MCB Investment Management Limited. (MCBIM) income statement

MCB Investment Management Limited. reported revenue of Rs 4.8 bn for FY2026 (Jul 2025 – Jun 2026), up 0.6% on FY2025. Finance cost was Rs 13.6 mn, up 27.5% on FY2025. Tax of Rs 1.0 bn took 36.8% of pre-tax profit. Profit attributable to shareholders was Rs 1.8 bn, up 0.8% on FY2025, or Rs 24.62 per share.

MCBIM income statement (annual) (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 * Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 Jul 2019 – Jun 2020	FY2019 * Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 * Jul 2016 – Jun 2017	FY2016 Jul 2015 – Jun 2016	FY2015 Jul 2014 – Jun 2015	FY2014 * Jul 2013 – Jun 2014	FY2013 * Jul 2012 – Jun 2013	FY2012 * Jul 2011 – Jun 2012	FY2011 * Jul 2010 – Jun 2011	FY2010 * Jul 2009 – Jun 2010	FY2009 Jul 2008 – Jun 2009	FY2008 * Jul 2007 – Jun 2008	FY2007 Jul 2006 – Jun 2007
Revenue	4,815.8	4,787.6	1,841.3	1,200.7	881.9	993.7	835.5	715.1	730.8	793.5	760.3	771.8	582.6	514.7	519.3	254.1	223.0	271.3	564.6	509.7
Operating expenses	(2,609.8)	(2,646.7)	(1,086.3)	(717.6)	(584.0)	(500.2)	(482.7)	(634.4)	(546.0)	(521.7)	(432.1)	(374.0)	(347.1)	(289.6)	(302.4)	(170.4)	(114.0)	(512.8)	(360.0)	(238.0)
Finance cost	(13.6)	(10.7)	(14.7)	(11.0)	(5.5)	(7.0)	(6.9)	(3.4)	(0.4)	(0.6)	(0.5)	(6.1)	(0.2)	(0.0)	(0.0)	(0.0)	(0.0)	(69.9)	(16.2)	(11.7)
Profit before tax	2,803.6	2,748.7	1,271.5	613.9	293.6	484.7	345.1	85.2	196.6	286.0	349.8	392.6	239.1	234.4	205.1	90.7	108.9	(323.8)	287.4	275.3
Taxation	(1,031.1)	(990.3)	(410.2)	(235.7)	(120.2)	(108.3)	(87.4)	(60.9)	(72.4)	(83.8)	(110.7)	(113.8)	(56.5)	(62.5)	(60.6)	(19.1)	(30.0)	21.3	(38.4)	(59.8)
Profit after tax	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Profit attributable to shareholders	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Per share
EPS – basic (Rs) Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
Dividend per share (Rs) Rs	7.00	7.00	6.00	5.50	3.00	5.00	3.25	1.35	1.75	3.25	3.25	3.25	2.75	2.50	2.25	1.50	0.00	0.00	0.00	0.00

MCBIM income statement — year-on-year change (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 * Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 Jul 2019 – Jun 2020	FY2019 * Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 * Jul 2016 – Jun 2017	FY2016 Jul 2015 – Jun 2016	FY2015 Jul 2014 – Jun 2015	FY2014 * Jul 2013 – Jun 2014	FY2013 * Jul 2012 – Jun 2013	FY2012 * Jul 2011 – Jun 2012	FY2011 * Jul 2010 – Jun 2011	FY2010 * Jul 2009 – Jun 2010	FY2009 Jul 2008 – Jun 2009	FY2008 * Jul 2007 – Jun 2008	FY2007 Jul 2006 – Jun 2007
Revenue	+0.6%	+160.0%	+53.4%	+36.1%	-11.2%	+18.9%	+16.8%	-2.2%	-7.9%	+4.4%	-1.5%	+32.5%	+13.2%	-0.9%	+104.4%	+13.9%	-17.8%	-51.9%	+10.8%	—
Operating expenses	-1.4%	+143.6%	+51.4%	+22.9%	+16.7%	+3.6%	-23.9%	+16.2%	+4.7%	+20.7%	+15.5%	+7.7%	+19.9%	-4.2%	+77.4%	+49.5%	-77.8%	+42.5%	+51.2%	—
Finance cost	+27.5%	-27.6%	+34.4%	+100.0%	-21.8%	+1.0%	+102.7%	+732.8%	-31.9%	+32.6%	-92.6%	+2,516.2%	+3,172.2%	-84.8%	+1,668.0%	+190.1%	-100.0%	+332.3%	+38.6%	—
Profit before tax	+2.0%	+116.2%	+107.1%	+109.1%	-39.4%	+40.5%	+305.2%	-56.7%	-31.3%	-18.3%	-10.9%	+64.2%	+2.0%	+14.3%	+126.1%	-16.7%	—	-212.7%	+4.4%	—
Taxation	+4.1%	+141.4%	+74.0%	+96.1%	+11.0%	+23.8%	+43.5%	-15.8%	-13.6%	-24.3%	-2.7%	+101.5%	-9.7%	+3.2%	+217.4%	-36.4%	—	-155.6%	-35.9%	—
Profit after tax	+0.8%	+104.2%	+127.7%	+118.2%	-53.9%	+46.1%	+963.2%	-80.5%	-38.6%	-15.4%	-14.3%	+52.7%	+6.2%	+18.9%	+101.8%	-9.2%	—	-221.5%	+15.6%	—
Profit attributable to shareholders	+0.8%	+104.2%	+127.7%	+118.2%	-53.9%	+46.1%	+963.2%	-80.5%	-38.6%	-15.4%	-14.3%	+52.7%	+6.2%	+18.9%	+101.8%	-9.2%	—	-221.5%	+15.6%	—
Per share
EPS – basic (Rs)	+0.8%	+104.2%	+127.7%	+118.2%	-53.9%	+46.1%	+963.2%	-80.5%	-38.6%	-15.4%	-14.2%	+52.4%	+6.4%	+18.9%	+2.0%	-10.2%	—	-221.5%	+15.6%	—
Dividend per share (Rs)	0.0%	+16.7%	+9.1%	+83.3%	-40.0%	+53.8%	+140.7%	-22.9%	-46.2%	0.0%	0.0%	+18.2%	+10.0%	+11.1%	+50.0%	—	—	—	—	—

Change against the previous fiscal year; shown when the earlier figure is positive.

MCBIM income statement — common size (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 * Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 Jul 2019 – Jun 2020	FY2019 * Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 * Jul 2016 – Jun 2017	FY2016 Jul 2015 – Jun 2016	FY2015 Jul 2014 – Jun 2015	FY2014 * Jul 2013 – Jun 2014	FY2013 * Jul 2012 – Jun 2013	FY2012 * Jul 2011 – Jun 2012	FY2011 * Jul 2010 – Jun 2011	FY2010 * Jul 2009 – Jun 2010	FY2009 Jul 2008 – Jun 2009	FY2008 * Jul 2007 – Jun 2008	FY2007 Jul 2006 – Jun 2007
Revenue	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Operating expenses	(54.2%)	(55.3%)	(59.0%)	(59.8%)	(66.2%)	(50.3%)	(57.8%)	(88.7%)	(74.7%)	(65.7%)	(56.8%)	(48.5%)	(59.6%)	(56.3%)	(58.2%)	(67.1%)	(51.1%)	(189.0%)	(63.8%)	(46.7%)
Finance cost	(0.3%)	(0.2%)	(0.8%)	(0.9%)	(0.6%)	(0.7%)	(0.8%)	(0.5%)	(0.1%)	(0.1%)	(0.1%)	(0.8%)	(0.0%)	(0.0%)	(0.0%)	(0.0%)	(0.0%)	(25.8%)	(2.9%)	(2.3%)
Profit before tax	58.2%	57.4%	69.1%	51.1%	33.3%	48.8%	41.3%	11.9%	26.9%	36.0%	46.0%	50.9%	41.0%	45.5%	39.5%	35.7%	48.9%	(119.3%)	50.9%	54.0%
Taxation	(21.4%)	(20.7%)	(22.3%)	(19.6%)	(13.6%)	(10.9%)	(10.5%)	(8.5%)	(9.9%)	(10.6%)	(14.6%)	(14.7%)	(9.7%)	(12.1%)	(11.7%)	(7.5%)	(13.5%)	7.9%	(6.8%)	(11.7%)
Profit after tax	36.8%	36.7%	46.8%	31.5%	19.7%	37.9%	30.8%	3.4%	17.0%	25.5%	31.4%	36.1%	31.3%	33.4%	27.8%	28.2%	35.4%	(111.5%)	44.1%	42.3%
Profit attributable to shareholders	36.8%	36.7%	46.8%	31.5%	19.7%	37.9%	30.8%	3.4%	17.0%	25.5%	31.4%	36.1%	31.3%	33.4%	27.8%	28.2%	35.4%	(111.5%)	44.1%	42.3%

Each line as a percentage of revenue.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 122

MCBIM income statement — all reported line items (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 Jul 2019 – Jun 2020	FY2019 Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 Jul 2016 – Jun 2017	FY2016 Jul 2015 – Jun 2016	FY2015 Jul 2014 – Jun 2015	FY2014 Jul 2013 – Jun 2014	FY2013 Jul 2012 – Jun 2013	FY2012 Jul 2011 – Jun 2012	FY2011 Jul 2010 – Jun 2011	FY2010 Jul 2009 – Jun 2010	FY2009 Jul 2008 – Jun 2009	FY2008 Jul 2007 – Jun 2008	FY2007 Jul 2006 – Jun 2007
Interest & Dividend Income - Finance - Total	100.9	47.8	16.1	5.9	8.1	21.0	12.9	21.2	2.3	32.5	27.0	27.1	4.8	1.7	2.1	2.1	1.6	45.6	85.8	70.6
Interest Income - Loans/Deposits	13.5	20.7	16.1	5.9	2.2	1.4	3.8	2.0	1.4	1.1	1.7	2.2	1.8	1.7	2.1	2.1	1.6	8.7	10.4	2.5
Interest & Dividend Income - Other - Finance	87.4	27.1	—	—	5.9	19.6	9.1	19.2	0.9	31.4	25.2	24.9	3.0	—	—	—	—	36.9	75.4	68.1
Net Commission & Fees Income/Expense - Business Revenue	4,483.5	4,450.8	1,608.5	1,101.0	849.6	752.1	673.9	730.6	701.6	663.7	703.5	640.1	510.7	—	—	—	203.7	249.3	446.1	418.1
Fees & Commissions Income	4,483.5	4,450.8	1,608.5	1,101.0	849.6	752.1	673.9	730.6	701.6	663.7	703.5	640.1	510.7	—	—	—	203.7	249.3	446.1	418.1
Investments & Loans - Business - Gain/(Loss)	(0.4)	29.4	23.0	—	(38.5)	168.6	117.0	(67.0)	5.4	89.9	25.9	98.7	66.0	42.1	35.0	14.8	17.6	—	—	—
Capital Gains/(Losses) - Unrealized - Total	(1.5)	3.4	—	—	(43.2)	118.8	49.7	(73.3)	10.6	0.6	1.3	0.0	39.7	—	—	—	—	—	—	—
Investment Securities - Business - Gain/(Loss)	—	—	19.0	—	4.7	49.8	67.3	6.3	(5.2)	89.3	24.6	98.7	26.4	42.1	35.0	14.8	17.6	—	—	—
Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss)	—	—	19.0	—	4.7	49.8	67.3	6.3	(5.2)	89.3	24.6	98.7	26.4	42.1	35.0	14.8	17.6	—	—	—
Revenue from Business-Related Activities - Other - Total	231.8	259.6	193.7	93.8	62.8	52.1	31.8	30.2	21.5	7.3	3.9	5.8	1.1	0.8	2.6	0.1	0.1	(23.6)	32.6	21.0
Gain/(Loss) on Sale of Financial Instruments - Other	1.1	26.1	4.0	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Business-Related Financing Revenue - Other	—	—	—	—	—	—	—	—	—	—	—	—	—	470.0	479.6	237.2	—	—	—	—
Revenue from Business Activities - Total	4,815.8	4,787.6	1,841.3	1,200.7	881.9	993.7	835.5	715.1	730.8	793.5	760.3	771.8	582.6	514.7	519.3	254.1	223.0	271.3	564.6	509.7
Cost of Operating Revenue	2,258.9	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Cost of Revenues - Total	2,258.9	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Selling, General & Administrative Expenses - Total	279.2	2,584.2	895.8	700.0	574.0	500.2	482.7	634.4	546.0	521.7	424.7	366.0	347.1	285.0	299.8	168.6	114.8	66.3	360.5	242.6
Selling, General & Administrative Expenses - Unclassified	276.0	2,509.5	822.7	626.8	515.3	428.5	404.2	599.7	516.1	500.1	—	—	329.9	140.7	171.2	97.8	53.7	77.1	203.5	131.9
Depreciation in Selling, General & Administrative Expenses	3.2	64.2	59.8	57.6	47.9	50.1	59.5	20.2	17.3	11.4	—	—	13.7	(12.1)	(12.8)	(9.2)	(8.0)	(9.2)	(9.1)	(7.5)
Amortization of Intangibles in Selling, General & Administrative Expenses	—	10.5	13.3	15.6	10.7	11.8	12.0	11.1	8.5	4.1	—	—	3.5	(2.1)	(2.0)	(1.7)	(1.6)	(1.6)	(2.3)	(1.3)
Other Operating Expense/(Income) - Net	71.8	62.5	190.5	17.6	10.0	—	—	—	—	—	7.4	8.0	—	4.6	2.6	1.8	(0.8)	446.5	(0.6)	(4.6)
Other Operating Income - Total	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	1.0	0.8	8.5	0.6	4.6
Operating Expenses - Total	2,609.8	2,646.7	1,086.3	717.6	584.0	500.2	482.7	634.4	546.0	521.7	432.1	374.0	347.1	289.6	302.4	170.4	114.0	512.8	360.0	238.0
Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total	2,609.8	2,646.7	1,086.3	717.6	584.0	500.2	482.7	634.4	546.0	521.7	432.1	374.0	347.1	289.6	302.4	170.4	114.0	512.8	360.0	238.0
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses	—	—	—	—	—	9.9	7.0	3.5	4.1	6.0	—	—	—	158.5	143.4	81.7	70.7	—	168.5	119.6
Operating Profit before Non-Recurring Income/(Expense)	2,206.0	2,140.9	755.1	483.1	297.9	493.5	352.8	80.7	184.8	271.8	328.2	397.7	235.5	225.0	216.9	83.7	109.0	(241.4)	204.6	271.7
Financing Income/(Expense) - Net - Total	(17.3)	(15.6)	(18.1)	(11.3)	(5.9)	(7.4)	(8.2)	(4.3)	(0.4)	(0.6)	(0.5)	(6.1)	(0.2)	(0.0)	(0.0)	(0.0)	(0.0)	(69.9)	(16.2)	(11.7)
Interest Expense - Net of (Interest Income)	13.6	10.7	14.7	11.0	5.5	7.0	6.9	3.4	0.4	0.6	0.5	6.1	0.2	0.0	0.0	0.0	0.0	69.9	16.2	11.7
Other Operating Expense	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.8	—	455.0	—	—
Interest Expense - Net of Capitalized Interest	13.6	10.7	14.7	11.0	5.5	7.0	6.9	3.4	0.4	0.6	0.5	6.1	0.2	0.0	0.0	0.0	0.0	69.9	16.2	11.7
Non-Interest Financial Income/(Expense) - Total	(3.7)	(4.9)	(3.4)	(0.3)	(0.4)	(0.4)	(1.3)	(0.9)	—	—	—	—	—	—	—	—	—	—	—	—
Non-Interest Financial Income/(Expense) - Other - Net	(3.7)	(4.9)	(3.4)	(0.3)	(0.4)	(0.4)	(1.3)	(0.9)	—	—	—	—	—	—	—	—	—	—	—	—
Sale of Tangible & Intangible Fixed Assets - Gain/Loss	—	0.0	0.0	0.1	0.0	2.5	(0.1)	(2.0)	(0.1)	0.2	—	—	—	21.7	9.9	28.7	19.1	(1.6)	121.8	33.0
Equity Earnings/(Loss) - before Taxes including Non-Recurring	609.0	622.7	531.9	139.2	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Other Non-Operating Income/(Expense) - Total	5.8	0.6	2.6	2.8	1.5	1.0	4.9	10.8	40.1	14.5	22.0	1.1	3.9	1.9	(6.8)	(10.8)	(9.6)	—	(11.4)	(8.8)
Normalized Pre-tax Profit	2,803.6	2,748.7	1,271.5	613.9	293.6	489.5	349.4	85.2	224.4	286.0	349.8	392.6	239.1	248.7	219.9	101.5	118.6	(313.0)	298.8	284.1
Non-Recurring Income/Expense - Total	—	—	—	—	—	(4.8)	(4.3)	0.0	(27.8)	—	—	—	—	—	—	—	—	—	0.0	—
Impairment - Tangible & Intangible Fixed Assets	—	—	—	—	—	4.8	4.3	—	—	—	—	—	—	—	—	—	—	—	0.0	—
Impairment - Fixed Assets	—	—	—	—	—	4.8	4.3	—	—	—	—	—	—	—	—	—	—	—	0.0	—
Impairment - Financial Investments	—	—	—	—	—	—	—	0.0	27.8	—	—	—	—	—	—	—	—	—	—	—
Provision for Income Tax Expense- Unclassified	1,031.1	990.3	410.2	—	—	—	—	60.9	—	—	110.7	113.8	56.5	—	0.6	—	—	—	—	—
Income before Taxes	2,803.6	2,748.7	1,271.5	613.9	293.6	484.7	345.1	85.2	196.6	286.0	349.8	392.6	239.1	234.4	205.1	90.7	108.9	(323.8)	287.4	275.3
Income Taxes	1,031.1	990.3	410.2	235.7	120.2	108.3	87.4	60.9	72.4	83.8	110.7	113.8	56.5	62.5	60.6	19.1	30.0	(21.3)	38.4	59.8
Income Taxes for the Year - Current	—	—	—	214.5	112.3	100.5	73.5	—	65.6	77.1	—	—	—	61.4	14.6	2.8	22.8	1.0	34.7	60.4
Income Taxes - Deferred	—	—	—	23.1	6.9	11.2	13.6	—	3.5	5.6	—	—	—	1.1	46.0	15.6	7.9	(15.3)	3.8	0.7
Income Taxes - Other (by Type)	—	—	—	(1.9)	0.9	(3.4)	0.3	—	3.3	1.1	—	—	—	—	(0.6)	0.6	(0.7)	(7.1)	(0.1)	(1.3)
Net Income after Tax	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Income before Discontinued Operations & Extraordinary Items	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Net Income before Minority Interest	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Net Income after Minority Interest	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Income Available to Common Shares	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Earnings Adjustments to Net Income - Other Expense/(Income)	—	—	—	—	—	—	0.0	—	—	—	—	—	—	—	—	—	—	—	—	—
DPS - Common - Gross - Issue - By Period End Date Rs	7.00	7.00	6.00	5.50	3.00	5.00	3.25	1.35	1.75	3.25	3.25	3.25	2.75	2.50	2.25	1.50	0.00	0.00	0.00	0.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Income available to Common excluding Extraordinary Items	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Shares used to calculate Basic EPS - Total mn	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.1	71.9	72.0	72.0	36.4	36.0	30.0	30.0	30.0
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs	24.62	24.42	11.96	5.25	2.41	5.29	3.64	0.34	2.11	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	—	—	—	—	—	—	—
Earnings Allocation Factor - Basic - Issue Specific	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	—	—	—	—	—	—	—
Shares used to calculate Basic EPS - Issue Specific mn	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.1	71.9	—	—	—	—	—	—	—
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs	24.62	24.42	11.96	5.25	2.41	5.29	3.64	0.34	2.11	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Basic from Discontinued Operations & Extraordinary Items Rs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dilution Adjustment	—	—	—	—	—	—	—	—	—	—	—	—	—	(14.3)	—	0.0	0.0	0.0	0.0	0.0
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	157.6	144.6	71.6	78.9	(302.5)	249.0	215.4
Diluted Income available to Common excluding Extraordinary Items	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	157.6	144.6	71.6	78.9	(302.5)	249.0	215.4
Shares used to calculate Diluted EPS - Total mn	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.1	71.9	72.0	72.0	36.4	36.0	30.0	30.0	30.0
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.19	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.19	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs	24.62	24.42	11.96	5.25	2.41	5.29	3.64	0.34	2.11	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific	1,772.5	1,758.4	861.3	378.2	173.4	376.4	257.7	24.2	124.2	202.2	239.1	278.9	182.6	—	—	—	—	—	—	—
Earnings Allocation Factor - Diluted - Issue Specific	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	—	—	—	—	—	—	—
Shares used to calculate Diluted EPS - Issue Specific mn	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.0	72.1	71.9	—	—	—	—	—	—	—
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.19	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs	24.62	24.42	11.96	5.25	2.41	5.23	3.58	0.34	1.72	2.81	3.32	3.87	2.54	2.19	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs	24.62	24.42	11.96	5.25	2.41	5.29	3.64	0.34	2.11	2.81	3.32	3.87	2.54	2.39	2.01	1.97	2.19	(10.08)	8.30	7.18
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
DPS - Common - Gross - Issue - By Announcement Date Rs	6.50	6.00	9.00	1.00	4.75	4.50	2.35	1.75	1.75	3.25	3.25	3.00	2.25	3.00	2.25	0.00	0.00	0.00	0.00	0.00
DPS - Common - Net - Issue - By Announcement Date Rs	5.85	5.40	8.10	0.90	4.28	4.05	2.12	1.58	1.58	2.93	2.93	2.70	2.03	2.70	2.03	0.00	0.00	0.00	0.00	0.00
Earnings before Interest & Taxes (EBIT)	2,206.0	2,140.9	755.1	483.1	297.9	493.5	352.8	80.7	184.8	271.8	328.2	397.7	235.5	225.0	216.9	83.7	109.0	(241.4)	204.6	271.7
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA)	2,323.1	2,215.6	828.1	556.2	356.5	555.3	427.2	112.6	211.3	289.1	343.4	416.1	252.7	239.3	231.7	94.5	118.7	(230.6)	216.0	280.5
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	94.8	118.7	(223.7)	227.7	289.4
Depreciation & Amortization - Supplemental	117.1	74.7	73.1	73.1	58.6	61.8	74.5	43.0	25.9	15.5	—	—	17.2	10.0	10.8	7.5	6.3	7.6	6.8	6.2
Depreciation Expense - Total - Supplemental	112.9	64.2	59.8	57.6	47.9	50.1	61.3	20.6	17.3	11.4	—	—	13.7	12.1	12.8	9.2	8.0	9.2	9.1	7.5
Depreciation - Financial Lease Right-of-Use Assets - Supplemental	55.7	41.8	39.6	37.8	32.4	30.9	27.1	—	—	—	—	—	—	—	—	—	—	—	—	—
Amortization - Total - Supplemental	4.2	10.5	13.3	15.6	10.7	11.8	13.2	22.4	8.5	4.1	—	—	3.5	(2.1)	(2.0)	(1.7)	(1.6)	(1.6)	(2.3)	(1.3)
Intangible Amortization - Other - Supplemental	4.2	10.5	13.3	15.6	10.7	11.8	13.2	22.4	8.5	4.1	—	—	3.5	(2.1)	(2.0)	(1.7)	(1.6)	(1.6)	(2.3)	(1.3)
Amortization of Computer Software - Supplemental	4.2	10.5	13.3	15.6	10.7	11.8	13.2	11.1	8.5	4.1	—	—	3.5	(2.1)	(2.0)	(1.7)	(1.6)	(1.6)	(2.3)	(1.3)
Depreciation, Depletion & Amortization - Total	117.1	74.7	73.1	73.1	58.6	61.8	74.5	31.9	26.5	17.3	15.2	18.4	17.2	14.3	14.8	10.8	9.6	10.8	11.4	8.8
Depreciation - Total	112.9	64.2	59.8	57.6	47.9	50.1	61.3	20.6	17.7	12.7	11.9	13.3	13.7	12.1	12.8	9.2	8.0	9.2	9.1	7.5
Amortization of Intangible Assets excluding Goodwill - Total	4.2	10.5	13.3	15.6	10.7	11.8	13.2	11.3	8.7	4.6	3.3	5.1	3.5	2.1	2.0	1.7	1.6	1.6	2.3	1.3
Labor & Related Expenses - Total	—	—	—	—	—	—	—	—	—	—	—	—	—	158.5	143.4	81.7	70.7	—	168.5	119.6
Labor & Related Expenses - Supplemental	—	—	—	—	—	—	—	—	—	—	—	—	—	158.5	143.4	81.7	70.7	—	168.5	119.6
Auditor Fees	—	—	—	—	—	—	—	—	—	—	—	—	—	1.8	0.9	0.3	0.3	0.6	0.4	0.4
Audit-Related Fees	—	—	—	—	—	—	—	—	—	—	—	—	—	1.8	0.9	0.3	0.3	0.6	0.4	0.4
Fees - Other	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.0	0.0
Normalized after Tax Profit	1,772.5	1,758.4	861.3	378.2	173.4	381.2	261.9	24.2	152.0	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Normalized Net Income from Continuing Operations	1,772.5	1,758.4	861.3	378.2	173.4	381.2	261.9	24.2	152.0	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Normalized Net Income - Bottom Line	1,772.5	1,758.4	861.3	378.2	173.4	381.2	261.9	24.2	152.0	202.2	239.1	278.9	182.6	171.9	144.6	71.6	78.9	(302.5)	249.0	215.4
Earnings before Interest & Taxes (EBIT) - Normalized	2,817.2	2,759.3	1,286.2	624.9	299.0	496.5	356.3	88.6	224.8	286.6	350.3	398.8	239.3	248.7	220.0	101.5	118.6	(243.1)	315.0	295.8
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized	2,934.2	2,834.0	1,359.3	698.0	357.7	558.3	430.8	120.5	251.3	303.9	365.5	417.2	256.6	262.9	234.8	112.4	128.2	(232.3)	326.4	304.6
Depreciation of Financial Lease Right-of-Use Assets	55.7	41.8	39.6	37.8	32.4	—	27.1	—	—	—	—	—	—	—	—	—	—	—	—	—
Interest Expense on Financial Lease Liabilities - Supplemental	13.6	10.7	14.7	11.0	5.5	7.0	6.9	—	—	—	—	—	—	—	—	—	—	—	—	—
Rental/Operating Lease Expense	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.3	0.0	6.9	11.7	8.9
Interest Expense	13.6	10.7	14.7	11.0	5.5	7.0	6.9	3.4	0.4	0.6	0.5	6.1	0.2	0.0	0.0	0.0	0.0	69.9	16.2	11.7
Operating Expenses	2,609.8	2,646.7	1,086.3	717.6	584.0	500.2	482.7	634.4	546.0	521.7	432.1	374.0	347.1	289.6	302.4	170.4	114.0	512.8	360.0	238.0
Selling, General & Administrative Expenses excluding Research & Development Expenses	279.2	2,584.2	895.8	700.0	574.0	500.2	482.7	634.4	546.0	521.7	424.7	366.0	347.1	285.0	299.8	168.6	114.8	66.3	360.5	242.6
Income before Taxes & Provision for Loan Losses	2,803.6	2,748.7	1,271.5	613.9	293.6	484.7	345.1	85.2	196.6	286.0	349.8	392.6	239.1	234.4	205.1	90.7	108.9	(323.8)	287.4	275.3
Cost of Revenue including Operation & Maintenance (Utility) - Total	2,258.9	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Cost of Revenues excluding Depreciation	2,258.9	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
DPS - Common - Gross - Issue - By Payable Date Rs	6.50	6.00	9.00	1.00	4.75	4.50	2.35	1.75	1.75	3.25	3.25	3.00	2.25	3.00	2.25	0.00	0.00	0.00	0.00	0.00
DPS - Common - Gross - Issue - By Ex Date Rs	6.50	6.00	9.00	1.00	4.75	4.50	2.35	1.75	1.75	3.25	3.25	3.00	2.25	3.00	2.25	0.00	0.00	0.00	0.00	0.00
Tax Adjusted Operating Income	1,781.1	1,765.2	871.3	385.0	176.6	381.9	262.8	25.2	124.5	202.6	239.4	283.2	182.8	171.9	144.6	71.6	78.9	—	263.1	224.6
Operating Expenses excluding Non-Cash Charges - Total	2,492.7	2,572.0	1,013.2	644.4	525.4	438.4	408.3	602.5	519.6	504.4	416.9	355.6	329.9	275.4	287.6	159.6	104.4	502.0	348.5	229.2
Revenue Net of Interest Expense Before Loan Loss Provision	4,815.8	4,787.6	1,841.3	1,200.7	881.9	993.7	835.5	715.1	730.8	793.5	760.3	771.8	582.6	514.7	519.3	254.1	223.0	271.3	564.6	509.7
Income from Earning Assets	100.9	47.8	35.1	5.9	12.8	70.7	80.2	27.5	(2.9)	121.9	51.6	125.9	31.2	43.8	37.1	16.8	19.2	45.6	85.8	70.6
Income Available to Common Shares before Depreciation & Amortization	1,889.6	1,833.1	934.4	451.4	232.0	438.3	332.1	56.1	150.7	219.5	254.3	297.3	199.9	186.2	159.4	82.5	88.5	(291.7)	260.5	224.3
Fixed Charges	13.6	10.7	14.7	11.0	5.5	7.0	6.9	3.4	0.4	0.6	0.5	6.1	0.2	0.0	0.0	0.0	0.0	69.9	16.2	11.7
Estimated Tax Rate	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.35×	0.30×	0.30×	0.31×	0.32×	0.33×	0.34×	0.35×	0.35×	0.35×	0.35×	0.35×	0.35×	0.35×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs	6.50	6.00	9.00	1.00	4.75	4.50	2.35	1.75	1.75	3.25	3.25	3.00	2.25	3.00	2.25	0.00	0.00	0.00	0.00	0.00

Every line the company reported, in the original order and wording, without regrouping or signs changed.