Last close · 16 Oct 2026
Rs 74.01 +0.08%
Annual · FY2006 – FY2025
Atlas Insurance Limited (ATIL) cash flow statement
Operating activities generated Rs 420.0 mn of cash in FY2025 (Jan – Dec 2025), down 52.9% on FY2024. Capital expenditure was Rs 157.3 mn. Dividends paid to shareholders came to Rs 1.2 bn. Overall, cash decreased by Rs 351.9 mn.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 * Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 * Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 * Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 420.0 | 891.4 | 986.2 | 1,141.3 | 1,360.0 | 789.5 | 731.3 | 974.5 | 579.4 | 447.2 | 477.9 | 683.7 | 477.2 | (800.4) | (538.1) | (502.4) | (250.3) | (219.0) | (275.8) | (278.4) |
| Capital expenditure | (157.3) | (199.1) | (87.6) | (77.6) | (34.8) | (21.9) | (40.3) | (32.8) | (56.1) | (20.1) | (24.1) | (10.1) | (12.4) | (32.9) | (11.5) | (6.2) | (8.0) | (15.5) | (27.3) | (6.6) |
| Net cash from investing activities | 529.3 | (49.6) | (393.2) | 79.2 | (455.8) | 6.3 | (918.1) | 100.0 | 320.1 | (215.5) | (73.7) | (103.1) | (14.2) | (47.8) | (186.6) | (94.2) | 147.4 | 102.7 | 20.1 | (99.0) |
| Dividends paid | (1,245.2) | (807.1) | (559.3) | (607.1) | (788.4) | (531.4) | (481.4) | (448.8) | (447.7) | (409.6) | (409.1) | (309.6) | (205.9) | (172.8) | (144.6) | (131.1) | (65.6) | (144.3) | (105.9) | (81.1) |
| Net cash from financing activities | (1,301.1) | (855.4) | (601.9) | (641.4) | (812.5) | (563.2) | (491.0) | (448.8) | (447.7) | (409.6) | (409.1) | (309.6) | (205.9) | (172.8) | (144.6) | (131.1) | (65.6) | (144.3) | (105.9) | (81.1) |
| Net change in cash | (351.9) | (13.6) | (8.9) | 579.2 | 91.8 | 232.6 | (677.8) | 625.7 | 451.8 | (177.8) | (4.9) | 271.0 | (119.9) | 227.4 | (438.0) | (167.6) | 464.3 | (4.9) | 125.2 | (110.3) |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 * Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 * Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 * Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -52.9% | -9.6% | -13.6% | -16.1% | +72.3% | +8.0% | -25.0% | +68.2% | +29.6% | -6.4% | -30.1% | +43.3% | — | — | — | — | — | — | — | — |
| Capital expenditure | -21.0% | +127.4% | +12.9% | +123.2% | +58.4% | -45.6% | +22.9% | -41.5% | +178.2% | -16.3% | +139.4% | -18.8% | -62.3% | +186.7% | +85.4% | -22.7% | -48.3% | -43.4% | +314.4% | — |
| Net cash from investing activities | — | — | -596.2% | — | -7,355.4% | — | -1,018.0% | -68.8% | — | — | — | — | — | — | — | -163.9% | +43.5% | +410.4% | — | — |
| Dividends paid | +54.3% | +44.3% | -7.9% | -23.0% | +48.4% | +10.4% | +7.3% | +0.3% | +9.3% | +0.1% | +32.1% | +50.4% | +19.1% | +19.5% | +10.2% | +100.0% | -54.6% | +36.2% | +30.6% | — |
| Net cash from financing activities | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | -101.5% | +531.1% | -60.5% | — | -208.3% | +38.5% | — | — | -101.8% | — | -152.7% | — | — | -136.1% | — | -103.9% | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 44
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 420.0 | 891.4 | 986.2 | 1,141.3 | 1,360.0 | 789.5 | 731.3 | 974.5 | 579.4 | 447.2 |
| Capital Expenditures - Net - Cash Flow | 143.5 | 161.5 | 71.1 | 62.3 | 29.5 | 15.0 | 35.2 | (33.9) | 45.9 | 14.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 143.5 | 161.5 | 71.1 | 62.3 | 29.5 | 15.0 | 35.2 | (33.9) | 45.9 | 14.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 157.3 | 199.1 | 87.6 | 77.6 | 34.8 | 21.9 | 40.3 | 32.8 | 56.1 | 20.1 |
| Property, Plant & Equipment Sold - Cash Flow | 13.8 | 37.5 | 16.5 | 15.3 | 5.3 | 7.0 | 5.1 | 66.7 | 10.1 | 6.0 |
| Capital Expenditures - Total | 157.3 | 199.1 | 87.6 | 77.6 | 34.8 | 21.9 | 40.3 | 32.8 | 56.1 | 20.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 392.1 | (390.6) | (743.8) | (0.2) | (501.2) | (57.2) | (949.1) | 34.3 | 345.4 | (233.7) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | 392.1 | (390.6) | (743.8) | (0.2) | (501.2) | (57.2) | (949.1) | 34.3 | 345.4 | (233.7) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 7,304.6 | 5,091.8 | 6,734.0 | 2,848.0 | 3,060.1 | 4,015.0 | 3,219.1 | 1,344.8 | 2,999.3 | 1,478.3 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 6,912.5 | 5,482.5 | 7,477.8 | 2,848.2 | 3,561.3 | 4,072.1 | 4,168.2 | 1,310.5 | 2,653.9 | 1,712.0 |
| Other Investing Cash Flow - Decrease/(Increase) | 280.7 | 502.6 | 421.7 | 141.7 | 74.9 | 78.5 | 66.2 | 31.8 | 20.5 | 32.3 |
| Net Cash Flow from Investing Activities | 529.3 | (49.6) | (393.2) | 79.2 | (455.8) | 6.3 | (918.1) | 100.0 | 320.1 | (215.5) |
| Dividends Paid - Cash - Total - Cash Flow | 1,245.2 | 807.1 | 559.3 | 607.1 | 788.4 | 531.4 | 481.4 | 448.8 | 447.7 | 409.6 |
| Dividends - Common - Cash Paid | 1,245.2 | 807.1 | 559.3 | 607.1 | 788.4 | 531.4 | 481.4 | 448.8 | 447.7 | 409.6 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (56.0) | (48.3) | (42.6) | (34.2) | (24.1) | (31.8) | (9.5) | — | — | — |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (56.0) | (48.3) | (42.6) | (34.2) | (24.1) | (31.8) | (9.5) | — | — | — |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (56.0) | (48.3) | (42.6) | (34.2) | (24.1) | (31.8) | (9.5) | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 56.0 | 48.3 | 42.6 | 34.2 | 24.1 | 31.8 | 9.5 | — | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 56.0 | 48.3 | 42.6 | 34.2 | 24.1 | 31.8 | 9.5 | — | — | — |
| Net Cash Flow from Financing Activities | (1,301.1) | (855.4) | (601.9) | (641.4) | (812.5) | (563.2) | (491.0) | (448.8) | (447.7) | (409.6) |
| Net Change in Cash - Total | (351.9) | (13.6) | (8.9) | 579.2 | 91.8 | 232.6 | (677.8) | 625.7 | 451.8 | (177.8) |
| Net Cash from Continuing Operations | (351.9) | (13.6) | (8.9) | 579.2 | 91.8 | 232.6 | (677.8) | 625.7 | 451.8 | (177.8) |
| Net Cash - Beginning Balance | 1,531.2 | 1,544.8 | 1,553.7 | 974.5 | 882.8 | 650.2 | 1,328.0 | 702.3 | 250.4 | 428.3 |
| Net Cash - Ending Balance | 1,179.3 | 1,531.2 | 1,544.8 | 1,553.7 | 974.5 | 882.8 | 650.2 | 1,328.0 | 702.3 | 250.4 |
| Interest Paid - Cash (Cash Flow - Direct) | — | — | — | — | — | — | — | — | — | 0.7 |
| Cash Receipts - Business Activities - Cash Flow | 8,057.5 | 7,266.9 | 6,277.1 | 5,014.2 | 4,490.7 | 3,369.5 | 3,260.4 | 3,278.5 | 2,643.7 | 2,538.8 |
| Premiums Received - Cash Flow | 8,000.3 | 7,217.0 | 6,231.4 | 4,969.1 | 4,449.9 | 3,339.7 | 3,229.7 | 3,246.3 | 2,620.7 | 2,519.7 |
| Cash Receipts - Other - Cash Flow | 57.2 | 49.9 | 45.8 | 45.1 | 40.8 | 29.8 | 30.7 | 32.2 | 23.0 | 18.5 |
| Cash Payments - Business Activities - Cash Flow | 4,405.9 | 3,992.8 | 3,116.1 | 2,572.6 | 1,887.0 | 1,389.7 | 1,666.5 | 1,486.8 | 1,202.9 | 838.1 |
| Claims Paid - Cash Flow | 2,319.6 | 2,371.6 | 1,653.1 | 1,652.2 | 1,092.3 | 800.1 | 1,009.5 | 891.6 | 689.8 | 683.5 |
| Cash Payments - Employees - Cash Flow | 579.8 | 564.7 | 472.0 | 333.3 | 237.1 | 188.1 | 167.2 | 157.9 | 131.8 | 154.1 |
| Cash Payments - Other - Cash Flow | 1,506.4 | 1,056.4 | 990.9 | 587.1 | 557.6 | 401.5 | 489.8 | 437.3 | 381.3 | 0.5 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 1,247.8 | 1,000.0 | 634.4 | 367.7 | 367.2 | 260.9 | 291.6 | 342.6 | 343.0 | 242.8 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 676.0 | 643.6 | 396.5 | 312.6 | 299.5 | 154.1 | 196.5 | 249.0 | 215.6 | 147.5 |
| Cash Receipts/(Payments) - Net - Cash Flow | (2,659.7) | (2,026.4) | (1,937.0) | (1,245.3) | (1,176.0) | (1,083.5) | (767.6) | (723.6) | (733.9) | (1,157.5) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 1,247.8 | 1,000.0 | 634.4 | 367.7 | 367.2 | 260.9 | 291.6 | 342.6 | 343.0 | 242.8 |
| Interest Paid - Cash Flow - Supplemental | — | — | — | — | — | — | — | — | — | 0.7 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 676.0 | 643.6 | 396.5 | 312.6 | 299.5 | 154.1 | 196.5 | 249.0 | 215.6 | 147.5 |
| Working Capital - Cash Flow - Direct - Supplemental | (2,686.0) | (2,133.6) | (1,969.3) | (1,469.5) | (1,353.7) | (1,124.3) | (802.5) | (766.9) | (724.9) | (773.8) |
| CF from Optg Activities before Change in WC & Int Payments | 420.0 | 891.4 | 986.2 | 1,141.3 | 1,360.0 | 789.5 | 731.3 | 974.5 | 579.4 | 447.9 |
| Depreciation, Depletion & Amortization - Cash Flow | — | — | — | — | — | 43.5 | 31.0 | — | — | — |
| Free Cash Flow to Equity | 220.5 | 681.5 | 872.5 | 1,044.8 | 1,306.5 | 742.7 | 686.5 | 1,008.4 | 533.5 | 433.1 |
| Free Cash Flow Net of Dividends | (982.5) | (114.7) | 339.3 | 456.6 | 536.9 | 236.1 | 209.5 | 492.9 | 75.7 | 17.5 |
| Free Cash Flow | 262.7 | 692.3 | 898.6 | 1,063.7 | 1,325.3 | 767.6 | 691.0 | 941.7 | 523.4 | 427.1 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.