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Commercial Banks

AKBL Askari Bank Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 106.87 +1.23%

Annual · FY2006 – FY2025

Askari Bank Limited (AKBL) balance sheet

At the end of FY2025 (Jan – Dec 2025) Askari Bank Limited had total assets of Rs 2.90 tn, up 15.8% on FY2024. Deposits were Rs 1.63 tn, up 19.6% on FY2024 and net advances Rs 414.3 bn. Investments stood at Rs 2.20 tn. Shareholders' equity was Rs 152.1 bn (Rs 104.96 per share), 5.2% of total assets.

AKBL balance sheet (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & balances with banks 124.0 146.5 174.8 80.6 93.0
Lendings to financial institutions — — — — —
Investments 2,200.1 1,581.2 1,300.1 847.8 689.1
Advances (net) 414.3 623.9 515.5 498.7 404.8
Fixed assets 41.5 34.0 27.0 24.5 20.2
Intangible assets 2.2 1.8 1.9 1.4 1.2
Other assets 101.3 107.6 104.7 70.5 51.1
Total assets 2,897.5 2,501.4 2,125.8 1,525.7 1,259.3
Liabilities
Deposits 1,630.0 1,362.9 1,292.8 1,142.6 1,015.2
Borrowings 1,047.8 965.7 680.9 269.5 157.6
Total liabilities 2,744.8 2,379.0 2,028.1 1,452.3 1,203.3
Equity
Share capital 14.5 14.5 14.5 12.6 12.6
Equity attributable to shareholders 152.1 121.9 97.3 73.3 56.0
Total equity 152.7 122.4 97.7 73.3 56.0
Total liabilities & equity 2,897.5 2,501.4 2,125.8 1,525.7 1,259.3
Key figures
Gross advances 452.9 661.2 543.7 529.8 435.0
Provision against advances 38.6 37.3 28.2 31.1 30.2
Advances to deposits (ADR) 0.25× 0.46× 0.40× 0.44× 0.40×
Shares outstanding mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
Common equity 152.1 121.9 97.3 73.3 56.0
Book value per share (Rs) Rs 104.96 84.14 67.15 50.60 38.67
AKBL balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & balances with banks -15.4% -16.2% +116.9% -13.3% +13.9%
Lendings to financial institutions — — — — —
Investments +39.1% +21.6% +53.3% +23.0% +33.8%
Advances (net) -33.6% +21.0% +3.4% +23.2% +22.7%
Fixed assets +22.0% +25.9% +10.4% +21.3% -5.0%
Intangible assets +19.8% -0.6% +35.3% +15.7% +2.6%
Other assets -5.9% +2.7% +48.5% +38.1% +16.4%
Total assets +15.8% +17.7% +39.3% +21.2% +26.8%
Liabilities
Deposits +19.6% +5.4% +13.1% +12.6% +28.3%
Borrowings +8.5% +41.8% +152.6% +71.0% +30.0%
Total liabilities +15.4% +17.3% +39.6% +20.7% +28.3%
Equity
Share capital 0.0% 0.0% +15.0% 0.0% 0.0%
Equity attributable to shareholders +24.7% +25.3% +32.7% +30.9% +2.5%
Total equity +24.8% +25.3% +33.2% +30.9% +2.5%
Total liabilities & equity +15.8% +17.7% +39.3% +21.2% +26.8%
Key figures
Gross advances -31.5% +21.6% +2.6% +21.8% +22.0%
Provision against advances +3.3% +32.4% -9.5% +3.0% +14.3%
Advances to deposits (ADR) — — — — —
Shares outstanding — — — — —
Common equity +24.7% +25.3% +32.7% +30.9% +2.5%
Book value per share (Rs) +24.7% +25.3% +32.7% +30.9% +2.5%

Change against the previous fiscal year; shown when the earlier figure is positive.

AKBL balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & balances with banks 4.3% 5.9% 8.2% 5.3% 7.4%
Lendings to financial institutions — — — — —
Investments 75.9% 63.2% 61.2% 55.6% 54.7%
Advances (net) 14.3% 24.9% 24.2% 32.7% 32.1%
Fixed assets 1.4% 1.4% 1.3% 1.6% 1.6%
Intangible assets 0.1% 0.1% 0.1% 0.1% 0.1%
Other assets 3.5% 4.3% 4.9% 4.6% 4.1%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Deposits 56.3% 54.5% 60.8% 74.9% 80.6%
Borrowings 36.2% 38.6% 32.0% 17.7% 12.5%
Total liabilities 94.7% 95.1% 95.4% 95.2% 95.5%
Equity
Share capital 0.5% 0.6% 0.7% 0.8% 1.0%
Equity attributable to shareholders 5.2% 4.9% 4.6% 4.8% 4.5%
Total equity 5.3% 4.9% 4.6% 4.8% 4.5%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Gross advances 15.6% 26.4% 25.6% 34.7% 34.5%
Provision against advances 1.3% 1.5% 1.3% 2.0% 2.4%
Common equity 5.2% 4.9% 4.6% 4.8% 4.5%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 180
AKBL balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Cash & Short-Term Deposits Due from Banks - Total 124.0 146.5 174.8 80.6 93.0
Cash & Short-Term Deposits Due from Banks 109.0 133.5 160.1 71.0 89.4
Funds with Central Banks 15.0 13.0 14.8 9.7 3.6
Lending & Long-Term Deposits Due from Banks — — — — —
Inter-Bank Loans & Long-Term Deposits with Other Banks — — — — —
Money Market Placements — — — — —
Collateralized Agreements, Reverse REPOs & Securities Borrowed - Assets 14.1 4.6 0.0 0.4 —
Loans & Receivables - Total 414.3 623.9 515.5 498.7 404.8
Securities Purchased under REPOs & Federal Funds Sold 14.1 4.6 0.0 0.4 —
Securities Purchased under REPOs 14.1 4.6 0.0 0.4 —
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 2,028.2 1,509.4 1,182.5 762.5 616.2
Banking Related Loans – Net 414.3 623.9 515.5 498.7 404.8
Loans - Gross 452.9 661.2 543.7 529.8 435.0
Loans - Finance Lease & HP — — — — —
Loans - to Customers - Other - Gross 452.9 661.2 543.7 529.8 435.0
Investments - Other - Total 171.8 71.8 117.6 85.3 72.9
Loans - Foreign — — — — —
Investments - Total 2,200.1 1,581.2 1,300.1 847.8 689.1
Reserves for Loan Losses 38.6 37.3 28.2 31.1 30.2
Investment Securities - Held for Trading 9.0 10.7 0.6 0.4 0.0
Investment Securities Available for Sale & Held to Maturity 2,019.2 1,498.7 1,181.9 762.1 616.2
Property, Plant & Equipment - Net - Total 41.5 34.0 27.0 24.5 20.2
Property, Plant & Equipment - Gross - Total 54.4 45.3 37.8 35.2 30.1
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total 12.9 11.3 10.8 10.7 10.0
Investment Securities - Available for Sale - Total 1,963.3 1,437.6 1,110.6 637.4 480.4
Mortgage Backed Securities - Available for Sale/Held to Maturity 8.2 10.5 14.4 11.9 12.0
Government Securities - Available for Sale/Held to Maturity 1,993.5 1,478.9 1,159.4 743.4 594.5
Other Assets - Total 101.3 107.6 104.7 70.5 51.1
Investments in Associates, Joint Ventures and Unconsolidated Subsidiaries — — — — —
Deferred Tax - Asset - Long-Term & Short-Term 0.0 0.0 8.1 7.5 5.2
Prepaid Expenses - Total — — — — —
Other Assets 101.3 107.6 96.7 63.0 45.9
Intangible Assets - Total - Net 2.2 1.8 1.9 1.4 1.2
Intangible Assets - excluding Goodwill - Net - Total 2.2 1.8 1.9 1.4 1.2
Intangible Assets - Gross - Total 4.5 3.9 — — —
Intangible Assets - excluding Goodwill - Gross 4.5 3.9 — — —
Goodwill/Cost in Excess of Assets Purchased - Net — — — — —
Intangible Assets - Accumulated Amortization & Impairment - Total 2.2 2.0 — — —
Intangible Assets - excluding Goodwill - Accumulated Amortization & Impairment - Total 2.2 2.0 — — —
Computer Software - Intangible Assets - Net 1.7 1.4 1.5 1.1 1.0
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Net — — — — —
Intangible Assets - Other - Net 0.5 0.4 0.4 0.2 0.2
Computer Software - Intangible Assets - Gross 4.0 3.4 — — —
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Gross — — — — —
Intangible Assets - Other - Gross - Total 0.5 0.4 — — —
Computer Software - Intangible Assets - Accumulated Amortization & Impairment 2.2 2.0 — — —
Brands, Patents, Trademarks, Marketing & Artistic Intangibles - Accumulated Amortization & Impairment — — — — —
Intangible Assets - Other - Accumulated Amortization & Impairment — — — — —
Total Assets 2,897.5 2,501.4 2,125.8 1,525.7 1,259.3
Deposits - Total 1,630.0 1,362.9 1,292.8 1,142.6 1,015.2
Debt - Total 1,047.8 965.7 680.9 269.5 157.6
Deposits - Interest Bearing 187.6 131.3 191.5 221.7 202.6
Short-Term Debt & Current Portion of Long-Term Debt 1,010.2 920.5 632.7 224.2 116.1
Deposits - Customers - Total 1,410.8 1,211.5 1,081.1 909.2 805.8
Deposits - Demand -Customer 499.7 386.6 351.9 348.6 307.8
Deposits - Savings - Customer 911.1 824.9 729.2 560.6 498.0
Deposits - Other - Customer — — — — —
Deposits - Due to Banks & Financial Institutions 31.6 20.0 20.2 11.7 6.8
Deposits - Demand Deposits - Due to Banks & Financial Institutions 1.8 1.3 1.4 1.1 1.3
Securities - Loaned 6.4 3.6 3.5 4.1 4.4
Deposits - Savings - Due to Banks & Financial Institutions 29.9 18.7 18.8 10.6 5.5
Current Portion of Long-Term Debt including Capitalized Leases 17.7 22.0 24.9 27.4 28.5
Capitalized Leases - Current Portion 1.3 1.1 — — —
Short-Term Debt & Notes Payable 992.5 898.4 607.8 196.8 87.6
Debt - Long-Term - Total 37.7 45.2 48.3 45.3 41.4
Short-Term Banking Borrowings excluding Collateralized Financing 189.6 191.6 12.4 11.9 32.3
Collateralized Financing Agreements, REPO Financing Loans - Liabilities 802.8 706.8 595.4 185.0 55.3
Securities Sold under Repurchase Agreements & Federal Funds Purchased 796.5 703.2 591.9 180.8 50.9
Securities Sold under Repurchase Agreements 796.5 703.2 591.9 180.8 50.9
Current Portion of Long-Term Debt excluding Capitalized Leases 16.4 21.0 24.9 27.4 28.5
Capitalized Lease Obligations - Long-Term 16.4 13.1 9.7 8.1 7.4
Long-Term Debt excluding Capitalized Leases 21.3 32.2 38.6 37.2 34.0
Debt - Non-Convertible - Long-Term 21.3 32.2 38.6 37.2 34.0
Dividends Payable 0.3 0.2 0.2 0.2 0.2
Deferred Tax & Investment Tax Credits - Long-Term 14.3 0.7 — — —
Deferred Tax - Liability - Long-Term 14.3 0.7 — — —
Payables & Accrued Expenses 32.2 26.1 30.8 18.5 8.5
Accrued Expenses 12.0 8.3 6.0 4.1 3.7
Other Liabilities - Total 20.2 23.3 23.3 21.5 21.8
Other Payables - Total 8.0 4.0 1.4 2.7 0.0
Other Liabilities - 16.9 20.6 20.9 18.5 18.0
Interest Payable 12.1 13.7 23.4 11.7 4.8
Liabilities Held for Sale/Discontinued Operations - Long-term & Short-Term — — — — —
Provisions 1.4 0.8 0.2 0.1 1.1
Derivative Liabilities - Hedging — — — — 0.0
Deferred Revenue/Income 1.8 2.0 2.3 2.9 2.7
Provisions - Other than Pension & Post Retirement 1.4 0.8 0.2 0.1 1.1
Total Liabilities 2,744.8 2,379.0 2,028.1 1,452.3 1,203.3
Shareholders' Equity - Attributable to Parent Shareholders - Total 152.1 121.9 97.3 73.3 56.0
Common Equity Attributable to Parent Shareholders 152.1 121.9 97.3 73.3 56.0
Common Equity - Contributed 14.5 14.5 14.5 12.8 12.8
Common Stock - Issued & Paid 14.5 14.5 14.5 12.6 12.6
Equity - Non-Contributed - Reserves & Retained Earnings 137.6 107.4 82.8 60.5 43.2
Retained Earnings - Total 39.8 36.5 38.4 29.0 22.8
Comprehensive Income - Accumulated - Total 33.0 18.1 6.4 5.1 2.5
Investments - Unrealized Gain/Loss — — — — —
Foreign Currency Translation Adjustment - Accumulated 1.9 1.9 1.9 1.2 0.5
Other Reserves/Equity - Total 64.8 52.8 38.1 26.3 17.8
Common Equity - Total 152.1 121.9 97.3 73.3 56.0
Common Stock - Additional Paid in Capital including Option Reserve — 0.0 0.0 0.2 0.2
Minority Interest - Equity 0.6 0.5 0.4 — —
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 152.7 122.4 97.7 73.3 56.0
Total Liabilities & Equity 2,897.5 2,501.4 2,125.8 1,525.7 1,259.3
Revaluation Reserves 31.2 16.2 4.5 4.0 2.0
Common Shares - Issued - Total mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
Common Shares - Outstanding - Total mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 2,000.0 2,000.0 2,000.0 2,300.0 2,300.0
Common Shares - Issued - Issue Specific mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
Common Shares - Outstanding - Issue Specific mn 1,449.3 1,449.3 1,449.3 1,449.3 1,449.3
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 15.1 12.2 8.3 6.9 6.5
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 15.1 12.2 8.3 6.9 6.5
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 26.4 21.8 18.7 17.6 13.7
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Gross - Supplemental 46.5 38.2 30.7 28.1 23.3
Finance and Operating Lease Liabilities - Total - Supplemental 17.6 14.2 9.7 8.1 7.4
Debt including Finance and Operating Lease Liabilities - Supplemental 1,047.8 965.7 680.9 269.5 157.6
Net Debt 923.9 819.2 506.1 188.9 64.6
Islamic Investments - Total 171.8 71.8 117.6 85.1 72.9
Debt - Long-Term - Maturities - Total 31.7 41.1 — 245.4 122.9
Debt - Long-Term - Maturities - within 1 Year 16.4 21.0 — 208.2 101.5
Debt - Long-Term - Maturities - Year 2 3.9 5.7 — 6.2 5.5
Debt - Long-Term - Maturities - Year 3 3.5 4.8 — 6.1 5.7
Debt - Long-Term - Maturities - Year 5 3.5 4.4 — 6.1 4.7
Debt - Long-Term - Maturities - Year 10 4.3 4.6 — — 5.0
Debt - Long-Term - Maturities - Remaining — 0.6 — 18.8 0.7
Debt - Long-Term - Maturities - 2-3 Years 7.5 10.6 — 12.3 11.1
Capital Lease Maturities - Total 17.6 14.2 — — —
Debt - Long-Term - Maturities - 4-5 Years 3.5 4.4 — 6.1 4.7
Capital Lease Maturities - Due within 1 Year 1.3 1.1 — — —
Debt - Long-Term - Maturities - Year 6 & Beyond 4.3 5.2 — 18.8 5.6
Capital Lease Maturities - Due in Year 3 — — — — —
Capital Lease Maturities - Due in Year 2 — — — — —
Capital Lease Maturities - Due in Year 5 7.0 5.1 — — —
Capital Lease Maturities - Remaining Maturities 9.4 8.0 — — —
Capital Lease Maturities - Interest Costs — — — — —
Capital Lease Maturities - Due in 4-5 Years 7.0 5.1 — — —
Capital Lease Maturities - Due in 2-3 Years — — — — —
Capital Lease Maturities - Due in Year 6 & Beyond 9.4 8.0 — — —
Minority Interest - Total 0.6 0.5 0.4 — —
Asset Accruals (109.0) (133.5) (160.1) (71.0) (89.4)
Cash & Cash Equivalents - Total 124.0 146.5 174.8 80.6 93.0
Cash & Securities 2,338.2 1,732.2 1,474.9 928.8 782.1
Cash & Short Term Investments - Total 124.0 146.5 174.8 80.6 93.0
Debt - including Preferred Equity & Minority Interest - Total 1,048.4 966.2 681.3 269.5 157.6
Earning Assets 2,752.5 2,356.1 1,990.4 1,427.6 1,186.9
Demand Deposits - Total 501.5 387.9 353.3 349.7 309.1
Invested Assets - Total 2,200.1 1,581.2 1,300.1 847.8 689.1
Investment Securities 2,028.2 1,509.4 1,182.5 762.5 616.2
Investments - Permanent — — — — —
Net Book Capital 1,076.6 941.6 603.8 262.2 120.6
Net Operating Assets 1,076.6 941.6 603.8 262.2 120.6
Provisions - Total 15.7 1.5 0.2 0.1 1.1
Shareholders Equity - Common 152.1 121.9 97.3 73.3 56.0
Savings Deposits - Total 940.9 843.6 748.0 571.2 503.4
Tangible Total Equity 150.5 120.6 95.8 72.0 54.9
Tangible Book Value 149.9 120.1 95.5 72.0 54.9
Total Book Capital 1,199.9 1,087.7 778.3 342.9 213.6
Total Capital 1,200.5 1,088.1 778.6 342.9 213.6
Total Long Term Capital 152.7 122.4 97.7 73.3 56.0
Trading Account 9.0 10.7 0.6 0.4 0.0
Unearned Revenue - Total 1.8 2.0 2.3 2.9 2.7
Book Value excluding Other Equity 87.3 69.1 59.3 47.0 38.2
Assets Held for Sale/Discontinued Operations - Long-Term & Short-Term 0.0 1.8 1.8 1.8 —
Cash & Short Term Investments - Net of Debt (923.9) (819.2) (506.1) (188.9) (64.6)
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 17.7 22.0 24.9 27.4 28.5
Interest Bearing Liabilities - Total 2,677.9 2,328.6 1,973.7 1,412.1 1,172.8
Net Debt Including Preferred Equity & Minority Interest 924.4 819.7 506.5 188.9 64.6
Other Short-Term & Long-Term Assets - Total 101.3 107.6 104.7 70.5 51.1
Other Short-Term & Long-Term Liabilities - Total 16.9 20.6 20.9 18.5 18.0
Tangible Book Value excluding Other Equity 85.1 67.2 57.4 45.6 37.0
Total Debt Excluding Islamic 1,047.8 965.7 680.9 269.5 157.6
Reserves for Loan Losses - Total 38.6 37.3 28.2 31.1 30.2
Total Available Funds 1,782.7 1,485.3 1,390.5 1,215.9 1,071.2
Loans - Gross – Total 452.9 661.2 543.7 529.8 435.0
Deposits - Net 1,598.4 1,342.9 1,272.6 1,130.9 1,008.4
Loans - Net - Total 414.3 623.9 515.5 498.7 404.8
Tangible Book Value & Reserves for Loan Losses - Total 188.5 157.4 123.6 103.1 85.1
Cash in Hand & with Banks - Total 109.0 133.5 160.0 70.9 89.3

Every line the company reported, in the original order and wording, without regrouping or signs changed.