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Comparison

Adamjee Insurance Company Limited vs EFU General Insurance Limited

Adamjee Insurance Company Limited (AICL) is worth Rs 32.8 bn at the latest close, 1.4 times the market value of EFU General Insurance Limited (EFUG) at Rs 24.0 bn. In their latest annual results AICL reported revenue of Rs 93.8 bn (FY2025) and EFUG Rs 102.7 bn (FY2025). AICL trades at 5.7× earnings and EFUG at 4.1×. Dividend yields: AICL 4.3%, EFUG 8.3%.

AICL and EFUG compared
Latest AICL FY2025 EFUG FY2025
Price Rs 93.60 Rs 120.00
Market value Rs 32.8 bn Rs 24.0 bn
P/E 5.7× 4.1× (stronger)
P/B 0.61× (stronger) 0.81×
Dividend yield 4.3% 8.3% (stronger)
Revenue (latest year) Rs 93.8 bn Rs 102.7 bn
Revenue growth, year on year 20.3% (stronger) 5.8%
Revenue growth, 5 years a year 22.0% (stronger) 10.4%
Profit (latest year) Rs 5.6 bn Rs 5.6 bn (stronger)
EPS (latest year) Rs 15.93 Rs 28.24
Dividend per share Rs 4.00 Rs 10.00
Net margin 6.1% 6.7% (stronger)
Return on equity 12.0% 20.9% (stronger)
Debt to equity 0.7% (stronger) 3.5%
Dividend streak (years) 20 20

Highlighted: the higher figure where higher is usually stronger (growth, margins, returns, yield) or the lower where lower is (P/E, P/B, debt). A highlight is a comparison, not a recommendation.

Revenue by fiscal year AICL EFUG
Revenue by fiscal year Rs 103 bn AICL FY2016: Rs 26.3 bn EFUG FY2016: Rs 8.4 bn FY2016 AICL FY2017: Rs 27.6 bn EFUG FY2017: Rs 8.5 bn FY2017 AICL FY2018: Rs 29.9 bn EFUG FY2018: Rs 27.9 bn FY2018 AICL FY2019: Rs 32.3 bn EFUG FY2019: Rs 47.0 bn FY2019 AICL FY2020: Rs 34.6 bn EFUG FY2020: Rs 62.7 bn FY2020 AICL FY2021: Rs 39.2 bn EFUG FY2021: Rs 55.0 bn FY2021 AICL FY2022: Rs 45.8 bn EFUG FY2022: Rs 56.5 bn FY2022 AICL FY2023: Rs 59.0 bn EFUG FY2023: Rs 57.3 bn FY2023 AICL FY2024: Rs 78.0 bn EFUG FY2024: Rs 97.1 bn FY2024 AICL FY2025: Rs 93.8 bn EFUG FY2025: Rs 102.7 bn FY2025
Profit by fiscal year AICL EFUG
Profit by fiscal year Rs 6 bn AICL FY2016: Rs 3.5 bn EFUG FY2016: Rs 2.4 bn FY2016 AICL FY2017: Rs 1.1 bn EFUG FY2017: Rs 2.6 bn FY2017 AICL FY2018: Rs 1.3 bn EFUG FY2018: Rs 2.8 bn FY2018 AICL FY2019: Rs 2.0 bn EFUG FY2019: Rs 2.5 bn FY2019 AICL FY2020: Rs 2.1 bn EFUG FY2020: Rs 2.4 bn FY2020 AICL FY2021: Rs 2.9 bn EFUG FY2021: Rs 2.8 bn FY2021 AICL FY2022: Rs 2.3 bn EFUG FY2022: Rs 421.5 mn FY2022 AICL FY2023: Rs 2.6 bn EFUG FY2023: Rs 3.3 bn FY2023 AICL FY2024: Rs 4.8 bn EFUG FY2024: Rs 3.8 bn FY2024 AICL FY2025: Rs 5.6 bn EFUG FY2025: Rs 5.6 bn FY2025

Prices at the latest close; financial figures from each company's latest annual report. Information only, not investment advice.