Century Insurance Company Limited (CENI) financial ratios

Century Insurance Company Limited earned a net margin of 26.6% in FY2025 against a five-year average of 27.5% (Insurance median 11.2%). Return on equity was 16.4%, compared with a sector median of 14.1%.

FY2025 vs the Insurance median

Net margin: 26.6%; Sector median 11.2%
Return on equity (ROE): 16.4%; Sector median 14.1%
Return on assets (ROA): 8.6%; Sector median 3.5%
Debt to equity: 1.0%; Sector median 2.4%
Dividend payout ratio: 60.4%; Sector median 0.0%

Median of the 29 companies in the sector with the figure for their latest fiscal year.

CENI financial ratios (annual) (Rs mn)
Rs mn	FY2025 Jan – Dec 2025	FY2024 Jan – Dec 2024	FY2023 Jan – Dec 2023	FY2022 Jan – Dec 2022	FY2021 Jan – Dec 2021	FY2020 * Jan – Dec 2020	FY2019 Jan – Dec 2019	FY2018 Jan – Dec 2018	FY2017 Jan – Dec 2017	FY2016 * Jan – Dec 2016	FY2015 Jan – Dec 2015	FY2014 * Jan – Dec 2014	FY2013 * Jan – Dec 2013	FY2012 * Jan – Dec 2012	FY2011 * Jan – Dec 2011	FY2010 Jan – Dec 2010	FY2009 * Jan – Dec 2009	FY2008 Jan – Dec 2008	FY2007 * Jan – Dec 2007	FY2006 Jan – Dec 2006
Profitability
Pre-tax margin	44.0%	49.1%	49.2%	37.4%	38.1%	37.0%	24.7%	16.5%	31.6%	30.0%	56.5%	30.2%	33.9%	34.9%	21.6%	37.3%	(29.9%)	26.4%	43.2%	38.7%
Net margin	26.6%	30.5%	29.5%	23.7%	27.2%	26.2%	18.0%	11.2%	18.9%	21.1%	55.5%	27.1%	33.1%	31.4%	14.7%	33.7%	(52.4%)	9.1%	44.1%	36.1%
Effective tax rate	39.6%	37.9%	40.1%	36.7%	28.8%	29.1%	27.3%	32.1%	40.1%	29.8%	1.7%	10.1%	2.3%	10.2%	31.9%	9.4%	—	65.7%	(2.0%)	6.8%
Returns
Return on equity (ROE)	16.4%	19.2%	18.9%	13.4%	12.9%	12.5%	8.2%	4.1%	8.1%	10.7%	43.4%	12.4%	13.8%	11.8%	3.8%	12.1%	(7.9%)	2.6%	38.2%	29.4%
Return on assets (ROA)	8.6%	10.7%	10.6%	7.7%	7.7%	7.5%	4.9%	2.6%	5.2%	7.0%	28.1%	7.9%	8.8%	7.5%	2.6%	8.8%	(5.7%)	1.2%	14.4%	15.5%
Leverage
Debt to equity	1.0%	1.4%	0.7%	1.7%	1.7%	2.1%	2.7%	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.1%
Debt to capital	1.0%	1.3%	0.7%	1.6%	1.7%	2.1%	2.6%	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.1%
Debt to assets	0.5%	0.8%	0.4%	0.9%	1.0%	1.3%	1.6%	—	—	—	—	—	—	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Assets to equity	1.91×	1.79×	1.78×	1.73×	1.68×	1.67×	1.66×	1.61×	1.57×	1.54×	1.54×	1.57×	1.57×	1.56×	1.46×	1.37×	1.38×	2.07×	2.66×	1.90×
Dividends
Dividend payout ratio	60.4%	42.6%	27.8%	36.1%	36.2%	36.3%	43.3%	123.4%	57.2%	123.0%	10.7%	48.2%	46.6%	49.2%	125.8%	0.0%	—	0.0%	11.8%	19.9%
Earnings retention rate	0.40×	0.57×	0.72×	0.64×	0.64×	0.64×	0.57×	(0.23×)	0.43×	(0.23×)	0.89×	0.52×	0.53×	0.51×	(0.26×)	1.00×	—	1.00×	0.88×	0.80×

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

CENI: frequently asked questions

What is CENI's EPS?

Century Insurance Company Limited reported basic earnings per share of Rs 6.21 for FY2025 (Jan – Dec 2025). Over the trailing twelve months (TTM to Jun 2026) EPS was Rs 5.69.

What is CENI's P/E ratio?

At the closing price of Rs 32.57 on 16 Oct 2026, CENI trades at a P/E of 5.7× based on EPS of Rs 5.69 (TTM to Jun 2026).

Does CENI pay dividends?

Yes. Century Insurance Company Limited declared a dividend of Rs 3.75 per share for FY2025. It has paid a dividend in each of the last 16 years. At Rs 32.57 that is a dividend yield of 11.5%.

What was CENI's total income and profit in FY2025?

Century Insurance Company Limited reported total income of Rs 2.1 bn and profit attributable to shareholders of Rs 549.6 mn for FY2025 (Jan – Dec 2025).

What is CENI's book value per share?

Century Insurance Company Limited's book value per share was Rs 39.01 at the end of FY2025. The shares trade at 0.88× book value.

Information only, not investment advice.