BML Bank Makramah Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 60.16 -2.10%
Quarterly · Q3 FY2021 – Q2 FY2026
Bank Makramah Limited (BML) quarterly income statement
Bank Makramah Limited reported total income of -Rs 1.8 bn for Q2 FY2026 (Apr – Jun 2026), down 342.4% on Q2 FY2025. Net interest income was -Rs 2.3 bn, with non-interest income of Rs 551.1 mn. The loss attributable to shareholders was Rs 3.9 bn, or Rs -3.87 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 12.4 | 1.2 | 2.8 | 4.0 | 4.3 | 4.4 | 5.9 | 6.5 | 10.6 | ||||||||||||
| Interest expense | (15.2) | (3.6) | (2.8) | (4.0) | (4.8) | (4.8) | (5.9) | (7.8) | (11.3) | ||||||||||||
| Net interest income | (2.8) | (2.3) | 0.0 | (0.0) | (0.5) | (0.4) | 0.1 | (1.3) | (0.7) | ||||||||||||
| Fee & commission income (net) | 1.1 | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 | 0.4 | 0.3 | 0.3 | ||||||||||||
| Foreign exchange income | 0.5 | 0.2 | 0.2 | 0.1 | (0.0) | 0.0 | 0.1 | 0.1 | 0.1 | ||||||||||||
| Gain / (loss) on securities | 0.9 | 0.1 | (0.0) | 0.3 | 0.5 | 0.9 | 0.6 | 0.3 | 0.6 | ||||||||||||
| Total non-interest income | 2.5 | 0.6 | 0.5 | 0.7 | 0.8 | 1.1 | 1.1 | 0.7 | 1.0 | ||||||||||||
| Total income | (0.4) | (1.8) | 0.5 | 0.6 | 0.3 | 0.7 | 1.1 | (0.6) | 0.3 | ||||||||||||
| Operating expenses | 8.3 | (2.6) | (1.7) | 12.5 | 0.0 | 1.3 | (1.8) | (1.7) | (2.9) | ||||||||||||
| Provisions & impairment (loans) | (17.7) | 0.3 | (0.6) | (15.0) | (2.3) | (3.5) | (0.2) | (0.4) | 0.8 | ||||||||||||
| Profit before tax | 12.1 | (4.3) | (1.2) | 17.3 | 0.3 | 2.2 | (0.7) | (2.2) | (2.6) | ||||||||||||
| Taxation | (8.7) | 0.4 | 0.5 | (9.4) | (0.2) | (0.6) | (0.1) | 0.2 | 0.9 | ||||||||||||
| Profit after tax | 3.4 | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) | ||||||||||||
| Profit attributable to shareholders | 3.4 | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) | ||||||||||||
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 147.61 | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) | ||||||||||||
| EPS – diluted (Rs) Rs | 147.61 | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) | ||||||||||||
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||||
| Weighted average shares mn | 1,015.8 | 1,015.8 | 52.7 | 48.0 | 348.7 | 346.2 | 52.5 | 260.9 | 277.3 | ||||||||||||
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | -71.6% | -52.2% | -39.6% | -59.1% | -60.2% | -44.8% | -43.7% | +6.1% | ||||||||||||
| Interest expense | -25.4% | -51.9% | -49.3% | -57.4% | -60.6% | -49.7% | -37.2% | +5.5% | ||||||||||||
| Net interest income | — | -82.0% | — | — | — | — | — | — | ||||||||||||
| Fee & commission income (net) | +22.0% | -25.6% | +17.5% | +6.7% | -28.6% | +26.4% | -8.0% | +70.9% | ||||||||||||
| Foreign exchange income | +689.0% | +110.1% | -37.6% | -110.4% | -83.2% | -38.1% | -65.1% | -44.9% | ||||||||||||
| Gain / (loss) on securities | -88.7% | -100.3% | -15.4% | -21.4% | +795.1% | +242.0% | — | — | ||||||||||||
| Total non-interest income | -52.0% | -56.9% | -7.3% | -19.6% | +114.0% | +73.7% | — | +270.2% | ||||||||||||
| Total income | -342.4% | -58.2% | — | +9.2% | — | — | — | — | ||||||||||||
| Operating expenses | — | -7.1% | -832.3% | -100.7% | -198.2% | +135.5% | +234.2% | +9.0% | ||||||||||||
| Provisions & impairment (loans) | — | — | — | -407.8% | — | — | — | +2.1% | ||||||||||||
| Profit before tax | -299.3% | — | — | — | — | — | — | — | ||||||||||||
| Taxation | -168.1% | -440.9% | — | — | — | — | -805.5% | — | ||||||||||||
| Profit after tax | -349.1% | — | — | — | — | — | — | — | ||||||||||||
| Profit attributable to shareholders | -349.1% | — | — | — | — | — | — | — | ||||||||||||
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -184.9% | — | — | — | — | — | — | — | ||||||||||||
| EPS – diluted (Rs) | -184.9% | — | — | — | — | — | — | — | ||||||||||||
| Dividend per share (Rs) | — | — | — | — | — | — | — | — | ||||||||||||
| Weighted average shares | — | — | — | — | — | — | — | — | ||||||||||||
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | — | 610.1% | 612.2% | 1,384.4% | 596.8% | 533.7% | — | 3,693.0% |
| Interest expense | — | (607.8%) | (615.3%) | (1,534.0%) | (652.7%) | (528.6%) | — | (3,931.9%) |
| Net interest income | — | 2.2% | (3.1%) | (149.7%) | (55.9%) | 5.1% | — | (238.9%) |
| Fee & commission income (net) | — | 58.5% | 47.4% | 100.7% | 27.0% | 32.9% | — | 103.0% |
| Foreign exchange income | — | 39.7% | 12.0% | (2.4%) | 3.5% | 7.9% | — | 25.7% |
| Gain / (loss) on securities | — | (0.4%) | 43.6% | 151.4% | 125.4% | 54.1% | — | 210.2% |
| Total non-interest income | — | 97.8% | 103.1% | 249.7% | 155.9% | 94.9% | — | 338.9% |
| Total income | — | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — | 100.0% |
| Operating expenses | — | (367.2%) | 1,937.9% | 6.7% | 180.4% | (165.4%) | — | (1,013.8%) |
| Provisions & impairment (loans) | — | (135.4%) | (2,328.3%) | (743.5%) | (470.6%) | (18.1%) | — | 263.7% |
| Profit before tax | — | (267.1%) | 2,684.9% | 106.7% | 295.6% | (65.1%) | — | (909.1%) |
| Taxation | — | 105.6% | (1,455.7%) | (50.6%) | (81.3%) | (13.0%) | — | 302.5% |
| Profit after tax | — | (161.5%) | 1,229.2% | 56.2% | 214.3% | (78.1%) | — | (606.6%) |
| Profit attributable to shareholders | — | (161.5%) | 1,229.2% | 56.2% | 214.3% | (78.1%) | — | (606.6%) |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 104
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | (2.3) | 0.0 | (0.0) | (0.5) | (0.4) | 0.1 | (1.3) | (0.7) |
| Interest & Dividend Income - Finance - Total | 1.2 | 2.8 | 4.0 | 4.3 | 4.4 | 5.9 | 6.5 | 10.6 |
| Interest & Dividend Income - Other - Finance | 1.2 | 2.8 | 4.0 | 4.3 | 4.4 | 5.9 | 6.5 | 10.6 |
| Net Commission & Fees Income/Expense - Business Revenue | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 | 0.4 | 0.3 | 0.3 |
| Fees & Commissions Income | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 | 0.4 | 0.3 | 0.3 |
| Investments & Loans - Business - Gain/(Loss) | 0.1 | (0.0) | 0.3 | 0.5 | 0.9 | 0.6 | 0.3 | 0.6 |
| Interest Expense - Finance - Total | 3.6 | 2.8 | 4.0 | 4.8 | 4.8 | 5.9 | 7.8 | 11.3 |
| Interest Expense - Operational Financing - Business | 3.6 | 2.8 | 4.0 | 4.8 | 4.8 | 5.9 | 7.8 | 11.3 |
| Investment Securities - Business - Gain/(Loss) | 0.1 | (0.0) | 0.3 | 0.5 | 0.9 | 0.6 | 0.3 | 0.6 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | 0.1 | (0.0) | 0.3 | 0.5 | 0.9 | 0.6 | 0.3 | 0.6 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 0.6 | 0.5 | 0.7 | 0.8 | 1.1 | 1.1 | 0.7 | 1.0 |
| Derivatives - Hedging - Business - Gain/(Loss) | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | — | 0.0 |
| Derivatives - Hedging - Business - Fair Value Adjustments - Gain/(Loss) | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | — | 0.0 |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 0.2 | 0.2 | 0.1 | (0.0) | 0.0 | 0.1 | 0.1 | 0.1 |
| Revenue from Business Activities - Total | (1.8) | 0.5 | 0.6 | 0.3 | 0.7 | 1.1 | (0.6) | 0.3 |
| Selling, General & Administrative Expenses - Total | 2.3 | 2.3 | 2.5 | 2.3 | 2.1 | 2.0 | 2.2 | 2.1 |
| Selling, General & Administrative Expenses - Unclassified | 2.3 | 2.0 | 1.9 | 2.0 | 1.9 | 1.8 | 1.9 | 1.9 |
| Depreciation in Selling, General & Administrative Expenses | — | 0.3 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Operating Expense/(Income) - Net | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Operating Income - Total | 0.0 | — | — | — | — | — | — | 0.0 |
| Operating Expenses - Total | 2.6 | 1.7 | (12.5) | (0.0) | (1.3) | 1.8 | 1.7 | 2.9 |
| Provision & Impairment for Loan Losses | 0.3 | (0.6) | (15.0) | (2.3) | (3.5) | (0.2) | (0.4) | 0.8 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 0.0 | 0.0 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Operating Profit before Non-Recurring Income/(Expense) | (4.3) | (1.2) | 13.2 | 0.3 | 2.1 | (0.7) | (2.3) | (2.6) |
| Other Operating Expense | 0.0 | — | — | — | — | — | — | 0.0 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | 0.0 | 4.2 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 |
| Normalized Pre-tax Profit | (4.3) | (1.2) | 17.3 | 0.3 | 2.1 | (0.7) | (2.3) | (2.6) |
| Non-Recurring Income/Expense - Total | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | — |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | — |
| Non-Recurring Income/(Expense) - Other - Total | — | — | — | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | (0.4) | (0.5) | 9.4 | 0.2 | 0.6 | 0.1 | (0.2) | (0.9) |
| Income before Taxes | (4.3) | (1.2) | 17.3 | 0.3 | 2.2 | (0.7) | (2.2) | (2.6) |
| Income Taxes | (0.4) | (0.5) | 9.4 | 0.2 | 0.6 | 0.1 | (0.2) | (0.9) |
| Net Income after Tax | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Income before Discontinued Operations & Extraordinary Items | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Net Income before Minority Interest | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Net Income after Minority Interest | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Income Available to Common Shares | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Income available to Common excluding Extraordinary Items | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Shares used to calculate Basic EPS - Total mn | 1,015.8 | 52.7 | 48.0 | 348.7 | 346.2 | 52.5 | 260.9 | 277.3 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (3.87) | (14.26) | 164.89 | 0.50 | 4.43 | (16.57) | (8.08) | (6.27) |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 1,015.8 | 52.7 | 48.0 | 348.7 | 346.2 | 52.5 | 260.9 | 277.3 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (3.87) | (14.26) | 164.89 | 0.50 | 4.43 | (16.57) | (8.08) | (6.27) |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Diluted Income available to Common excluding Extraordinary Items | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Shares used to calculate Diluted EPS - Total mn | 1,015.8 | 52.7 | 48.0 | 348.7 | 346.2 | 52.5 | 260.9 | 277.3 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (3.87) | (14.26) | 164.89 | 0.50 | 4.43 | (16.57) | (8.08) | (6.27) |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | (3.9) | (0.8) | 7.9 | 0.2 | 1.6 | (0.9) | (2.0) | (1.7) |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 1,015.8 | 52.7 | 48.0 | 348.7 | 346.2 | 52.5 | 260.9 | 277.3 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (3.87) | (14.26) | 165.24 | 0.50 | 4.56 | (16.52) | (7.78) | (6.27) |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (3.87) | (14.26) | 164.89 | 0.50 | 4.43 | (16.57) | (8.08) | (6.27) |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | (4.3) | (1.2) | 13.2 | 0.3 | 2.1 | (0.7) | (2.3) | (2.6) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | (4.0) | (1.0) | 13.4 | 0.6 | 2.3 | (0.5) | (2.0) | (2.4) |
| Depreciation & Amortization - Supplemental | — | 0.3 | 0.2 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 |
| Depreciation Expense - Total - Supplemental | — | 0.3 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | — | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Amortization - Total - Supplemental | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Amortization of Computer Software - Supplemental | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Amortization of Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Supplemental | — | — | — | — | — | — | — | — |
| Depreciation, Depletion & Amortization - Total | 0.3 | 0.3 | 0.2 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 |
| Depreciation - Total | 0.3 | 0.3 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Normalized after Tax Profit | (3.9) | (0.8) | 7.9 | 0.2 | 1.5 | (0.9) | (2.1) | (1.7) |
| Normalized Net Income from Continuing Operations | (3.9) | (0.8) | 7.9 | 0.2 | 1.5 | (0.9) | (2.1) | (1.7) |
| Normalized Net Income - Bottom Line | (3.9) | (0.8) | 7.9 | 0.2 | 1.5 | (0.9) | (2.1) | (1.7) |
| Earnings before Interest & Taxes (EBIT) - Normalized | (4.3) | (1.2) | 17.3 | 0.3 | 2.1 | (0.7) | (2.3) | (2.6) |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | (4.0) | (1.0) | 17.6 | 0.6 | 2.4 | (0.5) | (2.0) | (2.4) |
| Interest Expense | 3.6 | 2.8 | 4.0 | 4.8 | 4.8 | 5.9 | 7.8 | 11.3 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | (2.6) | 0.6 | 15.0 | 1.9 | 3.1 | 0.3 | (0.8) | (1.4) |
| Revenue after Loan Provisions - Net - Finance | 0.9 | 3.5 | 19.0 | 6.7 | 7.9 | 6.1 | 7.0 | 9.8 |
| Operating Expenses | 2.6 | 1.7 | (12.5) | (0.0) | (1.3) | 1.8 | 1.7 | 2.9 |
| Foreign Exchange Gain/(Loss) | 0.2 | 0.2 | 0.1 | (0.0) | 0.0 | 0.1 | 0.1 | 0.1 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 2.3 | 2.3 | 2.5 | 2.3 | 2.1 | 2.0 | 2.2 | 2.1 |
| Investment Gain/(Loss) | 0.1 | 0.0 | 0.3 | 0.5 | 0.9 | 0.6 | 0.3 | 0.6 |
| Non-Interest Expense - Bank | 2.2 | 2.3 | (1.7) | 2.3 | 2.0 | 2.0 | 2.1 | 2.1 |
| Income before Taxes & Provision for Loan Losses | (4.0) | (1.9) | 2.3 | (2.0) | (1.3) | (0.9) | (2.6) | (1.8) |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | — | — | 7.9 | 0.2 | 1.6 | — | — | — |
| Operating Expenses excluding Non-Cash Charges - Total | 2.2 | 1.4 | (12.8) | (0.3) | (1.6) | 1.6 | 1.4 | 2.7 |
| Revenue Net of Interest Expense Before Loan Loss Provision | (1.8) | 0.5 | 0.6 | 0.3 | 0.7 | 1.1 | (0.6) | 0.3 |
| Income from Earning Assets | 1.6 | 3.0 | 4.3 | 4.8 | 5.3 | 6.6 | 7.0 | 11.3 |
| Income Available to Common Shares before Depreciation & Amortization | (3.6) | (0.5) | 8.2 | 0.4 | 1.8 | (0.6) | (1.8) | (1.5) |
| Commissions and Fees | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 | 0.4 | 0.3 | 0.3 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.