Last close · 16 Oct 2026
Rs 5.06 -0.78%
Annual · FY2012 – FY2025
PICIC Insurance Limited (PIL) cash flow statement
Operating activities generated Rs 9.1 mn of cash in FY2025 (Jan – Dec 2025), down 14.8% on FY2024. Capital expenditure was Rs 0. Overall, cash increased by Rs 0.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 9.1 | 10.7 | 7.0 | 3.3 | 2.7 | 4.7 | 1.9 | (0.8) | (6.8) | (47.1) | (22.6) | (58.0) | (160.0) | (13.9) |
| Capital expenditure | 0.0 | (0.0) | — | 0.0 | 0.0 | — | 0.0 | — | — | — | (10.5) | (11.7) | (1.7) | (1.7) |
| Net cash from investing activities | (9.1) | (10.7) | (7.0) | (3.3) | (2.9) | (4.6) | (2.2) | 0.3 | 7.1 | 17.2 | 11.5 | (1.0) | 17.9 | 27.8 |
| Net cash from financing activities | — | — | — | — | — | — | 0.0 | — | — | — | — | (1.8) | (1.2) | (4.6) |
| Net change in cash | 0.0 | (0.0) | (0.0) | 0.0 | (0.1) | 0.0 | (0.2) | (0.4) | 0.3 | (29.9) | (11.0) | (60.7) | (143.4) | 9.3 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -14.8% | +52.8% | +113.7% | +20.4% | -41.6% | +139.1% | — | — | — | — | — | — | — | — |
| Capital expenditure | -100.0% | — | — | — | — | — | — | — | — | — | -10.0% | +583.4% | -0.6% | — |
| Net cash from investing activities | — | — | — | — | — | — | -781.8% | -95.5% | -58.8% | +49.0% | — | -105.6% | -35.7% | — |
| Net cash from financing activities | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | -137.5% | — | -429.3% | — | — | -256.7% | — | — | — | — | -1,648.0% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 46
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 9.1 | 10.7 | 7.0 | 3.3 | 2.7 | 4.7 | 1.9 | (0.8) | (6.8) | (47.1) |
| Capital Expenditures - Net - Cash Flow | 0.0 | 0.0 | — | 0.0 | 0.0 | (0.1) | (0.0) | (0.0) | (8.9) | (0.5) |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.0 | 0.0 | — | 0.0 | 0.0 | (0.1) | (0.0) | (0.0) | (8.9) | (0.5) |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.0 | — | — | 0.0 | 0.0 | — | 0.0 | — | — | — |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | — | — | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | — | — |
| Capital Expenditures - Total | 0.0 | 0.0 | — | 0.0 | 0.0 | — | 0.0 | — | — | — |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (9.1) | (10.7) | (7.0) | (3.3) | (2.9) | (4.7) | (2.2) | 0.2 | (1.8) | 16.1 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (9.1) | (10.7) | (7.0) | (3.3) | (2.9) | (4.7) | (2.2) | 0.2 | (1.8) | 16.1 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 3.0 | 1.9 | 1.2 | 1.4 | 0.5 | 0.8 | 0.5 | — | — | 16.1 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 12.2 | 12.6 | 8.2 | 4.7 | 3.4 | 5.5 | 2.7 | — | — | — |
| Other Investing Cash Flow - Decrease/(Increase) | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.5 |
| Net Cash Flow from Investing Activities | (9.1) | (10.7) | (7.0) | (3.3) | (2.9) | (4.6) | (2.2) | 0.3 | 7.1 | 17.2 |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — | — | 0.0 | — | — | — |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | — | — | — | — | — | — | 0.0 | — | — | — |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — | — | 0.0 | — | — | — |
| Stock - Common - Issued/Sold - Cash Flow | — | — | — | — | — | — | 0.0 | — | — | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | — | — | — | — | — | — | 0.0 | — | — | — |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | — | — | — | — | — | — | 0.0 | — | — | — |
| Debt - Reduced - Long-Term & Short-Term - Cash Flow | — | — | — | — | — | — | 0.0 | — | — | — |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — | — | 0.0 | — | — | — |
| Net Cash Flow from Financing Activities | — | — | — | — | — | — | 0.0 | — | — | — |
| Net Change in Cash - Total | 0.0 | (0.0) | (0.0) | 0.0 | (0.1) | 0.0 | (0.2) | (0.4) | 0.3 | (29.9) |
| Net Cash from Continuing Operations | 0.0 | (0.0) | (0.0) | 0.0 | (0.1) | 0.0 | (0.2) | (0.4) | 0.3 | (29.9) |
| Net Cash - Beginning Balance | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 0.1 | 0.3 | 0.8 | 0.5 | 30.4 |
| Net Cash - Ending Balance | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 0.1 | 0.3 | 0.8 | 0.5 |
| Interest Paid - Cash (Cash Flow - Direct) | — | — | — | — | — | — | 0.0 | — | — | — |
| Cash Receipts - Business Activities - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | 51.2 | 97.5 |
| Premiums Received - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | 22.3 | 49.9 |
| Reinsurance Recovered - Cash Flow | — | — | — | — | — | — | 0.0 | — | 0.0 | 43.4 |
| Cash Receipts - Other - Cash Flow | — | — | — | 0.0 | 0.0 | — | 0.0 | 0.0 | 0.0 | 4.2 |
| Cash Payments - Business Activities - Cash Flow | 6.1 | 3.8 | 2.5 | 2.7 | 0.1 | 0.0 | 0.2 | 0.5 | 45.8 | 146.8 |
| Reinsurance Paid - Cash Flow | — | — | — | 0.0 | 0.0 | — | 0.0 | 0.0 | (110.1) | (18.8) |
| Claims Paid - Cash Flow | — | — | — | 0.0 | 0.0 | — | 0.0 | 0.0 | 104.2 | 80.9 |
| Cash Payments - Other - Cash Flow | 6.1 | 3.8 | 2.5 | 2.7 | 0.1 | 0.0 | 0.2 | 0.5 | 51.7 | 84.7 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | (3.0) | (1.9) | (1.2) | (1.3) | 0.5 | 0.8 | 0.5 | 0.3 | 0.6 | 1.1 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 12.2 | 12.6 | 8.2 | 4.7 | 3.4 | 5.5 | 2.7 | 0.0 | 2.3 | 2.1 |
| Cash Receipts/(Payments) - Net - Cash Flow | — | — | — | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | (14.0) | 1.2 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | (3.0) | (1.9) | (1.2) | (1.3) | 0.5 | 0.8 | 0.5 | 0.3 | 0.6 | 1.1 |
| Interest Paid - Cash Flow - Supplemental | — | — | — | — | — | — | 0.0 | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 12.2 | 12.6 | 8.2 | 4.7 | 3.4 | 5.5 | 2.7 | 0.0 | 2.3 | 2.1 |
| CF from Optg Activities before Change in WC & Int Payments | 9.1 | 10.7 | 7.0 | 3.3 | 2.7 | 4.7 | (4.0) | (13.5) | (38.4) | (18.6) |
| Common Stock Buyback - Net | — | — | — | — | — | — | 0.0 | — | — | — |
| Depreciation, Depletion & Amortization - Cash Flow | — | — | — | — | — | — | 0.0 | 0.7 | 2.5 | 5.3 |
| Free Cash Flow to Equity | 9.1 | 10.7 | — | 3.3 | 2.7 | 4.7 | 2.0 | (0.7) | 2.1 | (46.6) |
| Free Cash Flow Net of Dividends | 9.1 | 10.7 | 7.0 | 3.3 | 2.7 | 4.7 | 1.9 | — | — | — |
| Free Cash Flow | 9.1 | 10.7 | 7.0 | 3.3 | 2.7 | 4.7 | 1.9 | — | — | — |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.