CSIL Crescent Star Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 5.46 -1.80%
Annual · FY2012 – FY2025
Crescent Star Insurance Limited (CSIL) financial ratios
Crescent Star Insurance Limited earned a net margin of 10.0% in FY2025 against a five-year average of 12.1% (Insurance median 11.2%). Return on equity was 1.8%, compared with a sector median of 14.1%.
FY2025 vs the Insurance median
- Net margin
- 10.0%
- Sector median 11.2%
- Return on equity (ROE)
- 1.8%
- Sector median 14.1%
- Return on assets (ROA)
- 1.4%
- Sector median 3.5%
- Dividend payout ratio
- 0.0%
- Sector median 0.0%
Median of the 29 companies in the sector with the figure for their latest fiscal year.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 * Jan – Dec 2022 | FY2021 Jan – Dec 2021 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||
| Pre-tax margin | 19.1% | 16.4% | 7.4% | (14.3%) | 38.2% | |||||||||
| Net margin | 10.0% | 13.2% | 17.8% | (12.7%) | 32.3% | |||||||||
| Effective tax rate | 47.5% | 19.2% | (142.6%) | — | 15.4% | |||||||||
| Returns | ||||||||||||||
| Return on equity (ROE) | 1.8% | 5.2% | 6.8% | 0.6% | 5.0% | |||||||||
| Return on assets (ROA) | 1.4% | 2.9% | 4.4% | (1.4%) | 2.8% | |||||||||
| Leverage | ||||||||||||||
| Debt to equity | — | — | — | — | 0.0% | |||||||||
| Debt to capital | — | — | — | — | 0.0% | |||||||||
| Debt to assets | — | — | — | — | 0.0% | |||||||||
| Assets to equity | 1.46× | 1.56× | 1.64× | 1.59× | 1.57× | |||||||||
| Dividends | ||||||||||||||
| Dividend payout ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |||||||||
| Earnings retention rate | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | |||||||||
Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.
CSIL: frequently asked questions
What is CSIL's EPS?
Crescent Star Insurance Limited reported basic earnings per share of Rs 0.13 for FY2025 (Jan – Dec 2025). Over the trailing twelve months (TTM to Jun 2026) EPS was Rs -0.40.
Does CSIL pay dividends?
Crescent Star Insurance Limited did not declare a cash dividend for FY2025.
What was CSIL's total income and profit in FY2025?
Crescent Star Insurance Limited reported total income of Rs 166.0 mn and profit attributable to shareholders of Rs 17.3 mn for FY2025 (Jan – Dec 2025).
What is CSIL's book value per share?
Crescent Star Insurance Limited's book value per share was Rs 7.32 at the end of FY2025. The shares trade at 0.83× book value.
Information only, not investment advice.