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Insurance

EFUL EFU Life Assurance Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 112.00 +1.65%

Annual · FY2006 – FY2025

EFU Life Assurance Limited (EFUL) balance sheet

At the end of FY2025 (Jan – Dec 2025) EFU Life Assurance Limited had total assets of Rs 298.0 bn, up 14.9% on FY2024. Shareholders' equity was Rs 10.1 bn (Rs 69.23 per share), 3.4% of total assets.

EFUL balance sheet (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 * Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & cash equivalents 5.9 5.7 5.1 4.6 4.6 5.3 5.7 4.8 6.1 3.0 3.5 2.4 1.5 1.2 0.8 0.8 1.0 1.0 0.7 0.5
Investments 282.6 247.3 199.4 164.8 151.1 142.6 116.3 108.0 99.6 98.2 82.8 60.8 45.7 35.2 25.5 19.8 15.4 10.1 12.0 6.8
Premium receivables 3.1 1.4 1.1 0.7 0.5 0.2 0.3 0.2 0.2 0.2 0.2 0.2 0.1 0.0 0.1 0.1 0.1 0.1 0.1 0.0
Total assets 298.0 259.4 210.2 178.5 163.2 154.5 129.3 116.8 109.5 106.3 91.3 67.2 49.1 37.9 28.0 22.2 17.8 12.0 13.3 7.7
Liabilities
Insurance reserves 280.1 244.4 198.3 164.5 151.3 143.3 118.9 107.3 100.6 2.4 2.0 1.5 1.3 1.1 0.9 0.8 0.7 0.6 0.5 0.3
Unearned premiums 2.4 2.2 1.8 1.2 1.1 1.2 1.0 0.7 0.8 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Total liabilities 287.9 250.2 203.3 172.2 157.0 148.3 123.4 110.7 103.6 102.1 87.9 64.4 46.6 35.8 26.3 20.6 16.2 10.7 12.0 7.0
Equity
Equity attributable to shareholders 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2 3.4 2.8 2.5 2.1 1.7 1.6 1.6 1.3 1.3 0.7
Total equity 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2 3.4 2.8 2.5 2.1 1.7 1.6 1.6 1.3 1.3 0.7
Total liabilities & equity 298.0 259.4 210.2 178.5 163.2 154.5 129.3 116.8 109.5 106.3 91.3 67.2 49.1 37.9 28.0 22.2 17.8 12.0 13.3 7.7
Key figures
Shares outstanding mn 146.2 146.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2
Common equity 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2 3.4 2.8 2.5 2.1 1.7 1.6 1.6 1.3 1.3 0.7
Book value per share (Rs) Rs 69.23 62.87 49.90 45.60 44.38 44.36 42.44 43.30 42.83 30.12 24.49 20.36 18.20 15.04 12.45 11.34 11.70 9.01 9.18 5.25
EFUL balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 * Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & cash equivalents +3.5% +12.2% +10.9% -1.1% -13.6% -6.6% +19.4% -21.0% +99.4% -14.4% +46.8% +59.1% +22.2% +51.9% +8.2% -26.3% +2.5% +33.5% +48.9% —
Investments +14.3% +24.0% +21.0% +9.1% +6.0% +22.7% +7.6% +8.5% +1.4% +18.6% +36.2% +33.1% +29.7% +38.3% +28.7% +28.5% +52.3% -15.4% +77.1% —
Premium receivables +121.7% +31.1% +47.6% +57.3% +127.9% -21.0% +49.8% -24.6% +34.0% -23.1% +26.1% +208.4% +26.8% -22.1% -50.6% +0.3% -2.5% +48.7% +133.8% —
Total assets +14.9% +23.4% +17.8% +9.4% +5.6% +19.5% +10.7% +6.6% +3.1% +16.5% +35.8% +36.9% +29.6% +35.2% +26.5% +24.2% +49.3% -10.2% +72.9% —
Liabilities
Insurance reserves +14.6% +23.3% +20.6% +8.7% +5.6% +20.5% +10.8% +6.7% +4,125.2% +19.1% +29.6% +15.6% +24.8% +14.9% +20.7% +7.7% +14.8% +36.5% +39.8% —
Unearned premiums +9.3% +22.6% +47.4% +4.7% -5.9% +25.9% +37.6% -6.6% +475.6% +729.1% +6.0% -8.6% +11.6% +24.3% -0.4% +31.1% +38.5% +41.3% +114.3% —
Total liabilities +15.0% +23.1% +18.1% +9.7% +5.9% +20.2% +11.4% +6.9% +1.4% +16.2% +36.4% +38.3% +30.1% +36.1% +27.8% +26.9% +51.5% -11.1% +72.7% —
Equity
Equity attributable to shareholders +10.1% +32.3% +9.4% +2.8% +0.1% +4.5% -2.0% +1.1% +42.2% +23.0% +20.3% +11.9% +21.0% +20.9% +9.7% -3.0% +29.8% -1.8% +75.0% —
Total equity +10.1% +32.3% +9.4% +2.8% +0.1% +4.5% -2.0% +1.1% +42.2% +23.0% +20.3% +11.9% +21.0% +20.9% +9.7% -3.0% +29.8% -1.8% +75.0% —
Total liabilities & equity +14.9% +23.4% +17.8% +9.4% +5.6% +19.5% +10.7% +6.6% +3.1% +16.5% +35.8% +36.9% +29.6% +35.2% +26.5% +24.2% +49.3% -10.2% +72.9% —
Key figures
Shares outstanding — — — — — — — — — — — — — — — — — — — —
Common equity +10.1% +32.3% +9.4% +2.8% +0.1% +4.5% -2.0% +1.1% +42.2% +23.0% +20.3% +11.9% +21.0% +20.9% +9.7% -3.0% +29.8% -1.8% +75.0% —
Book value per share (Rs) +10.1% +26.0% +9.4% +2.8% +0.1% +4.5% -2.0% +1.1% +42.2% +23.0% +20.3% +11.9% +21.0% +20.9% +9.7% -3.0% +29.8% -1.8% +75.0% —

Change against the previous fiscal year; shown when the earlier figure is positive.

EFUL balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 * Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 * Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & cash equivalents 2.0% 2.2% 2.4% 2.6% 2.8% 3.5% 4.4% 4.1% 5.5% 2.9% 3.9% 3.6% 3.1% 3.3% 2.9% 3.4% 5.7% 8.4% 5.6% 6.5%
Investments 94.8% 95.3% 94.8% 92.3% 92.6% 92.3% 89.9% 92.5% 90.9% 92.4% 90.7% 90.4% 93.0% 92.9% 90.8% 89.3% 86.2% 84.5% 89.8% 87.7%
Premium receivables 1.0% 0.5% 0.5% 0.4% 0.3% 0.1% 0.2% 0.1% 0.2% 0.2% 0.2% 0.3% 0.1% 0.1% 0.2% 0.5% 0.6% 1.0% 0.6% 0.4%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Insurance reserves 94.0% 94.2% 94.3% 92.1% 92.7% 92.7% 91.9% 91.9% 91.8% 2.2% 2.2% 2.3% 2.7% 2.8% 3.3% 3.5% 4.0% 5.2% 3.4% 4.2%
Unearned premiums 0.8% 0.8% 0.8% 0.7% 0.7% 0.8% 0.7% 0.6% 0.7% 0.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.1% 0.1% 0.1% 0.0% 0.0%
Total liabilities 96.6% 96.5% 96.7% 96.4% 96.2% 96.0% 95.4% 94.8% 94.6% 96.1% 96.3% 95.8% 94.8% 94.5% 93.8% 92.9% 90.9% 89.5% 90.4% 90.5%
Equity
Equity attributable to shareholders 3.4% 3.5% 3.3% 3.6% 3.8% 4.0% 4.6% 5.2% 5.4% 3.9% 3.7% 4.2% 5.2% 5.5% 6.2% 7.1% 9.1% 10.5% 9.6% 9.5%
Total equity 3.4% 3.5% 3.3% 3.6% 3.8% 4.0% 4.6% 5.2% 5.4% 3.9% 3.7% 4.2% 5.2% 5.5% 6.2% 7.1% 9.1% 10.5% 9.6% 9.5%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 3.4% 3.5% 3.3% 3.6% 3.8% 4.0% 4.6% 5.2% 5.4% 3.9% 3.7% 4.2% 5.2% 5.5% 6.2% 7.1% 9.1% 10.5% 9.6% 9.5%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 119
EFUL balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016
Cash & Cash Equivalents 5.9 5.7 5.1 4.6 4.6 5.3 5.7 4.8 6.1 3.0
Receivables - Total 5.0 2.6 2.2 2.2 2.0 1.3 1.5 0.5 0.5 0.2
Insurance Premium Receivables 3.1 1.4 1.1 0.7 0.5 0.2 0.3 0.2 0.2 0.2
Income Tax - Receivables 1.9 1.2 1.2 1.1 1.3 0.9 1.1 0.3 0.3 0.1
Receivables - Other — — — 0.4 0.3 0.2 0.2 — — —
Investments including Loans - Total 282.6 247.3 199.4 164.8 151.1 142.6 116.3 108.0 99.6 98.2
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 259.1 235.9 184.6 149.8 125.1 121.7 96.0 90.6 85.4 50.4
Investment Securities - Fixed Income 7.2 7.6 8.4 8.3 5.9 8.0 9.3 4.1 1.1 1.6
Investment Securities - Equity 67.9 43.8 22.3 20.2 31.9 39.2 10.5 33.5 27.8 —
Investments - Other - Total 17.7 7.0 10.2 14.8 25.8 20.7 20.1 15.2 12.6 47.7
Loans - Mortgage, Policy & Other 5.9 4.4 4.5 0.2 0.2 0.2 0.2 2.2 1.6 —
Loans - Other 5.9 4.4 4.5 0.2 0.2 0.2 0.2 2.2 1.6 —
Investment Securities Available for Sale & Held to Maturity 184.0 184.5 153.9 121.3 87.3 74.5 76.2 53.0 56.5 48.9
Property, Plant & Equipment - Net - Total 4.0 3.5 3.2 3.0 3.1 2.9 2.9 2.4 2.2 —
Property, Plant & Equipment - Gross - Total — — — 5.4 5.1 4.5 3.9 3.2 2.8 2.1
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total — — — 2.4 2.0 1.6 1.0 0.8 0.6 —
Other Assets - Total 0.1 0.1 0.1 3.9 2.3 2.3 2.9 1.0 1.2 2.7
Restricted Accounts - Cash — — — 0.1 0.1 0.1 — — — —
Investments in Associates, Joint Ventures and Unconsolidated Subsidiaries 0.2 0.0 — — — — — — — —
Accrued Investment Income — — — 3.1 2.1 2.0 2.8 0.9 1.1 1.8
Prepaid Expenses - Total 0.1 0.1 0.1 0.7 0.2 0.2 0.1 0.1 0.0 0.0
Other Assets — — — — — — — — — 0.9
Intangible Assets - Total - Net 0.3 0.3 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Intangible Assets - excluding Goodwill - Net - Total 0.3 0.3 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Intangible Assets - Gross - Total — — — 0.2 0.2 0.2 0.1 0.1 0.1 —
Intangible Assets - excluding Goodwill - Gross — — — 0.2 0.2 0.2 0.1 0.1 0.1 —
Intangible Assets - Accumulated Amortization & Impairment - Total — — — 0.2 0.1 0.1 0.1 0.1 0.1 —
Intangible Assets - excluding Goodwill - Accumulated Amortization & Impairment - Total — — — 0.2 0.1 0.1 0.1 0.1 0.1 —
Total Assets 298.0 259.4 210.2 178.5 163.2 154.5 129.3 116.8 109.5 106.3
Insurance Reserves - Total 280.1 244.4 198.3 164.5 151.3 143.3 118.9 107.3 100.6 2.4
Benefit & Loss Reserves - Gross 277.7 242.3 196.5 158.5 145.8 137.6 114.4 103.6 97.1 —
Debt - Total 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — 97.8
Unearned Premiums - Gross 2.4 2.2 1.8 1.2 1.1 1.2 1.0 0.7 0.8 0.1
Policy & Contract Claims - Gross — — — 3.8 3.4 3.6 2.7 2.3 2.1 1.7
Insurance Reserves - Other - Gross - Total — — — 0.9 1.0 0.9 0.8 0.7 0.6 0.6
Insurance Contracts - Technical Liabilities 277.7 242.3 196.5 — — — — — — —
Investment Contracts - Technical Liabilities — — — 158.5 145.8 137.6 114.4 103.6 97.1 —
Debt - Long-Term - Total 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — 97.8
Capitalized Lease Obligations - Long-Term 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — —
Long-Term Debt excluding Capitalized Leases — — — — — — — — — 97.8
Debt - Non-Convertible - Long-Term — — — — — — — — — 97.8
Dividends Payable — — — 0.1 0.1 0.1 0.0 0.0 0.0 0.0
Deferred Tax & Investment Tax Credits - Long-Term 2.2 2.0 1.6 1.1 0.9 0.8 0.7 — — —
Deferred Tax - Liability - Long-Term 2.2 2.0 1.6 1.1 0.9 0.8 0.7 — — —
Payables & Accrued Expenses 4.5 3.2 2.7 1.9 1.5 1.3 1.7 1.7 1.3 1.9
Accrued Expenses — — — 1.1 1.2 0.8 0.8 0.6 0.4 0.4
Payable - Reinsurance & Brokers/Agents 0.5 0.2 0.2 0.4 0.1 0.2 0.3 0.7 0.7 0.6
Other Liabilities - Total — — — 4.0 2.6 2.4 1.7 1.8 1.7 0.0
Other Payables - Total 3.9 3.1 2.5 0.4 0.3 0.3 0.7 0.3 0.2 0.9
Other Liabilities - — — — 4.0 2.6 2.4 1.7 1.8 1.7 0.0
Total Liabilities 287.9 250.2 203.3 172.2 157.0 148.3 123.4 110.7 103.6 102.1
Shareholders' Equity - Attributable to Parent Shareholders - Total 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2
Common Equity Attributable to Parent Shareholders 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2
Common Equity - Contributed 1.7 1.7 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0
Common Stock - Issued & Paid 1.1 1.1 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0
Equity - Non-Contributed - Reserves & Retained Earnings 8.4 7.5 5.9 5.3 5.2 5.2 4.9 5.0 5.0 3.2
Retained Earnings - Total 5.5 5.1 3.8 3.4 3.0 3.1 2.9 2.8 3.0 1.5
Comprehensive Income - Accumulated - Total 0.2 0.1 0.0 0.0 0.0 0.0 0.1 0.1 0.1 —
Investments - Unrealized Gain/Loss 0.2 0.1 0.0 0.0 0.0 0.0 0.1 0.1 0.1 —
Other Reserves/Equity - Total 2.7 2.3 2.1 2.0 2.1 2.0 2.0 2.2 1.9 1.7
Common Equity - Total 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2
Common Stock - Additional Paid in Capital including Option Reserve 0.6 0.6 0.0 — — — — — — —
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2
Total Liabilities & Equity 298.0 259.4 210.2 178.5 163.2 154.5 129.3 116.8 109.5 106.3
Common Shares - Issued - Total mn 146.2 146.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2
Common Shares - Outstanding - Total mn 146.2 146.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 208.8 146.2 208.8 208.8 208.8 208.8 208.8 208.8 208.8 208.8
Common Shares - Issued - Issue Specific mn 146.2 146.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2
Common Shares - Outstanding - Issue Specific mn 146.2 146.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2 139.2
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 1.0 0.5 0.6 0.6 0.6 0.4 0.4 — — —
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 1.0 0.5 0.6 0.6 0.6 0.4 0.4 — — —
Right of Use Tangible Assets - Total - Gross - Supplemental — — — 1.1 1.0 0.7 — — — —
Right of Use Tangible Assets - Capital/Finance Lease - Gross - Supplemental — — — 1.1 1.0 0.7 — — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 3.0 2.9 2.6 2.5 2.5 2.4 2.5 — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Gross - Supplemental — — — 4.3 4.1 3.8 — — — —
Finance and Operating Lease Liabilities - Total - Supplemental 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — —
Debt including Finance and Operating Lease Liabilities - Supplemental 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — 97.8
Net Debt (4.7) (5.1) (4.4) (3.9) (4.0) (4.8) (5.4) (4.8) (6.1) 94.7
Investment Contracts - Technical Liabilities - Supplemental — — — 158.5 145.8 137.6 114.4 103.6 97.1 —
Insurance Contracts - Technical Liabilities - Supplemental 277.7 242.3 196.5 — — — — — — —
Asset Accruals (5.9) (5.7) (5.1) (4.6) (4.6) (5.3) (5.7) (4.8) (6.1) (3.0)
Cash & Cash Equivalents - Total 5.9 5.7 5.1 4.6 4.6 5.3 5.7 4.8 6.1 3.0
Cash & Securities 276.7 242.9 194.9 164.6 150.9 142.4 116.1 105.8 98.0 98.2
Cash & Short Term Investments - Total 5.9 5.7 5.1 4.6 4.6 5.3 5.7 4.8 6.1 3.0
Debt - including Preferred Equity & Minority Interest - Total 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — 97.8
Earning Assets 282.6 247.3 199.4 164.8 151.1 142.6 116.3 108.0 99.6 98.2
Equity Securities & Real Estate 67.9 43.8 22.3 20.2 31.9 39.2 10.5 33.5 27.8 —
Invested Assets - Total 282.6 247.3 199.4 164.8 151.1 142.6 116.3 108.0 99.6 98.2
Right of Use Tangible Assets - Total - Accumulated Depreciation - Supplemental — — — 0.5 0.4 0.3 — — — —
Investment Securities 259.1 235.9 184.6 149.8 125.1 121.7 96.0 90.6 85.4 50.4
Investments - Permanent 0.2 0.0 — — — — — — — —
Net Book Capital 5.4 4.1 2.6 2.5 2.2 1.3 0.6 1.2 (0.1) 98.9
Right of Use Tangible Assets - Capital/Finance Lease - Accumulated Depreciation - Supplemental — — — 0.5 0.4 0.3 — — — —
Net Operating Assets 5.4 4.1 2.6 2.5 2.2 1.3 0.6 1.2 (0.1) 98.9
Non-Reserve Liabilities 7.8 5.8 5.0 7.7 5.7 5.0 4.5 3.5 3.0 99.7
Provisions - Total 2.2 2.0 1.6 1.1 0.9 0.8 0.7 — — —
Shareholders Equity - Common 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Accumulated Depreciation - Supplemental — — — 1.9 1.6 1.3 — — — —
Tangible Total Equity 9.9 8.9 6.7 6.3 6.2 6.1 5.9 6.0 6.0 4.2
Tangible Book Value 9.9 8.9 6.7 6.3 6.2 6.1 5.9 6.0 6.0 4.2
Total Book Capital 11.3 9.8 7.6 7.0 6.8 6.7 6.3 6.0 6.0 102.0
Total Capital 11.3 9.8 7.6 7.0 6.8 6.7 6.3 6.0 6.0 102.0
Total Long Term Capital 10.1 9.2 6.9 6.3 6.2 6.2 5.9 6.0 6.0 4.2
Book Value excluding Other Equity 7.4 6.9 4.8 4.4 4.1 4.2 3.9 3.9 4.1 2.5
Cash & Short Term Investments - Net of Debt 4.7 5.1 4.4 3.9 4.0 4.8 5.4 4.8 6.1 (94.7)
Interest Bearing Liabilities - Total 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — 97.8
Net Debt Including Preferred Equity & Minority Interest (4.7) (5.1) (4.4) (3.9) (4.0) (4.8) (5.4) (4.8) (6.1) 94.7
Other Short-Term & Long-Term Assets - Total 0.1 0.1 0.1 3.8 2.3 2.2 2.9 1.0 1.2 2.7
Other Short-Term & Long-Term Liabilities - Total — — — 4.0 2.6 2.4 1.7 1.8 1.7 0.0
Tangible Book Value excluding Other Equity 7.1 6.6 4.5 4.4 4.1 4.1 3.9 3.9 4.1 2.5
Total Debt Excluding Islamic 1.1 0.6 0.7 0.7 0.6 0.5 0.4 — — 97.8
Investment in Equity, Real Estate & Mortgages 67.9 43.8 22.3 20.2 31.9 39.2 10.5 33.5 27.8 —
Book Value excluding Accumulated Comprehensive Income 9.9 9.1 6.9 6.3 6.1 6.1 5.9 6.0 5.9 —
Benefit & Claims Reserves - Gross 277.7 242.3 196.5 162.4 149.2 141.1 117.1 105.9 99.2 1.7
Reinsurance Liabilities 0.5 0.2 0.2 1.3 1.0 1.1 1.1 1.4 1.3 1.1
Cash in Hand & with Banks - Total 5.9 5.7 5.1 4.6 4.6 5.3 5.7 4.8 6.1 3.0

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.