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Insurance

ATIL Atlas Insurance Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 74.01 +0.08%

Quarterly · Q3 FY2021 – Q2 FY2026

Atlas Insurance Limited (ATIL) quarterly balance sheet

At the end of Q2 FY2026 (Apr – Jun 2026) Atlas Insurance Limited had total assets of Rs 25.2 bn, up 24.3% on Q2 FY2025. Shareholders' equity was Rs 11.6 bn (Rs 77.52 per share), 45.9% of total assets.

ATIL balance sheet (quarterly) (Rs bn)
Rs bn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Assets
Cash & cash equivalents 1.2 1.3 1.2 1.5 1.2 1.3 1.5 1.3
Investments 17.3 15.7 16.9 16.4 13.4 13.4 12.8 10.5
Premium receivables 1.3 1.3 1.2 1.6 1.1 1.2 0.9 1.4
Reinsurance assets 1.2 1.2 1.0 1.0 1.1 1.2 1.2 1.4
Total assets 25.2 24.2 24.4 25.1 20.3 20.8 19.5 17.0
Liabilities
Insurance reserves 4.2 4.8 4.5 5.2 4.0 4.4 4.3 5.2
Unearned premiums 2.5 3.1 3.1 3.7 2.3 2.7 2.7 3.4
Total liabilities 13.6 13.7 13.4 14.5 11.7 12.1 11.3 10.4
Equity
Equity attributable to shareholders 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Total equity 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Total liabilities & equity 25.2 24.2 24.4 25.1 20.3 20.8 19.5 17.0
Key figures
Shares outstanding mn 149.4 149.4 149.4 149.4 149.4 149.4 149.4 149.4
Common equity 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Book value per share (Rs) Rs 77.52 70.31 73.52 71.20 57.59 58.06 54.66 44.27
ATIL balance sheet — year-on-year change (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Assets
Cash & cash equivalents -1.7% +0.9% -23.0% +14.8% -16.7% -9.9% -0.9% -17.7%
Investments +28.5% +16.7% +32.2% +55.8% +43.5% +60.6% +73.2% +89.0%
Premium receivables +9.7% +9.7% +43.1% +14.0% +72.9% +13.7% +10.2% +26.5%
Reinsurance assets +5.4% -1.2% -15.3% -31.0% -34.7% -24.5% -41.2% +0.1%
Total assets +24.3% +16.7% +25.0% +47.3% +35.2% +41.4% +36.3% +44.5%
Liabilities
Insurance reserves +6.3% +9.0% +6.3% -1.3% -12.6% -10.6% -13.4% +13.8%
Unearned premiums +5.7% +13.6% +14.8% +9.1% -0.6% -5.9% +6.2% +21.8%
Total liabilities +16.7% +13.5% +18.2% +38.8% +28.1% +29.9% +18.8% +28.9%
Equity
Equity attributable to shareholders +34.6% +21.1% +34.5% +60.8% +46.2% +61.3% +71.2% +78.8%
Total equity +34.6% +21.1% +34.5% +60.8% +46.2% +61.3% +71.2% +78.8%
Total liabilities & equity +24.3% +16.7% +25.0% +47.3% +35.2% +41.4% +36.3% +44.5%
Key figures
Shares outstanding — — — — — — — —
Common equity +34.6% +21.1% +34.5% +60.8% +46.2% +61.3% +71.2% +78.8%
Book value per share (Rs) +34.6% +21.1% +34.5% +60.8% +46.2% +61.3% +71.2% +78.8%

Change against the same quarter a year earlier; shown when the earlier figure is positive.

ATIL balance sheet — common size (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Assets
Cash & cash equivalents 4.6% 5.4% 4.8% 6.2% 5.8% 6.3% 7.9% 7.9%
Investments 68.5% 64.7% 69.2% 65.4% 66.2% 64.7% 65.5% 61.8%
Premium receivables 5.0% 5.3% 5.0% 6.6% 5.7% 5.6% 4.4% 8.5%
Reinsurance assets 4.7% 5.1% 4.0% 3.8% 5.6% 6.0% 5.9% 8.2%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Insurance reserves 16.7% 19.9% 18.7% 20.6% 19.5% 21.3% 21.9% 30.7%
Unearned premiums 9.8% 12.7% 12.6% 14.6% 11.5% 13.0% 13.7% 19.8%
Total liabilities 54.1% 56.6% 54.9% 57.6% 57.6% 58.2% 58.1% 61.2%
Equity
Equity attributable to shareholders 45.9% 43.4% 45.1% 42.4% 42.4% 41.8% 41.9% 38.8%
Total equity 45.9% 43.4% 45.1% 42.4% 42.4% 41.8% 41.9% 38.8%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 45.9% 43.4% 45.1% 42.4% 42.4% 41.8% 41.9% 38.8%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.

All reported line items 98
ATIL balance sheet — all reported line items (Rs bn)
Rs bn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Cash & Cash Equivalents 1.2 1.3 1.2 1.5 1.2 1.3 1.5 1.3
Receivables - Total 1.3 1.3 1.2 1.6 1.1 1.2 0.9 1.4
Insurance Premium Receivables 1.3 1.3 1.2 1.6 1.1 1.2 0.9 1.4
Income Tax - Receivables — — — — — — — —
Investments including Loans - Total 17.3 15.7 16.9 16.4 13.4 13.4 12.8 10.5
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 16.1 14.8 16.1 15.6 12.8 12.7 12.0 9.8
Investment Securities - Equity 13.7 11.7 13.0 13.3 11.0 10.7 10.1 7.6
Investment Securities - Other 2.4 3.1 3.0 2.3 1.8 2.0 1.8 2.2
Investments - Other - Total 0.8 0.7 0.7 0.6 0.5 0.6 0.6 0.5
Loans - Mortgage, Policy & Other 0.4 0.1 0.1 0.2 0.1 0.1 0.2 0.2
Loans - Other 0.4 0.1 0.1 0.2 0.1 0.1 0.2 0.2
Investment Securities Available for Sale & Held to Maturity — — — — — — — —
Property, Plant & Equipment - Net - Total 0.6 0.5 0.5 0.4 0.4 0.4 0.3 0.3
Reinsurance Assets 1.2 1.2 1.0 1.0 1.1 1.2 1.2 1.4
Reinsurance Recoverable - In Insurance Provisions 1.2 1.2 1.0 1.0 1.1 1.2 1.2 1.4
Other Assets - Total 3.8 4.2 3.6 4.1 3.0 3.2 2.9 2.0
Deferred Charges 0.2 0.3 0.3 0.3 0.3 0.3 0.3 0.3
Prepaid Expenses - Total 1.3 1.7 1.4 1.8 1.2 1.5 1.2 1.7
Other Assets 2.2 2.1 1.9 2.0 1.5 1.4 1.4 0.0
Intangible Assets - Total - Net — — — — — — — —
Pension Benefits - Overfunded - Total 0.0 0.0 — 0.0 0.0 0.0 0.0 0.0
Intangible Assets - excluding Goodwill - Net - Total — — — — — — — —
Total Assets 25.2 24.2 24.4 25.1 20.3 20.8 19.5 17.0
Insurance Reserves - Total 4.2 4.8 4.5 5.2 4.0 4.4 4.3 5.2
Benefit & Loss Reserves - Gross 1.7 1.7 1.5 1.5 1.6 1.7 1.6 1.9
Debt - Total 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Benefit & Loss Reserves - Life - Gross 1.7 1.7 1.5 1.5 1.6 1.7 1.6 1.9
Unearned Premiums - Gross 2.5 3.1 3.1 3.7 2.3 2.7 2.7 3.4
Debt - Long-Term - Total 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Capitalized Lease Obligations - Long-Term 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Deferred Tax & Investment Tax Credits - Long-Term 3.5 2.9 3.6 3.6 2.7 2.5 2.4 1.5
Deferred Tax - Liability - Long-Term 3.5 2.9 3.6 3.6 2.7 2.5 2.4 1.5
Payables & Accrued Expenses 2.4 2.5 2.2 2.7 2.4 2.7 2.4 2.6
Payable - Reinsurance & Brokers/Agents 0.8 0.8 0.6 0.9 0.8 1.1 0.7 1.3
Other Liabilities - Total 3.4 3.3 2.8 2.9 2.5 2.4 2.2 0.9
Other Payables - Total 1.6 1.7 1.6 1.7 1.6 1.6 1.7 1.4
Other Liabilities - 3.4 3.3 2.8 2.9 2.5 2.4 2.2 0.9
Provisions 0.0 0.0 0.0 0.0 — — 0.0 0.0
Post Employment Benefits - Pension & Other 0.0 0.0 0.0 0.0 — — 0.0 0.0
Total Liabilities 13.6 13.7 13.4 14.5 11.7 12.1 11.3 10.4
Shareholders' Equity - Attributable to Parent Shareholders - Total 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Common Equity Attributable to Parent Shareholders 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Common Equity - Contributed 1.5 1.5 1.5 1.5 1.5 1.5 1.5 1.5
Common Stock - Issued & Paid 1.5 1.5 1.5 1.5 1.5 1.5 1.5 1.5
Equity - Non-Contributed - Reserves & Retained Earnings 10.1 9.0 9.5 9.1 7.1 7.2 6.7 5.1
Retained Earnings - Total 10.1 9.0 9.5 9.1 7.1 1.9 6.7 1.3
Comprehensive Income - Accumulated - Total — — — — — 4.0 — 2.5
Investments - Unrealized Gain/Loss — — — — — 4.0 — 2.5
Other Reserves/Equity - Total — — — — — 1.3 — 1.3
Common Equity - Total 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Total Liabilities & Equity 25.2 24.2 24.4 25.1 20.3 20.8 19.5 17.0
Common Shares - Issued - Total mn 149.4 149.4 149.4 149.4 149.4 149.4 149.4 149.4
Common Shares - Outstanding - Total mn 149.4 149.4 149.4 149.4 149.4 149.4 149.4 149.4
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 150.0 150.0 150.0 150.0 150.0 150.0 150.0 150.0
Common Shares - Issued - Issue Specific mn 149.4 149.4 149.4 149.4 149.4 149.4 149.4 149.4
Common Shares - Outstanding - Issue Specific mn 149.4 149.4 149.4 149.4 149.4 149.4 149.4 149.4
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental — — — — — — — 0.1
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental — — — — — — — 0.1
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental — — — — — — — 0.3
Finance and Operating Lease Liabilities - Total - Supplemental 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Debt including Finance and Operating Lease Liabilities - Supplemental 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Net Debt (1.0) (1.1) (1.0) (1.4) (1.0) (1.2) (1.5) (1.3)
Asset Accruals (1.2) (1.3) (1.2) (1.5) (1.2) (1.3) (1.5) (1.3)
Cash & Cash Equivalents - Total 1.2 1.3 1.2 1.5 1.2 1.3 1.5 1.3
Cash & Securities 16.9 15.6 16.7 16.2 13.3 13.3 12.6 10.4
Cash & Short Term Investments - Total 1.2 1.3 1.2 1.5 1.2 1.3 1.5 1.3
Debt - including Preferred Equity & Minority Interest - Total 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Earning Assets 17.3 15.7 16.9 16.4 13.4 13.4 12.8 10.5
Equity Securities & Real Estate 13.7 11.7 13.0 13.3 11.0 10.7 10.1 7.6
Invested Assets - Total 17.3 15.7 16.9 16.4 13.4 13.4 12.8 10.5
Investment Securities 16.1 14.8 16.1 15.6 12.8 12.7 12.0 9.8
Net Book Capital 10.6 9.4 10.0 9.2 7.6 7.5 6.7 5.3
Net Operating Assets 10.6 9.4 10.0 9.2 7.6 7.5 6.7 5.3
Non-Reserve Liabilities 9.4 8.9 8.8 9.3 7.7 7.7 7.0 5.2
Provisions - Total 3.5 2.9 3.6 3.7 2.7 2.5 2.4 1.6
Shareholders Equity - Common 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Tangible Total Equity 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Tangible Book Value 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Total Book Capital 11.8 10.7 11.2 10.8 8.8 8.8 8.2 6.7
Total Capital 11.8 10.7 11.2 10.8 8.8 8.8 8.2 6.7
Total Long Term Capital 11.6 10.5 11.0 10.6 8.6 8.7 8.2 6.6
Book Value excluding Other Equity 11.6 10.5 11.0 10.6 8.6 7.4 8.2 5.3
Cash & Short Term Investments - Net of Debt 1.0 1.1 1.0 1.4 1.0 1.2 1.5 1.3
Interest Bearing Liabilities - Total 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Net Debt Including Preferred Equity & Minority Interest (1.0) (1.1) (1.0) (1.4) (1.0) (1.2) (1.5) (1.3)
Other Short-Term & Long-Term Assets - Total 3.8 4.2 3.6 4.1 3.0 3.2 2.9 2.0
Other Short-Term & Long-Term Liabilities - Total 3.4 3.3 2.8 2.9 2.5 2.4 2.2 0.9
Tangible Book Value excluding Other Equity 11.6 10.5 11.0 10.6 8.6 7.4 8.2 5.3
Total Debt Excluding Islamic 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1
Investment in Equity, Real Estate & Mortgages 13.7 11.7 13.0 13.3 11.0 10.7 10.1 7.6
Book Value excluding Accumulated Comprehensive Income — — — — — 4.7 — 4.1
Benefit & Claims Reserves - Gross 1.7 1.7 1.5 1.5 1.6 1.7 1.6 1.9
Reinsurance Liabilities 0.8 0.8 0.6 0.9 0.8 1.1 0.7 1.3
Cash in Hand & with Banks - Total 1.2 1.3 1.2 1.5 1.2 1.3 1.5 1.3

Every line the company reported, in the original order and wording, without regrouping or signs changed.