Inv. Banks / Inv. Cos. / Securities Cos.
ICIBL Invest Capital Investment Bank Limited
Latest results: FY2026 · Jun 2026
Last close · 16 Oct 2026
Rs 15.65 -2.00%
Annual · FY2017 – FY2026
Invest Capital Investment Bank Limited (ICIBL) income statement
Invest Capital Investment Bank Limited reported revenue of Rs 111.1 mn for FY2026 (Jul 2025 – Jun 2026), down 31.8% on FY2025. Finance cost was -Rs 4.2 mn. Tax of Rs 13.4 mn took 13.3% of pre-tax profit. Profit attributable to shareholders was Rs 87.5 mn, down 30.9% on FY2025, or Rs 13.45 per share.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 111.1 | 163.0 | 133.9 | 112.0 | 105.8 | |||||
| Operating expenses | (57.5) | (30.8) | (7.1) | (19.5) | 5.4 | |||||
| Finance cost | 4.2 | 9.2 | 4.6 | (8.8) | (2.3) | |||||
| Profit before tax | 100.9 | 147.8 | 146.0 | 99.2 | 121.5 | |||||
| Taxation | (13.4) | (21.1) | (21.4) | (9.5) | (26.3) | |||||
| Profit after tax | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 | |||||
| Profit attributable to shareholders | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 | |||||
| Per share | ||||||||||
| EPS – basic (Rs) Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 | |||||
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | -31.8% | +21.7% | +19.6% | +5.8% | +63.1% | |||||
| Operating expenses | +86.7% | +334.3% | -63.7% | — | — | |||||
| Finance cost | — | — | -152.0% | +282.7% | -69.2% | |||||
| Profit before tax | -31.7% | +1.3% | +47.1% | -18.4% | +33.4% | |||||
| Taxation | -36.4% | -1.3% | +125.5% | -63.9% | +263.7% | |||||
| Profit after tax | -30.9% | +1.7% | +38.8% | -5.8% | +13.6% | |||||
| Profit attributable to shareholders | -30.9% | +1.7% | +38.8% | -5.8% | +13.6% | |||||
| Per share | ||||||||||
| EPS – basic (Rs) | +356.9% | +1.7% | +38.8% | -5.8% | +13.6% | |||||
| Dividend per share (Rs) | — | — | — | — | — | |||||
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Revenue | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (51.8%) | (18.9%) | (5.3%) | (17.4%) | 5.1% |
| Finance cost | 3.8% | 5.7% | 3.4% | (7.9%) | (2.2%) |
| Profit before tax | 90.8% | 90.7% | 109.0% | 88.6% | 114.8% |
| Taxation | (12.1%) | (12.9%) | (16.0%) | (8.5%) | (24.8%) |
| Profit after tax | 78.8% | 77.8% | 93.1% | 80.2% | 90.0% |
| Profit attributable to shareholders | 78.8% | 77.8% | 93.1% | 80.2% | 90.0% |
Each line as a percentage of revenue.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 96
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 |
|---|---|---|---|---|---|
| Interest & Dividend Income - Finance - Total | 115.4 | 119.5 | 97.1 | 113.4 | 68.8 |
| Interest Income - Loans/Deposits | 115.4 | 119.5 | 97.1 | 113.4 | 68.8 |
| Investments & Loans - Business - Gain/(Loss) | (4.3) | 43.5 | 36.8 | (1.5) | 37.1 |
| Investment Securities - Business - Gain/(Loss) | (4.3) | 43.5 | 36.8 | (1.5) | 37.1 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | (8.5) | 29.5 | 9.3 | (1.8) | 37.1 |
| Investment Securities - Business Unclassified - Gain/(Loss) | 4.2 | 14.0 | 27.5 | 0.3 | — |
| Revenue from Business Activities - Total | 111.1 | 163.0 | 133.9 | 112.0 | 105.8 |
| Selling, General & Administrative Expenses - Total | 33.3 | 36.5 | 37.3 | 35.0 | 27.3 |
| Selling, General & Administrative Expenses - Unclassified | 28.6 | 31.9 | 31.9 | 29.1 | 24.6 |
| Depreciation in Selling, General & Administrative Expenses | 4.7 | 4.4 | 5.1 | 5.6 | 2.6 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.1 | 0.2 | 0.2 | 0.3 | 0.1 |
| Other Operating Expense/(Income) - Net | 24.2 | (5.7) | (30.2) | (15.4) | (32.7) |
| Operating Expenses - Total | 57.5 | 30.8 | 7.1 | 19.5 | (5.4) |
| Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total | 57.5 | 30.8 | 7.1 | 19.5 | (5.4) |
| Operating Profit before Non-Recurring Income/(Expense) | 53.6 | 132.2 | 126.8 | 92.5 | 111.2 |
| Financing Income/(Expense) - Net - Total | 7.4 | 9.3 | 10.3 | (3.9) | 1.9 |
| Interest Expense - Net of (Interest Income) | (4.2) | (9.2) | (4.6) | 8.8 | 2.3 |
| Interest Expense - Net of Capitalized Interest | 0.8 | — | 0.0 | 12.0 | 4.9 |
| Operating Provisions - Increase/(Decrease) | 24.2 | (5.7) | (30.2) | (15.4) | (32.7) |
| Non-Interest Financial Income/(Expense) - Total | 3.2 | 0.1 | 5.8 | 5.0 | 4.2 |
| Non-Interest Financial Income/(Expense) - Other - Net | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 25.7 | — | — | — | — |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | (6.4) | 1.6 | 6.2 | 2.7 | (4.9) |
| Other Non-Operating Income/(Expense) - Total | 20.7 | 4.8 | 2.7 | 7.9 | 13.3 |
| Non-Operating Rental Income | 10.7 | 0.0 | 0.0 | 0.3 | 2.5 |
| Normalized Pre-tax Profit | 100.9 | 147.8 | 146.0 | 99.2 | 121.5 |
| Interest Income - Non-Bank | 5.0 | 9.2 | 4.6 | 3.2 | 2.6 |
| Dividend & Investment Income | 3.2 | 0.1 | 5.8 | 5.0 | 4.2 |
| Provision for Income Tax Expense- Unclassified | — | — | — | — | — |
| Income before Taxes | 100.9 | 147.8 | 146.0 | 99.2 | 121.5 |
| Income Taxes | 13.4 | 21.1 | 21.4 | 9.5 | 26.3 |
| Income Taxes for the Year - Current | 13.4 | 20.9 | 23.9 | 16.3 | 26.8 |
| Income Taxes - Other (by Type) | 0.0 | 0.2 | (2.5) | (6.8) | (0.5) |
| Net Income after Tax | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Income before Discontinued Operations & Extraordinary Items | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Net Income before Minority Interest | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Net Income after Minority Interest | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Income Available to Common Shares | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Income available to Common excluding Extraordinary Items | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Shares used to calculate Basic EPS - Total mn | 6.5 | 43.1 | 43.1 | 43.1 | 43.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 6.5 | 43.1 | 43.1 | 43.1 | 43.1 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dilution Adjustment | (0.0) | — | — | — | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Diluted Income available to Common excluding Extraordinary Items | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Shares used to calculate Diluted EPS - Total mn | 6.5 | 43.1 | 43.1 | 43.1 | 43.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 6.5 | 43.1 | 43.1 | 43.1 | 43.1 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 13.45 | 2.94 | 2.89 | 2.08 | 2.21 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 53.6 | 132.2 | 126.8 | 92.5 | 111.2 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 58.4 | 136.7 | 132.2 | 98.3 | 113.9 |
| Depreciation & Amortization - Supplemental | 4.8 | 4.6 | 5.4 | 5.9 | 2.7 |
| Depreciation Expense - Total - Supplemental | 4.7 | 4.4 | 5.1 | 5.6 | 2.6 |
| Amortization - Total - Supplemental | 0.1 | 0.2 | 0.2 | 0.3 | 0.1 |
| Depreciation, Depletion & Amortization - Total | 4.8 | 4.6 | 5.4 | 5.9 | 2.7 |
| Depreciation - Total | 4.7 | 4.4 | 5.1 | 5.6 | 2.6 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.1 | 0.2 | 0.2 | 0.3 | 0.1 |
| Normalized after Tax Profit | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Normalized Net Income from Continuing Operations | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Normalized Net Income - Bottom Line | 87.5 | 126.7 | 124.6 | 89.8 | 95.3 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 96.7 | 138.6 | 141.4 | 108.1 | 123.9 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 101.5 | 143.2 | 146.7 | 113.9 | 126.5 |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.0 | — | — | — | — |
| Interest Expense | 0.8 | — | 0.0 | 12.0 | 4.9 |
| Operating Expenses | 57.5 | 30.8 | 7.1 | 19.5 | (5.4) |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 33.3 | 36.5 | 37.3 | 35.0 | 27.3 |
| Income before Taxes & Provision for Loan Losses | 100.9 | 147.8 | 146.0 | 99.2 | 121.5 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 88.2 | 126.7 | 124.6 | 100.6 | 99.1 |
| Operating Expenses excluding Non-Cash Charges - Total | 52.7 | 26.2 | 1.7 | 13.6 | (8.1) |
| Revenue Net of Interest Expense Before Loan Loss Provision | 111.1 | 163.0 | 133.9 | 112.0 | 105.8 |
| Income from Earning Assets | 111.1 | 163.0 | 133.9 | 112.0 | 105.8 |
| Income Available to Common Shares before Depreciation & Amortization | 92.3 | 131.3 | 130.0 | 95.6 | 97.9 |
| Fixed Charges | 0.8 | — | — | 12.0 | 4.9 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.