Habib Insurance Company Limited (HICL) quarterly balance sheet

At the end of Q2 FY2026 (Apr – Jun 2026) Habib Insurance Company Limited had total assets of Rs 8.2 bn, up 30.1% on Q2 FY2025. Shareholders' equity was Rs 2.4 bn (Rs 11.99 per share), 29.1% of total assets.

HICL balance sheet (quarterly) (Rs mn)
Rs mn	Q2 FY2026 * Apr – Jun 2026	Q1 FY2026 * Jan – Mar 2026	Q4 FY2025 * Oct – Dec 2025	Q3 FY2025 * Jul – Sep 2025	Q2 FY2025 * Apr – Jun 2025	Q1 FY2025 * Jan – Mar 2025	Q4 FY2024 * Oct – Dec 2024	Q3 FY2024 * Jul – Sep 2024	Q2 FY2024 * Apr – Jun 2024	Q1 FY2024 * Jan – Mar 2024	Q4 FY2023 * Oct – Dec 2023	Q3 FY2023 * Jul – Sep 2023	Q2 FY2023 * Apr – Jun 2023	Q1 FY2023 * Jan – Mar 2023	Q4 FY2022 * Oct – Dec 2022	Q3 FY2022 * Jul – Sep 2022	Q2 FY2022 * Apr – Jun 2022	Q1 FY2022 * Jan – Mar 2022	Q4 FY2021 * Oct – Dec 2021	Q3 FY2021 * Jul – Sep 2021
Assets
Cash & cash equivalents	45.1	13.6	42.1	21.5	86.8	21.4	250.6	46.3	601.6	603.8	471.4	26.1	25.2	145.0	306.2	507.7	71.6	21.5	88.6	28.7
Investments	3,053.9	3,153.4	3,445.7	3,731.0	3,145.5	2,957.1	2,620.9	2,246.8	1,943.5	1,801.7	1,659.7	1,699.3	1,642.3	1,599.4	1,719.1	1,116.3	1,574.4	1,705.9	1,572.0	1,576.2
Premium receivables	2,519.1	1,376.4	1,565.5	1,519.3	1,299.6	1,381.1	1,528.0	1,410.1	992.8	1,077.2	1,352.7	1,318.5	826.6	1,094.5	886.4	1,469.1	1,109.4	1,125.8	1,181.5	1,162.0
Reinsurance assets	1,814.5	2,367.5	1,938.2	1,465.0	1,260.6	1,224.3	1,395.7	1,566.4	1,148.6	1,254.6	1,398.5	1,431.2	1,123.2	1,153.0	1,201.9	1,317.9	970.2	1,023.4	1,081.0	1,116.3
Total assets	8,231.4	7,706.4	7,769.6	7,398.6	6,324.6	6,162.3	6,484.7	6,226.4	5,243.6	5,292.0	5,494.1	5,138.7	4,145.8	4,525.8	4,543.6	4,753.9	3,992.1	4,153.2	4,193.8	4,245.3
Liabilities
Insurance reserves	4,223.8	4,462.5	4,010.2	3,533.5	3,100.1	3,016.3	3,324.7	3,480.4	2,702.3	2,916.5	3,152.3	3,134.9	2,357.0	2,846.7	2,750.2	2,959.0	2,203.2	2,242.8	2,335.9	2,248.3
Unearned premiums	1,568.0	1,498.0	1,714.7	1,632.8	1,279.6	1,374.0	1,708.8	1,598.1	1,030.2	1,221.4	1,540.1	1,513.7	1,002.9	1,229.0	1,359.1	1,409.6	1,010.5	1,076.4	1,163.4	1,051.2
Total liabilities	5,833.6	5,522.4	5,401.6	4,930.6	4,241.2	4,067.6	4,429.3	4,521.9	3,530.8	3,648.3	3,990.6	3,962.4	3,044.2	3,369.9	3,375.3	3,580.9	2,827.3	2,848.8	2,938.7	3,014.9
Equity
Equity attributable to shareholders	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Total equity	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Total liabilities & equity	8,231.4	7,706.4	7,769.6	7,398.6	6,324.6	6,162.3	6,484.7	6,226.4	5,243.6	5,292.0	5,494.1	5,138.7	4,145.8	4,525.8	4,543.6	4,753.9	3,992.1	4,153.2	4,193.8	4,245.3
Key figures
Shares outstanding mn	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0
Common equity	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Book value per share (Rs) Rs	11.99	10.92	11.84	12.34	10.42	10.47	10.28	8.52	8.56	8.22	7.52	5.88	5.51	5.78	5.84	5.86	5.82	6.52	6.28	6.15

HICL balance sheet — year-on-year change (Rs mn)
Rs mn	Q2 FY2026 * Apr – Jun 2026	Q1 FY2026 * Jan – Mar 2026	Q4 FY2025 * Oct – Dec 2025	Q3 FY2025 * Jul – Sep 2025	Q2 FY2025 * Apr – Jun 2025	Q1 FY2025 * Jan – Mar 2025	Q4 FY2024 * Oct – Dec 2024	Q3 FY2024 * Jul – Sep 2024	Q2 FY2024 * Apr – Jun 2024	Q1 FY2024 * Jan – Mar 2024	Q4 FY2023 * Oct – Dec 2023	Q3 FY2023 * Jul – Sep 2023	Q2 FY2023 * Apr – Jun 2023	Q1 FY2023 * Jan – Mar 2023	Q4 FY2022 * Oct – Dec 2022	Q3 FY2022 * Jul – Sep 2022	Q2 FY2022 * Apr – Jun 2022	Q1 FY2022 * Jan – Mar 2022	Q4 FY2021 * Oct – Dec 2021	Q3 FY2021 * Jul – Sep 2021
Assets
Cash & cash equivalents	-48.0%	-36.7%	-83.2%	-53.6%	-85.6%	-96.4%	-46.8%	+77.7%	+2,283.1%	+316.3%	+53.9%	-94.9%	-64.7%	+575.2%	+245.8%	+1,668.0%	+256.0%	-45.0%	-50.7%	+56.0%
Investments	-2.9%	+6.6%	+31.5%	+66.1%	+61.8%	+64.1%	+57.9%	+32.2%	+18.3%	+12.6%	-3.5%	+52.2%	+4.3%	-6.2%	+9.4%	-29.2%	+3.7%	+17.9%	+8.6%	+5.9%
Premium receivables	+93.8%	-0.3%	+2.5%	+7.7%	+30.9%	+28.2%	+13.0%	+6.9%	+20.1%	-1.6%	+52.6%	-10.3%	-25.5%	-2.8%	-25.0%	+26.4%	+9.7%	+34.2%	+20.1%	+6.4%
Reinsurance assets	+43.9%	+93.4%	+38.9%	-6.5%	+9.8%	-2.4%	-0.2%	+9.5%	+2.3%	+8.8%	+16.4%	+8.6%	+15.8%	+12.7%	+11.2%	+18.1%	-4.9%	+2.4%	+2.9%	+2.3%
Total assets	+30.1%	+25.1%	+19.8%	+18.8%	+20.6%	+16.4%	+18.0%	+21.2%	+26.5%	+16.9%	+20.9%	+8.1%	+3.9%	+9.0%	+8.3%	+12.0%	+2.1%	+12.7%	+4.4%	+5.6%
Liabilities
Insurance reserves	+36.2%	+47.9%	+20.6%	+1.5%	+14.7%	+3.4%	+5.5%	+11.0%	+14.7%	+2.5%	+14.6%	+5.9%	+7.0%	+26.9%	+17.7%	+31.6%	+13.3%	+20.7%	+11.8%	+5.8%
Unearned premiums	+22.5%	+9.0%	+0.3%	+2.2%	+24.2%	+12.5%	+11.0%	+5.6%	+2.7%	-0.6%	+13.3%	+7.4%	-0.8%	+14.2%	+16.8%	+34.1%	+10.2%	+27.8%	+23.0%	+18.2%
Total liabilities	+37.5%	+35.8%	+22.0%	+9.0%	+20.1%	+11.5%	+11.0%	+14.1%	+16.0%	+8.3%	+18.2%	+10.7%	+7.7%	+18.3%	+14.9%	+18.8%	+7.4%	+17.5%	+8.1%	+8.3%
Equity
Equity attributable to shareholders	+15.1%	+4.3%	+15.2%	+44.8%	+21.6%	+27.4%	+36.7%	+44.9%	+55.5%	+42.2%	+28.7%	+0.3%	-5.4%	-11.4%	-6.9%	-4.7%	-8.8%	+3.4%	-3.5%	-0.3%
Total equity	+15.1%	+4.3%	+15.2%	+44.8%	+21.6%	+27.4%	+36.7%	+44.9%	+55.5%	+42.2%	+28.7%	+0.3%	-5.4%	-11.4%	-6.9%	-4.7%	-8.8%	+3.4%	-3.5%	-0.3%
Total liabilities & equity	+30.1%	+25.1%	+19.8%	+18.8%	+20.6%	+16.4%	+18.0%	+21.2%	+26.5%	+16.9%	+20.9%	+8.1%	+3.9%	+9.0%	+8.3%	+12.0%	+2.1%	+12.7%	+4.4%	+5.6%
Key figures
Shares outstanding	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Common equity	+15.1%	+4.3%	+15.2%	+44.8%	+21.6%	+27.4%	+36.7%	+44.9%	+55.5%	+42.2%	+28.7%	+0.3%	-5.4%	-11.4%	-6.9%	-4.7%	-8.8%	+3.4%	-3.5%	-0.3%
Book value per share (Rs)	+15.1%	+4.3%	+15.2%	+44.8%	+21.6%	+27.4%	+36.7%	+44.9%	+55.5%	+42.2%	+28.7%	+0.3%	-5.4%	-11.4%	-6.9%	-4.7%	-8.8%	+3.4%	-3.5%	-0.3%

Change against the same quarter a year earlier; shown when the earlier figure is positive.

HICL balance sheet — common size (Rs mn)
Rs mn	Q2 FY2026 * Apr – Jun 2026	Q1 FY2026 * Jan – Mar 2026	Q4 FY2025 * Oct – Dec 2025	Q3 FY2025 * Jul – Sep 2025	Q2 FY2025 * Apr – Jun 2025	Q1 FY2025 * Jan – Mar 2025	Q4 FY2024 * Oct – Dec 2024	Q3 FY2024 * Jul – Sep 2024	Q2 FY2024 * Apr – Jun 2024	Q1 FY2024 * Jan – Mar 2024	Q4 FY2023 * Oct – Dec 2023	Q3 FY2023 * Jul – Sep 2023	Q2 FY2023 * Apr – Jun 2023	Q1 FY2023 * Jan – Mar 2023	Q4 FY2022 * Oct – Dec 2022	Q3 FY2022 * Jul – Sep 2022	Q2 FY2022 * Apr – Jun 2022	Q1 FY2022 * Jan – Mar 2022	Q4 FY2021 * Oct – Dec 2021	Q3 FY2021 * Jul – Sep 2021
Assets
Cash & cash equivalents	0.5%	0.2%	0.5%	0.3%	1.4%	0.3%	3.9%	0.7%	11.5%	11.4%	8.6%	0.5%	0.6%	3.2%	6.7%	10.7%	1.8%	0.5%	2.1%	0.7%
Investments	37.1%	40.9%	44.3%	50.4%	49.7%	48.0%	40.4%	36.1%	37.1%	34.0%	30.2%	33.1%	39.6%	35.3%	37.8%	23.5%	39.4%	41.1%	37.5%	37.1%
Premium receivables	30.6%	17.9%	20.1%	20.5%	20.5%	22.4%	23.6%	22.6%	18.9%	20.4%	24.6%	25.7%	19.9%	24.2%	19.5%	30.9%	27.8%	27.1%	28.2%	27.4%
Reinsurance assets	22.0%	30.7%	24.9%	19.8%	19.9%	19.9%	21.5%	25.2%	21.9%	23.7%	25.5%	27.9%	27.1%	25.5%	26.5%	27.7%	24.3%	24.6%	25.8%	26.3%
Total assets	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Liabilities
Insurance reserves	51.3%	57.9%	51.6%	47.8%	49.0%	48.9%	51.3%	55.9%	51.5%	55.1%	57.4%	61.0%	56.9%	62.9%	60.5%	62.2%	55.2%	54.0%	55.7%	53.0%
Unearned premiums	19.0%	19.4%	22.1%	22.1%	20.2%	22.3%	26.4%	25.7%	19.6%	23.1%	28.0%	29.5%	24.2%	27.2%	29.9%	29.7%	25.3%	25.9%	27.7%	24.8%
Total liabilities	70.9%	71.7%	69.5%	66.6%	67.1%	66.0%	68.3%	72.6%	67.3%	68.9%	72.6%	77.1%	73.4%	74.5%	74.3%	75.3%	70.8%	68.6%	70.1%	71.0%
Equity
Equity attributable to shareholders	29.1%	28.3%	30.5%	33.4%	32.9%	34.0%	31.7%	27.4%	32.7%	31.1%	27.4%	22.9%	26.6%	25.5%	25.7%	24.7%	29.2%	31.4%	29.9%	29.0%
Total equity	29.1%	28.3%	30.5%	33.4%	32.9%	34.0%	31.7%	27.4%	32.7%	31.1%	27.4%	22.9%	26.6%	25.5%	25.7%	24.7%	29.2%	31.4%	29.9%	29.0%
Total liabilities & equity	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Key figures
Common equity	29.1%	28.3%	30.5%	33.4%	32.9%	34.0%	31.7%	27.4%	32.7%	31.1%	27.4%	22.9%	26.6%	25.5%	25.7%	24.7%	29.2%	31.4%	29.9%	29.0%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 90

HICL balance sheet — all reported line items (Rs mn)
Rs mn	Q2 FY2026 Apr – Jun 2026	Q1 FY2026 Jan – Mar 2026	Q4 FY2025 Oct – Dec 2025	Q3 FY2025 Jul – Sep 2025	Q2 FY2025 Apr – Jun 2025	Q1 FY2025 Jan – Mar 2025	Q4 FY2024 Oct – Dec 2024	Q3 FY2024 Jul – Sep 2024	Q2 FY2024 Apr – Jun 2024	Q1 FY2024 Jan – Mar 2024	Q4 FY2023 Oct – Dec 2023	Q3 FY2023 Jul – Sep 2023	Q2 FY2023 Apr – Jun 2023	Q1 FY2023 Jan – Mar 2023	Q4 FY2022 Oct – Dec 2022	Q3 FY2022 Jul – Sep 2022	Q2 FY2022 Apr – Jun 2022	Q1 FY2022 Jan – Mar 2022	Q4 FY2021 Oct – Dec 2021	Q3 FY2021 Jul – Sep 2021
Cash & Cash Equivalents	45.1	13.6	42.1	21.5	86.8	21.4	250.6	46.3	601.6	603.8	471.4	26.1	25.2	145.0	306.2	507.7	71.6	21.5	88.6	28.7
Receivables - Total	2,549.2	1,460.9	1,652.2	1,551.2	1,299.6	1,401.9	1,572.0	1,498.6	1,065.5	1,136.7	1,424.6	1,346.1	838.1	1,100.5	892.2	1,469.1	1,109.6	1,125.8	1,184.9	1,162.0
Insurance Premium Receivables	2,519.1	1,376.4	1,565.5	1,519.3	1,299.6	1,381.1	1,528.0	1,410.1	992.8	1,077.2	1,352.7	1,318.5	826.6	1,094.5	886.4	1,469.1	1,109.4	1,125.8	1,181.5	1,162.0
Income Tax - Receivables	30.1	84.5	86.7	31.9	0.0	20.8	44.0	88.6	72.7	59.5	71.9	27.5	11.5	6.0	5.8	0.0	0.2	0.0	3.4	—
Investments including Loans - Total	3,053.9	3,153.4	3,445.7	3,731.0	3,145.5	2,957.1	2,620.9	2,246.8	1,943.5	1,801.7	1,659.7	1,699.3	1,642.3	1,599.4	1,719.1	1,116.3	1,574.4	1,705.9	1,572.0	1,576.2
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total	2,947.6	2,952.5	3,346.7	3,614.6	3,054.7	2,834.3	2,535.5	2,047.2	1,853.3	1,650.1	1,567.2	1,583.2	1,505.5	1,469.7	1,536.4	1,006.9	1,469.6	1,545.8	1,393.6	1,444.2
Investment Securities - Equity	2,269.9	2,280.5	2,660.5	2,730.3	2,168.7	2,308.3	2,009.4	1,772.9	1,534.8	1,333.7	1,252.5	837.8	760.6	744.8	821.1	942.1	1,383.6	1,361.0	1,210.4	1,351.9
Loans - Mortgage, Policy & Other	106.4	200.9	99.0	116.5	90.8	122.8	85.4	199.5	90.1	151.5	92.5	116.0	136.8	129.6	182.7	109.4	104.7	160.1	178.3	132.0
Investment Securities Available for Sale & Held to Maturity	677.7	672.0	686.1	884.3	885.9	525.9	526.1	274.3	318.6	316.5	314.7	745.5	744.9	725.0	715.3	64.8	86.1	184.8	183.2	92.3
Property, Plant & Equipment - Net - Total	195.5	149.1	105.2	97.5	103.7	99.3	99.4	107.4	105.0	108.3	114.0	101.9	67.2	55.1	56.1	59.7	64.1	64.6	68.9	170.9
Reinsurance Assets	1,814.5	2,367.5	1,938.2	1,465.0	1,260.6	1,224.3	1,395.7	1,566.4	1,148.6	1,254.6	1,398.5	1,431.2	1,123.2	1,153.0	1,201.9	1,317.9	970.2	1,023.4	1,081.0	1,116.3
Reinsurance Recoverable - In Insurance Provisions	1,814.5	2,367.5	1,938.2	1,465.0	1,260.6	1,224.3	1,395.7	1,566.4	1,148.6	1,254.6	1,398.5	1,431.2	1,123.2	1,153.0	1,201.9	1,317.9	970.2	1,023.4	1,081.0	1,116.3
Reinsurance Recoverable - Unearned Premiums	513.8	399.6	541.5	609.5	458.0	478.1	705.1	728.5	384.2	506.9	681.9	695.4	358.2	475.3	525.4	600.4	304.7	422.8	476.8	493.6
Reinsurance Recoverable - Outstanding Claims	1,154.2	1,715.4	1,211.3	847.0	671.4	607.6	580.3	752.9	652.3	697.3	670.2	652.9	683.3	628.3	637.5	660.7	626.8	534.5	553.2	585.7
Other Assets - Total	557.1	544.1	575.7	521.1	416.6	445.7	532.8	746.8	379.3	386.9	425.6	533.9	449.6	472.4	367.6	282.6	201.6	211.4	197.8	190.2
Reinsurance Recoverable - Other	146.4	252.4	185.4	8.5	131.2	138.6	110.3	85.1	112.0	50.4	46.4	82.8	81.8	49.3	38.9	56.8	38.7	66.0	51.1	37.0
Deferred Charges	197.5	212.1	236.3	199.3	166.4	175.4	212.5	187.3	116.8	141.3	184.4	170.6	135.1	151.4	146.1	172.9	120.4	135.6	131.2	120.8
Deferred Tax - Asset - Long-Term & Short-Term	—	—	—	—	—	—	—	—	—	—	—	—	8.6	13.3	—	—	—	—	—	—
Other Assets	359.6	332.0	339.4	321.8	250.2	270.3	320.3	559.5	262.5	245.6	241.2	363.3	305.8	307.7	221.5	109.7	81.2	75.8	66.5	69.5
Intangible Assets - Total - Net	16.0	17.9	10.5	11.2	11.9	12.6	13.4	14.1	0.1	0.2	0.2	0.3	0.3	0.4	0.4	0.5	0.6	0.6	0.7	0.9
Total Assets	8,231.4	7,706.4	7,769.6	7,398.6	6,324.6	6,162.3	6,484.7	6,226.4	5,243.6	5,292.0	5,494.1	5,138.7	4,145.8	4,525.8	4,543.6	4,753.9	3,992.1	4,153.2	4,193.8	4,245.3
Insurance Reserves - Total	4,223.8	4,462.5	4,010.2	3,533.5	3,100.1	3,016.3	3,324.7	3,480.4	2,702.3	2,916.5	3,152.3	3,134.9	2,357.0	2,846.7	2,750.2	2,959.0	2,203.2	2,242.8	2,335.9	2,248.3
Benefit & Loss Reserves - Gross	724.8	524.8	411.6	524.9	603.6	532.8	571.6	687.2	546.5	554.2	556.9	502.5	250.9	602.0	431.6	565.7	278.4	349.8	385.9	401.7
Debt - Total	197.1	59.2	14.4	132.0	71.6	180.0	25.8	174.9	35.4	36.5	40.8	156.0	146.5	27.4	30.9	33.3	37.1	38.5	37.5	250.5
Benefit & Loss Reserves - Life - Gross	724.8	524.8	411.6	524.9	603.6	532.8	571.6	687.2	546.5	554.2	556.9	502.5	250.9	602.0	431.6	565.7	278.4	349.8	385.9	401.7
Unearned Premiums - Gross	1,568.0	1,498.0	1,714.7	1,632.8	1,279.6	1,374.0	1,708.8	1,598.1	1,030.2	1,221.4	1,540.1	1,513.7	1,002.9	1,229.0	1,359.1	1,409.6	1,010.5	1,076.4	1,163.4	1,051.2
Policy & Contract Claims - Gross	1,930.9	2,439.7	1,883.9	1,375.8	1,216.9	1,109.4	1,044.3	1,195.1	1,125.6	1,140.9	1,055.3	1,118.6	1,103.2	1,015.7	959.6	983.7	914.3	816.7	786.6	795.5
Debt - Long-Term - Total	197.1	59.2	14.4	132.0	71.6	180.0	25.8	174.9	35.4	36.5	40.8	156.0	146.5	27.4	30.9	33.3	37.1	38.5	37.5	250.5
Capitalized Lease Obligations - Long-Term	60.0	59.2	14.4	18.2	23.7	25.8	25.8	29.2	35.4	36.5	40.8	35.4	40.5	27.4	30.9	33.3	37.1	38.5	37.5	108.7
Long-Term Debt excluding Capitalized Leases	137.2	—	—	113.7	47.9	154.1	—	145.7	—	—	—	120.5	106.0	—	—	—	—	—	—	141.8
Debt - Non-Convertible - Long-Term	137.2	—	—	113.7	47.9	154.1	—	145.7	—	—	—	120.5	106.0	—	—	—	—	—	—	141.8
Deferred Tax & Investment Tax Credits - Long-Term	394.6	318.5	445.6	445.7	290.3	271.3	296.9	205.5	207.8	164.0	142.1	21.1	0.0	0.0	17.3	33.0	44.8	79.9	82.0	89.6
Deferred Tax - Liability - Long-Term	394.6	318.5	445.6	445.7	290.3	271.3	296.9	205.5	207.8	164.0	142.1	21.1	0.0	0.0	17.3	33.0	44.8	79.9	82.0	89.6
Payables & Accrued Expenses	580.9	333.1	461.5	360.2	304.8	271.3	403.9	347.9	260.0	282.7	366.7	329.3	239.3	261.0	303.4	318.6	294.8	267.9	298.9	246.3
Other Liabilities - Total	437.2	349.2	469.9	459.3	474.4	328.8	378.0	313.3	325.3	248.6	288.8	321.2	301.4	234.8	273.5	237.1	247.4	219.7	184.3	180.0
Other Payables - Total	580.9	333.1	461.5	360.2	304.8	271.3	403.9	347.9	260.0	282.7	366.7	329.3	239.3	261.0	303.4	318.6	294.8	267.9	298.9	246.3
Other Liabilities -	344.2	254.1	365.1	366.9	385.0	243.6	295.3	206.5	223.6	149.2	195.1	202.4	156.9	97.5	143.2	88.1	104.3	82.6	53.5	45.5
Provisions	93.1	95.1	104.8	92.4	89.4	85.2	82.7	106.8	101.7	99.4	93.7	118.8	144.5	137.3	130.3	149.0	143.1	137.1	130.9	134.6
Post Employment Benefits - Pension & Other	93.1	95.1	104.8	92.4	89.4	85.2	82.7	106.8	101.7	99.4	93.7	118.8	144.5	137.3	130.3	149.0	143.1	137.1	130.9	134.6
Total Liabilities	5,833.6	5,522.4	5,401.6	4,930.6	4,241.2	4,067.6	4,429.3	4,521.9	3,530.8	3,648.3	3,990.6	3,962.4	3,044.2	3,369.9	3,375.3	3,580.9	2,827.3	2,848.8	2,938.7	3,014.9
Shareholders' Equity - Attributable to Parent Shareholders - Total	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Common Equity Attributable to Parent Shareholders	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Common Equity - Contributed	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4
Common Stock - Issued & Paid	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4	619.4
Equity - Non-Contributed - Reserves & Retained Earnings	1,778.4	1,564.6	1,748.6	1,848.6	1,464.0	1,475.4	1,436.0	1,085.1	1,093.4	1,024.4	884.1	556.9	482.3	536.5	548.9	553.6	545.4	685.0	635.7	611.0
Retained Earnings - Total	1,778.4	1,564.6	1,748.6	1,848.6	1,464.0	1,475.4	1,436.0	1,085.1	1,093.4	1,024.4	884.1	556.9	482.3	536.5	548.9	553.6	545.4	685.0	635.7	611.0
Common Equity - Total	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Total Shareholders' Equity - including Minority Interest & Hybrid Debt	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Total Liabilities & Equity	8,231.4	7,706.4	7,769.6	7,398.6	6,324.6	6,162.3	6,484.7	6,226.4	5,243.6	5,292.0	5,494.1	5,138.7	4,145.8	4,525.8	4,543.6	4,753.9	3,992.1	4,153.2	4,193.8	4,245.3
Common Shares - Issued - Total mn	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0
Common Shares - Outstanding - Total mn	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0
Common Shares - Treasury - Total mn	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Shares - Authorized - Issue Specific mn	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9	209.9
Common Shares - Issued - Issue Specific mn	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0
Common Shares - Outstanding - Issue Specific mn	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0	200.0
Common Shares - Treasury - Issue Specific mn	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Asset Allocation Factor - Issue Specific	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×
Finance and Operating Lease Liabilities - Total - Supplemental	60.0	59.2	14.4	18.2	23.7	25.8	25.8	29.2	35.4	36.5	40.8	35.4	40.5	27.4	30.9	33.3	37.1	38.5	37.5	108.7
Debt including Finance and Operating Lease Liabilities - Supplemental	197.1	59.2	14.4	132.0	71.6	180.0	25.8	174.9	35.4	36.5	40.8	156.0	146.5	27.4	30.9	33.3	37.1	38.5	37.5	250.5
Net Debt	152.0	45.6	(27.8)	110.5	(15.2)	158.5	(224.8)	128.6	(566.1)	(567.3)	(430.6)	129.9	121.2	(117.6)	(275.3)	(474.5)	(34.5)	17.1	(51.0)	221.8
Asset Accruals	(45.1)	(13.6)	(42.1)	(21.5)	(86.8)	(21.4)	(250.6)	(46.3)	(601.6)	(603.8)	(471.4)	(26.1)	(25.2)	(145.0)	(306.2)	(507.7)	(71.6)	(21.5)	(88.6)	(28.7)
Cash & Cash Equivalents - Total	45.1	13.6	42.1	21.5	86.8	21.4	250.6	46.3	601.6	603.8	471.4	26.1	25.2	145.0	306.2	507.7	71.6	21.5	88.6	28.7
Cash & Securities	2,947.6	2,952.5	3,346.7	3,614.6	3,054.7	2,834.3	2,535.5	2,047.2	1,853.3	1,650.1	1,567.2	1,583.2	1,505.5	1,469.7	1,536.4	1,006.9	1,469.6	1,545.8	1,393.6	1,444.2
Cash & Short Term Investments - Total	45.1	13.6	42.1	21.5	86.8	21.4	250.6	46.3	601.6	603.8	471.4	26.1	25.2	145.0	306.2	507.7	71.6	21.5	88.6	28.7
Debt - including Preferred Equity & Minority Interest - Total	197.1	59.2	14.4	132.0	71.6	180.0	25.8	174.9	35.4	36.5	40.8	156.0	146.5	27.4	30.9	33.3	37.1	38.5	37.5	250.5
Earning Assets	3,053.9	3,153.4	3,445.7	3,731.0	3,145.5	2,957.1	2,620.9	2,246.8	1,943.5	1,801.7	1,659.7	1,699.3	1,642.3	1,599.4	1,719.1	1,116.3	1,574.4	1,705.9	1,572.0	1,576.2
Equity Securities & Real Estate	2,269.9	2,280.5	2,660.5	2,730.3	2,168.7	2,308.3	2,009.4	1,772.9	1,534.8	1,333.7	1,252.5	837.8	760.6	744.8	821.1	942.1	1,383.6	1,361.0	1,210.4	1,351.9
Invested Assets - Total	3,053.9	3,153.4	3,445.7	3,731.0	3,145.5	2,957.1	2,620.9	2,246.8	1,943.5	1,801.7	1,659.7	1,699.3	1,642.3	1,599.4	1,719.1	1,116.3	1,574.4	1,705.9	1,572.0	1,576.2
Investment Securities	2,947.6	2,952.5	3,346.7	3,614.6	3,054.7	2,834.3	2,535.5	2,047.2	1,853.3	1,650.1	1,567.2	1,583.2	1,505.5	1,469.7	1,536.4	1,006.9	1,469.6	1,545.8	1,393.6	1,444.2
Net Book Capital	2,549.8	2,229.7	2,340.2	2,578.4	2,068.2	2,253.3	1,830.6	1,833.1	1,146.6	1,076.5	1,072.9	1,306.2	1,222.9	1,038.3	893.0	698.5	1,130.3	1,321.5	1,204.0	1,452.2
Net Operating Assets	2,549.8	2,229.7	2,340.2	2,578.4	2,068.2	2,253.3	1,830.6	1,833.1	1,146.6	1,076.5	1,072.9	1,306.2	1,222.9	1,038.3	893.0	698.5	1,130.3	1,321.5	1,204.0	1,452.2
Non-Reserve Liabilities	1,609.9	1,060.0	1,391.4	1,397.1	1,141.2	1,051.3	1,104.6	1,041.6	828.5	731.8	838.3	827.6	687.2	523.2	625.1	621.9	624.1	606.0	602.8	766.5
Provisions - Total	487.7	413.6	550.4	538.1	379.7	356.4	379.6	312.3	309.5	263.4	235.8	139.9	144.5	137.3	147.6	182.0	187.9	216.9	212.9	224.2
Shareholders Equity - Common	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Tangible Total Equity	2,381.8	2,166.2	2,357.5	2,456.8	2,071.5	2,082.1	2,042.1	1,690.4	1,712.6	1,643.6	1,503.2	1,176.0	1,101.3	1,155.5	1,167.9	1,172.4	1,164.2	1,303.8	1,254.4	1,229.6
Tangible Book Value	2,381.8	2,166.2	2,357.5	2,456.8	2,071.5	2,082.1	2,042.1	1,690.4	1,712.6	1,643.6	1,503.2	1,176.0	1,101.3	1,155.5	1,167.9	1,172.4	1,164.2	1,303.8	1,254.4	1,229.6
Total Book Capital	2,594.9	2,243.2	2,382.4	2,599.9	2,155.0	2,274.7	2,081.2	1,879.4	1,748.2	1,680.3	1,544.2	1,332.3	1,248.1	1,183.3	1,199.2	1,206.2	1,201.9	1,343.0	1,292.6	1,480.9
Total Capital	2,594.9	2,243.2	2,382.4	2,599.9	2,155.0	2,274.7	2,081.2	1,879.4	1,748.2	1,680.3	1,544.2	1,332.3	1,248.1	1,183.3	1,199.2	1,206.2	1,201.9	1,343.0	1,292.6	1,480.9
Total Long Term Capital	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Book Value excluding Other Equity	2,397.8	2,184.0	2,368.0	2,468.0	2,083.4	2,094.8	2,055.4	1,704.5	1,712.8	1,643.8	1,503.5	1,176.3	1,101.6	1,155.9	1,168.3	1,172.9	1,164.8	1,304.4	1,255.1	1,230.4
Cash & Short Term Investments - Net of Debt	(152.0)	(45.6)	27.8	(110.5)	15.2	(158.5)	224.8	(128.6)	566.1	567.3	430.6	(129.9)	(121.2)	117.6	275.3	474.5	34.5	(17.1)	51.0	(221.8)
Interest Bearing Liabilities - Total	197.1	59.2	14.4	132.0	71.6	180.0	25.8	174.9	35.4	36.5	40.8	156.0	146.5	27.4	30.9	33.3	37.1	38.5	37.5	250.5
Net Debt Including Preferred Equity & Minority Interest	152.0	45.6	(27.8)	110.5	(15.2)	158.5	(224.8)	128.6	(566.1)	(567.3)	(430.6)	129.9	121.2	(117.6)	(275.3)	(474.5)	(34.5)	17.1	(51.0)	221.8
Other Short-Term & Long-Term Assets - Total	557.1	544.1	575.7	521.1	416.6	445.7	532.8	746.8	379.3	386.9	425.6	533.9	449.6	472.4	367.6	282.6	201.6	211.4	197.8	190.2
Other Short-Term & Long-Term Liabilities - Total	344.2	254.1	365.1	366.9	385.0	243.6	295.3	206.5	223.6	149.2	195.1	202.4	156.9	97.5	143.2	88.1	104.3	82.6	53.5	45.5
Tangible Book Value excluding Other Equity	2,381.8	2,166.2	2,357.5	2,456.8	2,071.5	2,082.1	2,042.1	1,690.4	1,712.6	1,643.6	1,503.2	1,176.0	1,101.3	1,155.5	1,167.9	1,172.4	1,164.2	1,303.8	1,254.4	1,229.6
Total Debt Excluding Islamic	197.1	59.2	14.4	132.0	71.6	180.0	25.8	174.9	35.4	36.5	40.8	156.0	146.5	27.4	30.9	33.3	37.1	38.5	37.5	250.5
Investment in Equity, Real Estate & Mortgages	2,269.9	2,280.5	2,660.5	2,730.3	2,168.7	2,308.3	2,009.4	1,772.9	1,534.8	1,333.7	1,252.5	837.8	760.6	744.8	821.1	942.1	1,383.6	1,361.0	1,210.4	1,351.9
Benefit & Claims Reserves - Gross	2,655.7	2,964.5	2,295.5	1,900.7	1,820.5	1,642.2	1,615.9	1,882.3	1,672.1	1,695.0	1,612.3	1,621.2	1,354.1	1,617.7	1,391.1	1,549.4	1,192.7	1,166.5	1,172.5	1,197.2
Cash in Hand & with Banks - Total	45.1	13.6	42.1	21.5	86.8	21.4	250.6	46.3	601.6	603.8	471.4	26.1	25.2	145.0	306.2	507.7	71.6	21.5	88.6	28.7

Every line the company reported, in the original order and wording, without regrouping or signs changed.