SBL Samba Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 13.32 +0.23%
Quarterly · Q3 FY2021 – Q2 FY2026
Samba Bank Limited (SBL) quarterly cash flow statement
Capital expenditure was Rs 87.4 mn. Dividends paid to shareholders came to Rs 2,000. Overall, cash decreased by Rs 1.5 bn.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | — | 3.3 | (0.2) | 13.4 | (5.4) | 2.2 | 9.6 | 0.8 | (13.4) | 18.8 | (14.0) | 7.7 | 8.0 | 10.5 | 21.8 | 6.1 | (2.5) | 5.4 | (0.6) | 6.4 |
| Capital expenditure | (0.7) | (0.1) | (0.1) | (0.3) | (0.2) | (0.0) | (0.4) | (0.2) | (0.1) | (0.2) | (0.1) | — | (0.1) | (0.0) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (0.4) | (0.8) |
| Net cash from investing activities | (35.6) | (0.7) | (24.8) | 21.2 | (31.2) | 1.2 | (8.8) | (10.8) | (6.3) | (6.5) | (3.2) | 3.8 | (9.0) | 14.4 | (2.8) | 12.8 | (0.2) | (2.6) | 5.5 | (3.8) | (15.9) |
| Dividends paid | — | (0.0) | (0.0) | (0.0) | — | — | (0.0) | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | — | (0.0) | (0.0) | — | (0.0) | (0.0) | (0.6) | (0.0) | (0.0) |
| Net cash from financing activities | 20.3 | (0.2) | 22.1 | (20.0) | 18.4 | 2.8 | 7.7 | 1.3 | 6.4 | 17.2 | (13.9) | 9.8 | 1.5 | (27.8) | 1.2 | (33.9) | (7.8) | 4.9 | (11.3) | 6.2 | 10.0 |
| Net change in cash | 0.7 | (1.5) | 0.6 | 1.0 | 0.6 | (1.3) | 1.2 | 0.1 | 0.9 | (2.7) | 1.8 | (0.4) | 0.2 | (5.4) | 8.9 | 0.7 | (1.9) | (0.2) | (0.4) | 1.8 | 0.5 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | +46.7% | -102.2% | +1,486.8% | — | -88.1% | — | -89.0% | -267.3% | +79.7% | -164.1% | +25.7% | — | +92.6% | — | -4.6% | — | — | — | -63.1% |
| Capital expenditure | +537.3% | -65.2% | +37.1% | +60.7% | -94.5% | +352.5% | — | -13.2% | +1,942.3% | -35.8% | — | +142.4% | -80.8% | +33.1% | -80.8% | -93.3% | -48.6% | +18.2% | +955.5% | +760.0% |
| Net cash from investing activities | -158.9% | — | — | — | — | — | -384.6% | — | -145.2% | — | -70.2% | — | — | -150.4% | — | — | — | — | — | — |
| Dividends paid | — | +200.0% | — | — | — | 0.0% | -100.0% | — | +1,300.0% | -90.0% | — | — | -81.8% | -100.0% | — | +80.5% | -100.0% | +368.4% | — | — |
| Net cash from financing activities | -105.8% | +186.2% | -1,667.4% | +188.0% | -83.6% | — | -87.0% | +313.2% | — | -1,268.1% | — | — | -665.6% | — | -645.6% | -178.6% | -62.1% | -185.5% | -25.5% | — |
| Net change in cash | — | -48.4% | +1,420.2% | -37.3% | — | -33.8% | — | +347.3% | — | -80.1% | -150.9% | — | — | — | -59.7% | -495.1% | -114.0% | — | +29.7% | +1,047.8% |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 17 Oct 2026.
All reported line items 54
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | — | 0.4 | 0.5 | 0.6 | 0.0 | 0.4 | 0.0 | 0.2 | 0.6 | 0.7 | 0.3 | 0.7 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (0.8) | (1.1) | (1.1) | (1.3) | (0.5) | (1.2) | (1.3) | (1.0) | (3.4) | 0.7 | (7.9) | 1.1 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (1.0) | (1.4) | (1.4) | (1.4) | (0.6) | (1.4) | (1.5) | (1.1) | (3.5) | 0.5 | (8.2) | 1.0 |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 0.2 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.3 | 0.2 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.3 | 0.1 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | 0.0 | 0.1 | (0.1) | 0.0 | (0.0) | 0.1 | (0.1) | (0.0) | 0.0 | (0.0) | (0.0) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | — | 0.3 | 0.3 | 0.6 | (0.1) | 0.6 | 0.8 | 0.7 | 0.3 | 0.0 | 0.1 | 0.4 |
| Interest Paid - Cash | — | 3.9 | 4.1 | 4.3 | 3.5 | 5.2 | 4.8 | 5.3 | 11.1 | 0.6 | 18.8 | 0.5 |
| Interest & Dividends - Received - Total - Cash Flow | 6.2 | 4.6 | 6.6 | 4.2 | 6.1 | 5.8 | 7.3 | 7.6 | 15.3 | 0.0 | 27.7 | 0.0 |
| Cash Flow from Operating Activities before Changes in Working Capital | — | (0.4) | 1.7 | (1.3) | 2.4 | (0.8) | 0.5 | 0.7 | 1.2 | 0.8 | 1.3 | 0.9 |
| Working Capital - Increase/(Decrease) - Cash Flow | (9.9) | 3.7 | (1.9) | 14.7 | (7.8) | 3.0 | 9.1 | 0.1 | (14.6) | 18.1 | (15.3) | 6.8 |
| Other Assets - Decrease/(Increase) - Cash Flow | (5.7) | (0.4) | 0.8 | (1.5) | (0.7) | 0.6 | (1.1) | 0.1 | 0.2 | 1.4 | 2.0 | (2.0) |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | 5.3 | (3.8) | 10.9 | (4.9) | (4.0) | (2.0) | 3.0 | 2.3 | 2.5 | 0.4 | 2.2 | (2.8) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | (0.3) | 0.3 | 1.3 | (1.5) | 0.4 | 1.3 | (0.3) | (2.9) | (0.1) | 0.1 | (0.1) | (0.1) |
| Loans - Customer - Decrease/(Increase) - Cash Flow | — | 3.3 | (8.4) | 3.8 | (1.7) | 1.4 | 4.3 | 3.9 | 6.6 | 0.8 | (6.7) | 1.3 |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 4.2 | 5.4 | (7.8) | 9.3 | (0.4) | (0.9) | 0.5 | 0.0 | (0.7) | (0.9) | (2.0) | 3.4 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | (13.4) | (1.1) | 1.1 | 9.5 | (1.4) | 2.5 | 2.6 | (3.3) | (23.1) | 16.2 | (10.8) | 6.9 |
| Net Cash Flow from Operating Activities | — | 3.3 | (0.2) | 13.4 | (5.4) | 2.2 | 9.6 | 0.8 | (13.4) | 18.8 | (14.0) | 7.7 |
| Capital Expenditures - Net - Cash Flow | 0.1 | 0.1 | 0.3 | 0.2 | (0.0) | 0.4 | 0.2 | 0.1 | 0.2 | 0.1 | (0.0) | 0.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.1 | 0.1 | 0.3 | 0.2 | (0.0) | 0.4 | 0.2 | 0.1 | 0.2 | 0.1 | (0.0) | 0.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.1 | 0.1 | 0.3 | 0.2 | 0.0 | 0.4 | 0.2 | 0.1 | 0.2 | 0.1 | — | 0.1 |
| Property, Plant & Equipment Sold - Cash Flow | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Expenditures - Total | 0.1 | 0.1 | 0.3 | 0.2 | 0.0 | 0.4 | 0.2 | 0.1 | 0.2 | 0.1 | — | 0.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | — | (24.7) | 21.5 | (31.1) | 1.2 | (8.4) | (10.6) | (6.2) | (6.3) | (3.1) | 3.8 | (8.9) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | — | (24.7) | 21.5 | (31.1) | 1.2 | (8.4) | (10.6) | (6.2) | (6.3) | (3.1) | 3.8 | (8.9) |
| Net Cash Flow from Investing Activities | (0.7) | (24.8) | 21.2 | (31.2) | 1.2 | (8.8) | (10.8) | (6.3) | (6.5) | (3.2) | 3.8 | (9.0) |
| Dividends Paid - Cash - Total - Cash Flow | 0.0 | 0.0 | 0.0 | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Dividends - Common - Cash Paid | 0.0 | 0.0 | 0.0 | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 15.0 | 22.1 | (20.0) | 18.4 | 2.8 | 7.7 | 1.3 | 6.4 | 17.2 | (13.9) | 10.0 | 1.4 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | 15.2 | 22.3 | (19.9) | 18.5 | 3.0 | 7.9 | 1.4 | 6.5 | 17.3 | (13.7) | 10.1 | 1.4 |
| Debt - Issued - Long-Term & Short-Term - Cash Flow | 15.2 | 27.2 | — | 18.5 | 3.0 | 7.9 | 1.4 | 6.5 | 17.3 | — | 10.1 | 1.4 |
| Debt - Reduced - Long-Term & Short-Term - Cash Flow | 0.0 | 5.0 | 19.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 13.7 | 0.0 | 0.0 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.1) | (0.1) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.1) | (0.1) |
| Debt - Reduced - Long-Term - Cash Flow | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | 0.0 | — | — | — | — | — | (0.2) | 0.2 |
| Net Cash Flow from Financing Activities | (0.2) | 22.1 | (20.0) | 18.4 | 2.8 | 7.7 | 1.3 | 6.4 | 17.2 | (13.9) | 9.8 | 1.5 |
| Foreign Exchange Effects - Cash Flow | — | — | 0.0 | — | — | — | — | — | — | — | — | — |
| Net Change in Cash - Total | (1.5) | 0.6 | 1.0 | 0.6 | (1.3) | 1.2 | 0.1 | 0.9 | (2.7) | 1.8 | (0.4) | 0.2 |
| Net Cash from Continuing Operations | — | 0.6 | 1.0 | 0.6 | (1.3) | 1.2 | 0.1 | 0.9 | (2.7) | 1.8 | (0.4) | 0.2 |
| Net Cash - Beginning Balance | — | 10.5 | 11.0 | 10.4 | 11.7 | 10.6 | 10.5 | 9.6 | 12.3 | 10.5 | 10.9 | 10.7 |
| Net Cash - Ending Balance | 9.6 | 11.1 | 12.0 | 11.0 | 10.4 | 11.7 | 10.6 | 10.5 | 9.6 | 12.3 | 10.5 | 10.9 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | — | 0.3 | 0.3 | 0.6 | (0.1) | 0.6 | 0.8 | 0.7 | 0.3 | 0.0 | 0.1 | 0.4 |
| Interest Paid - Cash Flow - Supplemental | — | 3.9 | 4.1 | 4.3 | 3.5 | 5.2 | 4.8 | 5.3 | 11.1 | 0.6 | 18.8 | 0.5 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 6.2 | 4.6 | 6.6 | 4.2 | 6.1 | 5.8 | 7.3 | 7.6 | 15.3 | 0.0 | 27.7 | 0.0 |
| CF from Optg Activities before Change in WC & Int Payments | — | 3.5 | 5.8 | 3.0 | 5.9 | 4.4 | 5.3 | 6.0 | 12.3 | 1.4 | 20.1 | 1.4 |
| Depreciation, Depletion & Amortization - Cash Flow | 0.2 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.2 | 0.3 | 0.2 |
| Free Cash Flow to Equity | — | 25.3 | (20.5) | 31.6 | (2.5) | 9.6 | 10.7 | 7.1 | 3.6 | 4.9 | (4.0) | 8.9 |
| Free Cash Flow Net of Dividends | — | 3.1 | (0.5) | 13.2 | (5.4) | 1.9 | 9.4 | 0.7 | (13.6) | 18.7 | — | 7.5 |
| Free Cash Flow | — | 3.1 | (0.5) | 13.2 | (5.4) | 1.9 | 9.4 | 0.7 | (13.6) | 18.7 | — | 7.5 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.