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Inv. Banks / Inv. Cos. / Securities Cos.

SIBL Security Investment Bank Limited

Latest results: FY2025 · Dec 2025

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Last close · 16 Oct 2026

Rs 6.45 +0.94%

Annual · FY2009 – FY2025

Security Investment Bank Limited (SIBL) income statement

Security Investment Bank Limited reported revenue of Rs 110.8 mn for FY2025 (Jan – Dec 2025), down 19.8% on FY2024. Tax of Rs 13.0 mn took 39.3% of pre-tax profit. Profit attributable to shareholders was Rs 20.0 mn, down 74.2% on FY2024, or Rs 0.34 per share.

SIBL income statement (annual) (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 * Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Revenue 110.8 138.2 124.8 48.0 74.5
Operating expenses (82.4) (56.2) (38.1) (33.1) (34.3)
Finance cost — — — — —
Profit before tax 33.0 85.8 121.9 (51.9) 29.2
Taxation (13.0) (8.4) (42.1) 18.9 (4.1)
Profit after tax 20.0 77.4 79.8 (33.1) 25.1
Profit attributable to shareholders 20.0 77.4 79.8 (33.1) 25.1
Per share
EPS – basic (Rs) Rs 0.34 1.31 1.35 (0.56) 0.42
Dividend per share (Rs) Rs 0.00 1.50 0.43 0.00 0.00
SIBL income statement — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 * Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Revenue -19.8% +10.7% +160.1% -35.6% +86.1%
Operating expenses +46.7% +47.5% +15.1% -3.6% +6.8%
Finance cost — — — — —
Profit before tax -61.6% -29.6% — -277.9% -67.6%
Taxation +53.9% -80.0% — -559.6% -68.1%
Profit after tax -74.2% -2.9% — -231.8% -67.5%
Profit attributable to shareholders -74.2% -2.9% — -231.8% -67.5%
Per share
EPS – basic (Rs) -74.2% -2.9% — -231.8% -67.5%
Dividend per share (Rs) -100.0% +245.0% — — —

Change against the previous fiscal year; shown when the earlier figure is positive.

SIBL income statement — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 * Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Revenue 100.0% 100.0% 100.0% 100.0% 100.0%
Operating expenses (74.4%) (40.7%) (30.5%) (68.9%) (46.0%)
Finance cost — — — — —
Profit before tax 29.8% 62.1% 97.6% (108.2%) 39.2%
Taxation (11.7%) (6.1%) (33.7%) 39.3% (5.5%)
Profit after tax 18.1% 56.0% 63.9% (68.9%) 33.7%
Profit attributable to shareholders 18.1% 56.0% 63.9% (68.9%) 33.7%

Each line as a percentage of revenue.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 15 Oct 2026.

All reported line items 114
SIBL income statement — all reported line items (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Interest & Dividend Income - Finance - Total 110.5 123.2 80.5 46.4 27.5
Interest Income - Loans/Deposits 109.9 119.9 66.5 38.9 21.3
Interest & Dividend Income - Other - Finance — 1.2 12.4 6.5 5.6
Interest & Dividend Income - Investment Securities - Finance 0.6 2.2 1.6 1.0 0.6
Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance 0.6 2.2 1.6 1.0 0.6
Investments & Loans - Business - Gain/(Loss) 0.3 15.0 44.3 1.6 47.0
Investment Securities - Business - Gain/(Loss) 0.3 15.0 44.3 1.6 47.0
Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) 0.3 15.0 44.3 1.6 47.0
Trading Investments - Realized Gain/(Loss) — — — — —
Trading Investments/Trading Account Income - Gain/(Loss) — — — — —
Investment Securities - Business Unclassified - Gain/(Loss) — — — — —
Revenue from Business Activities - Total 110.8 138.2 124.8 48.0 74.5
Selling, General & Administrative Expenses - Total 82.4 56.2 38.1 33.1 34.3
Selling, General & Administrative Expenses - Unclassified 54.0 41.9 36.2 31.2 32.4
Depreciation in Selling, General & Administrative Expenses 28.4 14.2 1.8 1.7 1.8
Amortization of Intangibles in Selling, General & Administrative Expenses 0.0 0.0 0.1 0.1 0.1
Other Operating Expense/(Income) - Net — — — — —
Operating Expenses - Total 82.4 56.2 38.1 33.1 34.3
Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total 82.4 56.2 38.1 33.1 34.3
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses — — — — —
Selling, General & Administrative Expenses - Other - Total — — — — —
Advertising Expense — — — — —
Operating Profit before Non-Recurring Income/(Expense) 28.4 82.0 86.7 14.9 40.2
Financing Income/(Expense) - Net - Total — — — — —
Interest Expense - Net of (Interest Income) — — — — —
Interest Expense - Net of Capitalized Interest — — — — —
Sale of Tangible & Intangible Fixed Assets - Gain/Loss 0.4 — 0.1 0.0 0.1
Other Non-Operating Income/(Expense) - Total (0.1) (1.4) 1.4 1.4 1.2
Non-Operating Rental Income — — 0.7 0.6 0.6
Supplementary Adjustments - Non-Operating - Decrease/(Increase) — — — — —
Normalized Pre-tax Profit 28.6 80.7 88.2 16.3 41.5
Non-Recurring Income/Expense - Total 4.3 5.2 33.7 (68.2) (12.3)
Impairment - Tangible & Intangible Fixed Assets — — — — —
Impairment - Fixed Assets — — — — —
Fair Value Adjustments - Financial Investments 4.3 5.2 33.7 (68.2) (12.3)
Provision for Income Tax Expense- Unclassified 13.0 8.4 42.1 (18.9) —
Income before Taxes 33.0 85.8 121.9 (51.9) 29.2
Income Taxes 13.0 8.4 42.1 (18.9) 4.1
Income Taxes for the Year - Current — — — — 19.5
Income Taxes - Deferred — — — — (4.9)
Income Taxes - Other (by Type) — — — — (10.5)
Net Income after Tax 20.0 77.4 79.8 (33.1) 25.1
Income before Discontinued Operations & Extraordinary Items 20.0 77.4 79.8 (33.1) 25.1
Net Income before Minority Interest 20.0 77.4 79.8 (33.1) 25.1
Net Income after Minority Interest 20.0 77.4 79.8 (33.1) 25.1
Income Available to Common Shares 20.0 77.4 79.8 (33.1) 25.1
Extraordinary Activities - after Tax - Gain/(Loss) — — — — —
Discontinued Operations - Net of Taxes - Total - Income/(Expense) — — — — —
DPS - Common - Gross - Issue - By Period End Date Rs 0.00 1.50 0.43 0.00 0.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 20.0 77.4 79.8 (33.1) 25.1
Income available to Common excluding Extraordinary Items 20.0 77.4 79.8 (33.1) 25.1
Shares used to calculate Basic EPS - Total mn 59.1 59.1 59.1 59.1 59.1
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 0.27 1.22 0.78 0.59 0.63
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 20.0 77.4 79.8 (33.1) 25.1
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 59.1 59.1 59.1 59.1 59.1
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.27 1.22 0.78 0.59 0.63
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00
Dilution Adjustment — — — — —
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 20.0 77.4 79.8 (33.1) 25.1
Diluted Income available to Common excluding Extraordinary Items 20.0 77.4 79.8 (33.1) 25.1
Shares used to calculate Diluted EPS - Total mn 59.1 59.1 59.1 59.1 59.1
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 0.27 1.22 0.78 0.59 0.63
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 20.0 77.4 79.8 (33.1) 25.1
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 59.1 59.1 59.1 59.1 59.1
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 0.34 1.31 1.35 (0.56) 0.42
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.27 1.22 0.78 0.59 0.63
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00
DPS - Common - Gross - Issue - By Announcement Date Rs 1.50 0.43 0.00 0.00 0.00
DPS - Common - Net - Issue - By Announcement Date Rs 1.35 0.39 0.00 0.00 0.00
Earnings before Interest & Taxes (EBIT) 28.4 82.0 86.7 14.9 40.2
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 56.7 96.3 88.6 16.8 42.3
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments — — — — —
Depreciation & Amortization - Supplemental 28.4 14.2 1.8 1.9 1.9
Depreciation Expense - Total - Supplemental 28.4 14.2 1.8 1.7 1.8
Amortization - Total - Supplemental 0.0 0.0 0.1 0.1 0.1
Intangible Amortization - Other - Supplemental — — — — —
Depreciation, Depletion & Amortization - Total 28.4 14.2 1.8 1.9 2.1
Depreciation - Total 28.4 14.2 1.8 1.7 1.8
Amortization of Intangible Assets including Goodwill - Total — — — — —
Amortization of Intangible Assets excluding Goodwill - Total 0.0 0.0 0.1 0.1 0.3
Labor & Related Expenses - Total — — — — —
Labor & Related Expenses - Supplemental — — — — —
Auditor Fees — — — — —
Audit-Related Fees — — — — —
Normalized after Tax Profit 15.7 72.2 46.1 35.2 37.4
Normalized Net Income from Continuing Operations 15.7 72.2 46.1 35.2 37.4
Normalized Net Income - Bottom Line 15.7 72.2 46.1 35.2 37.4
Earnings before Interest & Taxes (EBIT) - Normalized 28.6 80.7 88.2 16.3 41.5
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 57.0 94.9 90.0 18.2 43.6
Rental/Operating Lease Expense — — — — —
Advertising Expenses - Supplemental — — — — —
Interest Expense — — — — —
Operating Expenses 82.4 56.2 38.1 33.1 34.3
Selling, General & Administrative Expenses excluding Research & Development Expenses 82.4 56.2 38.1 33.1 34.3
Income before Taxes & Provision for Loan Losses 33.0 85.8 121.9 (51.9) 29.2
DPS - Common - Gross - Issue - By Payable Date Rs 1.50 0.43 0.00 0.00 0.00
DPS - Common - Gross - Issue - By Ex Date Rs 1.50 0.43 0.00 0.00 0.00
Tax Adjusted Operating Income 20.0 77.4 79.8 — 25.1
Operating Expenses excluding Non-Cash Charges - Total 54.0 41.9 36.2 31.2 32.2
Revenue Net of Interest Expense Before Loan Loss Provision 110.8 138.2 124.8 48.0 74.5
Income from Earning Assets 110.8 138.2 124.8 48.0 74.5
Income Available to Common Shares before Depreciation & Amortization 48.4 91.7 81.6 (31.2) 27.2
Fixed Charges — — — — —
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 1.50 0.43 0.00 0.00 0.00

Every line the company reported, in the original order and wording, without regrouping or signs changed.