ALIFE Adamjee Life Assurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 29.81 0.00%
Annual · FY2018 – FY2025
Adamjee Life Assurance Company Limited (ALIFE) cash flow statement
Operating activities generated -Rs 1.1 bn of cash in FY2025 (Jan – Dec 2025), down 120.2% on FY2024. Capital expenditure was Rs 285.6 mn. Dividends paid to shareholders came to Rs 512.5 mn. Overall, cash increased by Rs 166.6 mn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 |
|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (1.1) | 5.2 | 0.4 | 4.0 | 7.3 | 6.0 | 3.4 | 4.5 |
| Capital expenditure | (0.3) | (0.1) | (0.1) | (0.1) | (0.1) | (0.0) | (0.1) | (0.1) |
| Net cash from investing activities | 1.8 | (2.4) | (2.8) | (14.6) | (9.4) | (5.1) | (0.9) | (0.7) |
| Dividends paid | (0.5) | (0.5) | (0.2) | — | — | — | — | — |
| Net cash from financing activities | (0.6) | (0.6) | (0.2) | (0.1) | 1.5 | 0.2 | 0.0 | — |
| Net change in cash | 0.2 | 2.2 | (2.6) | (10.7) | (0.6) | 1.1 | 2.5 | 3.9 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 |
|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | -120.2% | +1,129.0% | -89.4% | -44.9% | +21.0% | +75.4% | -24.6% | — |
| Capital expenditure | +151.5% | +10.9% | -21.6% | +73.7% | +62.7% | -29.7% | -37.2% | — |
| Net cash from investing activities | — | — | — | — | — | — | — | — |
| Dividends paid | +2.5% | +100.0% | — | — | — | — | — | — |
| Net cash from financing activities | — | — | — | -106.1% | +727.3% | — | — | — |
| Net change in cash | -92.6% | — | — | — | -157.0% | -57.4% | -35.0% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.
All reported line items 50
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 |
|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | (1.1) | 5.2 | 0.4 | 4.0 | 7.3 | 6.0 | 3.4 | 4.5 |
| Capital Expenditures - Net - Cash Flow | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 |
| Property, Plant & Equipment - Purchased - Cash Flow | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Expenditures - Total | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (8.8) | (16.4) | (13.7) | (20.1) | (12.0) | (6.8) | (2.3) | (1.8) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (8.8) | (16.4) | (13.7) | (20.1) | (12.0) | (6.8) | (2.3) | (1.8) |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 170.2 | 265.3 | 474.7 | 629.9 | 269.8 | 162.9 | 130.5 | 80.6 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 179.0 | 281.7 | 488.3 | 650.1 | 281.8 | 169.6 | 132.8 | 82.4 |
| Other Investing Cash Flow - Decrease/(Increase) | 10.9 | 14.1 | 11.0 | 5.6 | 2.7 | 1.7 | 1.5 | 1.2 |
| Net Cash Flow from Investing Activities | 1.8 | (2.4) | (2.8) | (14.6) | (9.4) | (5.1) | (0.9) | (0.7) |
| Dividends Paid - Cash - Total - Cash Flow | 0.5 | 0.5 | 0.2 | — | — | — | — | — |
| Dividends - Common - Cash Paid | 0.5 | 0.5 | 0.2 | — | — | — | — | — |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | — | — | — | 0.0 | 1.6 | 0.0 | — | — |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | — | — | — | 0.0 | 1.6 | 0.0 | — | — |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | — | — | — | 0.0 | 1.6 | 0.0 | — | — |
| Stock - Common - Issued/Sold - Cash Flow | — | — | — | 0.0 | 1.6 | 0.0 | — | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (0.1) | (0.1) | 0.0 | (0.1) | (0.1) | 0.2 | 0.0 | — |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | — | — | 0.0 | (0.1) | (0.1) | 0.2 | 0.0 | — |
| Debt - Issued - Long-Term & Short-Term - Cash Flow | — | — | — | — | — | 0.2 | 0.0 | — |
| Debt - Reduced - Long-Term & Short-Term - Cash Flow | — | — | 0.0 | 0.1 | 0.1 | — | — | — |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (0.1) | (0.1) | — | — | — | — | — | — |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (0.1) | (0.1) | — | — | — | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 0.1 | 0.1 | — | — | — | — | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 0.1 | 0.1 | — | — | — | — | — | — |
| Net Cash Flow from Financing Activities | (0.6) | (0.6) | (0.2) | (0.1) | 1.5 | 0.2 | 0.0 | — |
| Net Change in Cash - Total | 0.2 | 2.2 | (2.6) | (10.7) | (0.6) | 1.1 | 2.5 | 3.9 |
| Net Cash from Continuing Operations | 0.2 | 2.2 | (2.6) | (10.7) | (0.6) | 1.1 | 2.5 | 3.9 |
| Net Cash - Beginning Balance | 6.2 | 4.0 | 6.6 | 17.3 | 17.9 | 16.8 | 14.3 | 10.5 |
| Net Cash - Ending Balance | 6.4 | 6.2 | 4.0 | 6.6 | 17.3 | 17.9 | 16.8 | 14.3 |
| Interest Paid - Cash (Cash Flow - Direct) | 0.1 | 0.0 | — | — | — | — | — | — |
| Cash Receipts - Business Activities - Cash Flow | 35.6 | 32.1 | 23.2 | 20.9 | 20.8 | 17.2 | 12.8 | 13.5 |
| Premiums Received - Cash Flow | 35.6 | 32.1 | 23.2 | 20.9 | 20.8 | 17.2 | 12.8 | 13.5 |
| Cash Payments - Business Activities - Cash Flow | 37.2 | 27.8 | 23.7 | 17.1 | 13.8 | 11.5 | 9.8 | 9.3 |
| Reinsurance Paid - Cash Flow | 0.2 | 0.2 | 0.3 | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 |
| Claims Paid - Cash Flow | 31.8 | 23.3 | 19.2 | 13.1 | 9.1 | 7.1 | 7.2 | 6.3 |
| Cash Payments - Other - Cash Flow | 5.2 | 4.3 | 4.2 | 4.0 | 4.6 | 4.2 | 2.6 | 2.9 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 0.8 | 0.4 | 0.1 | 0.4 | 0.3 | 0.1 | 0.1 | 0.1 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 1.4 | 1.3 | 1.0 | 0.6 | 0.6 | 0.4 | 0.6 | 0.5 |
| Cash Receipts/(Payments) - Net - Cash Flow | — | — | — | 0.0 | — | — | — | — |
| Investments in Loans - Decrease/(Increase) - Net - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 | 0.0 | (0.0) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 0.8 | 0.4 | 0.1 | 0.4 | 0.3 | 0.1 | 0.1 | 0.1 |
| Interest Paid - Cash Flow - Supplemental | 0.1 | 0.0 | — | — | — | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 1.4 | 1.3 | 1.0 | 0.6 | 0.6 | 0.4 | 0.6 | 0.5 |
| CF from Optg Activities before Change in WC & Int Payments | (1.0) | 5.2 | 0.4 | 4.0 | 7.3 | 6.0 | 3.4 | 4.5 |
| Common Stock Buyback - Net | — | — | — | 0.0 | (1.6) | 0.0 | — | — |
| Free Cash Flow to Equity | (1.4) | 5.0 | 0.3 | 3.8 | 7.1 | 6.1 | 3.4 | 4.4 |
| Free Cash Flow Net of Dividends | (1.9) | 4.6 | 0.1 | 3.9 | 7.2 | 6.0 | 3.4 | 4.4 |
| Free Cash Flow | (1.3) | 5.1 | 0.3 | 3.9 | 7.2 | 6.0 | 3.4 | 4.4 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 8 periods; the table above goes back further.