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JSCL Jahangir Siddiqui & Co. Ltd.

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 23.40 +7.34%

Annual · FY2006 – FY2025

Jahangir Siddiqui & Co. Ltd. (JSCL) balance sheet

At the end of FY2025 (Jan – Dec 2025) Jahangir Siddiqui & Co. Ltd. had total assets of Rs 1.44 tn, up 4.3% on FY2024. Shareholders' equity was Rs 64.0 bn (Rs 69.92 per share), 4.5% of total assets.

JSCL balance sheet (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & short-term investments 306.7 312.0 202.6 150.6 98.8
Investments 646.0 655.5 615.8 225.0 129.8
Loans, leases & receivables 574.1 555.5 477.5 258.3 271.7
Total assets 1,437.3 1,378.4 1,241.9 646.3 614.9
Liabilities
Borrowings 63.9 137.6 104.0 110.0 85.3
Total liabilities 1,337.0 1,284.5 1,166.2 600.7 567.9
Equity
Equity attributable to shareholders 64.0 58.9 48.5 39.4 40.6
Total equity 100.3 93.9 75.7 45.7 47.0
Total liabilities & equity 1,437.3 1,378.4 1,241.9 646.3 614.9
Key figures
Shares outstanding mn 915.9 915.9 915.9 915.9 915.9
Common equity 64.0 57.6 47.2 38.0 39.2
Book value per share (Rs) Rs 69.92 62.84 51.56 41.54 42.83
JSCL balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & short-term investments -1.7% +54.0% +34.6% +52.4% +1.6%
Investments -1.4% +6.5% +173.7% +73.3% +11.2%
Loans, leases & receivables +3.3% +16.3% +84.8% -4.9% +2.4%
Total assets +4.3% +11.0% +92.1% +5.1% +9.3%
Liabilities
Borrowings -53.6% +32.4% -5.5% +29.0% +37.5%
Total liabilities +4.1% +10.1% +94.2% +5.8% +9.8%
Equity
Equity attributable to shareholders +8.8% +21.3% +23.3% -2.9% +3.2%
Total equity +6.8% +24.0% +65.7% -2.9% +3.1%
Total liabilities & equity +4.3% +11.0% +92.1% +5.1% +9.3%
Key figures
Shares outstanding — — — — —
Common equity +11.3% +21.9% +24.1% -3.0% -0.2%
Book value per share (Rs) +11.3% +21.9% +24.1% -3.0% -0.2%

Change against the previous fiscal year; shown when the earlier figure is positive.

JSCL balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & short-term investments 21.3% 22.6% 16.3% 23.3% 16.1%
Investments 44.9% 47.6% 49.6% 34.8% 21.1%
Loans, leases & receivables 39.9% 40.3% 38.4% 40.0% 44.2%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Borrowings 4.4% 10.0% 8.4% 17.0% 13.9%
Total liabilities 93.0% 93.2% 93.9% 92.9% 92.3%
Equity
Equity attributable to shareholders 4.5% 4.3% 3.9% 6.1% 6.6%
Total equity 7.0% 6.8% 6.1% 7.1% 7.7%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 4.5% 4.2% 3.8% 5.9% 6.4%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 173
JSCL balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Cash & Cash Equivalents 119.4 89.9 87.4 26.2 32.9
Loans & Receivables - Total 574.1 555.5 477.5 258.3 271.7
Income Tax - Receivables 5.0 0.1 0.0 1.1 1.0
Receivables - Other 564.0 551.9 475.9 263.5 275.6
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 646.0 655.5 615.8 225.0 129.8
Trade Accounts & Trade Notes Receivable - Total 5.1 3.5 1.5 0.9 1.8
Accounts & Notes Receivable - Trade - Gross - Total — — — 1.3 2.2
Provision - Doubtful Trade Accounts & Trade Notes Payable - Total — — — 0.4 0.4
Investment Property 0.0 0.0 0.0 0.0 0.0
Investment Property - Gross — — — 0.0 0.0
Investment Property - Accumulated Depreciation & Impairment — — — 0.0 0.0
Investments - Other - Total — — — — —
Provision - Doubtful Accounts - Total — — — 7.3 6.6
Investments - Total 646.0 655.5 615.8 225.0 129.8
Investment Securities - Held for Trading 187.3 222.0 115.2 124.3 66.0
Investment Securities Available for Sale & Held to Maturity 458.7 433.5 500.6 100.6 63.9
Property, Plant & Equipment - Net - Total 44.4 33.9 27.3 10.2 10.4
Property, Plant & Equipment - Gross - Total — — — 15.6 15.1
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total — — — 5.4 4.7
Investment Securities - Available for Sale - Total — — — 9.0 9.8
Investments - Private Equity & Other - Total — — — — —
Other Assets - Total 36.2 26.2 19.1 114.1 161.1
Investments in Associates, Joint Ventures and Unconsolidated Subsidiaries — — — 3.6 2.7
Deferred Tax - Asset - Long-Term & Short-Term 5.2 0.0 0.4 0.4 —
Prepaid Expenses - Total 30.9 26.2 18.7 0.5 0.5
Other Assets 0.0 0.0 0.0 113.2 160.5
Intangible Assets - Total - Net 11.0 10.8 8.6 2.4 1.7
Total Current Assets 652.0 554.1 544.4 450.3 451.0
Intangible Assets - excluding Goodwill - Net - Total — — — 2.4 1.7
Intangible Assets - Gross - Total — — — 3.6 —
Intangible Assets - excluding Goodwill - Gross — — — 3.6 2.7
Goodwill/Cost in Excess of Assets Purchased - Net — — — — 0.0
Intangible Assets - Accumulated Amortization & Impairment - Total — — — 1.2 —
Intangible Assets - excluding Goodwill - Accumulated Amortization & Impairment - Total — — — 1.2 1.1
Computer Software - Intangible Assets - Net — — — 1.6 1.0
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Net — — — 0.0 0.0
Intangible Assets - Other - Net — — — 0.8 0.7
Goodwill/Cost in Excess of Assets Purchased - Gross — — — — —
Computer Software - Intangible Assets - Gross — — — 2.5 1.7
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Gross — — — 0.0 0.0
Intangible Assets - Other - Gross - Total — — — 0.9 0.8
Goodwill - Accumulated Amortization & Impairment — — — — —
Computer Software - Intangible Assets - Accumulated Amortization & Impairment — — — 0.9 0.8
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Accumulated Amortization & Impairment — — — 0.0 0.0
Intangible Assets - Other - Accumulated Amortization & Impairment — — — 0.1 0.1
Total Assets 1,437.3 1,378.4 1,241.9 646.3 614.9
Debt - Total 63.9 137.6 104.0 110.0 85.3
Short-Term Debt & Current Portion of Long-Term Debt 22.5 91.5 63.1 89.3 45.0
Current Portion of Long-Term Debt including Capitalized Leases 22.3 91.5 63.1 89.1 43.8
Capitalized Leases - Current Portion 1.0 0.3 0.3 0.4 1.1
Short-Term Debt & Notes Payable 0.2 — — 0.3 1.1
Debt - Long-Term - Total 41.4 46.1 40.8 20.7 40.3
Short-Term Banking Borrowings excluding Collateralized Financing 0.2 — — 0.3 1.1
Current Portion of Long-Term Debt excluding Capitalized Leases 21.3 91.3 62.9 88.7 42.7
Capitalized Lease Obligations - Long-Term 9.1 7.7 6.5 2.6 2.5
Long-Term Debt excluding Capitalized Leases 32.3 38.4 34.3 18.1 37.9
Debt - Non-Convertible - Long-Term 32.3 38.4 34.3 18.1 37.9
Dividends Payable 0.1 0.1 0.2 0.0 0.0
Deferred Tax & Investment Tax Credits - Long-Term 0.0 1.3 0.0 0.0 0.9
Deferred Tax - Liability - Long-Term 0.0 1.3 0.0 0.0 0.9
Payables & Accrued Expenses 66.5 50.5 37.6 8.7 10.2
Trade Account Payables - Total 64.5 50.5 37.6 5.4 7.0
Accrued Expenses — — — 1.4 1.0
Other Liabilities - Total 1,206.6 1,095.0 1,022.5 480.1 470.5
Licenses, Franchises, Copyrights, Property Rights, Prototypes, Contract Based, Models & Designs - Net — — — 0.0 0.0
Other Payables - Total 1.9 — — 1.9 2.1
Other Liabilities - 1,206.0 1,094.2 1,021.9 480.1 470.5
Liabilities Held for Sale/Discontinued Operations - Long-term & Short-Term — — — 1.9 1.0
Provisions 0.6 0.8 0.6 — —
Post Employment Benefits - Pension & Other 0.6 0.8 0.6 — —
Licenses, Franchises, Copyrights, Property Rights, Prototypes, Contract Based, Models & Designs - Gross — — — 0.2 0.2
Licenses, Franchises, Copy/Property Rights, Prototypes, Contract Based, Models & Designs - Accumulated Amortization & Impairment — — — 0.2 0.2
Total Liabilities 1,337.0 1,284.5 1,166.2 600.7 567.9
Shareholders' Equity - Attributable to Parent Shareholders - Total 64.0 58.9 48.5 39.4 40.6
Common Equity Attributable to Parent Shareholders 64.0 57.6 47.2 38.0 39.2
Common Equity - Contributed 9.2 9.2 9.2 13.7 13.7
Common Stock - Issued & Paid 9.2 9.2 9.2 9.2 9.2
Equity - Non-Contributed - Reserves & Retained Earnings 54.9 48.4 38.1 24.4 25.6
Retained Earnings - Total 54.9 48.4 38.1 16.4 13.0
Comprehensive Income - Accumulated - Total — — — 8.0 12.6
Investments - Unrealized Gain/Loss — — — 7.6 12.4
Preferred Stock - Redeemable - Total 0.0 1.3 1.3 1.3 1.3
Preferred Stock - Redeemable - Convertible — — — — —
Foreign Currency Translation Adjustment - Accumulated — — — 0.5 0.2
Other Reserves/Equity - Total — — — — —
Common Equity - Total 64.0 57.6 47.2 38.0 39.2
Common Stock - Additional Paid in Capital including Option Reserve — — — 4.5 4.5
Minority Interest - Equity 36.2 35.0 27.1 6.3 6.5
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 100.3 93.9 75.7 45.7 47.0
Total Liabilities & Equity 1,437.3 1,378.4 1,241.9 646.3 614.9
Total Current Liabilities 907.1 930.9 855.1 327.2 513.0
Preferred Shareholders Equity 0.0 1.3 1.3 1.3 1.3
Common Shares - Issued - Total mn 915.9 915.9 915.9 915.9 915.9
Common Shares - Outstanding - Total mn 915.9 915.9 915.9 915.9 915.9
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 6,000.0 6,000.0 6,000.0 6,000.0 6,000.0
Common Shares - Issued - Issue Specific mn 915.9 915.9 915.9 915.9 915.9
Common Shares - Outstanding - Issue Specific mn 915.9 915.9 915.9 915.9 915.9
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental — — — 2.6 3.2
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental — — — 2.6 3.2
Right of Use Tangible Assets - Total - Gross - Supplemental — — — — —
Right of Use Tangible Assets - Capital/Finance Lease - Gross - Supplemental — — — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental — — — 7.6 7.3
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Gross - Supplemental — — — — —
Finance and Operating Lease Liabilities - Total - Supplemental 10.1 7.9 6.8 2.9 3.6
Debt including Finance and Operating Lease Liabilities - Supplemental 63.9 137.6 104.0 110.0 85.3
Net Debt (242.8) (174.3) (98.6) (40.5) (13.5)
Islamic Investments & Deposits — — — — —
Islamic Debt - Long-Term & Short-Term — — — — —
Debt - Long-Term - Maturities - Total — 127.9 99.2 100.2 75.0
Debt - Long-Term - Maturities - within 1 Year — 89.4 61.8 87.2 64.2
Debt - Long-Term - Maturities - Year 2 — 6.7 14.1 4.4 0.4
Debt - Long-Term - Maturities - Year 5 — 31.7 22.9 8.7 10.3
Debt - Long-Term - Maturities - Remaining — — — — —
Debt - Long-Term - Maturities - 2-3 Years — 6.7 14.1 4.4 0.4
Capital Lease Maturities - Total — 7.9 6.8 2.9 3.6
Debt - Long-Term - Maturities - 4-5 Years — 31.7 22.9 8.7 10.3
Capital Lease Maturities - Due within 1 Year — 0.6 0.3 0.4 1.1
Debt - Long-Term - Maturities - Year 6 & Beyond — — 0.4 — —
Capital Lease Maturities - Due in Year 3 — — — — —
Capital Lease Maturities - Due in Year 2 — 0.5 1.2 0.7 0.7
Capital Lease Maturities - Due in Year 5 — 6.9 5.3 1.9 1.8
Capital Lease Maturities - Due in Year 4 — — — — —
Capital Lease Maturities - Due in 4-5 Years — 6.9 5.3 1.9 1.8
Capital Lease Maturities - Due in 2-3 Years — 0.5 1.2 0.7 0.7
Preferred Shares - Issued - Issue Specific mn — — — — —
Preferred Shares - Outstanding - Issue Specific mn — — — — —
Preferred Shares - Treasury - Issue Specific mn — — — — —
Minority Interest - Total 36.2 35.0 27.1 6.3 6.5
Asset Accruals 532.6 464.1 457.0 424.1 418.1
Cash & Cash Equivalents - Total 119.4 89.9 87.4 26.2 32.9
Cash & Securities 646.0 655.5 615.8 225.0 129.8
Cash & Short Term Investments - Total 306.7 312.0 202.6 150.6 98.8
Debt - including Preferred Equity & Minority Interest - Total 100.1 174.0 132.4 117.7 93.1
Earning Assets 646.0 655.5 615.8 225.0 129.8
Equity Securities & Real Estate 0.0 0.0 0.0 0.0 0.0
Invested Assets - Total 646.0 655.5 615.8 225.0 129.8
Right of Use Tangible Assets - Total - Accumulated Depreciation - Supplemental — — — — —
Investment Securities 646.0 655.5 615.8 225.0 129.8
Investments - Permanent 458.7 433.5 500.6 95.2 56.8
Net Book Capital (142.5) (80.4) (22.9) 5.2 33.5
Right of Use Tangible Assets - Capital/Finance Lease - Accumulated Depreciation - Supplemental — — — — —
Net Operating Assets (142.5) (80.4) (22.9) 5.2 33.5
Provisions - Total 0.6 2.1 0.6 0.0 0.9
Shareholders Equity - Common 64.0 57.6 47.2 38.0 39.2
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Accumulated Depreciation - Supplemental — — — — —
Tangible Total Equity 89.3 83.1 67.1 43.3 45.4
Tangible Book Value 53.0 46.8 38.6 35.7 37.5
Total Book Capital 128.0 195.2 151.2 148.1 124.5
Total Capital 164.2 231.5 179.7 155.7 132.3
Total Long Term Capital 530.2 447.5 386.8 319.1 101.9
Trading Account 187.3 222.0 115.2 124.3 66.0
Book Value excluding Other Equity 64.0 57.6 47.2 38.0 39.2
Assets Held for Sale/Discontinued Operations - Long-Term & Short-Term 6.2 6.5 6.2 6.6 4.7
Income Taxes - Payable - Long-Term & Short-Term — 0.0 2.0 — —
Revolving Line of Credit - Outstanding 0.4 0.1 0.2 0.1 —
Revolving Line of Credit - Total Principal Amount 75.2 63.2 66.8 50.8 —
Cash & Short Term Investments - Net of Debt 242.8 174.3 98.6 40.5 13.5
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 22.3 91.5 63.1 89.1 43.8
Interest Bearing Liabilities - Total 63.9 137.6 104.0 110.0 85.3
Net Debt Including Preferred Equity & Minority Interest (206.6) (138.0) (70.1) (32.9) (5.7)
Other Short-Term & Long-Term Assets - Total 5.2 0.0 0.4 113.5 160.2
Other Short-Term & Long-Term Liabilities - Total 1,206.0 1,094.2 1,021.9 480.1 470.5
Tangible Book Value excluding Other Equity 53.0 46.8 38.6 35.7 37.5
Total Debt Excluding Islamic 63.9 137.6 104.0 110.0 85.3
Trade Accounts & Trade Notes Receivable - Net - Total 5.1 3.5 1.5 0.9 1.8
Total Available Funds 530.2 447.5 386.8 319.1 101.9
Provision for Doubtful Accounts & Notes Receivable - Total — — — 0.4 0.4
Current Liabilities excluding Current Debt - Total 884.6 839.4 792.0 237.9 468.0
Cash in Hand & with Banks - Total 119.4 89.9 87.4 26.2 32.9
Current Assets excluding Cash & Short Term Investments - Total 345.3 242.1 341.9 299.7 352.2

Every line the company reported, in the original order and wording, without regrouping or signs changed.