Inv. Banks / Inv. Cos. / Securities Cos.
FCIBL First Credit and Investment Bank Limited
Latest results: FY2026 · Jun 2026
Last close · 16 Oct 2026
Rs 65.02 +10.00%
Annual · FY2007 – FY2026
First Credit and Investment Bank Limited (FCIBL) cash flow statement
Operating activities generated -Rs 259,886 of cash in FY2026 (Jul 2025 – Jun 2026), down 100.1% on FY2025. Overall, cash decreased by Rs 375.0 mn.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Net cash from operating activities | (0.3) | 245.3 | (14.9) | (36.0) | (982.9) |
| Net cash from investing activities | (365.5) | (203.9) | (1,993.3) | 292.3 | 119.3 |
| Dividends paid | — | — | 0.0 | (0.0) | 0.0 |
| Net cash from financing activities | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) |
| Net change in cash | (375.0) | 30.0 | (2,008.2) | 233.6 | (926.0) |
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Net cash from operating activities | -100.1% | — | — | — | -201.5% |
| Net cash from investing activities | — | — | -782.0% | +145.0% | — |
| Dividends paid | — | — | -100.0% | — | -100.0% |
| Net cash from financing activities | — | — | — | — | — |
| Net change in cash | -1,348.2% | — | -959.5% | — | -329.5% |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 63
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 82.0 | 67.6 | 42.0 | 29.8 | 13.3 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | 68.5 | 472.0 | 347.3 | 194.6 | 72.1 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (24.4) | 2.7 | 9.8 | (0.6) | 1.3 |
| Financial Income/(Expense) - Cash Flow - to Reconcile | 91.0 | 459.3 | 328.1 | 188.2 | 63.2 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 11.7 | 10.4 | 9.6 | 7.1 | 7.8 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 11.7 | 10.4 | 9.6 | 7.1 | 7.8 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | — | — | — | — | — |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | — | — | — | — | 0.0 |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | (0.4) | (0.2) | (0.1) | (0.1) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.0) | (0.4) | (0.2) | (0.1) | (0.1) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (9.8) | — | — | — | — |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 6.3 | 6.7 | 8.5 | 27.9 | 21.3 |
| Interest Paid - Cash | 95.3 | 463.3 | 318.9 | 204.1 | 55.4 |
| Interest & Dividends - Received - Total - Cash Flow | 5.0 | 2.3 | 1.6 | 3.1 | 4.4 |
| Cash Flow from Operating Activities before Changes in Working Capital | 53.8 | 72.1 | 63.5 | (4.5) | 13.1 |
| Working Capital - Increase/(Decrease) - Cash Flow | (54.1) | 173.2 | (78.3) | (31.6) | (995.9) |
| Accounts Receivables - Decrease/(Increase) - Cash Flow | — | — | — | — | — |
| Prepaid Expenses - Decrease/(Increase) - Cash Flow | (11.7) | 0.8 | (3.8) | (0.2) | 1.9 |
| Other Assets - Decrease/(Increase) - Cash Flow | (51.8) | 172.9 | (86.2) | (29.9) | 1.3 |
| Accrued Expenses - Increase/(Decrease) - Cash Flow | 9.4 | (0.5) | 12.0 | (1.5) | (999.1) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | — | — | (0.4) | — | — |
| Net Cash Flow from Operating Activities | (0.3) | 245.3 | (14.9) | (36.0) | (982.9) |
| Capital Expenditures - Net - Cash Flow | 7.8 | 10.7 | 12.6 | 0.2 | 1.3 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 7.4 | 10.7 | 12.6 | 0.2 | 1.3 |
| Property, Plant & Equipment - Purchased - Cash Flow | 7.4 | 11.1 | 12.8 | 0.2 | 2.1 |
| Property, Plant & Equipment Sold - Cash Flow | 0.1 | 0.4 | 0.2 | 0.0 | 0.8 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | 0.5 | — | — | — | — |
| Intangible Assets - Purchased/Acquired - Cash Flow | 0.5 | — | — | — | — |
| Capital Expenditures - Total | 7.9 | 11.1 | 12.8 | 0.2 | 2.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (357.7) | (193.3) | (1,855.9) | 229.1 | 68.0 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (357.7) | (193.3) | (1,855.9) | 229.1 | 68.0 |
| Other Investing Cash Flow - Decrease/(Increase) | — | — | (124.9) | 63.4 | 52.6 |
| Net Cash Flow from Investing Activities | (365.5) | (203.9) | (1,993.3) | 292.3 | 119.3 |
| Dividends Paid - Cash - Total - Cash Flow | — | — | 0.0 | 0.0 | 0.0 |
| Dividends - Common - Cash Paid | — | — | 0.0 | 0.0 | 0.0 |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | — | — | — | — | — |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — |
| Stock - Common - Issued/Sold - Cash Flow | — | — | — | — | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) |
| Debt - Issued/(Reduced) - Short-Term - Total - Cash Flow | — | — | — | — | — |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (9.2) | (11.4) | 0.0 | (6.9) | — |
| Debt - Issued - Long-Term - Cash Flow | — | — | 0.0 | — | — |
| Lease liabilities - Issued - Cash flow | — | — | 0.0 | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 9.2 | 11.4 | 0.0 | 22.6 | 62.5 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 9.2 | 11.4 | — | 6.9 | — |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — |
| Net Cash Flow from Financing Activities | (9.2) | (11.4) | 0.0 | (22.6) | (62.5) |
| Net Change in Cash - Total | (375.0) | 30.0 | (2,008.2) | 233.6 | (926.0) |
| Net Cash from Continuing Operations | (375.0) | 30.0 | (2,008.2) | 233.6 | (926.0) |
| Net Cash - Beginning Balance | (2,931.6) | (2,961.6) | (953.4) | (1,187.1) | (261.0) |
| Net Cash - Ending Balance | (3,306.6) | (2,931.6) | (2,961.6) | (953.4) | (1,187.1) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 6.3 | 6.7 | 8.5 | 27.9 | 21.3 |
| Interest Paid - Cash Flow - Supplemental | 95.3 | 463.3 | 318.9 | 204.1 | 55.4 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 5.0 | 2.3 | 1.6 | 3.1 | 4.4 |
| CF from Optg Activities before Change in WC & Int Payments | 149.1 | 535.3 | 382.4 | 199.6 | 68.5 |
| Cash Dividends Paid & Common Stock Buyback - Net | — | — | — | — | — |
| Common Stock Buyback - Net | — | — | — | — | — |
| Depreciation, Depletion & Amortization - Cash Flow | 11.7 | 10.4 | 9.6 | 7.1 | 7.8 |
| Free Cash Flow to Equity | (17.3) | 223.3 | (27.5) | (58.8) | (1,046.6) |
| Free Cash Flow Net of Dividends | (8.2) | 234.3 | (27.7) | (36.3) | (984.9) |
| Free Cash Flow | (8.2) | 234.3 | (27.7) | (36.3) | (984.9) |
Every line the company reported, in the original order and wording, without regrouping or signs changed.