Last close · 16 Oct 2026
Rs 18.01 -2.65%
Annual · FY2017 – FY2025
The Universal Insurance Company Limited (UVIC) cash flow statement
Operating activities generated Rs 69.1 mn of cash in FY2025 (Jan – Dec 2025). Capital expenditure was Rs 26.1 mn. Overall, cash decreased by Rs 37.6 mn.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | 69.1 | (24.4) | (123.4) | (58.8) | (28.6) |
| Capital expenditure | (26.1) | (0.9) | (1.9) | (5.7) | (0.4) |
| Net cash from investing activities | (106.7) | (56.9) | 256.2 | 55.5 | 32.7 |
| Net cash from financing activities | — | — | 0.0 | 0.0 | — |
| Net change in cash | (37.6) | (81.3) | 132.8 | (3.3) | 4.1 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | — | — | — | — | — |
| Capital expenditure | +2,709.1% | -51.3% | -66.8% | +1,381.7% | -36.5% |
| Net cash from investing activities | — | -122.2% | +361.9% | +69.7% | +9,185.5% |
| Net cash from financing activities | — | — | — | — | — |
| Net change in cash | — | -161.3% | — | -181.8% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.
All reported line items 38
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | 69.1 | (24.4) | (123.4) | (58.8) | (28.6) |
| Capital Expenditures - Net - Cash Flow | 17.9 | (2.7) | (12.0) | 5.4 | 0.3 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 17.9 | (2.7) | (12.0) | 5.4 | 0.3 |
| Property, Plant & Equipment - Purchased - Cash Flow | 26.1 | 0.9 | 1.9 | 5.7 | 0.4 |
| Property, Plant & Equipment Sold - Cash Flow | 8.1 | 3.6 | 13.9 | 0.3 | 0.1 |
| Capital Expenditures - Total | 26.1 | 0.9 | 1.9 | 5.7 | 0.4 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (90.0) | (60.3) | 243.4 | 59.7 | 31.9 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (90.0) | (60.3) | 243.4 | 59.7 | 31.9 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 21.0 | 258.1 | 253.6 | 93.5 | 52.4 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 111.0 | 318.5 | 10.2 | 33.7 | 20.5 |
| Other Investing Cash Flow - Decrease/(Increase) | 1.3 | 0.7 | 0.8 | 1.2 | 1.1 |
| Net Cash Flow from Investing Activities | (106.7) | (56.9) | 256.2 | 55.5 | 32.7 |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | — | — | — | — | — |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | — | — | — | — | — |
| Stock - Common - Issued/Sold - Cash Flow | — | — | — | — | — |
| Other Financing Cash Flow - Increase/(Decrease) | — | — | — | — | — |
| Net Cash Flow from Financing Activities | — | — | 0.0 | 0.0 | — |
| Net Change in Cash - Total | (37.6) | (81.3) | 132.8 | (3.3) | 4.1 |
| Net Cash from Continuing Operations | (37.6) | (81.3) | 132.8 | (3.3) | 4.1 |
| Net Cash - Beginning Balance | 61.5 | 142.9 | 10.1 | 13.4 | 9.3 |
| Net Cash - Ending Balance | 23.9 | 61.5 | 142.9 | 10.1 | 13.4 |
| Cash Receipts - Business Activities - Cash Flow | 55.9 | 23.0 | 33.1 | 107.5 | 115.4 |
| Premiums Received - Cash Flow | 55.9 | 23.0 | 33.1 | 107.5 | 115.4 |
| Cash Payments - Business Activities - Cash Flow | 8.5 | 10.1 | 18.2 | 190.9 | 114.2 |
| Reinsurance Paid - Cash Flow | 3.9 | 2.0 | 4.9 | 36.3 | 51.2 |
| Claims Paid - Cash Flow | 4.6 | 8.1 | 13.3 | 154.6 | 63.0 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 4.5 | 10.6 | 3.9 | 3.0 | 2.2 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 7.4 | 48.9 | 7.8 | 7.0 | 5.5 |
| Cash Receipts/(Payments) - Net - Cash Flow | 18.7 | (75.7) | (142.2) | 20.6 | (33.1) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 4.5 | 10.6 | 3.9 | 3.0 | 2.2 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 7.4 | 48.9 | 7.8 | 7.0 | 5.5 |
| Working Capital - Cash Flow - Direct - Supplemental | 5.5 | 0.6 | (12.6) | 142.8 | 22.4 |
| CF from Optg Activities before Change in WC & Int Payments | 69.1 | (24.4) | (123.4) | (58.8) | (28.6) |
| Common Stock Buyback - Net | — | — | — | — | — |
| Free Cash Flow to Equity | 51.1 | (21.7) | (111.4) | (64.2) | (28.9) |
| Free Cash Flow Net of Dividends | 43.0 | (25.4) | (125.3) | (64.5) | (29.0) |
| Free Cash Flow | 43.0 | (25.4) | (125.3) | (64.5) | (29.0) |
Every line the company reported, in the original order and wording, without regrouping or signs changed.