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Inv. Banks / Inv. Cos. / Securities Cos.

AHL Arif Habib Limited

Latest results: FY2026 · Jun 2026

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Last close · 16 Oct 2026

Rs 111.07 +0.52%

Quarterly · Q1 FY2022 – Q4 FY2026

Arif Habib Limited (AHL) quarterly balance sheet

At the end of Q4 FY2026 (Apr – Jun 2026) Arif Habib Limited had total assets of Rs 10.9 bn, up 52.4% on Q4 FY2025. Shareholders' equity was Rs 2.5 bn (Rs 37.88 per share), 22.6% of total assets.

AHL balance sheet (quarterly) (Rs bn)
Rs bn Q4 FY2026 Apr – Jun 2026 Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024
Assets
Cash & short-term investments 8.9 6.1 8.6 7.8 4.9 4.9 7.3 3.5
Investments 2.7 1.1 3.1 2.2 1.2 0.7 2.4 0.7
Loans, leases & receivables 1.0 1.3 1.2 0.9 1.7 1.1 1.6 1.2
Total assets 10.9 8.0 10.5 9.4 7.2 6.7 9.7 5.1
Liabilities
Borrowings 1.6 0.5 2.5 1.0 0.9 0.1 2.9 0.5
Total liabilities 8.5 6.0 8.7 7.2 5.2 5.0 8.2 3.7
Equity
Equity attributable to shareholders 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Total equity 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Total liabilities & equity 10.9 8.0 10.5 9.4 7.2 6.7 9.7 5.1
Key figures
Shares outstanding mn 65.3 65.3 65.3 65.3 65.3 65.3 65.3 65.3
Common equity 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Book value per share (Rs) Rs 37.88 31.69 27.71 33.63 29.82 26.36 22.60 21.94
AHL balance sheet — year-on-year change (Rs mn)
Rs mn Q4 FY2026 Apr – Jun 2026 Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024
Assets
Cash & short-term investments +82.9% +24.8% +18.6% +121.4% +28.9% -32.9% +33.3% -18.1%
Investments +130.4% +41.5% +29.4% +231.6% +90.9% -83.5% -52.4% -86.3%
Loans, leases & receivables -40.1% +18.8% -22.0% -22.2% +18.1% +13.3% +22.2% -58.6%
Total assets +52.4% +19.3% +8.7% +84.9% +26.3% -42.9% +5.6% -45.7%
Liabilities
Borrowings +73.6% +294.8% -14.7% +97.9% +24.5% +59.8% +151.8% -81.6%
Total liabilities +61.8% +19.0% +6.2% +97.3% +19.2% -13.0% +145.2% -13.3%
Equity
Equity attributable to shareholders +27.0% +20.2% +22.6% +53.3% +50.6% -71.4% -74.6% -72.2%
Total equity +27.0% +20.2% +22.6% +53.3% +50.6% -71.4% -74.6% -72.2%
Total liabilities & equity +52.4% +19.3% +8.7% +84.9% +26.3% -42.9% +5.6% -45.7%
Key figures
Shares outstanding — — — — — — — —
Common equity +27.0% +20.2% +22.6% +53.3% +50.6% -71.4% -74.6% -72.2%
Book value per share (Rs) +27.0% +20.2% +22.6% +53.3% +50.6% -71.4% -74.6% -72.2%

Change against the same quarter a year earlier; shown when the earlier figure is positive.

AHL balance sheet — common size (Rs mn)
Rs mn Q4 FY2026 Apr – Jun 2026 Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024
Assets
Cash & short-term investments 81.2% 76.4% 81.8% 82.9% 67.6% 73.1% 74.9% 69.2%
Investments 24.9% 13.2% 29.6% 23.1% 16.5% 11.1% 24.9% 12.9%
Loans, leases & receivables 9.5% 16.5% 11.8% 9.7% 24.2% 16.5% 16.4% 23.1%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Borrowings 14.6% 6.2% 23.7% 10.4% 12.8% 1.9% 30.2% 9.7%
Total liabilities 77.4% 74.2% 82.8% 76.7% 72.9% 74.4% 84.8% 71.9%
Equity
Equity attributable to shareholders 22.6% 25.8% 17.2% 23.3% 27.1% 25.6% 15.2% 28.1%
Total equity 22.6% 25.8% 17.2% 23.3% 27.1% 25.6% 15.2% 28.1%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 22.6% 25.8% 17.2% 23.3% 27.1% 25.6% 15.2% 28.1%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.

All reported line items 101
AHL balance sheet — all reported line items (Rs bn)
Rs bn Q4 FY2026 Apr – Jun 2026 Q3 FY2026 Jan – Mar 2026 Q2 FY2026 Oct – Dec 2025 Q1 FY2026 Jul – Sep 2025 Q4 FY2025 Apr – Jun 2025 Q3 FY2025 Jan – Mar 2025 Q2 FY2025 Oct – Dec 2024 Q1 FY2025 Jul – Sep 2024
Cash & Cash Equivalents 6.2 5.2 5.6 5.7 3.8 4.3 4.9 2.9
Loans & Receivables - Total 1.0 1.3 1.2 0.9 1.7 1.1 1.6 1.2
Income Tax - Receivables — — 0.0 — 0.0 0.0 0.0 0.0
Receivables - Other 0.7 0.8 1.0 0.6 1.3 0.7 1.3 0.8
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 2.7 1.0 3.1 2.1 1.1 0.7 2.4 0.6
Trade Accounts & Trade Notes Receivable - Total 0.4 0.6 0.3 0.3 0.4 0.4 0.2 0.3
Inventories - Total — — — — — — — —
Investment Property 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Investments - Total 2.7 1.1 3.1 2.2 1.2 0.7 2.4 0.7
Investment Securities - Held for Trading 2.7 1.0 3.0 2.1 1.1 0.7 2.3 0.6
Investment Securities Available for Sale & Held to Maturity 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Property, Plant & Equipment - Net - Total 0.2 0.2 0.2 0.2 0.1 0.1 0.1 0.1
Other Assets - Total 0.7 0.3 0.4 0.5 0.4 0.5 0.6 0.2
Deferred Tax - Asset - Long-Term & Short-Term 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0
Prepaid Expenses - Total 0.7 0.3 0.4 0.4 0.3 0.5 0.6 0.2
Intangible Assets - Total - Net 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Total Current Assets 10.6 7.7 10.2 9.1 6.9 6.5 9.5 4.8
Intangible Assets - excluding Goodwill - Net - Total 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Total Assets 10.9 8.0 10.5 9.4 7.2 6.7 9.7 5.1
Debt - Total 1.6 0.5 2.5 1.0 0.9 0.1 2.9 0.5
Short-Term Debt & Current Portion of Long-Term Debt 1.6 0.5 2.5 1.0 0.9 0.1 2.9 0.5
Current Portion of Long-Term Debt including Capitalized Leases 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Capitalized Leases - Current Portion 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Short-Term Debt & Notes Payable 1.5 0.5 2.5 0.9 0.9 0.1 2.9 0.4
Debt - Long-Term - Total 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Short-Term Banking Borrowings excluding Collateralized Financing 1.5 0.5 2.5 0.9 0.9 0.1 2.9 0.4
Capitalized Lease Obligations - Long-Term 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Dividends Payable 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Deferred Tax & Investment Tax Credits - Long-Term — — — — — — — —
Deferred Tax - Liability - Long-Term — — — — — — — —
Payables & Accrued Expenses 6.7 5.3 6.0 6.0 4.1 4.7 5.2 3.1
Trade Account Payables - Total 6.7 5.3 5.9 6.0 4.1 4.7 5.1 3.1
Other Liabilities - Total — — — — — (0.0) — —
Other Payables - Total — — — — 0.0 0.0 0.0 0.0
Other Liabilities - — — — — — (0.0) — —
Interest Payable 0.0 0.1 0.0 0.0 0.0 0.0 0.0 —
Liabilities Held for Sale/Discontinued Operations - Long-term & Short-Term — — — — — — — —
Total Liabilities 8.5 6.0 8.7 7.2 5.2 5.0 8.2 3.7
Shareholders' Equity - Attributable to Parent Shareholders - Total 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Common Equity Attributable to Parent Shareholders 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Common Equity - Contributed 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7
Common Stock - Issued & Paid 0.7 0.7 0.7 0.7 0.7 0.7 0.7 0.7
Equity - Non-Contributed - Reserves & Retained Earnings 1.8 1.4 1.2 1.5 1.3 1.1 0.8 0.8
Retained Earnings - Total 1.8 1.4 1.1 1.5 1.3 1.1 0.8 0.8
Comprehensive Income - Accumulated - Total 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Investments - Unrealized Gain/Loss — — — — — — — —
Common Equity - Total 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Total Liabilities & Equity 10.9 8.0 10.5 9.4 7.2 6.7 9.7 5.1
Revaluation Reserves 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Total Current Liabilities 8.4 6.0 8.7 7.2 5.2 5.0 8.2 3.6
Common Shares - Issued - Total mn 65.3 65.3 65.3 65.3 65.3 65.3 65.3 65.3
Common Shares - Outstanding - Total mn 65.3 65.3 65.3 65.3 65.3 65.3 65.3 65.3
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 75.0 75.0 75.0 75.0 75.0 750.0 750.0 750.0
Common Shares - Issued - Issue Specific mn 65.3 65.3 65.3 65.3 65.3 65.3 65.3 65.3
Common Shares - Outstanding - Issue Specific mn 65.3 65.3 65.3 65.3 65.3 65.3 65.3 65.3
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Finance and Operating Lease Liabilities - Total - Supplemental 0.1 0.0 0.0 0.0 0.1 0.0 0.1 0.1
Debt including Finance and Operating Lease Liabilities - Supplemental 1.6 0.5 2.5 1.0 0.9 0.1 2.9 0.5
Net Debt (7.3) (5.6) (6.1) (6.8) (3.9) (4.8) (4.3) (3.0)
Asset Accruals 4.4 2.6 4.7 3.4 3.1 2.3 4.5 1.9
Cash & Cash Equivalents - Total 6.2 5.2 5.6 5.7 3.8 4.3 4.9 2.9
Cash & Securities 2.7 1.1 3.1 2.2 1.2 0.7 2.4 0.7
Cash & Short Term Investments - Total 8.9 6.1 8.6 7.8 4.9 4.9 7.3 3.5
Debt - including Preferred Equity & Minority Interest - Total 1.6 0.5 2.5 1.0 0.9 0.1 2.9 0.5
Earning Assets 2.7 1.1 3.1 2.2 1.2 0.7 2.4 0.7
Equity Securities & Real Estate 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Invested Assets - Total 2.7 1.1 3.1 2.2 1.2 0.7 2.4 0.7
Investment Securities 2.7 1.0 3.1 2.1 1.1 0.7 2.4 0.6
Investments - Permanent 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Net Book Capital (4.8) (3.6) (4.3) (4.6) (2.0) (3.1) (2.9) (1.6)
Net Operating Assets (4.8) (3.6) (4.3) (4.6) (2.0) (3.1) (2.9) (1.6)
Provisions - Total — — — — — — — —
Shareholders Equity - Common 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Tangible Total Equity 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Tangible Book Value 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Total Book Capital 4.1 2.6 4.3 3.2 2.9 1.8 4.4 1.9
Total Capital 4.1 2.6 4.3 3.2 2.9 1.8 4.4 1.9
Total Long Term Capital 2.5 2.1 1.8 2.2 2.0 1.7 1.5 1.5
Trading Account 2.7 1.0 3.0 2.1 1.1 0.7 2.3 0.6
Book Value excluding Other Equity 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Assets Held for Sale/Discontinued Operations - Long-Term & Short-Term — — — — — — — —
Income Taxes - Payable - Long-Term & Short-Term 0.2 0.1 0.2 0.2 0.2 0.2 0.1 0.0
Cash & Short Term Investments - Net of Debt 7.3 5.6 6.1 6.8 3.9 4.8 4.3 3.0
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Interest Bearing Liabilities - Total 1.6 0.5 2.5 1.0 0.9 0.1 2.9 0.5
Net Debt Including Preferred Equity & Minority Interest (7.3) (5.6) (6.1) (6.8) (3.9) (4.8) (4.3) (3.0)
Other Short-Term & Long-Term Assets - Total 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0
Other Short-Term & Long-Term Liabilities - Total — — — — — (0.0) — —
Tangible Book Value excluding Other Equity 2.5 2.1 1.8 2.2 1.9 1.7 1.5 1.4
Total Debt Excluding Islamic 1.6 0.5 2.5 1.0 0.9 0.1 2.9 0.5
Trade Accounts & Trade Notes Receivable - Net - Total 0.4 0.6 0.3 0.3 0.4 0.4 0.2 0.3
Total Available Funds 2.5 2.1 1.8 2.2 2.0 1.7 1.5 1.5
Current Liabilities excluding Current Debt - Total 6.9 5.5 6.2 6.3 4.3 4.9 5.3 3.2
Cash in Hand & with Banks - Total 6.2 5.2 5.6 5.7 3.8 4.3 4.9 2.9
Current Assets excluding Cash & Short Term Investments - Total 1.7 1.6 1.6 1.3 2.0 1.6 2.2 1.3

Every line the company reported, in the original order and wording, without regrouping or signs changed.