CSIL Crescent Star Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 5.46 -1.80%
Quarterly · Q3 FY2021 – Q2 FY2026
Crescent Star Insurance Limited (CSIL) quarterly cash flow statement
Operating activities generated -Rs 148.8 mn of cash in Q2 FY2026 (Apr – Jun 2026). Overall, cash decreased by Rs 107.4 mn.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | (76.7) | (148.8) | 86.4 | (59.3) | 45.0 | (18.1) | (0.2) | 21.2 | (64.6) |
| Capital expenditure | — | — | (17.2) | (18.8) | (0.0) | (0.3) | (0.1) | (9.7) | (0.0) |
| Net cash from investing activities | 11.8 | 65.9 | (69.1) | 60.7 | (45.7) | (9.5) | 3.0 | 3.2 | 21.1 |
| Dividends paid | — | — | (26.7) | — | — | — | — | — | — |
| Net cash from financing activities | — | (24.4) | 96.1 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net change in cash | 6.8 | (107.4) | 113.4 | 1.5 | (0.7) | (27.6) | 2.8 | 24.4 | (43.6) |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | — | -379.2% | — | -136.0% | -104.3% | -64.3% | -184.5% |
| Capital expenditure | — | +12,282.7% | +94.0% | +17.4% | -13.6% | -12.9% | +32,116.7% | -94.5% |
| Net cash from investing activities | — | -2,380.2% | +1,820.4% | -316.9% | — | -17.2% | — | — |
| Dividends paid | — | — | — | — | — | — | — | — |
| Net cash from financing activities | — | — | — | — | — | — | — | — |
| Net change in cash | — | +3,920.8% | -94.0% | — | -183.9% | -66.9% | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 48
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Cash Flow from Operating Activities | (148.8) | 86.4 | (59.3) | 45.0 | (18.1) | (0.2) | 21.2 | (64.6) |
| Capital Expenditures - Net - Cash Flow | (13.8) | 17.2 | 18.7 | 0.0 | 0.2 | 0.1 | 7.6 | 0.0 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | (13.8) | 17.2 | 18.7 | 0.0 | 0.2 | 0.1 | 7.6 | 0.0 |
| Property, Plant & Equipment - Purchased - Cash Flow | — | 17.2 | 18.8 | 0.0 | 0.3 | 0.1 | 9.7 | 0.0 |
| Property, Plant & Equipment Sold - Cash Flow | 13.8 | 0.0 | 0.1 | 0.0 | 0.1 | — | 2.1 | — |
| Capital Expenditures - Total | — | 17.2 | 18.8 | 0.0 | 0.3 | 0.1 | 9.7 | 0.0 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 25.3 | (52.0) | 79.4 | (45.6) | (11.2) | 5.0 | 10.8 | 24.9 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | 25.3 | (52.0) | 79.4 | (45.6) | (11.2) | 5.0 | 10.8 | 24.9 |
| Investment Securities - Sold/Matured - Unclassified - Cash Flow | 502.2 | 978.0 | 1,039.5 | 129.0 | 31.4 | 94.5 | 60.8 | 264.9 |
| Investment Securities - Purchased - Unclassified - Cash Flow | 476.9 | 1,030.0 | 960.1 | 174.6 | 42.6 | 89.5 | 50.0 | 240.1 |
| Other Investing Cash Flow - Decrease/(Increase) | 26.7 | — | 0.0 | 0.0 | 1.9 | (1.9) | — | (3.8) |
| Net Cash Flow from Investing Activities | 65.9 | (69.1) | 60.7 | (45.7) | (9.5) | 3.0 | 3.2 | 21.1 |
| Dividends Paid - Cash - Total - Cash Flow | — | 26.7 | — | — | — | — | — | — |
| Dividends - Common - Cash Paid | — | 26.7 | — | — | — | — | — | — |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | 0.0 | 122.8 | — | — | — | — | — | — |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | 0.0 | 122.8 | — | — | — | — | — | — |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | 0.0 | 122.8 | — | — | — | — | — | — |
| Minority Interests & Joint Ventures - Net - Cash Flow | — | — | — | — | — | — | 0.0 | — |
| Stock - Common - Issued/Sold - Cash Flow | 0.0 | 122.8 | — | — | — | — | — | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (24.4) | — | — | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | (24.4) | — | — | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Debt - Reduced - Long-Term & Short-Term - Cash Flow | 24.4 | — | — | 0.0 | 0.0 | 0.0 | — | 0.0 |
| Net Cash Flow from Financing Activities | (24.4) | 96.1 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Change in Cash - Total | (107.4) | 113.4 | 1.5 | (0.7) | (27.6) | 2.8 | 24.4 | (43.6) |
| Net Cash from Continuing Operations | (107.4) | 113.4 | 1.5 | (0.7) | (27.6) | 2.8 | 24.4 | (43.6) |
| Net Cash - Beginning Balance | 116.1 | 3.1 | 1.7 | 2.3 | 30.0 | 27.2 | 2.8 | 46.3 |
| Net Cash - Ending Balance | 8.7 | 116.5 | 3.1 | 1.7 | 2.3 | 30.0 | 27.2 | 2.8 |
| Interest Paid - Cash (Cash Flow - Direct) | — | — | — | 0.0 | 0.0 | 0.0 | — | — |
| Cash Receipts - Business Activities - Cash Flow | 36.5 | 104.0 | 44.5 | 74.4 | 17.7 | 21.5 | 91.1 | 24.8 |
| Premiums Received - Cash Flow | 36.5 | 14.0 | 44.5 | 26.7 | 17.7 | 21.5 | 61.4 | 24.8 |
| Cash Receipts - Other - Cash Flow | — | — | — | — | — | — | — | — |
| Cash Payments - Business Activities - Cash Flow | 122.0 | 1.1 | 105.1 | 0.7 | 2.8 | 8.4 | 1.1 | 29.8 |
| Reinsurance Paid - Cash Flow | — | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 |
| Claims Paid - Cash Flow | 1.6 | 1.1 | 1.5 | 0.7 | 1.1 | 1.1 | 1.1 | 1.5 |
| Cash Payments - Other - Cash Flow | 120.4 | — | 103.6 | — | 1.6 | 7.3 | — | 28.3 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 6.5 | 0.4 | 0.5 | 2.1 | 4.8 | 0.1 | 0.5 | 2.9 |
| Interest & Dividends - Received - Total - Cash Flow - Direct | 22.7 | — | 3.6 | 2.2 | 13.3 | 0.0 | 1.7 | 0.1 |
| Cash Receipts/(Payments) - Net - Cash Flow | (79.6) | (16.1) | (1.8) | (28.8) | (41.6) | (13.3) | (70.0) | (56.9) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 6.5 | 0.4 | 0.5 | 2.1 | 4.8 | 0.1 | 0.5 | 2.9 |
| Interest Paid - Cash Flow - Supplemental | — | — | — | 0.0 | 0.0 | 0.0 | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 22.7 | — | 3.6 | 2.2 | 13.3 | 0.0 | 1.7 | 0.1 |
| Working Capital - Cash Flow - Direct - Supplemental | — | — | — | — | — | — | 4.1 | 37.4 |
| CF from Optg Activities before Change in WC & Int Payments | (148.8) | 86.4 | (59.3) | 45.0 | (18.1) | (0.2) | 21.2 | (64.6) |
| Cash Dividends Paid & Common Stock Buyback - Net | — | (96.1) | — | — | — | — | — | — |
| Common Stock Buyback - Net | 0.0 | (122.8) | — | — | — | — | — | — |
| Free Cash Flow to Equity | (159.5) | 69.3 | (78.0) | 45.0 | (18.3) | (0.3) | 13.6 | (64.7) |
| Free Cash Flow Net of Dividends | (148.8) | 42.6 | (78.0) | 45.0 | (18.4) | (0.3) | 11.6 | (64.7) |
| Free Cash Flow | (148.8) | 69.3 | (78.0) | 45.0 | (18.4) | (0.3) | 11.6 | (64.7) |
Every line the company reported, in the original order and wording, without regrouping or signs changed.