Comparison
Habib Bank Limited vs United Bank Limited
United Bank Limited (UBL) is worth Rs 1.03 tn at the latest close, 2.4 times the market value of Habib Bank Limited (HBL) at Rs 426.0 bn. In their latest annual results HBL reported revenue of Rs 353.3 bn (FY2025) and UBL Rs 412.1 bn (FY2025). HBL trades at 6.4× earnings and UBL at 7.9×. Dividend yields: HBL 6.9%, UBL 7.2%.
| Latest | HBL FY2025 | UBL FY2025 |
|---|---|---|
| Price | Rs 290.42 | Rs 412.53 |
| Market value | Rs 426.0 bn | Rs 1.03 tn |
| P/E | 6.4× (stronger) | 7.9× |
| P/B | 0.88× (stronger) | 2.04× |
| Dividend yield | 6.9% | 7.2% (stronger) |
| Revenue (latest year) | Rs 353.3 bn | Rs 412.1 bn |
| Revenue growth, year on year | 5.6% | 65.9% (stronger) |
| Revenue growth, 5 years a year | 17.7% | 34.6% (stronger) |
| Profit (latest year) | Rs 66.7 bn | Rs 130.0 bn (stronger) |
| EPS (latest year) | Rs 45.48 | Rs 52.13 |
| Dividend per share | Rs 20.00 | Rs 29.50 |
| Net margin | 18.9% | 31.5% (stronger) |
| Return on equity | 14.9% | 31.5% (stronger) |
| Debt to equity | 273.4% (stronger) | 1,313.7% |
| Dividend streak (years) | 20 | 20 |
Highlighted: the higher figure where higher is usually stronger (growth, margins, returns, yield) or the lower where lower is (P/E, P/B, debt). A highlight is a comparison, not a recommendation.
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Prices at the latest close; financial figures from each company's latest annual report. Information only, not investment advice.