Skip to content
Smart Money

Commercial Banks

HMB Habib Metropolitan Bank Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 95.89 -0.96%

Annual · FY2006 – FY2025

Habib Metropolitan Bank Limited (HMB) balance sheet

At the end of FY2025 (Jan – Dec 2025) Habib Metropolitan Bank Limited had total assets of Rs 1.69 tn, up 10.9% on FY2024. Deposits were Rs 1.12 tn, up 20.9% on FY2024 and net advances Rs 489.0 bn. Investments stood at Rs 859.7 bn. Shareholders' equity was Rs 128.9 bn (Rs 122.99 per share), 7.6% of total assets.

HMB balance sheet (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 * Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 * Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks 151.8 145.9 138.2 109.0 142.9 99.9 114.4 86.3 78.7 44.8 51.8 28.6 30.3 26.6 17.8 12.2 16.0 14.4 13.9 17.6
Lendings to financial institutions 49.5 12.0 26.8 24.8 3.6 2.3 17.7 8.7 7.8 16.1 14.4 3.4 0.0 0.0 2.4 4.8 — — 2.0 3.2
Investments 859.7 807.5 920.6 719.3 668.4 582.5 443.5 341.3 395.3 314.1 280.9 221.6 142.3 160.7 147.5 100.8 111.4 53.3 61.7 39.8
Advances (net) 489.0 443.5 386.9 397.2 352.2 277.5 237.1 199.0 149.4 136.0 125.3 126.1 124.3 105.9 113.3 119.8 102.3 108.3 89.8 83.3
Fixed assets 26.7 25.9 23.4 21.7 12.1 9.1 8.4 3.9 3.2 3.1 3.1 3.0 3.0 3.0 3.2 3.4 — 1.6 1.3 0.6
Intangible assets 0.7 0.6 0.4 0.1 0.2 0.1 0.1 0.2 0.3 0.2 0.0 0.0 0.0 0.0 — 0.0 — 0.0 — —
Other assets 61.2 53.8 36.0 41.4 38.1 39.5 26.0 21.9 21.4 4.2 3.3 3.3 4.8 3.9 7.7 7.8 7.3 4.8 2.1 2.0
Total assets 1,691.7 1,525.6 1,573.7 1,411.9 1,235.2 1,025.6 865.0 678.8 667.2 526.4 489.9 397.7 311.4 304.3 291.9 252.1 237.2 182.5 172.9 148.7
Liabilities
Deposits 1,118.3 925.2 1,012.7 880.9 801.7 681.7 612.7 543.5 508.0 430.6 403.4 320.1 247.7 217.9 185.3 160.8 102.3 128.7 121.4 102.5
Borrowings 339.7 389.2 372.7 381.4 346.9 225.8 161.2 65.2 86.6 45.3 37.8 30.1 27.0 49.2 74.1 65.1 71.3 32.7 33.2 31.1
Total liabilities 1,557.6 1,404.7 1,475.5 1,333.2 1,168.3 964.3 817.2 638.4 623.4 486.7 453.0 362.9 283.4 276.1 267.4 231.8 218.4 167.5 159.3 137.8
Equity
Share capital 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 8.7 7.5 6.0 5.0 3.0
Equity attributable to shareholders 128.9 116.0 94.0 75.0 63.4 58.0 44.5 37.2 40.7 39.7 36.9 34.8 28.0 28.2 24.5 20.3 18.8 15.0 13.5 10.9
Total equity 134.1 120.9 98.2 78.7 66.9 61.3 47.8 40.5 43.9 39.7 36.9 34.8 28.0 28.2 24.5 20.3 18.8 15.0 13.5 10.9
Total liabilities & equity 1,691.7 1,525.6 1,573.7 1,411.9 1,235.2 1,025.6 865.0 678.8 667.2 526.4 489.9 397.7 311.4 304.3 291.9 252.1 237.2 182.5 172.9 148.7
Key figures
Gross advances 521.2 473.9 414.3 419.4 373.4 296.9 254.0 215.6 165.8 152.9 142.8 142.1 138.6 118.3 — 127.4 106.9 110.4 91.0 84.1
Provision against advances 32.2 30.5 27.4 22.3 21.2 19.4 16.9 16.6 16.4 16.9 17.4 16.0 14.3 12.4 — 7.5 4.6 2.1 1.2 0.8
Advances to deposits (ADR) 0.44× 0.48× 0.38× 0.45× 0.44× 0.41× 0.39× 0.37× 0.29× 0.32× 0.31× 0.39× 0.50× 0.49× 0.61× 0.75× 1.00× 0.84× 0.74× 0.81×
Shares outstanding mn 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 725.3
Common equity 128.9 116.0 94.0 75.0 63.4 58.0 44.5 37.2 40.7 39.7 36.9 34.8 28.0 28.2 24.5 20.3 18.8 15.0 13.5 10.9
Book value per share (Rs) Rs 122.99 110.75 89.71 71.62 60.50 55.35 42.50 35.54 38.86 37.92 35.18 33.18 26.71 26.90 23.42 19.38 17.90 14.32 12.90 14.99
HMB balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 * Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 * Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks +4.0% +5.6% +26.7% -23.7% +43.1% -12.7% +32.7% +9.6% +75.8% -13.5% +80.9% -5.5% +13.7% +49.7% +45.5% -23.7% +11.5% +3.5% -21.3% —
Lendings to financial institutions +311.6% -55.0% +8.1% +579.5% +60.4% -87.2% +103.0% +12.2% -51.8% +11.6% +323.7% — — -100.0% -51.0% — — — -36.5% —
Investments +6.5% -12.3% +28.0% +7.6% +14.8% +31.3% +30.0% -13.7% +25.8% +11.8% +26.7% +55.7% -11.5% +9.0% +46.2% -9.5% +108.8% -13.6% +55.0% —
Advances (net) +10.3% +14.6% -2.6% +12.8% +26.9% +17.1% +19.1% +33.3% +9.8% +8.5% -0.6% +1.4% +17.4% -6.6% -5.4% +17.1% -5.5% +20.5% +7.8% —
Fixed assets +3.1% +10.4% +7.8% +79.8% +32.7% +8.6% +112.3% +25.2% +3.1% -2.2% +3.3% -0.3% +1.2% -7.1% -3.6% — — +22.3% +99.4% —
Intangible assets +25.5% +49.9% +162.3% -14.0% +24.3% +21.2% -33.8% -38.5% +39.5% +207,054.3% -84.1% -39.6% -16.3% — — — — — — —
Other assets +13.8% +49.4% -13.0% +8.7% -3.5% +51.9% +18.7% +2.4% +413.6% +24.7% +0.1% -30.5% +23.5% -49.8% -1.3% +7.2% +52.9% +124.5% +3.9% —
Total assets +10.9% -3.1% +11.5% +14.3% +20.4% +18.6% +27.4% +1.7% +26.7% +7.5% +23.2% +27.7% +2.3% +4.2% +15.8% +6.3% +30.0% +5.6% +16.3% —
Liabilities
Deposits +20.9% -8.6% +15.0% +9.9% +17.6% +11.3% +12.7% +7.0% +18.0% +6.8% +26.0% +29.2% +13.7% +17.6% +15.3% +57.1% -20.5% +6.0% +18.5% —
Borrowings -12.7% +4.4% -2.3% +9.9% +53.6% +40.1% +147.3% -24.8% +91.2% +19.9% +25.7% +11.3% -45.0% -33.6% +13.8% -8.7% +117.7% -1.4% +6.6% —
Total liabilities +10.9% -4.8% +10.7% +14.1% +21.2% +18.0% +28.0% +2.4% +28.1% +7.4% +24.8% +28.0% +2.6% +3.3% +15.3% +6.1% +30.4% +5.1% +15.6% —
Equity
Share capital 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% +20.0% +16.0% +25.0% +20.0% +67.0% —
Equity attributable to shareholders +11.1% +23.5% +25.3% +18.4% +9.3% +30.2% +19.6% -8.6% +2.5% +7.8% +6.0% +24.2% -0.7% +14.9% +20.8% +8.3% +24.9% +11.0% +24.4% —
Total equity +10.9% +23.1% +24.7% +17.7% +9.1% +28.2% +18.2% -7.8% +10.4% +7.8% +6.0% +24.2% -0.7% +14.9% +20.8% +8.3% +24.9% +11.0% +24.4% —
Total liabilities & equity +10.9% -3.1% +11.5% +14.3% +20.4% +18.6% +27.4% +1.7% +26.7% +7.5% +23.2% +27.7% +2.3% +4.2% +15.8% +6.3% +30.0% +5.6% +16.3% —
Key figures
Gross advances +10.0% +14.4% -1.2% +12.3% +25.8% +16.9% +17.8% +30.0% +8.4% +7.1% +0.5% +2.5% +17.2% — — +19.1% -3.1% +21.3% +8.2% —
Provision against advances +5.8% +11.4% +22.9% +5.2% +8.9% +14.9% +2.2% +0.8% -3.0% -2.9% +9.0% +11.7% +15.5% — — +62.5% +117.3% +75.0% +48.8% —
Advances to deposits (ADR) — — — — — — — — — — — — — — — — — — — —
Shares outstanding — — — — — — — — — — — — — — — — — — — —
Common equity +11.1% +23.5% +25.3% +18.4% +9.3% +30.2% +19.6% -8.6% +2.5% +7.8% +6.0% +24.2% -0.7% +14.9% +20.8% +8.3% +24.9% +11.0% +24.4% —
Book value per share (Rs) +11.1% +23.5% +25.3% +18.4% +9.3% +30.2% +19.6% -8.6% +2.5% +7.8% +6.0% +24.2% -0.7% +14.9% +20.8% +8.3% +24.9% +11.0% -13.9% —

Change against the previous fiscal year; shown when the earlier figure is positive.

HMB balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 * Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 * Jan – Dec 2013 FY2012 * Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 * Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Assets
Cash & balances with banks 9.0% 9.6% 8.8% 7.7% 11.6% 9.7% 13.2% 12.7% 11.8% 8.5% 10.6% 7.2% 9.7% 8.7% 6.1% 4.8% 6.8% 7.9% 8.0% 11.9%
Lendings to financial institutions 2.9% 0.8% 1.7% 1.8% 0.3% 0.2% 2.0% 1.3% 1.2% 3.1% 2.9% 0.9% 0.0% 0.0% 0.8% 1.9% — — 1.2% 2.1%
Investments 50.8% 52.9% 58.5% 50.9% 54.1% 56.8% 51.3% 50.3% 59.2% 59.7% 57.3% 55.7% 45.7% 52.8% 50.5% 40.0% 47.0% 29.2% 35.7% 26.8%
Advances (net) 28.9% 29.1% 24.6% 28.1% 28.5% 27.1% 27.4% 29.3% 22.4% 25.8% 25.6% 31.7% 39.9% 34.8% 38.8% 47.5% 43.1% 59.3% 52.0% 56.0%
Fixed assets 1.6% 1.7% 1.5% 1.5% 1.0% 0.9% 1.0% 0.6% 0.5% 0.6% 0.6% 0.8% 1.0% 1.0% 1.1% 1.3% — 0.9% 0.7% 0.4%
Intangible assets 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% — 0.0% — 0.0% — —
Other assets 3.6% 3.5% 2.3% 2.9% 3.1% 3.8% 3.0% 3.2% 3.2% 0.8% 0.7% 0.8% 1.5% 1.3% 2.6% 3.1% 3.1% 2.6% 1.2% 1.4%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Deposits 66.1% 60.6% 64.4% 62.4% 64.9% 66.5% 70.8% 80.1% 76.1% 81.8% 82.3% 80.5% 79.5% 71.6% 63.5% 63.8% 43.1% 70.5% 70.2% 68.9%
Borrowings 20.1% 25.5% 23.7% 27.0% 28.1% 22.0% 18.6% 9.6% 13.0% 8.6% 7.7% 7.6% 8.7% 16.2% 25.4% 25.8% 30.1% 17.9% 19.2% 20.9%
Total liabilities 92.1% 92.1% 93.8% 94.4% 94.6% 94.0% 94.5% 94.0% 93.4% 92.5% 92.5% 91.3% 91.0% 90.7% 91.6% 91.9% 92.1% 91.8% 92.2% 92.7%
Equity
Share capital 0.6% 0.7% 0.7% 0.7% 0.8% 1.0% 1.2% 1.5% 1.6% 2.0% 2.1% 2.6% 3.4% 3.4% 3.6% 3.5% 3.2% 3.3% 2.9% 2.0%
Equity attributable to shareholders 7.6% 7.6% 6.0% 5.3% 5.1% 5.7% 5.1% 5.5% 6.1% 7.5% 7.5% 8.7% 9.0% 9.3% 8.4% 8.1% 7.9% 8.2% 7.8% 7.3%
Total equity 7.9% 7.9% 6.2% 5.6% 5.4% 6.0% 5.5% 6.0% 6.6% 7.5% 7.5% 8.7% 9.0% 9.3% 8.4% 8.1% 7.9% 8.2% 7.8% 7.3%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Gross advances 30.8% 31.1% 26.3% 29.7% 30.2% 29.0% 29.4% 31.8% 24.8% 29.0% 29.1% 35.7% 44.5% 38.9% — 50.5% 45.1% 60.5% 52.7% 56.6%
Provision against advances 1.9% 2.0% 1.7% 1.6% 1.7% 1.9% 2.0% 2.4% 2.5% 3.2% 3.6% 4.0% 4.6% 4.1% — 3.0% 2.0% 1.2% 0.7% 0.6%
Common equity 7.6% 7.6% 6.0% 5.3% 5.1% 5.7% 5.1% 5.5% 6.1% 7.5% 7.5% 8.7% 9.0% 9.3% 8.4% 8.1% 7.9% 8.2% 7.8% 7.3%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 181
HMB balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016
Cash & Short-Term Deposits Due from Banks - Total 151.8 145.9 138.2 109.0 142.9 99.9 114.4 86.3 78.7 44.8
Cash & Short-Term Deposits Due from Banks 77.3 75.8 62.6 68.1 67.0 54.3 52.5 47.8 44.5 9.2
Funds with Central Banks 74.5 70.1 75.6 41.0 76.0 45.6 61.9 38.5 34.2 35.6
Lending & Long-Term Deposits Due from Banks 49.5 12.0 26.8 24.8 3.6 2.3 17.7 8.7 7.8 16.1
Inter-Bank Loans & Long-Term Deposits with Other Banks 46.7 6.5 21.3 22.9 3.2 2.3 17.7 5.7 4.8 13.6
Money Market Placements 2.8 5.6 5.5 1.9 0.4 — 0.0 3.0 3.0 2.5
Collateralized Agreements, Reverse REPOs & Securities Borrowed - Assets 10.0 — 0.0 74.4 — — 0.0 4.2 0.3 0.6
Loans & Receivables - Total 529.0 476.0 425.4 418.4 363.6 287.6 250.4 208.2 157.5 142.6
Income Tax - Receivables 6.2 — — — — 0.0 0.8 0.8 0.6 0.6
Securities Purchased under REPOs & Federal Funds Sold 10.0 — 0.0 74.4 — — 0.0 4.2 0.3 0.6
Receivables - Other 4.9 2.2 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2
Securities Purchased under REPOs 10.0 — 0.0 74.4 — — 0.0 4.2 0.3 0.6
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 859.7 807.5 920.6 719.3 668.4 582.5 443.5 339.8 394.4 295.6
Derivative Financial Instruments - Hedging - Total 3.1 4.0 2.9 2.7 6.2 4.7 4.5 4.2 2.9 0.8
Banking Related Loans – Net 489.0 443.5 386.9 397.2 352.2 277.5 237.1 199.0 149.4 136.0
Investment Securities - Designated at Fair Value - Other 38.1 50.2 — — — — — — — —
Loans - Gross 521.2 473.9 414.3 419.4 373.4 296.9 254.0 215.6 165.8 152.9
Loans - Consumer & Installment 334.6 348.6 277.1 293.9 280.2 228.5 213.9 186.7 139.6 125.1
Investment Securities - Other 128.1 84.0 — 0.0 3.5 — — — — 3.3
Loans - Finance Lease & HP 0.3 0.1 0.2 0.2 0.3 0.3 0.2 0.3 0.4 —
Loans - to Customers - Other - Gross 186.3 125.2 137.0 125.3 93.0 68.1 39.9 28.6 25.7 9.4
Investments - Other - Total — — — — — — — 1.5 0.9 18.5
Loans - Foreign — — — — — — — — — 18.5
Investments - Total 859.7 807.5 920.6 719.3 668.4 582.5 443.5 341.3 395.3 314.1
Reserves for Loan Losses 32.2 30.5 27.4 22.3 21.2 19.4 16.9 16.6 16.4 16.9
Interest Receivables - Bank 29.0 30.3 38.4 21.2 11.4 10.0 12.5 8.3 7.3 5.8
Investment Securities Available for Sale & Held to Maturity 693.5 673.3 920.6 719.3 664.9 582.5 443.5 339.8 394.4 292.2
Property, Plant & Equipment - Net - Total 26.7 25.9 23.4 21.7 12.1 9.1 8.4 3.9 3.2 3.1
Property, Plant & Equipment - Gross - Total 50.0 45.3 38.8 33.7 23.3 18.0 14.7 9.3 7.8 7.0
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total 23.3 19.5 15.4 11.9 11.2 8.9 6.3 5.4 4.6 3.9
Investment Securities - Available for Sale - Total 693.5 673.3 821.5 498.5 640.2 546.2 407.4 303.5 356.5 262.4
Mortgage Backed Securities - Available for Sale/Held to Maturity — — 11.8 11.8 13.0 12.2 9.3 — — —
Government Securities - Available for Sale/Held to Maturity — — 901.9 703.2 649.4 568.7 433.0 335.2 387.9 111.2
Other Assets - Total 61.2 53.8 36.0 41.4 38.1 39.5 26.0 21.9 21.4 4.2
Deferred Tax - Asset - Long-Term & Short-Term 0.0 0.0 5.3 5.1 3.2 1.2 3.7 5.8 2.8 2.5
Prepaid Expenses - Total 1.0 1.0 0.7 0.5 0.3 0.4 0.4 — — —
Other Assets 60.2 52.8 30.1 35.8 34.6 37.9 21.9 16.1 18.6 1.7
Intangible Assets - Total - Net 0.7 0.6 0.4 0.1 0.2 0.1 0.1 0.2 0.3 0.2
Intangible Assets - excluding Goodwill - Net - Total 0.7 0.6 0.4 0.1 0.2 0.1 0.1 0.2 0.3 0.2
Intangible Assets - Gross - Total 2.0 1.6 1.1 0.8 0.7 0.6 0.5 0.5 0.4 —
Intangible Assets - excluding Goodwill - Gross 2.0 1.6 1.1 0.8 0.7 0.6 0.5 0.5 0.4 —
Intangible Assets - Accumulated Amortization & Impairment - Total 1.3 1.0 0.8 0.6 0.5 0.5 0.4 0.3 0.2 —
Intangible Assets - excluding Goodwill - Accumulated Amortization & Impairment - Total 1.3 1.0 0.8 0.6 0.5 0.5 0.4 0.3 0.2 —
Computer Software - Intangible Assets - Net 0.7 0.5 0.3 0.1 0.1 0.1 0.1 — — —
Computer Software - Intangible Assets - Gross 2.0 1.5 1.1 0.7 0.7 0.6 0.5 0.4 0.4 —
Computer Software - Intangible Assets - Accumulated Amortization & Impairment 1.3 1.0 0.8 0.6 0.5 0.5 0.4 — — —
Total Assets 1,691.7 1,525.6 1,573.7 1,411.9 1,235.2 1,025.6 865.0 678.8 667.2 526.4
Deposits - Total 1,118.3 925.2 1,012.7 880.9 801.7 681.7 612.7 543.5 508.0 430.6
Debt - Total 339.7 389.2 372.7 381.4 346.9 225.8 161.2 65.2 86.6 45.3
Short-Term Debt & Current Portion of Long-Term Debt 292.9 341.2 313.0 318.7 318.0 188.3 143.9 58.5 81.9 20.1
Deposits - Customers - Total 1,012.5 906.7 997.2 854.6 768.0 668.6 559.6 516.0 483.9 416.2
Deposits - Demand -Customer 601.7 567.9 596.5 568.8 524.6 470.9 393.3 367.2 355.2 301.1
Deposits - Savings - Customer 379.6 308.9 357.9 236.6 193.8 182.6 154.3 140.1 121.0 110.6
Deposits - Other - Customer 31.1 29.9 42.8 49.3 49.6 15.0 12.0 8.7 7.8 4.5
Deposits - Due to Banks & Financial Institutions 105.8 18.5 15.5 26.3 33.7 13.2 53.1 27.5 24.1 14.4
Deposits - Demand Deposits - Due to Banks & Financial Institutions 2.5 4.7 3.4 2.2 3.2 2.6 2.4 2.4 2.6 1.2
Deposits - Savings - Due to Banks & Financial Institutions 103.4 13.8 12.2 24.1 30.5 10.6 50.7 25.0 21.4 13.2
Deposits - Other - Due to Banks & Financial Institutions — 0.0 0.0 0.0 0.0 — — — — —
Current Portion of Long-Term Debt including Capitalized Leases 23.7 21.1 12.8 97.7 117.2 76.9 38.9 30.1 30.6 —
Capitalized Leases - Current Portion 1.3 1.1 0.9 0.9 0.7 0.5 0.5 — — —
Short-Term Debt & Notes Payable 269.2 320.1 300.2 220.9 200.8 111.4 105.0 28.3 51.4 20.1
Debt - Long-Term - Total 46.8 48.0 59.7 62.7 28.9 37.5 17.3 6.7 4.7 25.2
Short-Term Banking Borrowings excluding Collateralized Financing 86.4 94.3 115.2 23.5 18.0 19.7 15.6 15.7 22.9 8.1
Collateralized Financing Agreements, REPO Financing Loans - Liabilities 182.8 225.8 184.9 197.5 182.9 91.6 89.4 12.7 28.5 12.0
Securities Sold under Repurchase Agreements & Federal Funds Purchased 182.8 225.8 184.9 197.5 182.9 91.6 89.4 12.7 28.5 12.0
Securities Sold under Repurchase Agreements 182.8 225.8 184.9 197.5 182.9 91.6 89.4 12.7 28.5 12.0
Current Portion of Long-Term Debt excluding Capitalized Leases 22.4 20.0 11.9 96.9 116.5 76.4 38.3 30.1 30.6 —
Capitalized Lease Obligations - Long-Term 10.0 9.5 8.2 7.0 5.5 4.1 3.3 — — —
Long-Term Debt excluding Capitalized Leases 36.8 38.5 51.5 55.8 23.4 33.5 14.0 6.7 4.7 25.2
Debt - Non-Convertible - Long-Term 36.8 38.5 51.5 55.8 23.4 33.5 14.0 6.7 4.7 25.2
Dividends Payable 0.2 0.2 0.1 1.2 0.2 0.1 0.1 0.1 0.1 0.0
Deferred Tax & Investment Tax Credits - Long-Term 4.7 2.7 0.0 0.0 0.0 — — — — —
Deferred Tax - Liability - Long-Term 4.7 2.7 0.0 0.0 0.0 — — — — —
Payables & Accrued Expenses 29.7 31.3 32.9 23.5 13.1 13.0 13.6 8.6 8.0 7.7
Accrued Expenses 11.0 9.6 8.9 5.8 4.2 3.5 2.8 1.0 1.0 0.6
Other Liabilities - Total 60.6 46.4 42.8 39.3 1.4 35.6 21.8 17.5 19.0 2.1
Licenses, Franchises, Copyrights, Property Rights, Prototypes, Contract Based, Models & Designs - Net 0.0 0.0 0.0 0.0 0.0 0.0 0.0 — — —
Other Payables - Total 4.2 4.9 3.7 2.2 1.7 1.3 0.7 0.7 0.7 0.6
Other Liabilities - 58.7 44.9 41.9 38.3 0.6 35.1 21.2 17.0 18.5 1.7
Interest Payable 14.5 16.8 20.3 15.4 7.2 8.2 10.1 6.9 6.4 6.5
Provisions 0.6 0.5 0.0 0.1 0.1 0.1 0.2 0.3 0.3 0.3
Post Employment Benefits - Pension & Other 0.2 0.1 0.0 0.0 0.1 0.0 0.1 0.2 0.2 0.2
Derivative Liabilities - Hedging 4.4 3.3 4.2 2.2 2.9 5.9 7.7 3.5 1.6 0.9
Licenses, Franchises, Copyrights, Property Rights, Prototypes, Contract Based, Models & Designs - Gross 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 —
Deferred Revenue/Income 1.3 1.0 0.8 0.8 0.7 0.4 0.3 0.2 0.2 0.1
Provisions - Other than Pension & Post Retirement 0.4 0.4 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1
Licenses, Franchises, Copy/Property Rights, Prototypes, Contract Based, Models & Designs - Accumulated Amortization & Impairment 0.0 0.0 0.0 0.0 0.0 0.0 0.0 — — —
Total Liabilities 1,557.6 1,404.7 1,475.5 1,333.2 1,168.3 964.3 817.2 638.4 623.4 486.7
Shareholders' Equity - Attributable to Parent Shareholders - Total 128.9 116.0 94.0 75.0 63.4 58.0 44.5 37.2 40.7 39.7
Common Equity Attributable to Parent Shareholders 128.9 116.0 94.0 75.0 63.4 58.0 44.5 37.2 40.7 39.7
Common Equity - Contributed 13.0 13.0 13.0 13.0 13.0 13.0 13.0 13.0 13.0 13.0
Common Stock - Issued & Paid 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5 10.5
Equity - Non-Contributed - Reserves & Retained Earnings 115.8 103.0 81.0 62.0 50.4 45.0 31.5 24.2 27.7 26.7
Retained Earnings - Total 99.3 88.6 76.1 60.0 50.7 41.8 34.4 29.8 26.7 24.2
Comprehensive Income - Accumulated - Total 16.6 14.4 4.8 2.0 (0.4) 3.2 (2.9) (5.6) 1.0 2.5
Investments - Unrealized Gain/Loss 9.3 7.5 (1.5) (4.8) (1.7) 3.0 (3.1) — — —
Foreign Currency Translation Adjustment - Accumulated 0.0 0.0 0.0 0.0 0.0 0.0 0.0 — — —
Common Equity - Total 128.9 116.0 94.0 75.0 63.4 58.0 44.5 37.2 40.7 39.7
Common Stock - Additional Paid in Capital including Option Reserve 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6 2.6
Minority Interest - Equity 5.2 4.8 4.2 3.7 3.5 3.3 3.3 3.2 3.1 —
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 134.1 120.9 98.2 78.7 66.9 61.3 47.8 40.5 43.9 39.7
Total Liabilities & Equity 1,691.7 1,525.6 1,573.7 1,411.9 1,235.2 1,025.6 865.0 678.8 667.2 526.4
Revaluation Reserves 7.2 6.9 6.4 6.8 1.4 0.2 0.2 (5.6) 1.0 2.5
Common Shares - Issued - Total mn 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8
Common Shares - Outstanding - Total mn 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 1,200.0 1,200.0 1,200.0 1,200.0 1,200.0 1,200.0 1,200.0 1,200.0 1,200.0 1,200.0
Common Shares - Issued - Issue Specific mn 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8
Common Shares - Outstanding - Issue Specific mn 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8 1,047.8
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 9.0 8.7 — — — — 3.9 — — —
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 9.0 8.7 — — — — 3.9 — — —
Right of Use Tangible Assets - Total - Gross - Supplemental 16.4 15.1 12.5 10.1 8.2 5.8 — — — —
Right of Use Tangible Assets - Capital/Finance Lease - Gross - Supplemental 16.4 15.1 12.5 10.1 8.2 5.8 — — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 17.6 17.2 — — — — 4.5 — — —
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Gross - Supplemental 33.6 30.2 26.3 23.5 15.1 12.2 — — — —
Finance and Operating Lease Liabilities - Total - Supplemental 11.3 10.5 9.1 7.8 6.2 4.6 3.8 — — —
Debt including Finance and Operating Lease Liabilities - Supplemental 339.7 389.2 372.7 381.4 346.9 225.8 161.2 65.2 86.6 45.3
Net Debt 187.9 243.3 234.5 272.3 204.0 126.0 46.8 (21.1) 7.9 0.5
Islamic Financing Assets - Total 186.3 125.2 137.0 125.3 93.0 68.1 39.9 28.6 25.7 9.4
Islamic Investments - Total — — — — — — — 1.5 0.9 18.5
Debt - Long-Term - Maturities - Total 242.0 284.4 63.4 152.6 136.9 109.8 52.3 36.9 35.3 —
Debt - Long-Term - Maturities - within 1 Year 205.2 245.8 11.9 96.9 89.9 76.4 38.3 30.1 30.6 —
Debt - Long-Term - Maturities - Year 2 1.2 1.6 1.2 0.1 1.4 19.5 1.2 1.0 0.7 —
Debt - Long-Term - Maturities - Year 3 1.5 1.9 2.8 0.3 1.2 1.6 1.2 0.8 0.8 —
Debt - Long-Term - Maturities - Year 4 — — — — — — 2.3 1.5 1.0 —
Debt - Long-Term - Maturities - Year 5 6.9 8.0 5.4 3.6 6.2 3.4 — — — —
Debt - Long-Term - Maturities - Year 10 27.2 27.0 42.0 41.3 37.6 — 5.0 — — —
Debt - Long-Term - Maturities - Remaining — 0.0 0.0 10.5 0.5 9.0 4.3 3.4 2.2 —
Debt - Long-Term - Maturities - 2-3 Years 2.7 3.5 4.0 0.4 2.6 21.2 2.4 1.8 1.5 —
Capital Lease Maturities - Total 11.3 10.5 9.1 7.8 6.2 4.6 3.8 — — —
Debt - Long-Term - Maturities - 4-5 Years 6.9 8.0 5.4 3.6 6.2 3.4 2.3 1.5 1.0 —
Capital Lease Maturities - Due within 1 Year 1.3 1.1 0.9 0.9 0.7 0.5 0.5 — — —
Debt - Long-Term - Maturities - Year 6 & Beyond 27.2 27.0 42.0 51.8 38.1 9.0 9.3 3.4 2.2 —
Capital Lease Maturities - Due in Year 5 5.9 5.2 4.3 4.6 3.6 2.4 2.0 — — —
Capital Lease Maturities - Due in Year 10 3.7 3.9 — — — — — — — —
Capital Lease Maturities - Remaining Maturities 0.4 0.3 3.9 2.3 1.9 1.7 1.3 — — —
Capital Lease Maturities - Due in 4-5 Years 5.9 5.2 4.3 4.6 3.6 2.4 2.0 — — —
Capital Lease Maturities - Due in Year 6 & Beyond 4.1 4.3 3.9 2.3 1.9 1.7 1.3 — — —
Minority Interest - Total 5.2 4.8 4.2 3.7 3.5 3.3 3.3 3.2 3.1 —
Asset Accruals (14.7) (16.8) (15.8) (13.7) (7.3) (8.7) (8.7) (9.7) (8.1) —
Cash & Cash Equivalents - Total 151.8 145.9 138.2 109.0 142.9 99.9 114.4 86.3 78.7 44.8
Cash & Securities 1,021.5 953.4 1,058.8 902.8 811.4 682.4 558.0 431.7 474.3 359.6
Cash & Short Term Investments - Total 151.8 145.9 138.2 109.0 142.9 99.9 114.4 86.3 78.7 44.8
Debt - including Preferred Equity & Minority Interest - Total 344.9 394.1 376.9 385.1 350.4 229.2 164.5 68.4 89.8 45.3
Earning Assets 1,560.0 1,408.9 1,472.5 1,324.7 1,167.3 962.1 812.7 639.5 631.5 511.7
Demand Deposits - Total 604.2 572.6 599.8 571.0 527.7 473.5 395.7 369.7 357.8 302.3
Invested Assets - Total 859.7 807.5 920.6 719.3 668.4 582.5 443.5 341.3 395.3 314.1
Right of Use Tangible Assets - Total - Accumulated Depreciation - Supplemental 7.4 6.4 — — — — — — — —
Investment Securities 859.7 807.5 920.6 719.3 668.4 582.5 443.5 339.8 394.4 295.6
Net Book Capital 322.0 364.2 332.7 351.1 270.9 187.3 94.6 19.4 51.8 40.3
Right of Use Tangible Assets - Capital/Finance Lease - Accumulated Depreciation - Supplemental 7.4 6.4 — — — — — — — —
Net Operating Assets 322.0 364.2 332.7 351.1 270.9 187.3 94.6 19.4 51.8 40.3
Provisions - Total 5.3 3.2 0.0 0.1 0.1 0.1 0.2 0.3 0.3 0.3
Shareholders Equity - Common 128.9 116.0 94.0 75.0 63.4 58.0 44.5 37.2 40.7 39.7
Savings Deposits - Total 483.0 322.7 370.1 260.7 224.3 193.2 205.0 165.2 142.4 123.8
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Accumulated Depreciation - Supplemental 15.9 13.0 — — — — — — — —
Tangible Total Equity 133.4 120.3 97.8 78.6 66.7 61.2 47.7 40.3 43.6 39.5
Tangible Book Value 128.2 115.5 93.6 74.9 63.2 57.9 44.4 37.1 40.5 39.5
Total Book Capital 468.6 505.3 466.7 456.4 410.3 283.8 205.7 102.4 127.3 85.1
Total Capital 473.8 510.1 470.9 460.1 413.8 287.2 209.0 105.6 130.5 85.1
Total Long Term Capital 134.1 120.9 98.2 78.7 66.9 61.3 47.8 40.5 43.9 39.7
Unearned Revenue - Total 1.3 1.0 0.8 0.8 0.7 0.4 0.3 0.2 0.2 0.1
Book Value excluding Other Equity 128.9 116.0 94.0 75.0 63.4 58.0 44.5 37.2 40.7 39.7
Income Taxes - Payable - Long-Term & Short-Term 0.0 6.3 10.0 4.8 2.1 2.0 — — — —
Cash & Short Term Investments - Net of Debt (187.9) (243.3) (234.5) (272.3) (204.0) (126.0) (46.8) 21.1 (7.9) (0.5)
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 23.7 21.1 12.8 97.7 117.2 76.9 38.9 30.1 30.6 —
Interest Bearing Liabilities - Total 1,458.0 1,314.5 1,385.4 1,262.3 1,148.6 907.6 773.9 608.7 594.6 475.9
Net Debt Including Preferred Equity & Minority Interest 193.1 248.2 238.7 276.0 207.5 129.3 50.1 (17.9) 11.1 0.5
Other Short-Term & Long-Term Assets - Total 61.2 53.8 36.0 41.4 38.1 39.5 26.0 21.9 21.4 4.2
Other Short-Term & Long-Term Liabilities - Total 58.7 44.9 41.9 38.3 0.6 35.1 21.2 17.0 18.5 1.7
Tangible Book Value excluding Other Equity 128.2 115.5 93.6 74.9 63.2 57.9 44.4 37.1 40.5 39.5
Total Debt Excluding Islamic 339.7 389.2 372.7 381.4 346.9 225.8 161.2 65.2 86.6 45.3
Reserves for Loan Losses - Total 32.2 30.5 27.4 22.3 21.2 19.4 16.9 16.6 16.4 16.9
Total Available Funds 1,252.4 1,046.1 1,110.9 959.6 868.5 743.1 660.5 583.9 551.9 470.4
Loans - Gross – Total 570.8 486.0 441.1 444.2 377.1 299.2 256.7 220.5 170.0 155.4
Deposits - Net 1,012.5 906.7 997.2 854.6 768.0 668.6 559.6 516.0 483.9 416.2
Loans - Net - Total 538.5 455.5 413.7 421.9 355.9 279.8 254.8 207.7 157.1 152.1
Tangible Book Value & Reserves for Loan Losses - Total 160.4 146.0 121.0 97.2 84.4 77.3 61.4 53.6 56.9 56.5
Cash in Hand & with Banks - Total 14.7 16.8 15.8 13.7 7.3 8.7 8.7 9.7 8.1 —

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.