ABL Allied Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 171.13 -0.36%
Annual · FY2006 – FY2025
Allied Bank Limited (ABL) cash flow statement
Operating activities generated Rs 857.6 bn of cash in FY2025 (Jan – Dec 2025). Capital expenditure was Rs 21.2 bn. Dividends paid to shareholders came to Rs 18.3 bn. Overall, cash increased by Rs 25.4 bn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | 857.6 | (85.8) | 247.0 | (43.0) | 35.8 |
| Capital expenditure | (21.2) | (23.3) | (20.0) | (8.5) | (8.9) |
| Net cash from investing activities | (992.9) | 19.9 | (8.5) | (89.9) | (256.3) |
| Dividends paid | (18.3) | (18.3) | (12.0) | (9.1) | (13.7) |
| Net cash from financing activities | 160.8 | 67.0 | (171.1) | 98.7 | 210.1 |
| Net change in cash | 25.4 | 1.4 | 66.6 | (34.7) | (12.1) |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net cash from operating activities | — | -134.7% | — | -220.3% | -81.9% |
| Capital expenditure | -9.3% | +16.9% | +134.4% | -3.8% | +6.6% |
| Net cash from investing activities | -5,077.4% | — | — | — | — |
| Dividends paid | +0.1% | +52.4% | +31.0% | -33.2% | +199.5% |
| Net cash from financing activities | +140.0% | — | -273.3% | -53.0% | — |
| Net change in cash | +1,706.2% | -97.9% | — | — | -183.1% |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 58
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 75.8 | 89.7 | 86.8 | 46.8 | 28.7 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (104.3) | (111.7) | 8.3 | 5.0 | 4.2 |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (106.4) | (117.2) | (1.8) | (1.3) | (0.6) |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 10.7 | 9.2 | 7.1 | 6.4 | 5.8 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 10.0 | 8.5 | 6.5 | 5.9 | 5.4 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.7 | 0.6 | 0.6 | 0.5 | 0.4 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | (7.6) | (2.7) | 3.0 | (0.2) | (0.8) |
| Impairment - Property, Plant & Equipment including Intangible Assets - Cash Flow - to Reconcile | — | — | — | — | — |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.9) | (0.9) | (0.0) | (0.0) | (0.4) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.9) | (0.9) | (0.0) | (0.0) | (0.4) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (0.1) | (0.0) | 0.1 | 0.1 | 0.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 46.6 | 55.4 | 35.9 | 20.3 | 12.8 |
| Interest Paid - Cash | 193.2 | 259.0 | — | — | — |
| Interest & Dividends - Received - Total - Cash Flow | 296.7 | 387.6 | 3.5 | 3.1 | 2.3 |
| Cash Flow from Operating Activities before Changes in Working Capital | 28.3 | 51.3 | 62.7 | 34.6 | 22.4 |
| Working Capital - Increase/(Decrease) - Cash Flow | 829.3 | (137.1) | 184.3 | (77.6) | 13.4 |
| Other Assets - Decrease/(Increase) - Cash Flow | 1.6 | 5.7 | (44.9) | (31.6) | (3.4) |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | 243.5 | (234.1) | 18.8 | 17.2 | (27.5) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | (9.0) | 17.1 | (20.5) | (1.8) | (0.0) |
| Loans - Customer - Decrease/(Increase) - Cash Flow | 264.2 | (271.5) | 63.2 | (190.9) | (155.8) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 2.1 | 4.2 | 13.4 | 20.4 | 3.4 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 326.8 | 341.5 | 154.3 | 109.0 | 196.6 |
| Net Cash Flow from Operating Activities | 857.6 | (85.8) | 247.0 | (43.0) | 35.8 |
| Capital Expenditures - Net - Cash Flow | 19.3 | 20.8 | 19.9 | 8.5 | 8.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 19.3 | 20.8 | 19.9 | 8.5 | 8.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 21.2 | 23.3 | 20.0 | 8.5 | 8.9 |
| Property, Plant & Equipment Sold - Cash Flow | 1.8 | 2.6 | 0.0 | 0.1 | 0.8 |
| Capital Expenditures - Total | 21.2 | 23.3 | 20.0 | 8.5 | 8.9 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (973.9) | 40.5 | 9.0 | (84.0) | (249.0) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (973.9) | 40.5 | 9.0 | (84.0) | (249.0) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | — | — | — | — | — |
| Investment Securities - Purchased - Unclassified - Cash Flow | — | — | — | — | — |
| Other Investing Cash Flow - Decrease/(Increase) | 0.4 | 0.2 | 2.5 | 2.5 | 0.8 |
| Net Cash Flow from Investing Activities | (992.9) | 19.9 | (8.5) | (89.9) | (256.3) |
| Dividends Paid - Cash - Total - Cash Flow | 18.3 | 18.3 | 12.0 | 9.1 | 13.7 |
| Dividends - Common - Cash Paid | 18.3 | 18.3 | 12.0 | 9.1 | 13.7 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 179.1 | 85.3 | (159.1) | 107.8 | 223.8 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | 182.1 | 88.1 | (156.5) | 110.2 | 225.9 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (3.1) | (2.9) | (2.6) | (2.3) | (2.2) |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (3.1) | (2.9) | (2.6) | (2.3) | (2.2) |
| Debt - Issued - Long-Term - Cash Flow | — | — | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 3.1 | 2.9 | 2.6 | 2.3 | 2.2 |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 3.1 | 2.9 | 2.6 | 2.3 | 2.2 |
| Net Cash Flow from Financing Activities | 160.8 | 67.0 | (171.1) | 98.7 | 210.1 |
| Non-Classified Cash Flows | — | — | — | — | — |
| Foreign Exchange Effects - Cash Flow | (0.2) | 0.3 | (0.8) | (0.5) | (1.7) |
| Net Change in Cash - Total | 25.4 | 1.4 | 66.6 | (34.7) | (12.1) |
| Net Cash from Continuing Operations | 25.4 | 1.4 | 66.6 | (34.7) | (12.1) |
| Net Cash - Beginning Balance | 159.5 | 158.1 | 91.7 | 125.6 | 137.2 |
| Net Cash - Ending Balance | 185.1 | 159.5 | 158.4 | 90.9 | 125.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 46.6 | 55.4 | 35.9 | 20.3 | 12.8 |
| Interest Paid - Cash Flow - Supplemental | 193.2 | 259.0 | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 296.7 | 387.6 | 3.5 | 3.1 | 2.3 |
| CF from Optg Activities before Change in WC & Int Payments | 221.6 | 310.3 | 62.7 | 34.6 | 22.4 |
| Depreciation, Depletion & Amortization - Cash Flow | 10.7 | 9.2 | 7.1 | 6.4 | 5.8 |
| Free Cash Flow to Equity | 1,017.3 | (21.3) | 68.0 | 56.4 | 251.4 |
| Free Cash Flow Net of Dividends | 818.2 | (127.4) | 215.1 | (60.7) | 13.2 |
| Free Cash Flow | 836.4 | (109.1) | 227.1 | (51.5) | 26.9 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.