Last close · 16 Oct 2026
Rs 19.32 +4.43%
Annual · FY2017 – FY2025
TPL Life Insurance Limited (TPLL) income statement
TPL Life Insurance Limited reported total income of Rs 455.3 mn for FY2025 (Jan – Dec 2025), up 33.7% on FY2024. The loss attributable to shareholders was Rs 208.2 mn, or Rs -0.93 per share.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | ||||
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 419.8 | 294.9 | — | — | — | ||||
| Investment income (net) | 9.0 | 15.6 | — | — | — | ||||
| Total income | 455.3 | 340.5 | 0.0 | 0.0 | 0.0 | ||||
| Net claims & benefits | (82.6) | (61.4) | — | — | — | ||||
| Profit before tax | (208.2) | (340.2) | (11.9) | 230.6 | 25.5 | ||||
| Taxation | 0.0 | 0.0 | 0.0 | (1.7) | (4.4) | ||||
| Profit after tax | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 | ||||
| Profit attributable to shareholders | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 | ||||
| Per share | |||||||||
| EPS – basic (Rs) Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 | ||||
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | ||||
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +42.3% | — | — | — | — | ||||
| Investment income (net) | -42.2% | — | — | — | — | ||||
| Total income | +33.7% | — | — | — | — | ||||
| Net claims & benefits | +34.5% | — | — | — | — | ||||
| Profit before tax | — | — | -105.2% | +804.7% | — | ||||
| Taxation | — | — | -100.0% | -62.0% | +65.9% | ||||
| Profit after tax | — | — | -105.2% | +984.5% | — | ||||
| Profit attributable to shareholders | — | — | -105.2% | +984.5% | — | ||||
| Per share | |||||||||
| EPS – basic (Rs) | — | — | -105.2% | +984.5% | — | ||||
| Dividend per share (Rs) | — | — | — | — | — | ||||
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 |
|---|---|---|---|---|---|
| Net premium earned | 92.2% | 86.6% | — | — | — |
| Investment income (net) | 2.0% | 4.6% | — | — | — |
| Total income | 100.0% | 100.0% | — | — | — |
| Net claims & benefits | (18.1%) | (18.0%) | — | — | — |
| Profit before tax | (45.7%) | (99.9%) | — | — | — |
| Taxation | 0.0% | 0.0% | — | — | — |
| Profit after tax | (45.7%) | (99.9%) | — | — | — |
| Profit attributable to shareholders | (45.7%) | (99.9%) | — | — | — |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 112
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 |
|---|---|---|---|---|---|
| Net Premiums Earned | 419.8 | 294.9 | — | — | — |
| Revenue from Goods & Services | — | — | 0.0 | 0.0 | 0.0 |
| Sales of Goods & Services - Net - Unclassified | — | — | 0.0 | 0.0 | 0.0 |
| Premiums Written - Gross | 505.9 | 391.8 | — | — | — |
| Premiums Ceded Out & Unearned - Reinsurance | 86.1 | 96.9 | — | — | — |
| Premiums Ceded Out to Reinsurance - Written | 86.1 | 96.9 | — | — | — |
| Investment Income/(Expense) - Net - Insurance | 9.0 | 15.6 | — | — | — |
| Investments & Loans - Business - Gain/(Loss) | 26.5 | 30.0 | — | — | — |
| Investment Income - Gross - Insurance - Total | 9.1 | 15.6 | — | — | — |
| Investment Expense - Insurance - Total | 0.1 | — | — | — | — |
| Investment Securities - Business - Gain/(Loss) | 26.5 | 30.0 | — | — | — |
| Revenue from Business Activities - Total | 455.3 | 340.5 | 0.0 | 0.0 | 0.0 |
| Insurance Claims/Reserves - Total | 82.6 | 61.4 | — | — | — |
| Cost of Operating Revenue | — | — | 0.0 | 0.0 | 0.0 |
| Insurance Benefits Paid - Current | 82.6 | 61.4 | — | — | — |
| Cost of Revenues - Total | — | — | 0.0 | 0.0 | 0.0 |
| Selling, General & Administrative Expenses - Total | 308.2 | 491.0 | 13.4 | 15.6 | 16.0 |
| Selling, General & Administrative Expenses - Unclassified | 300.2 | 479.5 | 13.3 | — | 16.0 |
| Depreciation in Cost of Revenues | — | — | — | — | — |
| Depreciation in Selling, General & Administrative Expenses | 2.5 | 5.7 | 0.1 | — | 0.0 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 5.5 | 5.9 | — | — | — |
| Other Operating Expense/(Income) - Net | 101.2 | 34.7 | (3.3) | (246.6) | (22.5) |
| Other Operating Income - Total | — | — | 7.4 | 374.2 | 24.0 |
| Gross Profit - Industrials/Property - Total | — | — | 0.0 | 0.0 | 0.0 |
| Operating Expenses - Total | 492.1 | 587.1 | 10.1 | (231.0) | (6.5) |
| Operating Profit before Non-Recurring Income/(Expense) | (36.8) | (246.6) | (10.1) | 231.0 | 6.5 |
| Financing Income/(Expense) - Net - Total | — | — | (1.8) | (0.4) | (0.8) |
| Interest Expense - Net of (Interest Income) | — | — | 1.8 | 0.4 | 0.8 |
| Other Operating Expense | — | — | 4.1 | 127.7 | 1.4 |
| Interest Expense - Net of Capitalized Interest | 9.9 | 10.7 | 1.8 | 0.4 | 0.8 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | — | — | — | — | — |
| Other Non-Operating Income/(Expense) - Total | (161.5) | (82.9) | — | — | — |
| Normalized Pre-tax Profit | (208.2) | (340.2) | (11.9) | 230.6 | 5.7 |
| Non-Recurring Income/Expense - Total | — | — | — | 0.0 | 19.8 |
| Impairment - Tangible & Intangible Fixed Assets | — | — | — | — | 0.0 |
| Impairment - Fixed Assets | — | — | — | — | 0.0 |
| Impairment - Intangibles excluding Goodwill | — | — | — | — | — |
| Fair Value Adjustments - Investment Property | — | — | — | 0.0 | 19.8 |
| Provision for Income Tax Expense- Unclassified | 0.0 | 0.0 | 0.0 | 1.7 | 4.4 |
| Income before Taxes | (208.2) | (340.2) | (11.9) | 230.6 | 25.5 |
| Income Taxes | 0.0 | 0.0 | 0.0 | 1.7 | 4.4 |
| Net Income after Tax | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Income before Discontinued Operations & Extraordinary Items | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Net Income before Minority Interest | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Net Income after Minority Interest | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Income Available to Common Shares | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Income available to Common excluding Extraordinary Items | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Shares used to calculate Basic EPS - Total mn | 224.5 | 220.5 | 8.0 | 8.0 | 8.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (0.93) | (1.54) | (1.49) | 28.62 | 0.17 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 224.5 | 220.5 | 8.0 | 8.0 | 8.0 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.93) | (1.54) | (1.49) | 28.62 | 0.17 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Diluted Income available to Common excluding Extraordinary Items | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Shares used to calculate Diluted EPS - Total mn | 224.5 | 220.5 | 8.0 | 8.0 | 8.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (0.93) | (1.54) | (1.49) | 28.62 | 0.17 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | (208.2) | (340.2) | (11.9) | 229.0 | 21.1 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 224.5 | 220.5 | 8.0 | 8.0 | 8.0 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | (0.93) | (1.54) | (1.49) | 28.62 | 2.64 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.93) | (1.54) | (1.49) | 28.62 | 0.17 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | (36.8) | (246.6) | (10.1) | 231.0 | 6.5 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | (28.7) | (235.1) | (10.0) | 231.0 | 6.5 |
| Depreciation & Amortization - Supplemental | 8.0 | 11.6 | 0.1 | — | 0.0 |
| Depreciation Expense - Total - Supplemental | 2.5 | 5.7 | 0.1 | — | 0.0 |
| Amortization - Total - Supplemental | 5.5 | 5.9 | — | — | — |
| Depreciation, Depletion & Amortization - Total | 8.0 | 11.6 | 0.1 | 0.0 | 0.0 |
| Depreciation - Total | 2.5 | 5.7 | 0.1 | 0.0 | 0.0 |
| Amortization of Intangible Assets excluding Goodwill - Total | 5.5 | 5.9 | — | — | — |
| Normalized after Tax Profit | (208.2) | (340.2) | (11.9) | 229.0 | 1.4 |
| Normalized Net Income from Continuing Operations | (208.2) | (340.2) | (11.9) | 229.0 | 1.4 |
| Normalized Net Income - Bottom Line | (208.2) | (340.2) | (11.9) | 229.0 | 1.4 |
| Earnings before Interest & Taxes (EBIT) - Normalized | (198.3) | (329.5) | (10.1) | 231.0 | 6.5 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | (190.3) | (317.9) | (10.0) | 231.0 | 6.5 |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.4 | — | — | — | — |
| Interest Expense | 9.9 | 10.7 | 1.8 | 0.4 | 0.8 |
| Investment Income - Insurance | 9.0 | 15.6 | — | — | — |
| Losses, Benefits & Adjustments - Insurance | 82.6 | 61.4 | — | — | — |
| Operating Expenses | 492.1 | 587.1 | 10.1 | (231.0) | (6.5) |
| Premiums Ceded Out & Unearned - Total | 86.1 | 96.9 | — | — | — |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 308.2 | 491.0 | 13.4 | 15.6 | 16.0 |
| Total Claim & Loss Expense | 82.6 | 61.4 | — | — | — |
| Underwriting Expenses - Insurance | 409.4 | 525.7 | — | — | — |
| Income before Taxes & Provision for Loan Losses | (208.2) | (340.2) | (11.9) | 230.6 | 25.5 |
| Cost of Revenue including Operation & Maintenance (Utility) - Total | — | — | 0.0 | 0.0 | 0.0 |
| Cost of Revenues excluding Depreciation | — | — | 0.0 | 0.0 | 0.0 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | — | — | — | 229.3 | 21.8 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 326.8 | 464.3 | — | — | — |
| Operating Expenses excluding Non-Cash Charges - Total | 484.1 | 575.6 | 10.0 | (231.0) | (6.5) |
| Premiums Earned - Total | 419.8 | 294.9 | — | — | — |
| Losses, Benefits & Adjustments - Total | 82.6 | 61.4 | — | — | — |
| Income Available to Common Shares before Depreciation & Amortization | (200.2) | (328.7) | (11.9) | 229.0 | 21.1 |
| Fixed Charges | 9.9 | 10.7 | 1.8 | 0.4 | 0.8 |
| Net Premiums Written | 419.8 | 294.9 | — | — | — |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.