Last close · 16 Oct 2026
Rs 8.55 -4.04%
Financials
Shaheen Insurance Company Limited (SHNI) financials
20 years of annual results (FY2006 – FY2025).
Shaheen Insurance Company Limited (SHNI) reported total income of Rs 1.2 bn for FY2025 (Jan – Dec 2025), up 19.8% from FY2024.
Profit attributable to shareholders was Rs 152.3 mn (EPS Rs 1.45), down 7.8%.
No cash dividend was declared for FY2025.
Return on equity was 14.1%.
Over the last five years total income grew at a compound 33.4% a year.
At Rs 8.55 (close on 16 Oct 2026) the shares trade at 5.9× earnings (FY2025) and 0.78× book value.
Fundamentals
SHNI at a glance
Net premium earned · FY2025
Rs 1.1 bn
▲ 22.2% year on year
Profit attributable to shareholders · FY2025
Rs 152.3 mn
▼ 7.8% year on year
EPS – basic (Rs) · FY2025
Rs 1.45
▼ 7.7% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 497.8 mn
▼ 9.0% year on year
Return on equity (ROE) · FY2025
14.1%
-3.7 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 1.2 bn
- Profit attributable · FY2025
- Rs 152.3 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 2.9 bn
- Equity · FY2025
- Rs 1.1 bn
Financial highlights
SHNI financial results
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 1,125.5 | 921.4 | 443.7 | 300.9 | 180.0 | 229.1 | 295.2 | 366.9 | 299.2 | 264.6 |
| Investment income (net) | 94.1 | 96.6 | 113.0 | 78.4 | 47.6 | 56.5 | 61.1 | 33.0 | 29.1 | 17.2 |
| Net claims & benefits | (588.2) | (444.0) | (149.4) | (80.1) | (42.5) | (66.4) | (99.8) | (84.9) | (77.1) | (74.3) |
| Profit before tax | 201.2 | 238.8 | 163.9 | 77.8 | 26.0 | 45.9 | 80.3 | 88.6 | 73.9 | 42.8 |
| Profit attributable to shareholders | 152.3 | 165.3 | 116.3 | 53.4 | 31.1 | 35.6 | 60.0 | 68.6 | 63.5 | 40.1 |
| EPS – basic (Rs) Rs | 1.45 | 1.58 | 1.11 | 0.51 | 0.30 | 0.34 | 0.57 | 0.65 | 0.65 | 0.51 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.14 | 0.00 | 0.00 |
| Investments | 497.8 | 547.1 | 286.3 | 250.1 | 323.6 | 302.7 | 208.7 | 47.8 | 82.7 | 301.8 |
| Total assets | 2,916.3 | 2,034.0 | 1,620.6 | 1,237.4 | 1,093.8 | 1,092.0 | 1,174.2 | 1,152.3 | 1,035.7 | 770.6 |
| Total equity | 1,147.1 | 1,007.7 | 844.6 | 731.9 | 687.3 | 655.8 | 621.1 | 683.7 | 614.7 | 406.4 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 15 Oct 2026.