Last close · 16 Oct 2026
Rs 11.70 -0.17%
Financials
Reliance Insurance Company Limited (RICL) financials
10 years of annual results (FY2016 – FY2025).
Reliance Insurance Company Limited (RICL) reported total income of Rs 860.5 mn for FY2025 (Jan – Dec 2025), up 13.6% from FY2024.
Profit attributable to shareholders was Rs 464.9 mn (EPS Rs 3.56), up 54.0%.
No cash dividend was declared for FY2025.
Return on equity was 25.4%.
Over the last five years total income grew at a compound 3.6% a year.
At Rs 11.70 (close on 16 Oct 2026) the shares trade at 3.3× earnings (FY2025) and 0.73× book value.
Fundamentals
RICL at a glance
Net premium earned · FY2025
Rs 596.6 mn
▲ 9.2% year on year
Profit attributable to shareholders · FY2025
Rs 464.9 mn
▲ 54.0% year on year
EPS – basic (Rs) · FY2025
Rs 3.56
▲ 54.0% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 1.7 bn
▲ 29.4% year on year
Return on equity (ROE) · FY2025
25.4%
+3.8 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 860.5 mn
- Profit attributable · FY2025
- Rs 464.9 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 3.8 bn
- Equity · FY2025
- Rs 2.1 bn
Financial highlights
RICL financial results
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net premium earned | 596.6 | 546.5 | 460.7 | 360.5 | 303.1 |
| Investment income (net) | 114.9 | 137.3 | 246.0 | 67.4 | 74.7 |
| Net claims & benefits | (139.5) | (152.8) | (139.1) | (93.6) | (64.2) |
| Profit before tax | 557.6 | 436.2 | 257.0 | 67.6 | 70.5 |
| Profit attributable to shareholders | 464.9 | 301.9 | 171.9 | 44.1 | 53.0 |
| EPS – basic (Rs) Rs | 3.56 | 2.31 | 1.32 | 0.34 | 0.41 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.51 | 0.24 | 0.23 |
| Investments | 1,699.6 | 1,313.7 | 952.6 | 794.0 | 837.9 |
| Total assets | 3,814.1 | 2,945.0 | 2,312.5 | 1,888.9 | 1,847.7 |
| Total equity | 2,083.2 | 1,572.4 | 1,222.4 | 1,060.3 | 1,048.1 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 15 Oct 2026.