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Comparison

Adamjee Insurance Company Limited vs EFU Life Assurance Limited

Adamjee Insurance Company Limited (AICL) is worth Rs 33.0 bn at the latest close, 2.0 times the market value of EFU Life Assurance Limited (EFUL) at Rs 16.4 bn. In their latest annual results AICL reported revenue of Rs 93.8 bn (FY2025) and EFUL Rs 82.8 bn (FY2025). AICL trades at 5.7× earnings and EFUL at 6.5×. Dividend yields: AICL 4.2%, EFUL 9.6%.

AICL and EFUL compared
Latest AICL FY2025 EFUL FY2025
Price Rs 94.32 Rs 112.00
Market value Rs 33.0 bn Rs 16.4 bn
P/E 5.7× (stronger) 6.5×
P/B 0.61× (stronger) 1.61×
Dividend yield 4.2% 9.6% (stronger)
Revenue (latest year) Rs 93.8 bn Rs 82.8 bn
Revenue growth, year on year 20.3% (stronger) 3.7%
Revenue growth, 5 years a year 22.0% (stronger) 12.0%
Profit (latest year) Rs 5.6 bn (stronger) Rs 2.4 bn
EPS (latest year) Rs 15.93 Rs 16.71
Dividend per share Rs 4.00 Rs 10.77
Net margin 6.1% (stronger) 2.9%
Return on equity 12.0% 25.3% (stronger)
Debt to equity 0.7% (stronger) 11.2%
Dividend streak (years) 20 20

Highlighted: the higher figure where higher is usually stronger (growth, margins, returns, yield) or the lower where lower is (P/E, P/B, debt). A highlight is a comparison, not a recommendation.

Revenue by fiscal year AICL EFUL
Revenue by fiscal year Rs 94 bn AICL FY2016: Rs 26.3 bn EFUL FY2016: Rs 39.7 bn FY2016 AICL FY2017: Rs 27.6 bn EFUL FY2017: Rs 40.2 bn FY2017 AICL FY2018: Rs 29.9 bn EFUL FY2018: Rs 33.4 bn FY2018 AICL FY2019: Rs 32.3 bn EFUL FY2019: Rs 34.9 bn FY2019 AICL FY2020: Rs 34.6 bn EFUL FY2020: Rs 46.9 bn FY2020 AICL FY2021: Rs 39.2 bn EFUL FY2021: Rs 50.4 bn FY2021 AICL FY2022: Rs 45.8 bn EFUL FY2022: Rs 57.9 bn FY2022 AICL FY2023: Rs 59.0 bn EFUL FY2023: Rs 69.6 bn FY2023 AICL FY2024: Rs 78.0 bn EFUL FY2024: Rs 79.9 bn FY2024 AICL FY2025: Rs 93.8 bn EFUL FY2025: Rs 82.8 bn FY2025
Profit by fiscal year AICL EFUL
Profit by fiscal year Rs 6 bn AICL FY2016: Rs 3.5 bn EFUL FY2016: Rs 1.9 bn FY2016 AICL FY2017: Rs 1.1 bn EFUL FY2017: Rs 1.9 bn FY2017 AICL FY2018: Rs 1.3 bn EFUL FY2018: Rs 1.6 bn FY2018 AICL FY2019: Rs 2.0 bn EFUL FY2019: Rs 1.5 bn FY2019 AICL FY2020: Rs 2.1 bn EFUL FY2020: Rs 1.8 bn FY2020 AICL FY2021: Rs 2.9 bn EFUL FY2021: Rs 1.5 bn FY2021 AICL FY2022: Rs 2.3 bn EFUL FY2022: Rs 1.7 bn FY2022 AICL FY2023: Rs 2.6 bn EFUL FY2023: Rs 2.1 bn FY2023 AICL FY2024: Rs 4.8 bn EFUL FY2024: Rs 3.0 bn FY2024 AICL FY2025: Rs 5.6 bn EFUL FY2025: Rs 2.4 bn FY2025

Prices at the latest close; financial figures from each company's latest annual report. Information only, not investment advice.