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SCBPL Standard Chartered Bank (Pak) Ltd

Latest results: FY2025 · Dec 2025 Q1 FY2026 · Jan – Mar 2026

Last close · 16 Oct 2026

Rs 59.91 -0.15%

Quarterly · Q2 FY2021 – Q1 FY2026

Standard Chartered Bank (Pak) Ltd (SCBPL) quarterly income statement

Standard Chartered Bank (Pak) Ltd reported total income of Rs 16.6 bn for Q1 FY2026 (Jan – Mar 2026), down 28.1% on Q1 FY2025. Net interest income was Rs 13.0 bn, down 23.4% on Q1 FY2025, with non-interest income of Rs 3.6 bn. Tax of Rs 6.1 bn took 52.3% of pre-tax profit. Profit attributable to shareholders was Rs 5.6 bn, down 29.9% on Q1 FY2025, or Rs 1.45 per share.

SCBPL income statement (quarterly) (Rs bn)
Rs bn TTM to Mar 2026 Q1 FY2026 * Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 * Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 * Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 * Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 * Jan – Mar 2023 Q4 FY2022 * Oct – Dec 2022 Q3 FY2022 * Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 * Jan – Mar 2022 Q4 FY2021 * Oct – Dec 2021 Q3 FY2021 * Jul – Sep 2021 Q2 FY2021 Apr – Jun 2021
Interest & dividend income 80.0 17.9 19.4 20.6 22.0 26.9 35.4 41.3 41.7 40.8 41.6 41.2 36.3 32.8 28.6 25.9 19.6 16.4 13.6 11.7 11.2
Interest expense (22.4) (4.9) (5.5) (5.5) (6.4) (9.9) (13.9) (17.4) (17.6) (16.7) (15.8) (15.3) (13.4) (13.1) (13.6) (13.3) (10.7) (8.2) (6.1) (5.2) (4.9)
Net interest income 57.6 13.0 13.9 15.1 15.6 17.0 21.5 24.0 24.1 24.0 25.8 25.9 22.8 19.7 15.0 12.6 8.9 8.2 7.5 6.5 6.3
Fee & commission income (net) 6.5 1.8 1.3 1.4 2.0 2.7 1.9 1.6 1.5 2.0 1.6 1.3 1.3 1.3 0.6 0.7 0.7 1.0 0.3 1.0 0.8
Foreign exchange income 8.9 2.5 2.4 2.2 1.9 2.4 2.9 2.3 2.7 1.9 2.4 2.5 0.2 0.6 (1.3) 4.5 4.3 2.0 2.4 1.1 0.6
Gain / (loss) on securities (0.4) (0.8) (1.3) 0.2 1.4 0.7 0.6 2.6 0.2 1.2 0.1 0.3 1.1 (2.5) 0.2 0.4 0.4 1.3 0.1 0.5 0.9
Total non-interest income 15.3 3.6 2.3 3.8 5.6 6.1 5.3 7.6 4.5 5.3 4.8 4.4 3.2 0.7 2.4 5.1 4.3 6.1 3.3 2.9 2.5
Total income 72.9 16.6 16.2 18.9 21.2 23.1 26.8 31.6 28.6 29.3 30.5 30.3 26.1 20.4 17.4 17.7 13.1 14.3 10.7 9.3 8.9
Operating expenses (20.9) (4.9) (4.8) (5.7) (5.4) (6.1) (3.6) (5.3) (4.1) (4.6) (4.3) (5.4) (4.2) (4.3) (3.8) (3.3) (2.9) (2.5) (4.4) (2.9) (2.8)
Provisions & impairment (loans) (2.9) (0.7) (1.2) (0.0) (0.9) 0.3 (3.0) (0.1) (1.3) (0.5) (0.8) 0.6 (0.2) 0.2 0.2 (0.2) (0.6) (0.7) 1.3 (0.1) (0.2)
Profit before tax 53.2 11.7 12.4 13.2 15.9 17.0 25.1 26.2 24.6 24.7 26.2 24.9 22.0 16.1 13.7 14.4 10.3 11.8 6.4 6.4 6.1
Taxation (26.8) (6.1) (6.2) (7.2) (7.3) (9.0) (11.6) (15.2) (14.3) (13.5) (15.0) (12.2) (12.4) (7.0) (8.1) (8.2) (9.2) (4.7) (2.5) (3.3) (2.5)
Profit after tax 26.4 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6 9.2 5.6 6.1 1.0 7.1 3.8 3.1 3.6
Profit attributable to shareholders 26.4 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6 9.2 5.6 6.1 1.0 7.1 3.8 3.1 3.6
Per share
EPS – basic (Rs) Rs 6.82 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48 2.37 1.45 1.59 0.27 1.82 0.99 0.81 0.92
EPS – diluted (Rs) Rs 6.82 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48 2.37 1.45 1.59 0.27 1.82 0.99 0.81 0.92
Dividend per share (Rs) Rs 6.50 0.00 3.00 0.00 3.50 0.00 5.50 0.00 2.00 1.50 2.50 2.50 4.00 0.00 2.50 0.00 1.50 0.00 1.75 0.00 1.25
Weighted average shares mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,869.9 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
SCBPL income statement — year-on-year change (Rs mn)
Rs mn Q1 FY2026 * Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 * Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 * Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 * Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 * Jan – Mar 2023 Q4 FY2022 * Oct – Dec 2022 Q3 FY2022 * Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 * Jan – Mar 2022 Q4 FY2021 * Oct – Dec 2021 Q3 FY2021 * Jul – Sep 2021 Q2 FY2021 Apr – Jun 2021
Interest & dividend income -33.3% -45.2% -50.2% -47.1% -34.1% -14.8% +0.2% +14.9% +24.3% +45.3% +59.2% +85.6% +100.0% +110.5% +121.9% +74.3% +57.8% +30.3% +0.9% -22.2%
Interest expense -50.3% -60.4% -68.2% -63.5% -40.8% -12.1% +13.2% +31.0% +27.9% +16.4% +15.0% +25.7% +59.7% +121.6% +156.5% +119.0% +87.6% +37.4% +5.5% -25.1%
Net interest income -23.4% -35.3% -37.0% -35.1% -29.4% -16.4% -7.5% +5.4% +21.9% +71.5% +106.2% +158.1% +140.2% +101.3% +94.0% +39.8% +36.2% +24.9% -2.5% -19.8%
Fee & commission income (net) -32.2% -35.5% -14.6% +32.9% +37.8% +19.0% +17.8% +22.7% +48.4% +165.0% +106.1% +73.2% +28.2% +86.8% -33.7% -7.0% -3.3% -81.1% +42.0% +14.8%
Foreign exchange income +2.8% -18.5% -7.8% -29.1% +25.0% +23.4% -7.3% +1,193.7% +214.0% — -43.4% -95.1% -69.7% -154.1% +321.9% +569.5% +319.5% +349.4% +27.9% -62.4%
Gain / (loss) on securities -211.7% -311.7% -92.0% +479.8% -41.8% +367.8% +827.3% -77.9% — -18.2% -34.8% +171.3% -292.5% +32.5% -20.5% -54.6% +143.5% -74.2% +135.7% -27.7%
Total non-interest income -41.4% -57.4% -49.5% +24.7% +16.2% +10.9% +72.4% +39.4% +665.1% +96.9% -14.0% -24.2% -88.7% -25.8% +79.5% +68.6% +172.3% +18.0% +51.6% -32.0%
Total income -28.1% -39.7% -40.0% -25.7% -21.2% -12.2% +4.2% +9.6% +43.6% +75.1% +71.3% +98.9% +42.6% +62.5% +89.6% +48.0% +73.0% +22.7% +9.5% -23.7%
Operating expenses -19.4% +32.5% +7.8% +33.8% +32.3% -15.5% -2.2% -4.0% +7.3% +13.1% +64.1% +47.7% +67.9% -14.2% +12.5% +3.0% +3.5% -14.8% -38.8% -32.8%
Provisions & impairment (loans) -343.7% — — — — — -111.4% — -343.8% -484.2% — — — -83.6% — — — -25.9% -103.5% -114.0%
Profit before tax -31.2% -50.6% -49.7% -35.4% -31.1% -4.3% +5.6% +11.7% +53.2% +91.5% +72.9% +114.1% +37.2% +115.0% +123.3% +68.7% +100.8% +74.8% +73.1% -18.7%
Taxation -32.2% -46.7% -52.5% -49.0% -33.0% -23.1% +24.3% +15.5% +94.0% +85.9% +47.9% +34.4% +47.6% +217.4% +148.7% +265.4% +78.3% +5.4% +99.2% -14.3%
Profit after tax -29.9% -53.9% -46.0% -16.2% -28.9% +20.9% -12.5% +6.7% +22.3% +99.6% +106.4% +816.4% +30.2% +46.7% +96.3% -70.6% +119.4% +211.6% +52.0% -21.5%
Profit attributable to shareholders -29.9% -53.9% -46.0% -16.2% -28.9% +20.9% -12.5% +6.7% +22.3% +99.6% +106.4% +816.4% +30.2% +46.7% +96.3% -70.6% +119.4% +211.6% +52.0% -21.5%
Per share
EPS – basic (Rs) -29.9% -53.9% -46.0% -16.2% -28.9% +21.0% -12.5% +6.7% +22.3% +99.6% +106.4% +816.4% +30.2% +46.7% +96.3% -70.6% +119.4% +211.6% +52.0% -21.5%
EPS – diluted (Rs) -29.9% -53.9% -46.0% -16.2% -28.9% +21.0% -12.5% +6.7% +22.3% +99.6% +106.4% +816.4% +30.2% +46.7% +96.3% -70.6% +119.4% +211.6% +52.0% -21.5%
Dividend per share (Rs) — -45.5% — +75.0% -100.0% +120.0% -100.0% -50.0% — 0.0% — +166.7% — +42.9% — +20.0% — -36.4% — —
Weighted average shares — — — — — — — — — — — — — — — — — — — —

Change against the same quarter a year earlier; shown when the earlier figure is positive.

SCBPL income statement — common size (Rs mn)
Rs mn Q1 FY2026 * Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 * Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 * Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 * Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 * Jan – Mar 2023 Q4 FY2022 * Oct – Dec 2022 Q3 FY2022 * Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 * Jan – Mar 2022 Q4 FY2021 * Oct – Dec 2021 Q3 FY2021 * Jul – Sep 2021 Q2 FY2021 Apr – Jun 2021
Interest & dividend income 108.0% 120.1% 108.9% 103.8% 116.4% 132.1% 130.9% 145.9% 139.1% 136.2% 136.1% 139.2% 160.6% 164.0% 146.4% 149.1% 114.5% 126.6% 125.1% 126.6%
Interest expense (29.6%) (34.1%) (29.2%) (30.2%) (42.9%) (51.9%) (55.1%) (61.6%) (57.0%) (51.8%) (50.6%) (51.6%) (64.0%) (78.0%) (75.4%) (81.6%) (57.2%) (57.2%) (55.7%) (55.2%)
Net interest income 78.4% 86.0% 79.7% 73.6% 73.5% 80.2% 75.9% 84.3% 82.1% 84.3% 85.4% 87.6% 96.6% 86.1% 71.0% 67.5% 57.4% 69.5% 69.3% 71.5%
Fee & commission income (net) 11.1% 7.7% 7.2% 9.6% 11.7% 7.2% 5.0% 5.4% 6.7% 5.3% 4.4% 4.8% 6.5% 3.5% 3.7% 5.5% 7.2% 3.1% 10.6% 8.8%
Foreign exchange income 14.9% 14.7% 11.4% 9.1% 10.4% 10.8% 7.4% 9.6% 6.6% 7.7% 8.4% 0.8% 3.0% (7.5%) 25.3% 33.1% 14.1% 22.4% 11.4% 7.3%
Gain / (loss) on securities (4.5%) (7.9%) 1.1% 6.4% 2.9% 2.2% 8.3% 0.8% 3.9% 0.4% 0.9% 4.1% (12.1%) 0.9% 2.4% 3.0% 9.0% 1.1% 5.8% 9.8%
Total non-interest income 21.6% 14.0% 20.3% 26.4% 26.5% 19.8% 24.1% 15.7% 17.9% 15.7% 14.6% 12.4% 3.4% 13.9% 29.0% 32.5% 42.6% 30.5% 30.7% 28.5%
Total income 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Operating expenses (29.4%) (29.8%) (30.3%) (25.5%) (26.2%) (13.6%) (16.8%) (14.2%) (15.6%) (14.1%) (17.9%) (16.2%) (20.9%) (21.9%) (18.7%) (21.8%) (17.8%) (41.4%) (31.6%) (31.3%)
Provisions & impairment (loans) (4.4%) (7.5%) (0.1%) (4.2%) 1.3% (11.3%) (0.2%) (4.5%) (1.6%) (2.6%) 2.1% (0.8%) 1.0% 1.2% (1.3%) (4.5%) (5.1%) 11.8% (0.7%) (1.7%)
Profit before tax 70.7% 76.6% 69.7% 74.8% 73.8% 93.5% 83.2% 85.9% 84.4% 85.8% 82.1% 84.3% 79.1% 78.5% 81.3% 78.4% 82.3% 59.3% 69.0% 68.8%
Taxation (36.9%) (38.1%) (38.1%) (34.4%) (39.2%) (43.1%) (48.1%) (50.1%) (46.1%) (49.2%) (40.3%) (47.6%) (34.1%) (46.4%) (46.6%) (70.4%) (32.9%) (23.7%) (35.5%) (28.5%)
Profit after tax 33.7% 38.5% 31.6% 40.4% 34.6% 50.4% 35.1% 35.8% 38.3% 36.6% 41.8% 36.8% 45.0% 32.1% 34.7% 8.0% 49.3% 35.6% 33.5% 40.3%
Profit attributable to shareholders 33.7% 38.5% 31.6% 40.4% 34.6% 50.4% 35.1% 35.8% 38.3% 36.6% 41.8% 36.8% 45.0% 32.1% 34.7% 8.0% 49.3% 35.6% 33.5% 40.3%

Each line as a percentage of total income.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 17 Oct 2026.

All reported line items 130
SCBPL income statement — all reported line items (Rs bn)
Rs bn Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023
Interest & Dividend Income/(Expense) - Net - Finance 13.0 13.9 15.1 15.6 17.0 21.5 24.0 24.1 24.0 25.8 25.9 22.8
Interest & Dividend Income - Finance - Total 17.9 19.4 20.6 22.0 26.9 35.4 41.3 41.7 40.8 41.6 41.2 36.3
Interest Income - Loans/Deposits 7.1 7.7 8.2 7.9 7.5 10.7 14.9 14.2 24.8 18.4 14.8 13.3
Interest & Fees on Loans & Receivables 6.4 6.7 7.3 7.2 7.1 8.2 12.0 12.5 12.3 12.6 13.4 12.2
Interest Income - Deposits to Other Financial Institutions 0.2 0.2 0.2 0.2 0.2 0.3 0.2 0.3 0.3 0.2 0.2 0.2
Interest & Dividend Income - Other - Finance 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.1
Interest Income - Collateralized Financing 0.5 0.7 0.6 0.4 0.2 2.2 2.7 1.4 12.2 5.5 1.3 0.9
Interest & Dividend Income - Investment Securities - Finance 10.8 11.8 12.4 14.0 19.4 24.7 26.4 27.5 16.0 23.2 26.4 22.9
Net Commission & Fees Income/Expense - Business Revenue 1.8 1.3 1.4 2.0 2.7 1.9 1.6 1.5 2.0 1.6 1.3 1.3
Fees & Commissions Income 1.8 1.3 1.4 2.0 2.7 1.9 1.6 1.5 2.0 1.6 1.3 1.3
Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance 10.8 11.8 12.4 14.0 19.4 24.7 26.4 27.5 16.0 23.2 26.4 22.9
Investments & Loans - Business - Gain/(Loss) (0.7) (1.4) 0.3 1.6 1.0 0.5 3.7 0.2 1.4 0.8 0.5 1.8
Interest Expense - Finance - Total 4.9 5.5 5.5 6.4 9.9 13.9 17.4 17.6 16.7 15.8 15.3 13.4
Interest Expense - Operational Financing - Business 4.6 5.1 5.2 6.0 9.5 13.2 16.5 16.7 15.8 15.0 14.3 12.4
Interest Expense - Deposits 4.3 4.7 4.8 5.6 8.9 13.5 16.0 16.2 15.4 14.4 13.9 12.0
Investment Securities - Business - Gain/(Loss) (0.8) (1.3) 0.2 1.4 0.7 0.6 2.6 0.2 1.2 0.1 0.3 1.1
Interest Expense - Collateralized Financing 0.2 0.2 0.1 0.1 0.4 0.0 0.0 0.1 0.0 0.1 0.2 0.3
Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) (1.8) 0.0 0.9 0.7 0.6 2.5 0.7 0.4 0.8 0.1 0.3 1.1
Interest Expenses - Other - Total 0.2 0.3 0.3 0.3 0.2 (0.3) 0.5 0.4 0.4 0.5 0.2 0.1
Interest Expense - External Financing Business 0.3 0.4 0.4 0.4 0.4 0.7 0.8 1.0 1.0 0.9 1.0 1.0
Non-Interest Business Revenue/(Expense) - Net - Total 3.6 2.3 3.8 5.6 6.1 5.3 7.6 4.5 5.3 4.8 4.4 3.2
Derivatives - Hedging - Business - Gain/(Loss) 0.0 (0.1) 0.1 0.3 0.3 (0.1) 1.1 (0.0) 0.2 0.7 0.3 0.7
Net Foreign Exchange Income/(Expense) - Business Revenue 2.5 2.4 2.2 1.9 2.4 2.9 2.3 2.7 1.9 2.4 2.5 0.2
Trading Investments/Trading Account Income - Gain/(Loss) 1.1 (1.3) (0.6) 0.7 0.0 (1.9) 1.9 (0.2) 0.4 0.0 (0.0) (0.0)
Trading Investments - Unrealized Gain/(Loss) 1.1 (1.3) (0.6) 0.7 0.0 (1.9) 1.9 (0.2) 0.4 0.0 (0.0) (0.0)
Revenue from Business Activities - Total 16.6 16.2 18.9 21.2 23.1 26.8 31.6 28.6 29.3 30.5 30.3 26.1
Selling, General & Administrative Expenses - Total 5.6 6.0 5.8 6.3 5.8 6.7 5.3 5.3 5.1 4.7 4.8 4.4
Depreciation in Selling, General & Administrative Expenses 0.4 0.9 0.2 0.2 0.3 0.7 0.2 0.2 0.2 0.4 0.2 0.2
Equipment/Occupancy Expense - Bank/Financial - Other 0.0 (0.0) 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0
Other Operating Expense/(Income) - Net 0.0 0.0 0.0 0.0 (0.0) 0.0 0.1 (0.0) (0.0) 0.4 0.0 (0.0)
Operating Expenses - Total 4.9 4.8 5.7 5.4 6.1 3.6 5.3 4.1 4.6 4.3 5.4 4.2
Provision & Impairment for Loan Losses (0.7) (1.2) (0.0) (0.9) 0.3 (3.0) (0.1) (1.3) (0.5) (0.8) 0.6 (0.2)
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses 3.0 3.0 3.1 3.6 3.2 9.4 3.3 3.4 3.1 3.0 3.0 2.9
Selling, General & Administrative Expenses - Other - Total 2.2 2.1 2.5 2.5 2.2 (3.4) 1.8 1.7 1.8 1.3 1.7 1.3
Advertising Expense 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.1
Operating Profit before Non-Recurring Income/(Expense) 11.7 11.4 13.2 15.8 17.0 23.2 26.2 24.5 24.7 26.2 24.9 21.9
Sale of Tangible & Intangible Fixed Assets - Gain/Loss 0.0 1.1 0.0 0.1 0.0 1.9 0.0 0.0 0.0 0.0 0.0 0.1
Normalized Pre-tax Profit 11.7 12.4 13.2 15.9 17.0 25.0 26.2 24.6 24.7 26.2 24.9 22.0
Non-Recurring Income/Expense - Total 0.0 (0.0) 0.0 (0.0) (0.0) 0.0 0.0 (0.0) 0.0 (0.0) (0.0) (0.0)
Impairment - Tangible & Intangible Fixed Assets 0.0 0.0 0.0 0.0 0.0 0.1 — 0.0 0.0 0.0 0.0 0.0
Impairment - Fixed Assets 0.0 0.0 0.0 0.0 0.0 0.1 — 0.0 0.0 0.0 0.0 0.0
Impairment - Financial Investments — 0.0 — — — (0.1) — — — — — —
Early Extinguishment of Lease Related Debts - Gain/(Loss) 0.0 — — 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (0.0) (0.0)
Provision for Income Tax Expense- Unclassified — 0.4 — — — — — — — — — —
Income before Taxes 11.7 12.4 13.2 15.9 17.0 25.1 26.2 24.6 24.7 26.2 24.9 22.0
Income Taxes 6.1 6.2 7.2 7.3 9.0 11.6 15.2 14.3 13.5 15.0 12.2 12.4
Income Taxes for the Year - Current 6.1 8.2 7.5 6.0 9.1 9.9 15.2 14.0 13.5 12.8 12.2 11.7
Income Taxes - Deferred (0.0) (2.5) (0.3) 1.3 (0.0) 1.6 (0.0) 0.3 (0.0) 0.1 0.0 0.7
Income Taxes - Other (by Type) — — — — — — — — — 2.2 — —
Net Income after Tax 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Income before Discontinued Operations & Extraordinary Items 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Net Income before Minority Interest 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Net Income after Minority Interest 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Income Available to Common Shares 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Other Comprehensive Income - Starting Line 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Other Comprehensive Income - Unrealized Investment Gain/(Loss) (0.3) (0.2) (0.1) (0.2) (1.0) (0.2) 1.2 0.4 (0.1) 0.0 0.6 0.5
Other Comprehensive Income - Revaluation of Tangible & Intangible Assets — 0.0 0.1 0.0 0.0 0.2 0.0 0.0 0.0 0.9 (0.0) —
Other Comprehensive Income - Other — 0.1 0.0 — — — — — — — — 0.0
Other Comprehensive Income - Pension Related — 0.0 0.0 — — (0.0) 0.0 — — 0.0 (0.0) (0.0)
Other Comprehensive Income - Net of Tax - Total (0.3) (0.1) (0.1) (0.2) (1.0) (0.1) 1.2 0.4 (0.0) 1.0 0.5 0.5
Comprehensive Income before Minority Interest - Total 5.3 6.2 5.9 8.4 7.0 13.4 12.2 10.6 11.2 12.1 13.2 10.1
Comprehensive Income - Attributable to Parent Company Equity Holders - Total 5.3 6.2 5.9 8.4 7.0 13.4 12.2 10.6 11.2 12.1 13.2 10.1
DPS - Common - Gross - Issue - By Period End Date Rs 0.00 3.00 0.00 3.50 0.00 5.50 0.00 2.00 1.50 2.50 2.50 4.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Income available to Common excluding Extraordinary Items 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Shares used to calculate Basic EPS - Total mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,869.9 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 1.44 1.61 1.55 2.22 2.06 3.48 2.86 2.65 2.90 2.89 3.27 2.48
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,869.9 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 1.44 1.61 1.55 2.22 2.06 3.48 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Comprehensive Earnings Per Share - Basic - Issue Specific Rs 1.38 1.59 1.53 2.18 1.81 3.47 3.16 2.75 2.89 3.13 3.41 2.62
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Diluted Income available to Common excluding Extraordinary Items 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Shares used to calculate Diluted EPS - Total mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,869.9 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 1.44 1.61 1.55 2.22 2.06 3.48 2.86 2.65 2.90 2.89 3.27 2.48
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,869.9 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6 3,871.6
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 1.45 1.61 1.55 2.22 2.06 3.49 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 1.44 1.61 1.55 2.22 2.06 3.48 2.86 2.65 2.90 2.89 3.27 2.48
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Comprehensive Earnings Per Share - Diluted - Issue Specific Rs 1.38 1.59 1.53 2.18 1.81 3.47 3.16 2.75 2.89 3.13 3.41 2.62
DPS - Common - Gross - Issue - By Announcement Date Rs 3.00 0.00 3.50 0.00 5.50 0.00 2.00 1.50 2.50 2.50 4.00 0.00
DPS - Common - Net - Issue - By Announcement Date Rs 2.70 0.00 3.15 0.00 4.95 0.00 1.80 1.35 2.25 2.25 3.60 0.00
Earnings before Interest & Taxes (EBIT) 11.7 11.4 13.2 15.8 17.0 23.2 26.2 24.5 24.7 26.2 24.9 21.9
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 12.1 12.3 13.3 16.2 17.4 23.5 26.6 24.8 25.0 26.5 25.1 22.1
Depreciation & Amortization - Supplemental 0.4 0.9 0.2 0.2 0.3 0.7 0.2 0.2 0.2 0.4 0.2 0.2
Depreciation Expense - Total - Supplemental 0.4 0.9 0.2 0.2 0.3 0.7 0.2 0.2 0.2 0.4 0.2 0.2
Depreciation - Financial Lease Right-of-Use Assets - Supplemental 0.1 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Depreciation, Depletion & Amortization - Total 0.4 0.9 0.2 0.4 0.3 0.3 0.3 0.3 0.3 0.2 0.2 0.2
Depreciation - Total 0.4 0.9 0.2 0.4 0.3 0.3 0.3 0.3 0.3 0.2 0.2 0.2
Labor & Related Expenses - Total 3.0 3.0 3.1 3.6 3.2 9.4 3.3 3.4 3.1 3.0 3.0 2.9
Labor & Related Expenses - Supplemental 3.0 3.0 3.1 3.6 3.2 9.4 3.3 3.4 3.1 3.0 3.0 2.9
Normalized after Tax Profit 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Normalized Net Income from Continuing Operations 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Normalized Net Income - Bottom Line 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Earnings before Interest & Taxes (EBIT) - Normalized 11.7 12.4 13.2 15.9 17.0 25.0 26.2 24.6 24.7 26.2 24.9 22.0
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 12.1 13.3 13.3 16.3 17.4 25.4 26.6 24.8 25.0 26.5 25.1 22.2
Loan Losses - Actual 0.2 0.0 0.2 0.0 0.2 1.0 0.2 1.5 0.2 0.0 0.1 0.1
Interest Expense on Financial Lease Liabilities - Supplemental 0.1 0.1 0.0 0.1 0.0 0.0 0.0 0.0 0.0 — 0.1 0.1
Advertising Expenses - Supplemental 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.1
Interest Expense 4.9 5.5 5.5 6.4 9.9 13.9 17.4 17.6 16.7 15.8 15.3 13.4
Interest & Dividend Income after Loan Loss Provision - Net - Finance 13.8 15.1 15.1 16.5 16.7 24.5 24.0 25.4 24.5 26.5 25.3 23.1
Commissions & Fees from Securities Activities 0.1 — — — 0.1 — — — 0.1 0.0 0.0 0.0
Revenue after Loan Provisions - Net - Finance 18.7 20.6 20.6 23.0 26.6 38.5 41.4 43.0 41.2 42.4 40.6 36.5
Operating Expenses 4.9 4.8 5.7 5.4 6.1 3.6 5.3 4.1 4.6 4.3 5.4 4.2
Foreign Exchange Gain/(Loss) 2.5 2.4 2.2 1.9 2.4 2.9 2.3 2.7 1.9 2.4 2.5 0.2
Selling, General & Administrative Expenses excluding Research & Development Expenses 5.6 6.0 5.8 6.3 5.8 6.7 5.3 5.3 5.1 4.7 4.8 4.4
Investment Gain/(Loss) (0.8) (1.3) 0.2 1.5 0.7 0.6 2.6 0.3 1.2 0.1 0.3 1.1
Non-Interest Expense - Bank 5.6 5.0 5.8 6.3 5.8 4.8 5.4 5.3 5.1 5.1 4.8 4.3
Income before Taxes & Provision for Loan Losses 11.0 11.2 13.2 15.0 17.3 22.1 26.2 23.3 24.3 25.4 25.5 21.8
DPS - Common - Gross - Issue - By Payable Date Rs 3.00 0.00 3.50 0.00 5.50 0.00 2.00 4.00 0.00 2.50 4.00 0.00
DPS - Common - Gross - Issue - By Ex Date Rs 3.00 0.00 3.50 0.00 5.50 0.00 2.00 1.50 2.50 2.50 4.00 0.00
Tax Adjusted Operating Income 5.6 6.2 6.0 8.6 8.0 13.5 11.1 10.2 11.2 11.2 12.7 9.6
Operating Expenses excluding Non-Cash Charges - Total 4.5 3.9 5.6 5.0 5.7 3.3 5.0 3.8 4.3 4.1 5.2 4.0
Revenue Net of Interest Expense Before Loan Loss Provision 16.6 16.2 18.9 21.2 23.1 26.8 31.6 28.6 29.3 30.5 30.3 26.1
Income from Earning Assets 20.7 19.2 22.3 26.0 30.0 37.0 48.2 44.5 44.2 44.1 44.0 37.6
Income Available to Common Shares before Depreciation & Amortization 6.0 7.1 6.1 8.9 8.3 13.8 11.4 10.5 11.5 11.4 12.9 9.8
Commissions and Fees 1.8 1.3 1.4 2.0 2.7 1.9 1.6 1.5 2.0 1.6 1.3 1.3
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 3.00 0.00 3.50 0.00 5.50 0.00 2.00 1.50 2.50 2.50 4.00 0.00

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.