CENI Century Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 32.57 -7.37%
Financials
Century Insurance Company Limited (CENI) financials
20 years of annual results (FY2006 – FY2025), 80 quarters.
Century Insurance Company Limited (CENI) reported total income of Rs 2.1 bn for FY2025 (Jan – Dec 2025), up 7.8% from FY2024.
Profit attributable to shareholders was Rs 549.6 mn (EPS Rs 6.21), down 6.0%.
It declared a dividend of Rs 3.75 per share for FY2025 and has paid a dividend in each of the last 16 years.
Return on equity was 16.4%.
Over the last five years total income grew at a compound 17.4% a year.
At Rs 32.57 (close on 16 Oct 2026) the shares trade at 5.7× earnings (TTM to Jun 2026) and 0.88× book value, with a dividend yield of 11.5%.
Fundamentals
CENI at a glance
Net premium earned · FY2025
Rs 1.7 bn
▲ 21.4% year on year
Profit attributable to shareholders · FY2025
Rs 549.6 mn
▼ 6.0% year on year
EPS – basic (Rs) · FY2025
Rs 6.21
▼ 6.0% year on year
Dividend per share (Rs) · FY2025
Rs 3.75
▲ 0.0% year on year
Investments · FY2025
Rs 3.7 bn
▲ 12.7% year on year
Return on equity (ROE) · FY2025
16.4%
-2.8 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 2.1 bn
- Profit attributable · FY2025
- Rs 549.6 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 7.0 bn
- Equity · FY2025
- Rs 3.5 bn
Financial highlights
CENI financial results
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 |
|---|---|---|---|---|---|
| Net premium earned | 1,650.5 | 1,359.5 | 1,197.2 | 1,072.4 | 897.6 |
| Investment income (net) | 295.0 | 483.0 | 383.9 | 196.8 | 92.3 |
| Net claims & benefits | (926.0) | (760.6) | (618.5) | (561.5) | (449.7) |
| Profit before tax | 909.9 | 941.9 | 830.1 | 495.2 | 389.6 |
| Profit attributable to shareholders | 549.6 | 584.7 | 496.9 | 313.4 | 277.5 |
| EPS – basic (Rs) Rs | 6.21 | 6.61 | 5.62 | 3.54 | 3.14 |
| Dividend per share (Rs) Rs | 3.75 | 3.75 | 2.81 | 1.56 | 1.28 |
| Investments | 3,745.5 | 3,322.3 | 2,793.0 | 2,175.9 | 1,807.8 |
| Total assets | 6,981.7 | 5,848.3 | 5,072.2 | 4,282.4 | 3,850.5 |
| Total equity | 3,451.5 | 3,262.7 | 2,823.1 | 2,429.0 | 2,265.0 |
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 1,739.6 | 427.4 | 427.3 | 479.5 | 405.3 | 367.2 | 398.4 | 395.5 | 325.0 |
| Investment income (net) | 256.4 | 58.0 | 67.6 | 81.8 | 49.0 | 75.9 | 88.4 | 110.6 | 123.9 |
| Net claims & benefits | (974.4) | (240.3) | (226.0) | (264.0) | (244.1) | (212.8) | (205.2) | (222.8) | (182.2) |
| Profit before tax | 832.8 | 289.9 | 36.1 | 249.2 | 257.7 | 226.6 | 176.5 | 287.7 | 204.4 |
| Profit attributable to shareholders | 503.9 | 183.4 | 20.9 | 131.6 | 168.0 | 141.1 | 108.9 | 164.0 | 131.0 |
| EPS – basic (Rs) Rs | 5.69 | 2.07 | 0.24 | 1.49 | 1.90 | 1.59 | 1.23 | 1.85 | 1.48 |
| Dividend per share (Rs) Rs | 8.75 | 5.00 | 0.00 | 3.75 | 0.00 | 0.00 | 0.00 | 3.75 | 0.00 |
| Investments | 3,752.8 | 3,752.8 | 3,717.3 | 3,745.5 | 3,713.1 | 3,299.4 | 3,389.4 | 3,322.3 | 2,934.1 |
| Total assets | 7,639.3 | 7,639.3 | 6,758.3 | 6,981.7 | 6,917.5 | 5,863.5 | 5,692.4 | 5,848.3 | 5,581.5 |
| Total equity | 3,288.9 | 3,288.9 | 3,416.1 | 3,451.5 | 3,332.6 | 3,159.0 | 3,377.7 | 3,262.7 | 3,032.1 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.