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Smart Money

Comparison

MCB Bank Limited vs United Bank Limited

United Bank Limited (UBL) is worth Rs 1.03 tn at the latest close, 2.3 times the market value of MCB Bank Limited (MCB) at Rs 443.8 bn. In their latest annual results MCB reported revenue of Rs 202.0 bn (FY2025) and UBL Rs 412.1 bn (FY2025). MCB trades at 7.8× earnings and UBL at 7.9×. Dividend yields: MCB 9.6%, UBL 7.2%.

MCB and UBL compared
Latest MCB FY2025 UBL FY2025
Price Rs 374.53 Rs 412.53
Market value Rs 443.8 bn Rs 1.03 tn
P/E 7.8× (stronger) 7.9×
P/B 1.33× (stronger) 2.04×
Dividend yield 9.6% (stronger) 7.2%
Revenue (latest year) Rs 202.0 bn Rs 412.1 bn
Revenue growth, year on year -1.0% 65.9% (stronger)
Revenue growth, 5 years a year 16.6% 34.6% (stronger)
Profit (latest year) Rs 58.4 bn Rs 130.0 bn (stronger)
EPS (latest year) Rs 49.29 Rs 52.13
Dividend per share Rs 36.00 Rs 29.50
Net margin 29.1% 31.5% (stronger)
Return on equity 18.7% 31.5% (stronger)
Debt to equity 155.1% (stronger) 1,313.7%
Dividend streak (years) 20 20

Highlighted: the higher figure where higher is usually stronger (growth, margins, returns, yield) or the lower where lower is (P/E, P/B, debt). A highlight is a comparison, not a recommendation.

Revenue by fiscal year MCB UBL
Revenue by fiscal year Rs 412 bn MCB FY2016: Rs 60.9 bn UBL FY2016: Rs 82.2 bn FY2016 MCB FY2017: Rs 62.3 bn UBL FY2017: Rs 80.8 bn FY2017 MCB FY2018: Rs 65.7 bn UBL FY2018: Rs 81.9 bn FY2018 MCB FY2019: Rs 81.0 bn UBL FY2019: Rs 83.1 bn FY2019 MCB FY2020: Rs 93.9 bn UBL FY2020: Rs 93.4 bn FY2020 MCB FY2021: Rs 86.9 bn UBL FY2021: Rs 96.3 bn FY2021 MCB FY2022: Rs 119.2 bn UBL FY2022: Rs 133.6 bn FY2022 MCB FY2023: Rs 196.8 bn UBL FY2023: Rs 166.0 bn FY2023 MCB FY2024: Rs 204.1 bn UBL FY2024: Rs 248.5 bn FY2024 MCB FY2025: Rs 202.0 bn UBL FY2025: Rs 412.1 bn FY2025
Profit by fiscal year MCB UBL
Profit by fiscal year Rs 130 bn MCB FY2016: Rs 22.1 bn UBL FY2016: Rs 27.8 bn FY2016 MCB FY2017: Rs 22.0 bn UBL FY2017: Rs 25.9 bn FY2017 MCB FY2018: Rs 20.4 bn UBL FY2018: Rs 15.5 bn FY2018 MCB FY2019: Rs 23.9 bn UBL FY2019: Rs 19.1 bn FY2019 MCB FY2020: Rs 29.4 bn UBL FY2020: Rs 20.9 bn FY2020 MCB FY2021: Rs 31.2 bn UBL FY2021: Rs 30.4 bn FY2021 MCB FY2022: Rs 34.4 bn UBL FY2022: Rs 31.5 bn FY2022 MCB FY2023: Rs 65.1 bn UBL FY2023: Rs 55.1 bn FY2023 MCB FY2024: Rs 63.2 bn UBL FY2024: Rs 75.2 bn FY2024 MCB FY2025: Rs 58.4 bn UBL FY2025: Rs 130.0 bn FY2025

Prices at the latest close; financial figures from each company's latest annual report. Information only, not investment advice.