HBL Habib Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 290.42 +0.34%
Quarterly · Q3 FY2021 – Q2 FY2026
Habib Bank Limited (HBL) quarterly income statement
Habib Bank Limited reported total income of Rs 89.2 bn for Q2 FY2026 (Apr – Jun 2026), up 0.5% on Q2 FY2025. Net interest income was Rs 70.2 bn, up 1.3% on Q2 FY2025, with non-interest income of Rs 19.0 bn. Tax of Rs 21.0 bn took 53.3% of pre-tax profit. Profit attributable to shareholders was Rs 18.4 bn, up 3.2% on Q2 FY2025, or Rs 12.51 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 * Jul – Sep 2024 | Q2 FY2024 * Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 * Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 * Jul – Sep 2022 | Q2 FY2022 * Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 * Oct – Dec 2021 | Q3 FY2021 * Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 737.9 | 190.6 | 187.8 | 178.5 | 181.0 | 167.2 | 158.1 | 188.1 | 219.9 | 210.2 | 200.0 | 202.7 | 190.9 | 171.6 | 149.4 | 127.9 | 121.6 | 101.2 | 86.8 | 69.9 | 63.5 |
| Interest expense | (453.2) | (120.5) | (112.9) | (109.7) | (110.2) | (98.0) | (87.9) | (127.4) | (154.2) | (148.2) | (137.8) | (138.1) | (125.8) | (112.5) | (92.7) | (77.5) | (79.3) | (63.5) | (50.3) | (35.2) | (33.6) |
| Net interest income | 284.7 | 70.2 | 74.9 | 68.8 | 70.8 | 69.3 | 70.1 | 60.7 | 65.7 | 61.9 | 62.2 | 64.6 | 65.1 | 59.1 | 56.7 | 50.5 | 42.3 | 37.8 | 36.5 | 34.7 | 29.9 |
| Fee & commission income (net) | 48.8 | 12.5 | 12.3 | 12.4 | 11.7 | 10.5 | 11.3 | 12.9 | 12.4 | 12.0 | 11.7 | 11.5 | 10.5 | 10.2 | 9.1 | 8.5 | 7.5 | 7.6 | 7.2 | 7.3 | 8.4 |
| Foreign exchange income | 12.4 | 5.3 | 2.2 | 2.1 | 2.7 | 1.9 | 2.2 | 2.3 | (0.6) | 2.1 | 4.1 | 3.0 | (1.0) | 0.8 | 0.8 | (0.8) | 4.9 | 5.3 | 2.5 | 2.5 | 1.4 |
| Gain / (loss) on securities | 8.1 | 0.4 | 2.5 | 0.5 | 4.7 | 6.9 | 4.7 | 5.2 | 3.6 | 0.5 | (0.2) | 1.3 | (0.1) | 0.9 | (1.1) | 0.3 | 0.1 | 0.2 | 0.2 | (0.5) | 0.1 |
| Total non-interest income | 72.0 | 19.0 | 17.1 | 15.8 | 20.0 | 19.5 | 19.0 | 21.3 | 16.9 | 15.7 | 18.0 | 17.3 | 11.5 | 12.8 | 2.6 | 8.8 | 10.2 | 12.1 | 9.7 | 9.1 | 8.9 |
| Total income | 356.7 | 89.2 | 92.1 | 84.6 | 90.9 | 88.7 | 89.2 | 82.0 | 82.7 | 77.6 | 80.2 | 81.9 | 76.6 | 71.9 | 59.3 | 59.3 | 52.5 | 49.9 | 46.2 | 43.8 | 38.8 |
| Operating expenses | (219.3) | (54.5) | (57.6) | (50.9) | (56.2) | (52.3) | (53.3) | (47.3) | (57.0) | (54.5) | (50.7) | (54.4) | (46.2) | (43.2) | (40.9) | (35.6) | (32.8) | (29.7) | (32.0) | (29.0) | (24.9) |
| Provisions & impairment (loans) | 8.9 | 3.3 | 0.7 | 5.1 | (0.2) | 3.5 | 5.3 | 7.6 | 6.6 | 7.0 | 3.2 | 6.8 | 1.7 | 2.8 | 1.0 | 2.4 | (0.6) | 1.0 | 2.2 | 1.5 | 3.3 |
| Profit before tax | 145.8 | 39.4 | 33.7 | 35.9 | 36.8 | 38.7 | 36.6 | 34.5 | 28.0 | 27.7 | 30.1 | 30.0 | 32.0 | 30.0 | 21.5 | 21.4 | 21.0 | 20.0 | 14.6 | 15.7 | 15.2 |
| Taxation | (79.0) | (21.0) | (17.6) | (20.6) | (19.9) | (20.9) | (20.0) | (19.9) | (13.8) | (13.7) | (15.1) | (15.2) | (15.4) | (16.9) | (8.2) | (10.7) | (9.5) | (16.5) | (6.0) | (7.1) | (6.2) |
| Profit after tax | 66.9 | 18.4 | 16.2 | 15.4 | 16.9 | 17.8 | 16.6 | 14.5 | 14.2 | 14.0 | 15.0 | 14.8 | 16.6 | 13.1 | 13.3 | 10.8 | 11.5 | 3.5 | 8.6 | 8.5 | 9.0 |
| Profit attributable to shareholders | 66.8 | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 | 13.0 | 13.2 | 10.7 | 11.5 | 3.4 | 8.5 | 8.3 | 9.1 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 45.55 | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 | 8.86 | 9.00 | 7.27 | 7.85 | 2.32 | 5.78 | 5.67 | 6.17 |
| EPS – diluted (Rs) Rs | 45.55 | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 | 8.86 | 9.00 | 7.27 | 7.85 | 2.32 | 5.78 | 5.67 | 6.17 |
| Dividend per share (Rs) Rs | 23.00 | 6.00 | 6.00 | 6.00 | 5.00 | 4.50 | 4.50 | 4.25 | 4.00 | 4.00 | 4.00 | 4.00 | 2.25 | 2.00 | 1.50 | 1.50 | 1.50 | 1.50 | 2.25 | 2.25 | 1.75 |
| Weighted average shares mn | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 * Jul – Sep 2024 | Q2 FY2024 * Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 * Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 * Jul – Sep 2022 | Q2 FY2022 * Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 * Oct – Dec 2021 | Q3 FY2021 * Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | +14.0% | +18.8% | -5.1% | -17.7% | -20.4% | -21.0% | -7.2% | +15.2% | +22.5% | +33.9% | +58.4% | +57.0% | +69.5% | +72.1% | +83.0% | +91.5% | +59.1% | +36.5% | +10.1% | -2.1% |
| Interest expense | +23.0% | +28.3% | -13.9% | -28.5% | -33.9% | -36.2% | -7.7% | +22.6% | +31.7% | +48.6% | +78.3% | +58.6% | +77.4% | +84.4% | +119.8% | +136.1% | +104.6% | +62.3% | +10.2% | +15.5% |
| Net interest income | +1.3% | +6.9% | +13.3% | +7.8% | +11.8% | +12.7% | -6.0% | +0.9% | +4.8% | +9.7% | +28.0% | +54.0% | +56.4% | +55.2% | +45.5% | +41.3% | +15.8% | +12.1% | +10.1% | -16.4% |
| Fee & commission income (net) | +18.9% | +8.4% | -4.6% | -6.0% | -12.9% | -2.7% | +12.2% | +18.3% | +18.0% | +27.8% | +36.3% | +40.1% | +35.2% | +27.6% | +15.7% | -10.3% | +31.0% | +23.6% | +41.7% | +92.8% |
| Foreign exchange income | +175.3% | +3.3% | -7.7% | — | -6.8% | -46.8% | -21.8% | — | +174.4% | +438.8% | — | -119.6% | -85.8% | -70.0% | -131.2% | +236.9% | +836.3% | +182.7% | +1,340.5% | +253.8% |
| Gain / (loss) on securities | -94.4% | -48.0% | -89.6% | +29.2% | +1,254.5% | — | +317.9% | — | -40.7% | — | +273.6% | -162.7% | +307.5% | -658.3% | — | +44.9% | -87.6% | — | — | -86.6% |
| Total non-interest income | -2.2% | -10.0% | -26.0% | +18.4% | +24.1% | +5.6% | +22.9% | +47.5% | +22.2% | +581.5% | +96.6% | +12.7% | +5.7% | -72.8% | -3.5% | +14.1% | +57.0% | +27.0% | +66.7% | +54.8% |
| Total income | +0.5% | +3.3% | +3.1% | +9.9% | +14.3% | +11.1% | +0.1% | +7.9% | +7.9% | +35.2% | +38.2% | +46.0% | +44.1% | +28.3% | +35.3% | +35.1% | +23.7% | +14.9% | +18.4% | -6.5% |
| Operating expenses | +4.3% | +8.1% | +7.7% | -1.3% | -4.1% | +5.2% | -13.1% | +23.4% | +26.4% | +24.0% | +52.7% | +40.9% | +45.2% | +27.9% | +23.1% | +31.7% | +21.1% | +20.9% | +5.1% | -3.9% |
| Provisions & impairment (loans) | -6.8% | -86.2% | -32.8% | -102.7% | -49.9% | +66.4% | +10.8% | +297.3% | +148.6% | +218.9% | +181.7% | — | +179.9% | -55.9% | +61.8% | -119.2% | — | -20.0% | -50.9% | -6.9% |
| Profit before tax | +1.7% | -7.9% | +4.3% | +31.3% | +39.6% | +21.7% | +14.8% | -12.5% | -7.6% | +40.0% | +40.1% | +52.4% | +50.0% | +47.5% | +36.9% | +38.4% | +19.9% | +0.5% | +54.5% | -11.1% |
| Taxation | +0.4% | -12.1% | +3.2% | +43.7% | +52.2% | +32.8% | +30.7% | -10.1% | -18.9% | +82.8% | +42.9% | +62.2% | +2.5% | +38.2% | +49.5% | +52.4% | +128.8% | +0.3% | +58.9% | -11.0% |
| Profit after tax | +3.2% | -2.9% | +5.7% | +19.3% | +27.2% | +10.5% | -1.6% | -14.6% | +7.1% | +13.5% | +37.3% | +44.4% | +274.5% | +53.9% | +26.4% | +28.6% | -63.1% | +0.6% | +51.0% | -11.2% |
| Profit attributable to shareholders | +3.2% | -2.8% | +7.0% | +17.0% | +23.7% | +9.1% | -2.9% | -13.1% | +10.7% | +15.3% | +39.1% | +44.5% | +281.3% | +55.7% | +28.3% | +27.2% | -63.4% | +1.7% | +45.9% | -9.9% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +3.2% | -2.8% | +7.0% | +17.0% | +23.7% | +9.1% | -2.9% | -13.1% | +10.7% | +15.3% | +39.1% | +44.5% | +281.3% | +55.7% | +28.3% | +27.2% | -63.4% | +1.7% | +45.9% | -9.9% |
| EPS – diluted (Rs) | +3.2% | -2.8% | +7.0% | +17.0% | +23.7% | +9.1% | -2.9% | -13.1% | +10.7% | +15.3% | +39.1% | +44.5% | +281.3% | +55.7% | +28.3% | +27.2% | -63.4% | +1.7% | +45.9% | -9.9% |
| Dividend per share (Rs) | +33.3% | +33.3% | +41.2% | +25.0% | +12.5% | +12.5% | +6.3% | +77.8% | +100.0% | +166.7% | +166.7% | +50.0% | +33.3% | -33.3% | -33.3% | -14.3% | -14.3% | +28.6% | -25.0% | — |
| Weighted average shares | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 * Jul – Sep 2024 | Q2 FY2024 * Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 * Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 * Jul – Sep 2022 | Q2 FY2022 * Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 * Oct – Dec 2021 | Q3 FY2021 * Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 213.7% | 204.0% | 211.0% | 199.2% | 188.5% | 177.3% | 229.3% | 266.1% | 270.7% | 249.3% | 247.4% | 249.2% | 238.6% | 251.8% | 215.8% | 231.8% | 202.8% | 187.7% | 159.6% | 163.5% |
| Interest expense | (135.1%) | (122.6%) | (129.7%) | (121.2%) | (110.4%) | (98.6%) | (155.3%) | (186.5%) | (190.9%) | (171.7%) | (168.5%) | (164.2%) | (156.5%) | (156.2%) | (130.7%) | (151.2%) | (127.1%) | (108.8%) | (80.4%) | (86.5%) |
| Net interest income | 78.7% | 81.4% | 81.3% | 78.0% | 78.1% | 78.7% | 74.0% | 79.5% | 79.8% | 77.5% | 78.8% | 85.0% | 82.2% | 95.5% | 85.1% | 80.6% | 75.7% | 79.0% | 79.1% | 77.0% |
| Fee & commission income (net) | 14.0% | 13.4% | 14.6% | 12.8% | 11.8% | 12.7% | 15.8% | 15.0% | 15.5% | 14.5% | 14.1% | 13.7% | 14.2% | 15.4% | 14.3% | 14.3% | 15.1% | 15.5% | 16.7% | 21.5% |
| Foreign exchange income | 6.0% | 2.4% | 2.5% | 2.9% | 2.2% | 2.4% | 2.8% | (0.7%) | 2.7% | 5.1% | 3.6% | (1.2%) | 1.1% | 1.3% | (1.3%) | 9.3% | 10.7% | 5.5% | 5.6% | 3.7% |
| Gain / (loss) on securities | 0.4% | 2.7% | 0.6% | 5.1% | 7.7% | 5.3% | 6.4% | 4.4% | 0.7% | (0.2%) | 1.5% | (0.1%) | 1.2% | (1.8%) | 0.6% | 0.2% | 0.4% | 0.4% | (1.2%) | 0.2% |
| Total non-interest income | 21.3% | 18.6% | 18.7% | 22.0% | 21.9% | 21.3% | 26.0% | 20.5% | 20.2% | 22.5% | 21.2% | 15.0% | 17.8% | 4.5% | 14.9% | 19.4% | 24.3% | 21.0% | 20.9% | 23.0% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (61.1%) | (62.6%) | (60.2%) | (61.9%) | (58.9%) | (59.8%) | (57.6%) | (69.0%) | (70.3%) | (63.2%) | (66.4%) | (60.3%) | (60.0%) | (68.9%) | (60.1%) | (62.5%) | (59.5%) | (69.1%) | (66.1%) | (64.1%) |
| Provisions & impairment (loans) | 3.7% | 0.8% | 6.0% | (0.2%) | 3.9% | 5.9% | 9.2% | 8.0% | 9.0% | 3.9% | 8.3% | 2.2% | 3.9% | 1.7% | 4.1% | (1.2%) | 2.0% | 4.9% | 3.4% | 8.6% |
| Profit before tax | 44.1% | 36.6% | 42.5% | 40.5% | 43.6% | 41.1% | 42.0% | 33.9% | 35.7% | 37.5% | 36.6% | 41.8% | 41.7% | 36.2% | 36.1% | 40.0% | 40.1% | 31.5% | 35.7% | 39.1% |
| Taxation | (23.5%) | (19.1%) | (24.3%) | (21.9%) | (23.5%) | (22.4%) | (24.3%) | (16.7%) | (17.7%) | (18.8%) | (18.6%) | (20.1%) | (23.5%) | (13.9%) | (18.0%) | (18.1%) | (33.1%) | (12.9%) | (16.3%) | (16.0%) |
| Profit after tax | 20.6% | 17.5% | 18.2% | 18.6% | 20.1% | 18.6% | 17.7% | 17.2% | 18.1% | 18.8% | 18.0% | 21.7% | 18.2% | 22.3% | 18.2% | 22.0% | 7.0% | 18.6% | 19.4% | 23.1% |
| Profit attributable to shareholders | 20.6% | 17.5% | 18.2% | 18.6% | 20.0% | 18.6% | 17.6% | 17.5% | 18.5% | 19.0% | 18.1% | 21.7% | 18.1% | 22.2% | 18.0% | 21.9% | 6.8% | 18.3% | 19.0% | 23.3% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 15 Oct 2026.
All reported line items 143
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 70.2 | 74.9 | 68.8 | 70.8 | 69.3 | 70.1 | 60.7 | 65.7 | 61.9 | 62.2 | 64.6 | 65.1 |
| Interest & Dividend Income - Finance - Total | 190.6 | 187.8 | 178.5 | 181.0 | 167.2 | 158.1 | 188.1 | 219.9 | 210.2 | 200.0 | 202.7 | 190.9 |
| Interest Income - Loans/Deposits | 68.8 | 64.6 | 65.0 | 64.1 | 66.0 | 71.0 | 83.7 | 81.8 | 89.0 | 88.0 | 92.1 | 89.1 |
| Interest & Fees on Loans & Receivables | 61.5 | 58.3 | 59.5 | 59.6 | 61.9 | 66.7 | 78.1 | 75.2 | 81.7 | 79.3 | 80.2 | 79.9 |
| Interest Income - Deposits to Other Financial Institutions | 7.2 | 6.2 | 5.6 | 4.5 | 4.0 | 4.3 | 5.6 | 6.7 | 7.4 | 8.7 | 11.9 | 9.2 |
| Interest & Dividend Income - Other - Finance | 1.2 | 3.6 | 0.6 | 1.2 | 0.4 | 1.4 | 0.4 | 1.3 | 0.4 | 1.0 | 0.3 | 0.2 |
| Interest & Dividend Income - Investment Securities - Finance | 120.6 | 119.7 | 112.8 | 115.8 | 100.9 | 85.7 | 104.1 | 136.8 | 120.7 | 111.0 | 110.3 | 101.7 |
| Net Commission & Fees Income/Expense - Business Revenue | 12.5 | 12.3 | 12.4 | 11.7 | 10.5 | 11.3 | 12.9 | 12.4 | 12.0 | 11.7 | 11.5 | 10.5 |
| Fees & Commissions Income | 13.2 | 12.6 | 12.6 | 11.9 | 10.7 | 11.6 | 12.9 | 12.4 | 12.3 | 11.9 | 11.8 | 10.7 |
| Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance | 120.6 | 119.7 | 112.8 | 115.8 | 100.9 | 85.7 | 104.1 | 136.8 | 120.7 | 111.0 | 110.3 | 101.7 |
| Fees & Commissions Expense | 0.7 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | — | — | 0.2 | 0.2 | 0.3 | 0.2 |
| Investments & Loans - Business - Gain/(Loss) | 1.2 | 2.6 | 1.3 | 5.7 | 7.0 | 5.5 | 6.1 | 5.1 | 1.6 | 2.3 | 2.8 | 1.9 |
| Interest Expense - Finance - Total | 120.5 | 112.9 | 109.7 | 110.2 | 98.0 | 87.9 | 127.4 | 154.2 | 148.2 | 137.8 | 138.1 | 125.8 |
| Interest Expense - Operational Financing - Business | 112.8 | 105.5 | 101.7 | 101.9 | 90.1 | 78.6 | 117.5 | 145.4 | 138.7 | 128.0 | 128.8 | 115.8 |
| Interest Expense - Deposits | 73.9 | 68.2 | 71.4 | 70.3 | 68.5 | 68.7 | 103.7 | 129.4 | 124.9 | 113.1 | 110.0 | 97.2 |
| Investment Securities - Business - Gain/(Loss) | 0.4 | 2.5 | 0.5 | 4.7 | 6.9 | 4.7 | 5.2 | 3.6 | 0.5 | (0.2) | 1.3 | (0.1) |
| Interest Expense - Collateralized Financing | 38.9 | 37.3 | 30.3 | 31.6 | 21.6 | 9.9 | 13.8 | 15.9 | 13.7 | 14.9 | 18.7 | 18.6 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | 0.4 | 2.5 | 0.5 | 4.7 | 6.9 | 4.7 | 5.2 | 3.6 | 0.5 | (0.2) | 0.9 | (0.2) |
| Interest Expense - External Financing Business | 7.7 | 7.3 | 8.0 | 8.3 | 7.8 | 9.3 | 9.9 | 8.8 | 9.5 | 9.7 | 9.3 | 10.0 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 19.0 | 17.1 | 15.8 | 20.0 | 19.5 | 19.0 | 21.3 | 16.9 | 15.7 | 18.0 | 17.3 | 11.5 |
| Derivatives - Hedging - Business - Gain/(Loss) | 0.8 | 0.1 | 0.8 | 1.0 | 0.2 | 0.8 | 0.8 | 1.5 | 1.1 | 2.4 | 1.6 | 2.0 |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 5.3 | 2.2 | 2.1 | 2.7 | 1.9 | 2.2 | 2.3 | (0.6) | 2.1 | 4.1 | 3.0 | (1.0) |
| Trading Investments/Trading Account Income - Gain/(Loss) | — | — | — | — | — | — | — | — | — | — | 0.3 | 0.1 |
| Trading Investments - Unrealized Gain/(Loss) | — | — | — | — | — | — | — | — | — | — | 0.3 | 0.1 |
| Revenue from Business Activities - Total | 89.2 | 92.1 | 84.6 | 90.9 | 88.7 | 89.2 | 82.0 | 82.7 | 77.6 | 80.2 | 81.9 | 76.6 |
| Selling, General & Administrative Expenses - Total | 53.9 | 53.5 | 48.7 | 52.7 | 50.7 | 50.7 | 54.1 | 48.7 | 46.5 | 47.4 | 47.4 | 44.4 |
| Selling, General & Administrative Expenses - Unclassified | 24.6 | 23.7 | 21.4 | 25.4 | 24.8 | 23.1 | 22.0 | 25.0 | 22.7 | 22.6 | 24.3 | 23.2 |
| Depreciation in Selling, General & Administrative Expenses | 3.8 | 4.5 | 4.4 | 4.3 | 4.2 | 4.1 | 4.0 | 3.9 | 3.8 | 3.7 | 3.6 | 3.7 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.5 |
| Other Operating Expense/(Income) - Net | (2.7) | 3.4 | (2.9) | 3.7 | (1.9) | (2.7) | (14.4) | 1.7 | 1.1 | 0.1 | 0.2 | 0.1 |
| Other Operating Income - Total | 0.4 | 0.4 | 0.5 | 0.4 | 0.2 | 0.2 | 14.4 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 |
| Operating Expenses - Total | 54.5 | 57.6 | 50.9 | 56.2 | 52.3 | 53.3 | 47.3 | 57.0 | 54.5 | 50.7 | 54.4 | 46.2 |
| Provision & Impairment for Loan Losses | 3.3 | 0.7 | 5.1 | (0.2) | 3.5 | 5.3 | 7.6 | 6.6 | 7.0 | 3.2 | 6.8 | 1.7 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 20.8 | 21.6 | 19.4 | 19.8 | 19.0 | 19.6 | 25.8 | 17.8 | 17.6 | 17.6 | 17.4 | 16.3 |
| Selling, General & Administrative Expenses - Other - Total | 4.0 | 3.1 | 2.8 | 2.5 | 2.1 | 3.3 | 1.5 | 1.3 | 1.6 | 2.8 | 1.5 | 0.6 |
| Advertising Expense | 3.4 | 2.5 | 2.1 | 2.0 | 1.7 | 3.0 | 1.2 | 0.8 | 1.2 | 2.3 | 0.9 | 0.2 |
| Rental Expense | 0.5 | 0.5 | 0.5 | 0.5 | 0.2 | 0.3 | 0.4 | 0.3 | 0.4 | 0.3 | 0.4 | 0.4 |
| Operating Profit before Non-Recurring Income/(Expense) | 34.7 | 34.5 | 33.7 | 34.6 | 36.4 | 35.9 | 34.8 | 25.7 | 23.1 | 29.6 | 27.5 | 30.4 |
| Operating Provisions - Increase/(Decrease) | (2.2) | 3.7 | (2.4) | 4.1 | (1.7) | (2.6) | — | 1.9 | 1.2 | 0.3 | 0.3 | 0.4 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.1 | 0.0 | 0.3 | (0.0) | (0.0) | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | (0.1) |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 2.1 | 1.3 | 1.6 | 1.5 | 2.0 | 1.3 | 0.9 | 1.4 | 1.5 | 0.9 | 1.2 | 1.0 |
| Normalized Pre-tax Profit | 36.9 | 35.8 | 35.6 | 36.1 | 38.4 | 37.2 | 35.8 | 27.1 | 24.6 | 30.5 | 28.7 | 31.4 |
| Non-Recurring Income/Expense - Total | 2.5 | (2.1) | 0.4 | 0.7 | 0.3 | (0.6) | (1.3) | 0.9 | 3.1 | (0.4) | 12.0 | 0.6 |
| Impairment - Financial Investments | (0.0) | (0.1) | (1.3) | (0.7) | 0.1 | 0.0 | — | 0.4 | (1.7) | 0.2 | (1.3) | (0.6) |
| Litigation Expenses/Settlements | — | — | — | — | — | — | — | — | — | — | (10.7) | — |
| Fair Value Adjustments - Financial Investments | 2.5 | (2.2) | (1.0) | (0.1) | 0.4 | (0.6) | (1.3) | 1.4 | 1.4 | (0.1) | — | — |
| Sale & Acquisition of Group Companies - Gain/(Loss) | — | — | — | — | — | — | — | — | — | — | 0.0 | 0.0 |
| Income before Taxes | 39.4 | 33.7 | 35.9 | 36.8 | 38.7 | 36.6 | 34.5 | 28.0 | 27.7 | 30.1 | 30.0 | 32.0 |
| Income Taxes | 21.0 | 17.6 | 20.6 | 19.9 | 20.9 | 20.0 | 19.9 | 13.8 | 13.7 | 15.1 | 15.2 | 15.4 |
| Income Taxes for the Year - Current | 16.3 | 18.9 | 15.4 | 16.9 | 28.3 | 19.0 | 18.8 | 16.0 | 19.1 | 15.8 | 15.5 | 15.1 |
| Income Taxes - Deferred | 4.7 | (1.4) | 5.1 | 3.0 | (7.4) | 1.0 | 1.1 | (2.2) | (5.4) | (0.7) | (0.3) | 0.3 |
| Net Income after Tax | 18.4 | 16.2 | 15.4 | 16.9 | 17.8 | 16.6 | 14.5 | 14.2 | 14.0 | 15.0 | 14.8 | 16.6 |
| Income before Discontinued Operations & Extraordinary Items | 18.4 | 16.2 | 15.4 | 16.9 | 17.8 | 16.6 | 14.5 | 14.2 | 14.0 | 15.0 | 14.8 | 16.6 |
| Net Income before Minority Interest | 18.4 | 16.2 | 15.4 | 16.9 | 17.8 | 16.6 | 14.5 | 14.2 | 14.0 | 15.0 | 14.8 | 16.6 |
| Minority Interest | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | 0.1 | (0.3) | (0.4) | (0.2) | (0.1) | (0.0) |
| Net Income after Minority Interest | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Income Available to Common Shares | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Other Comprehensive Income - Starting Line | 18.4 | 16.2 | 15.4 | 16.9 | 17.8 | 16.6 | 14.5 | 14.2 | 14.0 | 15.0 | 14.8 | 16.6 |
| Other Comprehensive Income - Foreign Currency | 0.0 | (1.1) | 1.6 | (1.0) | 2.8 | 1.2 | (3.6) | 2.5 | (0.6) | (0.3) | (0.5) | (2.1) |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | 20.2 | (36.6) | 12.7 | 3.8 | 14.8 | (5.8) | 31.8 | 25.9 | 4.7 | 3.3 | 13.5 | 2.5 |
| Other Comprehensive Income - Hedging Gain/(Loss) | 0.1 | — | — | — | — | — | — | — | — | — | — | — |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | 0.0 | (0.5) | 0.0 | 0.1 | — | — | (31.8) | — | — | — | 0.0 | 0.0 |
| Other Comprehensive Income - Other | — | — | — | — | — | — | 0.0 | — | — | — | 0.0 | 0.0 |
| Other Comprehensive Income - Associated Companies | (0.2) | 0.1 | 1.4 | 0.5 | 0.3 | 1.4 | (0.2) | 0.4 | (1.3) | 0.1 | 0.0 | 0.2 |
| Other Comprehensive Income - Pension Related | — | — | 0.8 | — | — | — | (0.1) | — | — | — | 0.4 | 0.0 |
| Other Comprehensive Income - Net of Tax - Total | 20.2 | (38.1) | 16.5 | 3.3 | 17.8 | (3.3) | (4.0) | 28.9 | 2.8 | 3.1 | 13.6 | 0.6 |
| Comprehensive Income before Minority Interest - Total | 38.5 | (22.0) | 31.9 | 20.3 | 35.7 | 13.3 | 10.6 | 43.1 | 16.8 | 18.2 | 28.4 | 17.2 |
| Comprehensive Income - Attributable to Minority Interest - Total | 0.1 | (0.0) | (0.0) | 0.0 | 0.1 | 0.0 | 0.1 | (0.2) | (0.4) | (0.2) | (0.1) | 0.0 |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | 38.5 | (21.9) | 31.9 | 20.3 | 35.6 | 13.3 | 10.4 | 43.3 | 17.1 | 18.3 | 28.4 | 17.2 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 6.00 | 6.00 | 6.00 | 5.00 | 4.50 | 4.50 | 4.25 | 4.00 | 4.00 | 4.00 | 4.00 | 2.25 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Income available to Common excluding Extraordinary Items | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Shares used to calculate Basic EPS - Total mn | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 10.82 | 12.40 | 10.27 | 11.07 | 11.93 | 11.73 | 10.74 | 9.20 | 7.69 | 10.61 | 1.93 | 10.92 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 10.82 | 12.40 | 10.27 | 11.07 | 11.93 | 11.73 | 10.74 | 9.20 | 7.69 | 10.61 | 1.93 | 10.92 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | 26.22 | (14.95) | 21.74 | 13.81 | 24.26 | 9.08 | 7.10 | 29.53 | 11.69 | 12.50 | 19.40 | 11.75 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Diluted Income available to Common excluding Extraordinary Items | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Shares used to calculate Diluted EPS - Total mn | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 10.82 | 12.40 | 10.27 | 11.07 | 11.93 | 11.73 | 10.74 | 9.20 | 7.69 | 10.61 | 1.93 | 10.92 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 | 1,466.9 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 12.51 | 11.00 | 10.51 | 11.53 | 12.12 | 11.32 | 9.83 | 9.85 | 9.80 | 10.37 | 10.12 | 11.34 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 10.82 | 12.40 | 10.27 | 11.07 | 11.93 | 11.73 | 10.74 | 9.20 | 7.69 | 10.61 | 1.93 | 10.92 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | 26.22 | (14.95) | 21.74 | 13.81 | 24.26 | 9.08 | 7.10 | 29.53 | 11.69 | 12.50 | 19.40 | 11.75 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 6.00 | 6.00 | 5.00 | 4.50 | 4.50 | 4.25 | 4.00 | 4.00 | 4.00 | 4.00 | 2.25 | 2.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 5.40 | 5.40 | 4.50 | 4.05 | 4.05 | 3.83 | 3.60 | 3.60 | 3.60 | 3.60 | 2.03 | 1.80 |
| Earnings before Interest & Taxes (EBIT) | 34.7 | 34.5 | 33.7 | 34.6 | 36.4 | 35.9 | 34.8 | 25.7 | 23.1 | 29.6 | 27.5 | 30.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 39.2 | 39.6 | 38.8 | 39.6 | 41.3 | 40.7 | 39.5 | 30.2 | 27.6 | 34.0 | 31.8 | 34.7 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | 39.7 | 40.2 | 39.3 | 40.1 | 41.5 | 40.9 | 39.9 | 30.5 | 28.0 | 34.3 | 32.1 | 35.0 |
| Depreciation & Amortization - Supplemental | 4.5 | 5.2 | 5.1 | 5.0 | 4.9 | 4.8 | 4.7 | 4.6 | 4.5 | 4.4 | 4.2 | 4.2 |
| Depreciation Expense - Total - Supplemental | 3.8 | 4.5 | 4.4 | 4.3 | 4.2 | 4.1 | 4.0 | 3.9 | 3.8 | 3.7 | 3.6 | 3.7 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 1.3 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.1 | 1.2 | 1.1 | 1.0 | 1.3 |
| Amortization - Total - Supplemental | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.5 |
| Depreciation, Depletion & Amortization - Total | 4.5 | 5.2 | 5.1 | 5.0 | 4.9 | 4.8 | 4.7 | 4.6 | 4.5 | 4.4 | 4.2 | 4.2 |
| Depreciation - Total | 3.8 | 4.5 | 4.4 | 4.3 | 4.2 | 4.1 | 4.0 | 3.9 | 3.8 | 3.7 | 3.6 | 3.7 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.5 |
| Labor & Related Expenses - Total | 20.8 | 21.6 | 19.4 | 19.8 | 19.0 | 19.6 | 25.8 | 17.8 | 17.6 | 17.6 | 17.4 | 16.3 |
| Labor & Related Expenses - Supplemental | 20.8 | 21.6 | 19.4 | 19.8 | 19.0 | 19.6 | 25.8 | 17.8 | 17.6 | 17.6 | 17.4 | 16.3 |
| Normalized after Tax Profit | 15.9 | 18.2 | 15.0 | 16.3 | 17.5 | 17.2 | 15.9 | 13.2 | 10.9 | 15.4 | 2.8 | 16.0 |
| Normalized Net Income from Continuing Operations | 15.9 | 18.2 | 15.0 | 16.3 | 17.5 | 17.2 | 15.9 | 13.2 | 10.9 | 15.4 | 2.8 | 16.0 |
| Normalized Net Income - Bottom Line | 15.9 | 18.2 | 15.1 | 16.2 | 17.5 | 17.2 | 15.8 | 13.5 | 11.3 | 15.6 | 2.8 | 16.0 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 36.9 | 35.8 | 35.6 | 36.1 | 38.4 | 37.2 | 35.8 | 27.1 | 24.6 | 30.5 | 28.7 | 31.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 41.4 | 41.0 | 40.7 | 41.1 | 43.3 | 42.0 | 40.5 | 31.6 | 29.2 | 34.9 | 33.0 | 35.6 |
| Loan Losses - Net | (0.4) | 1.4 | 5.0 | 0.1 | 1.1 | 6.1 | — | 0.2 | 6.0 | 7.7 | 0.7 | 6.5 |
| Loan Recoveries - Actual | 0.5 | 0.3 | (0.2) | 0.8 | 0.2 | 0.2 | — | 0.0 | 0.3 | 0.2 | 0.0 | 0.7 |
| Loan Losses - Actual | 0.0 | 1.7 | 4.9 | 0.9 | 1.4 | 6.3 | 3.8 | 0.2 | 6.3 | 7.9 | 0.7 | 7.2 |
| Interest Expense on Financial Lease Liabilities - Supplemental | 1.3 | 1.3 | 1.2 | 0.8 | 1.1 | 1.0 | 0.9 | 0.8 | 0.8 | 1.0 | 0.4 | 1.1 |
| Rental/Operating Lease Expense | 0.5 | 0.5 | 0.5 | 0.5 | 0.2 | 0.3 | 0.4 | 0.3 | 0.4 | 0.3 | 0.4 | 0.4 |
| Advertising Expenses - Supplemental | 3.4 | 2.5 | 2.1 | 2.0 | 1.7 | 3.0 | 1.2 | 0.8 | 1.2 | 2.3 | 0.9 | 0.2 |
| Interest Expense | 120.5 | 112.9 | 109.7 | 110.2 | 98.0 | 87.9 | 127.4 | 154.2 | 148.2 | 137.8 | 138.1 | 125.8 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 66.9 | 74.2 | 63.7 | 71.0 | 65.8 | 64.9 | 53.1 | 59.1 | 55.0 | 59.1 | 57.8 | 63.5 |
| Commissions & Fees from Securities Activities | 0.3 | 0.9 | 0.6 | 0.3 | 0.4 | 0.4 | 0.9 | 0.3 | 0.3 | 0.2 | 0.7 | 0.2 |
| Revenue after Loan Provisions - Net - Finance | 187.4 | 187.1 | 173.4 | 181.2 | 163.7 | 152.8 | 180.5 | 213.2 | 203.2 | 196.8 | 195.9 | 189.3 |
| Operating Expenses | 54.5 | 57.6 | 50.9 | 56.2 | 52.3 | 53.3 | 47.3 | 57.0 | 54.5 | 50.7 | 54.4 | 46.2 |
| Foreign Exchange Gain/(Loss) | 5.3 | 2.2 | 2.1 | 2.7 | 1.9 | 2.2 | 2.3 | (0.6) | 2.1 | 4.1 | 3.0 | (1.0) |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 53.9 | 53.5 | 48.7 | 52.7 | 50.7 | 50.7 | 54.1 | 48.7 | 46.5 | 47.4 | 47.4 | 44.4 |
| Investment Gain/(Loss) | 1.6 | 6.0 | 1.2 | 5.8 | 7.2 | 6.1 | 5.6 | 4.9 | 0.9 | 0.9 | 1.6 | 0.1 |
| Non-Interest Expense - Bank | 46.6 | 57.6 | 43.6 | 54.2 | 46.5 | 47.3 | 40.0 | 48.0 | 42.9 | 47.0 | 45.1 | 42.9 |
| Income before Taxes & Provision for Loan Losses | 42.6 | 34.5 | 41.0 | 36.6 | 42.2 | 41.9 | 42.0 | 34.7 | 34.7 | 33.3 | 36.9 | 33.7 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 6.00 | 6.00 | 5.00 | 4.50 | 4.50 | 4.25 | 4.00 | 4.00 | 4.00 | 4.00 | 2.25 | 2.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 6.00 | 6.00 | 5.00 | 4.50 | 4.50 | 4.25 | 4.00 | 4.00 | 4.00 | 4.00 | 2.25 | 2.00 |
| Tax Adjusted Operating Income | 18.4 | 16.1 | 15.4 | 16.9 | 17.8 | 16.6 | 14.4 | 14.5 | 14.4 | 15.2 | 14.8 | 16.6 |
| Operating Expenses excluding Non-Cash Charges - Total | 50.0 | 52.4 | 45.8 | 51.2 | 47.4 | 48.5 | 42.5 | 52.4 | 50.0 | 46.3 | 50.2 | 42.0 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 89.2 | 92.1 | 84.6 | 90.9 | 88.7 | 89.2 | 82.0 | 82.7 | 77.6 | 80.2 | 81.9 | 76.6 |
| Income from Earning Assets | 196.3 | 192.5 | 181.2 | 188.3 | 176.0 | 165.0 | 195.7 | 222.9 | 212.7 | 203.9 | 207.2 | 190.0 |
| Income Available to Common Shares before Depreciation & Amortization | 22.9 | 21.3 | 20.5 | 21.9 | 22.6 | 21.4 | 19.1 | 19.0 | 18.9 | 19.6 | 19.1 | 20.9 |
| Commissions and Fees | 12.5 | 12.3 | 12.4 | 11.7 | 10.5 | 11.3 | 12.9 | 12.4 | 12.0 | 11.7 | 11.5 | 10.5 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 6.00 | 6.00 | 5.00 | 4.50 | 4.50 | 4.25 | 4.00 | 4.00 | 4.00 | 4.00 | 2.25 | 2.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.