81.8% | -31.7% | +101.2% | -40.2% | +13.9% | -26.2% | +47.6% | ||||||||||||
| Dividend per share (Rs) | — | — | — | — | — | — | -100.0% | — | ||||||||||||
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net premium earned | 85.8% | 112.8% | 89.4% | 75.2% | 87.4% | 91.9% | 79.2% | 91.2% |
| Investment income (net) | 14.2% | (12.8%) | 10.6% | 24.8% | 12.6% | 8.1% | 20.8% | 8.8% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (30.0%) | (40.5%) | (35.1%) | (34.3%) | (34.3%) | (25.3%) | (30.2%) | (33.2%) |
| Acquisition & underwriting expenses | (18.4%) | (19.2%) | (19.0%) | (15.0%) | (17.6%) | (20.5%) | (17.8%) | (21.9%) |
| Profit before tax | 27.3% | (1.6%) | 14.4% | 30.4% | 16.7% | 16.8% | 23.8% | 16.2% |
| Taxation | (8.7%) | 3.8% | (6.5%) | (9.2%) | (4.8%) | (3.0%) | (10.9%) | (2.7%) |
| Profit after tax | 18.6% | 2.3% | 7.9% | 21.1% | 11.8% | 13.8% | 12.9% | 13.5% |
| Profit attributable to shareholders | 18.6% | 2.3% | 7.9% | 21.1% | 11.8% | 13.8% | 12.9% | 13.5% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 88
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 350.2 | 333.2 | 313.7 | 287.7 | 248.2 | 240.9 | 249.6 | 270.6 |
| Investment Income/(Expense) - Net - Insurance | 58.1 | (37.9) | 37.2 | 94.6 | 35.7 | 21.3 | 65.5 | 26.2 |
| Investment Income - Gross - Insurance - Total | — | — | — | — | — | — | — | — |
| Investment Expense - Insurance - Total | — | — | — | — | — | — | — | — |
| Revenue from Business Activities - Total | 408.3 | 295.3 | 350.9 | 382.3 | 283.9 | 262.3 | 315.1 | 296.8 |
| Insurance Claims/Reserves - Total | 122.5 | 119.7 | 123.0 | 131.1 | 97.3 | 66.3 | 95.0 | 98.5 |
| Insurance Benefits Paid - Current | 122.5 | 119.7 | 123.0 | 131.1 | 97.3 | 66.3 | 95.0 | 98.5 |
| Selling, General & Administrative Expenses - Total | 116.1 | 121.6 | 116.8 | 94.4 | 94.2 | 104.0 | 96.0 | 96.7 |
| Underwriting Expenses | 75.0 | 56.8 | 66.5 | 57.2 | 49.9 | 53.8 | 56.1 | 65.1 |
| Policy Acquisition Costs - Total | 75.0 | 56.8 | 66.5 | 57.2 | 49.9 | 53.8 | 56.1 | 65.1 |
| Other Operating Expense/(Income) - Net | 0.3 | 0.3 | 0.9 | 2.2 | 0.7 | (1.3) | (1.9) | (6.7) |
| Policy Acquisition Costs - Other | 75.0 | 56.8 | 66.5 | 57.2 | 49.9 | 53.8 | 56.1 | 65.1 |
| Operating Expenses - Total | 314.0 | 298.5 | 307.3 | 284.9 | 242.2 | 222.8 | 245.2 | 253.7 |
| Operating Profit before Non-Recurring Income/(Expense) | 94.4 | (3.1) | 43.6 | 97.4 | 41.8 | 39.5 | 69.9 | 43.1 |
| Interest Expense - Net of Capitalized Interest | 2.2 | 2.2 | 2.4 | 2.6 | 2.7 | 2.8 | 3.1 | 3.4 |
| Other Non-Operating Income/(Expense) - Total | 19.4 | 0.7 | 9.3 | 21.3 | 8.2 | 7.3 | 8.2 | 8.2 |
| Normalized Pre-tax Profit | 111.6 | (4.6) | 50.5 | 116.1 | 47.3 | 44.0 | 74.9 | 48.0 |
| Provision for Income Tax Expense- Unclassified | 35.6 | (11.4) | 22.7 | 35.4 | 13.8 | 7.8 | 34.4 | 8.0 |
| Income before Taxes | 111.6 | (4.6) | 50.5 | 116.1 | 47.3 | 44.0 | 74.9 | 48.0 |
| Income Taxes | 35.6 | (11.4) | 22.7 | 35.4 | 13.8 | 7.8 | 34.4 | 8.0 |
| Net Income after Tax | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Income before Discontinued Operations & Extraordinary Items | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Net Income before Minority Interest | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Net Income after Minority Interest | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Income Available to Common Shares | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Income available to Common excluding Extraordinary Items | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Shares used to calculate Basic EPS - Total mn | 73.0 | 75.0 | 73.3 | 73.0 | 73.0 | 73.0 | 72.9 | 72.7 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 73.0 | 75.0 | 73.3 | 73.0 | 73.0 | 73.0 | 72.9 | 72.7 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Diluted Income available to Common excluding Extraordinary Items | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Shares used to calculate Diluted EPS - Total mn | 73.0 | 75.0 | 73.3 | 73.0 | 73.0 | 73.0 | 72.9 | 72.7 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 73.0 | 75.0 | 73.3 | 73.0 | 73.0 | 73.0 | 72.9 | 72.7 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 1.04 | 0.09 | 0.38 | 1.11 | 0.46 | 0.50 | 0.56 | 0.55 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 94.4 | (3.1) | 43.6 | 97.4 | 41.8 | 39.5 | 69.9 | 43.1 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 95.7 | 8.0 | 165.6 | 111.8 | 49.1 | 46.8 | 80.3 | 53.2 |
| Depreciation & Amortization - Supplemental | 1.3 | 11.1 | 122.0 | 14.4 | 7.3 | 7.3 | 10.5 | 10.1 |
| Depreciation Expense - Total - Supplemental | 1.3 | 11.1 | 122.0 | 14.4 | 7.3 | 7.3 | 10.5 | 10.1 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | — | — | 14.3 | 9.2 | 4.8 | 4.8 | 7.5 | 7.3 |
| Depreciation, Depletion & Amortization - Total | 1.3 | 11.1 | 122.0 | 14.4 | 7.3 | 7.3 | 10.5 | 10.1 |
| Depreciation - Total | 1.3 | 11.1 | 122.0 | 14.4 | 7.3 | 7.3 | 10.5 | 10.1 |
| Normalized after Tax Profit | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Normalized Net Income from Continuing Operations | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Normalized Net Income - Bottom Line | 76.0 | 6.7 | 27.8 | 80.8 | 33.5 | 36.2 | 40.6 | 40.0 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 113.8 | (2.4) | 52.9 | 118.8 | 50.0 | 46.8 | 78.1 | 51.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 115.1 | 8.7 | 174.9 | 133.2 | 57.4 | 54.1 | 88.5 | 61.5 |
| Depreciation of Financial Lease Right-of-Use Assets | — | — | 14.3 | 9.2 | 4.8 | 4.8 | 7.5 | 7.3 |
| Interest Expense on Financial Lease Liabilities - Supplemental | — | — | — | 2.6 | 2.7 | 2.8 | 3.1 | 3.4 |
| Interest Expense | 2.2 | 2.2 | 2.4 | 2.6 | 2.7 | 2.8 | 3.1 | 3.4 |
| Investment Income - Insurance | 58.1 | (37.9) | 37.2 | 94.6 | 35.7 | 21.3 | 65.5 | 26.2 |
| Losses, Benefits & Adjustments - Insurance | 122.5 | 119.7 | 123.0 | 131.1 | 97.3 | 66.3 | 95.0 | 98.5 |
| Operating Expenses | 314.0 | 298.5 | 307.3 | 284.9 | 242.2 | 222.8 | 245.2 | 253.7 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 116.1 | 121.6 | 116.8 | 94.4 | 94.2 | 104.0 | 96.0 | 96.7 |
| Total Claim & Loss Expense | 122.5 | 119.7 | 123.0 | 131.1 | 97.3 | 66.3 | 95.0 | 98.5 |
| Underwriting & Commissions | 75.0 | 56.8 | 66.5 | 57.2 | 49.9 | 53.8 | 56.1 | 65.1 |
| Underwriting Expenses - Insurance | 116.4 | 122.0 | 117.7 | 96.6 | 95.0 | 102.7 | 94.1 | 90.0 |
| Income before Taxes & Provision for Loan Losses | 111.6 | (4.6) | 50.5 | 116.1 | 47.3 | 44.0 | 74.9 | 48.0 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 77.5 | — | 29.1 | 82.6 | 35.5 | 38.5 | 42.3 | 42.8 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (6.1) | 2.2 | (5.2) | (34.6) | (2.4) | 36.4 | (0.9) | (8.5) |
| Operating Expenses excluding Non-Cash Charges - Total | 312.7 | 287.3 | 185.2 | 270.5 | 234.8 | 215.5 | 234.8 | 243.6 |
| Premiums Earned - Total | 350.2 | 333.2 | 313.7 | 287.7 | 248.2 | 240.9 | 249.6 | 270.6 |
| Losses, Benefits & Adjustments - Total | 197.6 | 176.5 | 189.5 | 188.3 | 147.2 | 120.1 | 151.1 | 163.6 |
| Income Available to Common Shares before Depreciation & Amortization | 77.3 | 17.9 | 149.9 | 95.2 | 40.9 | 43.5 | 51.0 | 50.1 |
| Fixed Charges | 2.2 | 2.2 | 2.4 | 2.6 | 2.7 | 2.8 | 3.1 | 3.4 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.