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Smart Money

Commercial Banks

BIPL BankIslami Pakistan Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 24.41 +0.33%

Valuation · at the close on 16 Oct 2026

BankIslami Pakistan Limited (BIPL) valuation

At Rs 24.41 (close on 16 Oct 2026) BIPL trades at 7.5× earnings (TTM to Jun 2026), above its five-year average of 4.2× and above the Commercial Banks median of 6.0×. The shares are priced at 0.56× book value (sector median 0.90×). The dividend yield is 11.3%, against a five-year average of 7.7%.

P/E · today
7.5×
TTM to Jun 2026
5-yr average4.2× Sector median6.0×
P/B · today
0.56×
Quarter to Jun 2026
5-yr average0.63× Sector median0.90×
Dividend yield · today
11.3%
FY2025
5-yr average7.7% Payers' median9.4%

Market value Rs 27.1 bn at Rs 24.41. Sector medians use the latest close of 19 Commercial Banks companies; P/E and P/B only where earnings / book value are positive; the yield median covers dividend payers only. Not investment advice.

P/E history P/E at fiscal year-end 5-year average
P/E history 39.1× 19.5× 0.0× P/E at fiscal year-end FY16: 20.9× P/E at fiscal year-end FY17: 5.6× P/E at fiscal year-end FY18: 36.2× P/E at fiscal year-end FY19: 10.1× P/E at fiscal year-end FY20: 9.2× P/E at fiscal year-end FY21: 7.3× P/E at fiscal year-end FY22: 3.3× P/E at fiscal year-end FY23: 2.3× P/E at fiscal year-end FY24: 2.2× P/E at fiscal year-end FY25: 6.1× FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25

Valuation history

At each fiscal year-end price.

BIPL valuation history (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Market capitalisation 36.6 25.5 24.6 14.8 14.2
Share price (period end) Rs 32.97 22.97 22.20 13.36 12.81
P/E (diluted) 6.09× 2.15× 2.32× 3.30× 7.33×
Price to book 0.75× 0.53× 0.68× 0.55× 0.62×
Dividend yield (gross) 8.3% 10.9% 12.4% 0.0% 0.0%
PEG ratio (0.12×) 0.19× 0.02× 0.03× 0.22×
P/E (diluted, normalised) 6.32× 1.97× 2.00× 3.39× 7.74×
Price to book — 5-year average 0.63× 0.60× 0.63× 0.64× 0.66×
Dividend yield — 5-year average 7.7% 6.3% 3.8% 0.0% 0.0%

BIPL valuation: frequently asked questions

What is BIPL's P/E ratio?

At the closing price of Rs 24.41 on 16 Oct 2026, BIPL trades at a P/E of 7.5× based on EPS of Rs 3.27 (TTM to Jun 2026).

What is BIPL's book value per share?

BankIslami Pakistan Limited's book value per share was Rs 43.76 at the end of FY2025. The shares trade at 0.56× book value.

Information only, not investment advice.