FZCM Fazal Cloth Mills Limited

Fazal Cloth Mills Limited (FZCM) financial ratios

Fazal Cloth Mills Limited earned a net margin of 1.6% in FY2026 against a five-year average of 2.3% (Textile Composite median 1.5%). Return on equity was 2.6%, compared with a sector median of 3.8%. The current ratio stood at 1.61× and debt was 61.1% of equity. Cash took about 165 days to cycle through receivables, inventory and payables.

FY2026 vs the Textile Composite median

Gross margin: 9.3%; Sector median 11.7%
Operating margin: 8.6%; Sector median 5.0%
Net margin: 1.6%; Sector median 1.5%
Return on equity (ROE): 2.6%; Sector median 3.8%
Return on assets (ROA): 1.3%; Sector median 1.3%
Current ratio: 1.61×; Sector median 1.21×
Debt to equity: 61.1%; Sector median 72.9%
Asset turnover: 0.77×; Sector median 0.78×
Dividend payout ratio: 0.0%; Sector median 0.0%

Median of the 44 companies in the sector with the figure for their latest fiscal year.

FZCM financial ratios (annual) (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 * Jul 2019 – Jun 2020	FY2019 Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 Jul 2016 – Jun 2017	FY2016 Jul 2015 – Jun 2016	FY2015 * Jul 2014 – Jun 2015	FY2014 * Jul 2013 – Jun 2014	FY2013 * Jul 2012 – Jun 2013	FY2012 Jul 2011 – Jun 2012	FY2011 Jul 2010 – Jun 2011	FY2010 * Jul 2009 – Jun 2010	FY2009 * Jul 2008 – Jun 2009	FY2008 * Jul 2007 – Jun 2008	FY2007 * Jul 2006 – Jun 2007
Profitability
Gross margin	9.3%	8.6%	11.3%	13.0%	17.1%	15.4%	11.5%	12.3%	10.5%	7.3%	8.6%	10.6%	10.2%	14.1%	14.3%	10.7%	14.0%	13.8%	13.4%	13.7%
EBITDA margin	10.9%	10.2%	13.8%	10.8%	16.5%	16.2%	12.0%	14.7%	11.4%	8.1%	10.8%	10.6%	10.4%	13.8%	13.8%	9.8%	13.2%	13.8%	13.2%	13.4%
Operating margin	8.6%	7.7%	11.5%	8.6%	13.9%	13.5%	8.9%	11.9%	8.4%	5.1%	6.8%	7.8%	7.9%	11.2%	11.7%	8.3%	10.8%	10.8%	9.6%	9.3%
Pre-tax margin	1.9%	0.4%	1.5%	2.1%	9.0%	10.7%	1.7%	6.3%	4.6%	2.3%	1.7%	2.4%	3.2%	7.1%	8.3%	5.3%	6.5%	2.1%	4.8%	3.1%
Net margin	1.6%	0.1%	1.8%	0.8%	7.0%	10.4%	0.1%	3.9%	3.8%	1.5%	0.6%	1.8%	3.9%	5.8%	6.0%	4.1%	2.9%	(0.1%)	(0.8%)	0.3%
Effective tax rate	14.3%	71.0%	(19.4%)	63.2%	21.8%	2.4%	91.8%	38.8%	16.8%	35.8%	66.8%	24.9%	(22.0%)	19.2%	28.1%	22.6%	55.5%	102.8%	117.4%	90.9%
Returns
Return on equity (ROE)	2.6%	0.3%	4.0%	1.4%	12.3%	19.7%	0.3%	7.5%	7.0%	2.9%	0.9%	3.7%	9.0%	12.8%	16.8%	15.3%	7.7%	(0.1%)	(1.6%)	0.7%
Return on assets (ROA)	1.3%	0.1%	1.7%	0.6%	6.0%	8.9%	0.1%	3.1%	2.9%	1.2%	0.4%	1.5%	3.5%	5.5%	6.9%	6.1%	3.1%	(0.1%)	(0.7%)	0.2%
Return on invested capital (ROIC)	5.4%	1.8%	13.5%	2.9%	10.2%	13.5%	0.6%	6.9%	6.3%	3.6%	1.7%	5.7%	11.0%	11.1%	13.3%	13.1%	10.2%	(0.6%)	(3.2%)	1.5%
Liquidity
Current ratio	1.61×	1.35×	1.32×	1.25×	1.45×	1.55×	1.30×	1.17×	1.14×	1.12×	1.16×	1.14×	1.22×	1.29×	1.23×	1.14×	1.22×	1.14×	1.07×	1.14×
Quick ratio	0.63×	0.43×	0.47×	0.41×	0.41×	0.44×	0.40×	0.44×	0.46×	0.50×	0.40×	0.58×	0.53×	0.41×	0.48×	0.45×	1.17×	0.35×	0.38×	0.45×
Leverage
Debt to equity	61.1%	100.2%	83.1%	102.2%	84.1%	65.5%	130.8%	104.6%	95.9%	109.1%	75.8%	86.3%	131.8%	92.4%	86.8%	113.4%	83.4%	109.3%	112.6%	90.2%
Debt to capital	37.9%	50.1%	45.4%	50.5%	45.7%	39.6%	56.7%	51.1%	49.0%	52.2%	43.1%	46.3%	56.9%	48.0%	46.5%	53.1%	45.5%	52.2%	53.0%	47.4%
Debt to assets	34.7%	40.7%	36.9%	42.3%	38.9%	33.9%	48.8%	41.7%	41.0%	43.5%	34.8%	38.6%	48.1%	38.7%	38.8%	44.3%	35.6%	44.4%	45.0%	40.9%
Assets to equity	2.03×	2.36×	2.33×	2.29×	2.06×	2.21×	2.59×	2.43×	2.41×	2.34×	2.21×	2.44×	2.57×	2.32×	2.36×	2.46×	2.40×	2.48×	2.36×	2.72×
Efficiency
Asset turnover	0.77×	0.84×	0.94×	0.80×	0.85×	0.85×	0.72×	0.79×	0.76×	0.83×	0.68×	0.84×	0.90×	0.95×	1.15×	1.49×	1.08×	0.89×	0.78×	0.89×
Receivable days days	60	56	52	59	45	41	62	64	70	56	66	67	55	42	41	30	28	33	38	35
Inventory days days	143	137	124	163	148	131	151	126	117	97	108	95	112	107	85	42	50	116	113	107
Payable days days	37	34	31	42	40	34	39	34	30	26	21	6	7	6	9	—	—	2	2	3
Cash conversion cycle days	165	159	145	180	153	138	174	156	157	126	153	157	161	144	117	72	79	147	148	139
Dividends
Dividend payout ratio	0.0%	0.0%	0.0%	51.2%	6.5%	11.0%	564.7%	16.1%	12.3%	16.5%	112.7%	15.2%	6.7%	3.8%	3.8%	1.2%	0.0%	—	—	0.0%
Earnings retention rate	1.00×	1.00×	1.00×	0.49×	0.93×	0.89×	(4.65×)	0.84×	0.88×	0.84×	(0.13×)	0.85×	0.93×	0.96×	0.96×	0.99×	1.00×	—	—	1.00×

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

FZCM: frequently asked questions

What is FZCM's EPS?

Fazal Cloth Mills Limited reported basic earnings per share of Rs 52.44 for FY2026 (Jul 2025 – Jun 2026).

What is FZCM's P/E ratio?

At the closing price of Rs 298.07 on 16 Oct 2026, FZCM trades at a P/E of 5.7× based on EPS of Rs 52.44 (FY2026).

Does FZCM pay dividends?

Yes. Fazal Cloth Mills Limited declared a dividend of Rs 15.00 per share for FY2026. At Rs 298.07 that is a dividend yield of 5.0%.

What was FZCM's revenue and profit in FY2026?

Fazal Cloth Mills Limited reported revenue of Rs 96.0 bn and profit attributable to shareholders of Rs 1.6 bn for FY2026 (Jul 2025 – Jun 2026).

What is FZCM's book value per share?

Fazal Cloth Mills Limited's book value per share was Rs 2,522.58 at the end of FY2026. The shares trade at 0.12× book value.

Information only, not investment advice.