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ALIFE Adamjee Life Assurance Company Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 29.81 0.00%

Annual · FY2018 – FY2025

Adamjee Life Assurance Company Limited (ALIFE) balance sheet

At the end of FY2025 (Jan – Dec 2025) Adamjee Life Assurance Company Limited had total assets of Rs 134.6 bn, up 15.6% on FY2024. Shareholders' equity was Rs 6.3 bn (Rs 24.13 per share), 4.7% of total assets.

ALIFE balance sheet (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & cash equivalents 6.4 6.2 3.9 5.3 9.7
Investments 126.2 108.6 81.1 62.5 51.1
Premium receivables 0.3 0.1 0.1 0.1 0.1
Total assets 134.6 116.4 86.1 69.2 61.9
Liabilities
Total liabilities 128.3 111.0 81.7 65.4 58.7
Equity
Equity attributable to shareholders 6.3 5.4 4.4 3.7 3.2
Total equity 6.3 5.4 4.4 3.7 3.2
Total liabilities & equity 134.6 116.4 86.1 69.2 61.9
Key figures
Shares outstanding mn 262.5 262.5 262.5 262.5 262.5
Common equity 6.3 5.4 4.4 3.7 3.2
Book value per share (Rs) Rs 24.13 20.70 16.83 14.28 12.38
ALIFE balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & cash equivalents +2.7% +59.1% -26.2% -45.3% -2.3%
Investments +16.2% +33.9% +29.7% +22.4% +28.0%
Premium receivables +415.2% -34.7% +50.7% -54.5% -40.9%
Total assets +15.6% +35.2% +24.5% +11.7% +21.8%
Liabilities
Total liabilities +15.6% +35.9% +24.8% +11.5% +18.9%
Equity
Equity attributable to shareholders +16.6% +23.0% +17.9% +15.3% +118.0%
Total equity +16.6% +23.0% +17.9% +15.3% +118.0%
Total liabilities & equity +15.6% +35.2% +24.5% +11.7% +21.8%
Key figures
Shares outstanding — — — — —
Common equity +16.6% +23.0% +17.9% +15.3% +118.0%
Book value per share (Rs) +16.6% +23.0% +17.9% +15.3% +118.0%

Change against the previous fiscal year; shown when the earlier figure is positive.

ALIFE balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Assets
Cash & cash equivalents 4.8% 5.4% 4.6% 7.7% 15.7%
Investments 93.8% 93.3% 94.2% 90.4% 82.5%
Premium receivables 0.2% 0.1% 0.1% 0.1% 0.2%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Total liabilities 95.3% 95.3% 94.9% 94.6% 94.8%
Equity
Equity attributable to shareholders 4.7% 4.7% 5.1% 5.4% 5.2%
Total equity 4.7% 4.7% 5.1% 5.4% 5.2%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 4.7% 4.7% 5.1% 5.4% 5.2%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.

All reported line items 96
ALIFE balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Cash & Cash Equivalents 6.4 6.2 3.9 5.3 9.7
Receivables - Total 0.9 0.6 0.7 0.9 0.7
Insurance Premium Receivables 0.3 0.1 0.1 0.1 0.1
Income Tax - Receivables 0.6 0.6 0.6 0.8 0.6
Investments including Loans - Total 126.2 108.6 81.1 62.5 51.1
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 123.5 105.8 78.6 60.8 49.7
Investment Securities - Fixed Income 97.4 83.1 65.1 44.5 32.8
Investment Securities - Equity 18.1 15.2 8.6 8.3 8.0
Investment Securities - Other 8.0 7.4 5.0 8.0 8.9
Investment Property 1.2 1.2 1.1 0.9 0.9
Loans - Mortgage, Policy & Other 1.6 1.7 1.4 0.8 0.5
Loans - Mortgage/Real Estate 0.0 0.0 0.0 0.0 0.0
Loans - Other 1.6 1.7 1.4 0.8 0.4
Property, Plant & Equipment - Net - Total 0.9 0.9 0.3 0.3 0.3
Other Assets - Total 0.1 0.1 0.1 0.0 0.0
Prepaid Expenses - Total 0.1 0.1 0.1 0.0 0.0
Intangible Assets - Total - Net 0.0 0.0 0.0 0.0 0.0
Intangible Assets - excluding Goodwill - Net - Total 0.0 0.0 0.0 0.0 0.0
Total Assets 134.6 116.4 86.1 69.2 61.9
Debt - Total 0.6 0.7 0.1 0.2 0.3
Short-Term Debt & Current Portion of Long-Term Debt 0.1 0.1 — — —
Current Portion of Long-Term Debt including Capitalized Leases 0.1 0.1 — — —
Capitalized Leases - Current Portion 0.1 0.1 — — —
Debt - Long-Term - Total 0.5 0.6 0.1 0.2 0.3
Capitalized Lease Obligations - Long-Term 0.5 0.6 0.1 0.2 0.2
Long-Term Debt excluding Capitalized Leases — — — 0.0 0.1
Debt - Non-Convertible - Long-Term — — — 0.0 0.1
Dividends Payable 0.0 0.0 0.0 — —
Deferred Tax & Investment Tax Credits - Long-Term 1.4 1.2 0.7 0.4 0.2
Deferred Tax - Liability - Long-Term 1.4 1.2 0.7 0.4 0.2
Payables & Accrued Expenses 125.7 107.7 80.7 64.5 57.7
Payable - Reinsurance & Brokers/Agents 124.6 106.5 79.7 63.6 56.9
Other Liabilities - Total 0.7 1.4 0.2 0.4 0.4
Other Payables - Total 1.1 1.2 1.0 0.9 0.8
Other Liabilities - 0.6 1.3 0.2 0.4 0.4
Provisions 0.1 0.1 0.0 0.0 0.0
Post Employment Benefits - Pension & Other 0.1 0.1 0.0 0.0 0.0
Total Liabilities 128.3 111.0 81.7 65.4 58.7
Shareholders' Equity - Attributable to Parent Shareholders - Total 6.3 5.4 4.4 3.7 3.2
Common Equity Attributable to Parent Shareholders 6.3 5.4 4.4 3.7 3.2
Common Equity - Contributed 2.6 2.5 2.5 2.5 2.5
Common Stock - Issued & Paid 2.6 2.5 2.5 2.5 2.5
Equity - Non-Contributed - Reserves & Retained Earnings 3.7 2.9 1.9 1.2 0.7
Retained Earnings - Total 3.6 2.9 1.9 1.3 0.8
Comprehensive Income - Accumulated - Total 0.1 (0.0) 0.0 (0.0) (0.0)
Investments - Unrealized Gain/Loss 0.1 (0.0) 0.0 (0.0) (0.0)
Other Reserves/Equity - Total 0.0 0.0 0.0 0.0 0.0
Common Equity - Total 6.3 5.4 4.4 3.7 3.2
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 6.3 5.4 4.4 3.7 3.2
Total Liabilities & Equity 134.6 116.4 86.1 69.2 61.9
Common Shares - Issued - Total mn 262.5 262.5 262.5 262.5 262.5
Common Shares - Outstanding - Total mn 262.5 262.5 262.5 262.5 262.5
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 300.0 262.5 262.5 — —
Common Shares - Issued - Issue Specific mn 262.5 262.5 262.5 262.5 262.5
Common Shares - Outstanding - Issue Specific mn 262.5 262.5 262.5 262.5 262.5
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 0.5 0.7 0.1 0.1 0.2
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 0.5 0.7 0.1 0.1 0.2
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 0.4 0.2 0.2 0.2 0.2
Finance and Operating Lease Liabilities - Total - Supplemental 0.6 0.7 0.1 0.2 0.2
Debt including Finance and Operating Lease Liabilities - Supplemental 0.6 0.7 0.1 0.2 0.3
Net Debt (5.8) (5.6) (3.8) (5.2) (9.4)
Asset Accruals (6.4) (6.2) (3.9) (5.3) (9.7)
Cash & Cash Equivalents - Total 6.4 6.2 3.9 5.3 9.7
Cash & Securities 124.6 106.9 79.7 61.7 50.6
Cash & Short Term Investments - Total 6.4 6.2 3.9 5.3 9.7
Debt - including Preferred Equity & Minority Interest - Total 0.6 0.7 0.1 0.2 0.3
Earning Assets 126.2 108.6 81.1 62.5 51.1
Equity Securities & Real Estate 19.3 16.4 9.6 9.2 8.9
Invested Assets - Total 126.2 108.6 81.1 62.5 51.1
Investment Securities 123.5 105.8 78.6 60.8 49.7
Investments - Permanent 1.2 1.2 1.1 0.9 0.9
Net Book Capital 0.5 (0.2) 0.6 (1.4) (6.2)
Net Operating Assets 0.5 (0.2) 0.6 (1.4) (6.2)
Provisions - Total 1.4 1.3 0.7 0.4 0.2
Shareholders Equity - Common 6.3 5.4 4.4 3.7 3.2
Tangible Total Equity 6.3 5.4 4.4 3.7 3.2
Tangible Book Value 6.3 5.4 4.4 3.7 3.2
Total Book Capital 6.9 6.1 4.5 3.9 3.6
Total Capital 6.9 6.1 4.5 3.9 3.6
Total Long Term Capital 6.3 5.4 4.4 3.7 3.2
Book Value excluding Other Equity 6.3 5.4 4.4 3.7 3.2
Cash & Short Term Investments - Net of Debt 5.8 5.6 3.8 5.2 9.4
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 0.1 0.1 — — —
Interest Bearing Liabilities - Total 0.6 0.7 0.1 0.2 0.3
Net Debt Including Preferred Equity & Minority Interest (5.8) (5.6) (3.8) (5.2) (9.4)
Other Short-Term & Long-Term Assets - Total 0.1 0.1 0.1 0.0 0.0
Other Short-Term & Long-Term Liabilities - Total 0.6 1.3 0.2 0.4 0.4
Tangible Book Value excluding Other Equity 6.3 5.4 4.4 3.7 3.2
Total Debt Excluding Islamic 0.6 0.7 0.1 0.2 0.3
Investment in Equity, Real Estate & Mortgages 19.3 16.4 9.7 9.3 9.0
Book Value excluding Accumulated Comprehensive Income 6.2 5.4 4.4 3.8 3.3
Reinsurance Liabilities 124.6 106.5 79.7 63.6 56.9
Cash in Hand & with Banks - Total 6.4 6.2 3.9 5.3 9.7

Every line the company reported, in the original order and wording, without regrouping or signs changed.