ABL Allied Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 171.13 -0.36%
Financials
Allied Bank Limited (ABL) financials
20 years of annual results (FY2006 – FY2025), 80 quarters.
Allied Bank Limited (ABL) reported total income of Rs 135.2 bn for FY2025 (Jan – Dec 2025), down 5.9% from FY2024.
Profit attributable to shareholders was Rs 36.3 bn (EPS Rs 31.73), down 18.2%.
It declared a dividend of Rs 16.00 per share for FY2025 and has paid a dividend in each of the last 20 years.
Deposits stood at Rs 2.35 tn and net advances at Rs 790.0 bn, an advances-to-deposits ratio of 33.7%.
Return on equity was 14.3%.
Over the last five years total income grew at a compound 17.1% a year.
At Rs 171.13 (close on 16 Oct 2026) the shares trade at 5.7× earnings (TTM to Jun 2026) and 0.73× book value, with a dividend yield of 9.3%.
Fundamentals
ABL at a glance
Total income · FY2025
Rs 135.2 bn
▼ 5.9% year on year
Profit attributable to shareholders · FY2025
Rs 36.3 bn
▼ 18.2% year on year
EPS – basic (Rs) · FY2025
Rs 31.73
▼ 18.2% year on year
Dividend per share (Rs) · FY2025
Rs 16.00
▲ 0.0% year on year
Deposits · FY2025
Rs 2.35 tn
▲ 16.2% year on year
Return on equity (ROE) · FY2025
14.3%
-6.1 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 135.2 bn
- Profit attributable · FY2025
- Rs 36.3 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 3.38 tn
- Equity · FY2025
- Rs 268.9 bn
Financial highlights
ABL financial results
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net interest income | 108.0 | 118.4 | 116.5 | 69.8 | 47.9 |
| Total non-interest income | 27.2 | 25.3 | 21.9 | 18.3 | 13.9 |
| Total income | 135.2 | 143.7 | 138.4 | 88.1 | 61.8 |
| Operating expenses | (62.7) | (59.6) | (50.5) | (41.0) | (33.4) |
| Provisions & impairment (loans) | (5.8) | (0.1) | 0.7 | (0.6) | (0.9) |
| Profit before tax | 75.8 | 89.7 | 86.8 | 46.8 | 28.7 |
| Profit attributable to shareholders | 36.3 | 44.4 | 41.3 | 21.2 | 17.5 |
| EPS – basic (Rs) Rs | 31.73 | 38.77 | 36.07 | 18.56 | 15.29 |
| Dividend per share (Rs) Rs | 16.00 | 16.00 | 12.00 | 8.50 | 8.00 |
| Advances (net) | 790.0 | 1,049.7 | 778.0 | 840.2 | 649.0 |
| Deposits | 2,346.0 | 2,019.1 | 1,677.5 | 1,523.2 | 1,414.1 |
| Total assets | 3,375.6 | 2,821.7 | 2,333.0 | 2,253.9 | 2,013.0 |
| Equity attributable to shareholders | 268.9 | 238.2 | 197.3 | 130.3 | 129.6 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 163.3 | 51.5 | 56.9 | 27.4 | 27.5 | 26.8 | 26.3 | 25.9 | 32.4 |
| Total non-interest income | 27.0 | 7.5 | 5.9 | 6.4 | 7.2 | 6.7 | 6.9 | 7.0 | 6.0 |
| Total income | 190.2 | 59.0 | 62.8 | 33.8 | 34.7 | 33.6 | 33.2 | 32.9 | 38.3 |
| Operating expenses | (68.1) | (18.4) | (17.9) | (15.1) | (16.7) | (14.4) | (16.4) | (17.0) | (15.3) |
| Provisions & impairment (loans) | (2.8) | (0.1) | 1.0 | (2.9) | (0.8) | (2.7) | 0.6 | 1.4 | 0.2 |
| Profit before tax | 70.5 | 15.5 | 16.9 | 19.6 | 18.4 | 20.1 | 17.7 | 18.5 | 24.0 |
| Profit attributable to shareholders | 34.3 | 7.7 | 8.3 | 9.5 | 8.8 | 9.5 | 8.5 | 7.9 | 12.4 |
| EPS – basic (Rs) Rs | 29.97 | 6.69 | 7.26 | 8.32 | 7.71 | 8.30 | 7.40 | 6.90 | 10.84 |
| Dividend per share (Rs) Rs | 16.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| Advances (net) | 757.6 | 757.6 | 704.5 | 790.0 | 653.0 | 731.3 | 808.0 | 1,049.7 | 842.0 |
| Deposits | 2,617.6 | 2,617.6 | 2,376.1 | 2,346.0 | 2,230.8 | 2,247.4 | 2,052.6 | 2,019.1 | 1,927.2 |
| Total assets | 3,741.0 | 3,741.0 | 3,691.0 | 3,375.6 | 3,190.2 | 3,256.6 | 2,743.1 | 2,821.7 | 2,628.4 |
| Equity attributable to shareholders | 263.7 | 263.7 | 248.7 | 268.9 | 257.9 | 252.1 | 242.1 | 238.2 | 234.0 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.