BOK The Bank of Khyber
Latest results: FY2025 · Dec 2025 Q1 FY2026 · Jan – Mar 2026
Last close · 16 Oct 2026
Rs 27.29 -1.09%
Quarterly · Q2 FY2021 – Q1 FY2026
The Bank of Khyber (BOK) quarterly cash flow statement
Operating activities generated -Rs 19.0 bn of cash in Q1 FY2026 (Jan – Mar 2026), down 117.0% on Q1 FY2025. Capital expenditure was Rs 79.3 mn. Overall, cash decreased by Rs 4.4 bn.
| Rs bn | TTM to Mar 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 | Q2 FY2021 Apr – Jun 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (32.6) | (19.0) | 17.7 | (34.0) | 2.6 | 111.9 | (82.4) | 20.7 | 1.6 | 35.2 | 35.2 | (14.5) | 37.8 | 16.0 | 20.9 | 9.1 | 24.7 | (26.3) | (19.2) | (20.2) | 66.0 |
| Capital expenditure | (1.4) | (0.1) | (0.9) | (0.2) | (0.2) | (0.2) | (0.1) | (0.2) | (0.2) | (0.2) | (0.1) | (0.2) | (0.2) | (0.2) | (0.3) | (0.2) | (0.3) | (0.2) | (0.6) | (0.3) | (0.5) |
| Net cash from investing activities | 15.7 | (39.0) | 6.1 | 68.9 | (20.2) | (49.1) | (30.6) | (21.6) | 3.3 | (7.1) | (7.3) | (31.6) | (21.3) | 10.1 | (23.7) | 57.3 | 30.3 | (57.8) | (10.5) | (5.3) | (51.3) |
| Dividends paid | — | — | (0.0) | (1.7) | (2.0) | — | (0.0) | (0.0) | (1.6) | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | — | (0.0) | (1.5) |
| Net cash from financing activities | 9.3 | 53.6 | (26.5) | (48.4) | 30.6 | (58.3) | 112.1 | (6.3) | (3.5) | (21.9) | (26.2) | 36.4 | (7.1) | (19.9) | (5.9) | (67.5) | (59.1) | 88.0 | 36.8 | 22.8 | (6.8) |
| Net change in cash | (7.5) | (4.4) | (2.7) | (13.5) | 13.1 | 4.5 | (0.9) | (7.2) | 1.3 | 6.2 | 2.2 | (9.8) | 9.5 | 6.2 | (8.3) | (1.1) | (4.1) | 3.9 | 7.4 | (2.7) | 8.0 |
| Rs mn | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 | Q2 FY2021 Apr – Jun 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -117.0% | — | -263.9% | +68.1% | +218.2% | -334.3% | — | -95.9% | +119.4% | +68.2% | -259.6% | +53.2% | — | — | — | -62.6% | — | — | — | +15.0% |
| Capital expenditure | -56.4% | +546.5% | +0.2% | -4.1% | +10.8% | +7.5% | -9.1% | -32.2% | -11.7% | -58.3% | +6.3% | -24.4% | -15.8% | -43.8% | -26.0% | -33.8% | +53.7% | +16.5% | +59.1% | +305.4% |
| Net cash from investing activities | — | — | — | -720.5% | — | — | — | — | -170.5% | — | -155.2% | -170.2% | — | — | — | — | — | -136.1% | -161.9% | -81,671.2% |
| Dividends paid | — | +555.3% | +3,240,784.9% | +19.0% | — | +1,780.0% | +17.8% | +1,437,937.7% | -100.0% | -86.1% | -98.5% | -9.5% | -96.2% | — | +72,550.0% | -100.0% | +523.5% | — | — | +200.0% |
| Net cash from financing activities | — | -123.6% | — | — | — | — | -117.4% | — | — | — | — | — | -122.6% | -116.0% | -396.3% | — | — | — | +80.4% | — |
| Net change in cash | -199.7% | — | — | +891.3% | -27.8% | -142.6% | — | -86.0% | -0.5% | — | — | — | +60.5% | -211.4% | — | -151.9% | — | +33.8% | — | -21.4% |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 60
| Rs bn | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 2.1 | 1.7 | 3.4 | 3.8 | 3.4 | 2.1 | 2.6 | 1.9 | 1.5 | 2.0 | 1.6 | 1.4 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (5.1) | (3.8) | (4.5) | (4.5) | (5.2) | (4.3) | (4.2) | (7.1) | 0.7 | 0.1 | 0.5 | 0.7 |
| Equity Income/(Loss) in Net Earnings - Cash Flow - to Reconcile | (0.0) | 0.0 | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | 0.0 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (5.2) | (4.4) | (4.6) | (4.9) | (4.9) | (4.6) | (4.3) | (7.4) | 0.1 | (0.4) | 0.1 | 0.1 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 0.5 | 0.5 | 0.4 | 0.4 | 0.4 | 0.5 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 | 0.4 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | (0.4) | 0.1 | (0.3) | (0.5) | (0.1) | (0.3) | (0.3) | (0.1) | 0.2 | 0.2 | 0.1 | 0.2 |
| Impairment - Property, Plant & Equipment including Intangible Assets - Cash Flow - to Reconcile | — | 0.0 | — | — | — | — | — | — | — | — | — | — |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | 0.1 | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | (0.0) | (0.0) | 0.0 | 0.0 |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | (0.0) | (0.0) | 0.0 | 0.0 |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | 0.0 | 0.0 | 0.5 | (0.5) | 0.0 | (0.0) | 0.0 | — | — | — | — |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 1.5 | 2.9 | 2.8 | 1.3 | 1.0 | 2.0 | 0.7 | 1.4 | (0.5) | 0.5 | 0.5 | 0.5 |
| Investment Securities - Gain/(Loss) - Cash Flow | — | 0.1 | (0.0) | (0.0) | — | — | — | — | — | — | — | — |
| Interest Paid - Cash | 9.0 | 13.3 | 8.5 | 7.1 | 12.5 | 9.3 | 15.1 | 21.6 | — | — | — | — |
| Interest & Dividends - Received - Total - Cash Flow | 8.4 | 16.8 | 11.1 | 16.5 | 10.0 | 22.3 | 12.2 | 34.8 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash Flow from Operating Activities before Changes in Working Capital | (5.1) | (1.5) | (1.4) | 7.4 | (5.2) | 8.8 | (5.2) | 6.6 | 2.6 | 1.6 | 1.6 | 1.7 |
| Working Capital - Increase/(Decrease) - Cash Flow | (13.9) | 19.2 | (32.6) | (4.7) | 117.1 | (91.2) | 26.0 | (5.0) | 32.5 | 33.6 | (16.2) | 36.2 |
| Other Assets - Decrease/(Increase) - Cash Flow | 0.9 | (0.9) | 0.3 | 0.7 | (1.1) | 0.0 | (0.2) | 3.5 | 1.6 | (0.3) | (7.6) | (0.4) |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | 3.3 | 19.6 | (19.1) | (2.2) | (1.5) | 10.0 | 7.3 | (14.6) | (0.7) | 33.5 | (31.2) | 9.0 |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | — | — | — | — | — | 1.4 | (1.6) | 0.2 | — | 0.2 | (0.2) | 0.0 |
| Loans - Customer - Decrease/(Increase) - Cash Flow | (2.3) | (4.4) | (6.4) | (46.6) | 78.5 | (80.7) | 18.9 | 10.4 | (0.6) | (9.5) | 10.7 | 0.9 |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | (1.2) | 1.2 | 0.2 | (0.1) | (19.7) | 20.4 | (0.1) | 1.4 | (2.8) | 5.2 | 1.8 | 4.6 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | (14.6) | 3.8 | (7.7) | 43.4 | 61.0 | (42.3) | 1.5 | (5.9) | 35.0 | 4.4 | 10.3 | 22.1 |
| Net Cash Flow from Operating Activities | (19.0) | 17.7 | (34.0) | 2.6 | 111.9 | (82.4) | 20.7 | 1.6 | 35.2 | 35.2 | (14.5) | 37.8 |
| Capital Expenditures - Net - Cash Flow | 0.1 | 0.9 | 0.2 | 0.1 | 0.2 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.1 | 0.9 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 | 0.1 | 0.2 | 0.1 | 0.2 | 0.2 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.1 | 0.9 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 | 0.1 | 0.2 | 0.1 | 0.2 | 0.2 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | (0.0) | 0.0 | 0.1 | (0.0) | 0.0 | (0.0) | 0.0 | 0.0 | — | 0.0 | (0.0) | 0.0 |
| Intangible Assets - Net - Cash Flow | (0.0) | 0.0 | 0.1 | (0.0) | 0.0 | (0.0) | 0.0 | 0.0 | — | 0.0 | (0.0) | 0.0 |
| Capital Expenditures - Total | 0.1 | 0.9 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.2 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (39.0) | 7.0 | 69.1 | (20.1) | (48.9) | (30.4) | (21.4) | 3.4 | (7.0) | (7.2) | (31.4) | (21.1) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (39.0) | 7.0 | 69.1 | (20.1) | (48.9) | (30.4) | (21.4) | 3.4 | (7.0) | (7.2) | (31.4) | (21.1) |
| Net Cash Flow from Investing Activities | (39.0) | 6.1 | 68.9 | (20.2) | (49.1) | (30.6) | (21.6) | 3.3 | (7.1) | (7.3) | (31.6) | (21.3) |
| Dividends Paid - Cash - Total - Cash Flow | — | 0.0 | 1.7 | 2.0 | — | 0.0 | 0.0 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 |
| Dividends - Common - Cash Paid | — | 0.0 | 1.7 | 2.0 | — | 0.0 | 0.0 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 53.6 | (26.5) | (46.7) | 32.6 | (58.3) | 112.1 | (6.3) | (1.8) | (21.9) | (26.2) | 36.4 | (7.1) |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | 53.8 | (26.2) | (46.4) | 32.8 | (58.1) | 112.4 | (6.1) | (1.6) | (21.6) | (26.0) | 36.6 | (6.7) |
| Debt - Issued/(Reduced) - Short-Term - Total - Cash Flow | — | — | — | — | 0.0 | — | — | — | — | — | — | — |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.2) | (0.3) | (0.3) | (0.3) | (0.3) | (0.3) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | (0.4) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.2) | (0.3) | (0.3) | (0.3) | (0.3) | (0.3) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | (0.4) |
| Debt - Reduced - Long-Term - Cash Flow | 0.2 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.4 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.2 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.4 |
| Other Financing Cash Flow - Increase/(Decrease) | (0.0) | — | — | (0.0) | 0.0 | — | — | — | — | — | — | — |
| Net Cash Flow from Financing Activities | 53.6 | (26.5) | (48.4) | 30.6 | (58.3) | 112.1 | (6.3) | (3.5) | (21.9) | (26.2) | 36.4 | (7.1) |
| Non-Classified Cash Flows | (0.0) | 0.0 | — | — | (0.0) | (0.0) | — | — | — | — | — | — |
| Foreign Exchange Effects - Cash Flow | — | (0.0) | 0.0 | 0.1 | — | (0.0) | 0.0 | (0.0) | — | 0.5 | — | — |
| Net Change in Cash - Total | (4.4) | (2.7) | (13.5) | 13.1 | 4.5 | (0.9) | (7.2) | 1.3 | 6.2 | 2.2 | (9.8) | 9.5 |
| Net Cash from Continuing Operations | (4.4) | (2.7) | (13.5) | 13.1 | 4.5 | (0.9) | (7.2) | 1.3 | 6.2 | 2.2 | (9.8) | 9.5 |
| Net Cash - Beginning Balance | 28.6 | 31.3 | 44.8 | 31.7 | 27.2 | 28.2 | 35.3 | 34.0 | 27.9 | 25.7 | 35.5 | 26.0 |
| Net Cash - Ending Balance | 24.2 | 28.6 | 31.3 | 44.8 | 31.7 | 27.2 | 28.2 | 35.3 | 34.0 | 27.9 | 25.7 | 35.5 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 1.5 | 2.9 | 2.8 | 1.3 | 1.0 | 2.0 | 0.7 | 1.4 | (0.5) | 0.5 | 0.5 | 0.5 |
| Interest Paid - Cash Flow - Supplemental | 9.0 | 13.3 | 8.5 | 7.1 | 12.5 | 9.3 | 15.1 | 21.6 | — | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 8.4 | 16.8 | 11.1 | 16.5 | 10.0 | 22.3 | 12.2 | 34.8 | 0.0 | 0.0 | 0.0 | 0.0 |
| CF from Optg Activities before Change in WC & Int Payments | 3.9 | 11.8 | 7.1 | 14.5 | 7.3 | 18.1 | 9.9 | 28.2 | 2.6 | 1.6 | 1.6 | 1.7 |
| Depreciation, Depletion & Amortization - Cash Flow | 0.5 | 0.5 | 0.4 | 0.4 | 0.4 | 0.5 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
| Free Cash Flow to Equity | 34.5 | (9.7) | (80.9) | 35.0 | 53.4 | 29.5 | 14.2 | (0.4) | 13.1 | 8.8 | 21.6 | 30.5 |
| Free Cash Flow Net of Dividends | (19.1) | 16.8 | (35.9) | 0.5 | 111.7 | (82.5) | 20.5 | (0.3) | 35.0 | 35.0 | (14.8) | 37.6 |
| Free Cash Flow | (19.1) | 16.8 | (34.2) | 2.5 | 111.7 | (82.5) | 20.5 | 1.4 | 35.0 | 35.0 | (14.8) | 37.6 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.