IGI Holdings Limited (IGIHL) quarterly income statement

IGI Holdings Limited reported total income of Rs 6.7 bn for Q2 FY2026 (Apr – Jun 2026), up 5.2% on Q2 FY2025. Tax of Rs 417.8 mn took 28.7% of pre-tax profit. Profit attributable to shareholders was Rs 2.4 bn, or Rs 16.75 per share.

IGIHL income statement (quarterly) (Rs bn)
Rs bn	TTM to Jun 2026	Q2 FY2026 Apr – Jun 2026	Q1 FY2026 Jan – Mar 2026	Q4 FY2025 Oct – Dec 2025	Q3 FY2025 Jul – Sep 2025	Q2 FY2025 Apr – Jun 2025	Q1 FY2025 Jan – Mar 2025	Q4 FY2024 Oct – Dec 2024	Q3 FY2024 Jul – Sep 2024	Q2 FY2024 Apr – Jun 2024	Q1 FY2024 Jan – Mar 2024	Q4 FY2023 Oct – Dec 2023	Q3 FY2023 Jul – Sep 2023	Q2 FY2023 Apr – Jun 2023	Q1 FY2023 Jan – Mar 2023	Q4 FY2022 Oct – Dec 2022	Q3 FY2022 Jul – Sep 2022	Q2 FY2022 Apr – Jun 2022	Q1 FY2022 Jan – Mar 2022	Q4 FY2021 Oct – Dec 2021	Q3 FY2021 Jul – Sep 2021
Net premium earned	17.7	3.9	4.1	4.2	5.5	4.3	5.2	4.6	4.7	4.2	4.4	3.4	3.3	2.6	2.9	2.4	2.4	2.1	2.4	2.4	2.4
Investment income (net)	5.0	1.7	0.5	1.1	1.8	1.4	0.9	1.6	1.9	1.0	1.1	1.3	1.6	1.4	0.6	0.8	1.3	1.3	0.4	0.7	0.8
Total income	25.9	6.7	5.1	6.1	8.0	6.4	6.5	7.0	7.0	5.8	5.7	5.2	5.1	4.2	3.6	3.3	3.8	3.4	2.9	3.1	3.4
Net claims & benefits	(16.5)	(4.4)	(4.3)	(3.9)	(4.0)	(3.4)	(3.1)	(2.2)	(2.0)	(1.9)	(1.7)	(1.5)	(1.6)	(1.5)	(1.7)	(1.7)	(1.8)	(1.9)	(2.0)	(1.6)	(1.7)
Acquisition & underwriting expenses	2.1	1.2	1.3	0.6	(0.9)	(0.6)	(1.5)	(2.2)	(2.4)	(2.1)	(2.4)	(1.5)	(1.1)	(0.6)	(0.4)	0.0	(0.0)	0.2	0.1	(0.0)	(0.1)
Profit before tax	3.5	1.5	0.1	0.4	1.5	0.5	0.4	0.7	1.0	0.5	0.5	0.5	0.9	0.7	0.1	0.5	0.8	0.6	(0.0)	0.2	0.4
Taxation	(2.6)	(0.4)	(0.2)	(1.4)	(0.6)	(0.1)	(0.3)	(0.1)	(0.4)	(0.2)	(0.3)	(0.3)	(0.5)	(0.7)	(0.2)	(0.2)	(0.3)	(0.4)	(0.2)	(0.2)	(0.2)
Profit after tax	0.8	1.0	(0.2)	(1.0)	0.9	0.4	0.1	0.5	0.5	0.3	0.1	0.2	0.4	0.0	(0.1)	0.3	0.5	0.2	(0.2)	0.1	0.3
Profit attributable to shareholders	7.6	2.4	0.3	3.2	1.6	(0.1)	0.5	(0.8)	0.5	0.5	0.4	0.9	1.0	1.6	0.4	0.2	1.0	0.7	0.9	0.8	0.8
Per share
EPS – basic (Rs) Rs	52.99	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
Dividend per share (Rs) Rs	8.00	2.50	0.00	5.50	0.00	2.50	0.00	4.00	0.00	2.00	0.00	4.00	0.00	2.00	0.00	2.25	0.00	2.00	0.00	3.50	0.00

IGIHL income statement — year-on-year change (Rs mn)
Rs mn	Q2 FY2026 Apr – Jun 2026	Q1 FY2026 Jan – Mar 2026	Q4 FY2025 Oct – Dec 2025	Q3 FY2025 Jul – Sep 2025	Q2 FY2025 Apr – Jun 2025	Q1 FY2025 Jan – Mar 2025	Q4 FY2024 Oct – Dec 2024	Q3 FY2024 Jul – Sep 2024	Q2 FY2024 Apr – Jun 2024	Q1 FY2024 Jan – Mar 2024	Q4 FY2023 Oct – Dec 2023	Q3 FY2023 Jul – Sep 2023	Q2 FY2023 Apr – Jun 2023	Q1 FY2023 Jan – Mar 2023	Q4 FY2022 Oct – Dec 2022	Q3 FY2022 Jul – Sep 2022	Q2 FY2022 Apr – Jun 2022	Q1 FY2022 Jan – Mar 2022	Q4 FY2021 Oct – Dec 2021	Q3 FY2021 Jul – Sep 2021
Net premium earned	-10.2%	-21.7%	-7.9%	+17.6%	+2.7%	+17.4%	+35.4%	+42.3%	+63.0%	+54.7%	+44.2%	+38.1%	+25.2%	+20.1%	-0.9%	-2.3%	-6.3%	-4.8%	+6.4%	+3.2%
Investment income (net)	+22.5%	-45.2%	-35.8%	-6.6%	+39.3%	-23.7%	+25.6%	+19.4%	-28.6%	+81.4%	+74.4%	+21.2%	+11.3%	+44.8%	+2.1%	+53.5%	+37.9%	+23.5%	+23.9%	+1.4%
Total income	+5.2%	-21.3%	-13.5%	+13.7%	+10.5%	+12.6%	+35.9%	+36.5%	+37.6%	+57.7%	+54.8%	+36.7%	+24.0%	+24.0%	+6.1%	+12.2%	+1.5%	-3.3%	+7.5%	-7.7%
Net claims & benefits	+30.3%	+39.5%	+81.3%	+93.8%	+76.0%	+82.5%	+42.3%	+26.3%	+30.5%	-0.9%	-8.6%	-9.9%	-21.1%	-15.7%	+6.3%	+6.7%	+21.5%	+23.2%	+18.8%	+18.0%
Acquisition & underwriting expenses	-304.5%	-188.7%	-126.1%	-61.4%	-72.1%	-38.4%	+44.3%	+105.4%	+271.1%	+496.6%	—	+2,613.6%	—	—	-185.9%	-40.9%	-165.6%	-122.1%	-88.2%	-89.9%
Profit before tax	+174.5%	-86.7%	-33.6%	+57.5%	+1.1%	-1.8%	+24.1%	+9.5%	-28.3%	+349.6%	+0.5%	+10.0%	+25.9%	—	+116.1%	+89.1%	+76.5%	-102.0%	-14.2%	-3.8%
Taxation	+278.1%	-27.7%	+968.8%	+37.1%	-53.7%	+6.1%	-53.9%	-9.6%	-67.3%	+74.9%	+18.3%	+60.0%	+92.2%	-11.4%	+49.2%	+79.7%	+192.8%	+68.1%	-17.0%	+0.6%
Profit after tax	+147.3%	-253.8%	-280.2%	+73.2%	+46.8%	-19.0%	+112.4%	+30.7%	+9,564.0%	—	-14.2%	-18.3%	-98.5%	—	+242.3%	+94.9%	+1.1%	—	-8.2%	-6.3%
Profit attributable to shareholders	—	-30.9%	—	+217.3%	-116.8%	+11.4%	-193.9%	-49.8%	-66.2%	+5.7%	+276.5%	-0.7%	+128.5%	-54.2%	-70.5%	+29.6%	+22.3%	+77.4%	+7.9%	+19.8%
Per share
EPS – basic (Rs)	—	-30.9%	—	+217.3%	-116.8%	+11.4%	-193.9%	-49.8%	-66.2%	+5.7%	+276.5%	-0.7%	+128.5%	-54.2%	-70.5%	+29.6%	+22.3%	+77.4%	+7.9%	+19.8%
Dividend per share (Rs)	0.0%	—	+37.5%	—	+25.0%	—	0.0%	—	0.0%	—	+77.8%	—	0.0%	—	-35.7%	—	0.0%	—	-30.0%	—

Change against the same quarter a year earlier; shown when the earlier figure is positive.

IGIHL income statement — common size (Rs mn)
Rs mn	Q2 FY2026 Apr – Jun 2026	Q1 FY2026 Jan – Mar 2026	Q4 FY2025 Oct – Dec 2025	Q3 FY2025 Jul – Sep 2025	Q2 FY2025 Apr – Jun 2025	Q1 FY2025 Jan – Mar 2025	Q4 FY2024 Oct – Dec 2024	Q3 FY2024 Jul – Sep 2024	Q2 FY2024 Apr – Jun 2024	Q1 FY2024 Jan – Mar 2024	Q4 FY2023 Oct – Dec 2023	Q3 FY2023 Jul – Sep 2023	Q2 FY2023 Apr – Jun 2023	Q1 FY2023 Jan – Mar 2023	Q4 FY2022 Oct – Dec 2022	Q3 FY2022 Jul – Sep 2022	Q2 FY2022 Apr – Jun 2022	Q1 FY2022 Jan – Mar 2022	Q4 FY2021 Oct – Dec 2021	Q3 FY2021 Jul – Sep 2021
Net premium earned	58.1%	80.2%	69.6%	69.1%	68.1%	80.6%	65.4%	66.8%	73.3%	77.3%	65.6%	64.0%	61.9%	78.9%	70.4%	63.4%	61.3%	81.4%	75.3%	72.9%
Investment income (net)	25.4%	9.4%	17.4%	22.1%	21.8%	13.6%	23.5%	26.9%	17.3%	20.0%	25.4%	30.7%	33.4%	17.4%	22.5%	34.7%	37.2%	14.9%	23.4%	25.4%
Total income	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Net claims & benefits	(65.4%)	(83.9%)	(64.5%)	(49.6%)	(52.8%)	(47.4%)	(30.8%)	(29.1%)	(33.2%)	(29.2%)	(29.4%)	(31.4%)	(35.0%)	(46.5%)	(49.8%)	(47.7%)	(55.0%)	(68.5%)	(49.7%)	(50.2%)
Acquisition & underwriting expenses	17.6%	25.4%	9.6%	(11.4%)	(9.1%)	(22.5%)	(31.6%)	(33.6%)	(35.8%)	(41.2%)	(29.8%)	(22.3%)	(13.3%)	(10.9%)	0.2%	(1.1%)	6.8%	2.3%	(0.3%)	(2.1%)
Profit before tax	21.7%	1.2%	7.2%	18.9%	8.3%	6.9%	9.4%	13.6%	9.1%	7.9%	10.3%	17.0%	17.5%	2.8%	15.9%	21.1%	17.2%	(0.0%)	7.8%	12.5%
Taxation	(6.2%)	(4.7%)	(23.0%)	(7.1%)	(1.7%)	(5.1%)	(1.9%)	(5.9%)	(4.1%)	(5.4%)	(5.5%)	(8.9%)	(17.4%)	(4.9%)	(7.2%)	(7.6%)	(11.2%)	(6.9%)	(5.1%)	(4.8%)
Profit after tax	15.5%	(3.5%)	(15.7%)	11.7%	6.6%	1.8%	7.6%	7.7%	5.0%	2.5%	4.8%	8.0%	0.1%	(2.1%)	8.7%	13.5%	6.0%	(6.9%)	2.7%	7.8%
Profit attributable to shareholders	35.6%	6.7%	52.5%	20.5%	(1.4%)	7.7%	(11.4%)	7.3%	9.3%	7.7%	16.5%	19.9%	37.9%	11.5%	6.8%	27.4%	20.5%	31.3%	24.4%	23.8%

Each line as a percentage of total income.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.

All reported line items 105

IGIHL income statement — all reported line items (Rs mn)
Rs mn	Q2 FY2026 Apr – Jun 2026	Q1 FY2026 Jan – Mar 2026	Q4 FY2025 Oct – Dec 2025	Q3 FY2025 Jul – Sep 2025	Q2 FY2025 Apr – Jun 2025	Q1 FY2025 Jan – Mar 2025	Q4 FY2024 Oct – Dec 2024	Q3 FY2024 Jul – Sep 2024	Q2 FY2024 Apr – Jun 2024	Q1 FY2024 Jan – Mar 2024	Q4 FY2023 Oct – Dec 2023	Q3 FY2023 Jul – Sep 2023	Q2 FY2023 Apr – Jun 2023	Q1 FY2023 Jan – Mar 2023	Q4 FY2022 Oct – Dec 2022	Q3 FY2022 Jul – Sep 2022	Q2 FY2022 Apr – Jun 2022	Q1 FY2022 Jan – Mar 2022	Q4 FY2021 Oct – Dec 2021	Q3 FY2021 Jul – Sep 2021
Net Premiums Earned	3,898.1	4,085.7	4,228.2	5,514.2	4,342.8	5,218.1	4,593.3	4,687.0	4,227.8	4,444.1	3,391.2	3,293.5	2,594.1	2,873.6	2,351.2	2,384.8	2,071.7	2,391.8	2,372.1	2,442.1
Fees & Commissions Income	428.7	388.4	398.4	384.4	232.6	341.5	284.7	261.6	251.4	152.7	203.6	148.7	138.9	130.8	126.7	125.3	112.3	117.9	118.0	122.8
Fees & Commissions Expense	823.0	636.3	621.9	865.9	553.0	403.9	933.7	545.7	211.2	588.4	600.9	674.1	626.3	574.5	561.7	447.5	557.1	314.0	912.0	360.2
Investment Income/(Expense) - Net - Insurance	1,704.8	480.9	1,058.3	1,761.5	1,391.7	877.5	1,648.2	1,886.6	999.3	1,149.8	1,311.8	1,580.5	1,399.9	633.7	752.3	1,304.5	1,258.2	437.7	736.6	850.0
Investments & Loans - Business - Gain/(Loss)	678.6	140.5	392.8	319.5	412.8	35.9	501.8	184.2	292.8	0.0	264.3	119.5	60.5	5.6	110.8	(53.2)	(59.9)	(8.5)	(77.0)	(63.8)
Investment Income - Gross - Insurance - Total	1,704.8	480.9	1,058.3	1,761.5	1,391.7	877.5	1,648.2	1,886.6	999.3	1,149.8	1,311.8	1,580.5	1,399.9	633.7	752.3	1,304.5	1,258.2	437.7	736.6	850.0
Revenue from Business-Related Activities - Other - Total	428.7	388.4	398.4	384.4	232.6	341.5	284.7	261.6	251.4	152.7	203.6	148.7	138.9	130.8	126.7	125.3	112.3	117.9	118.0	122.8
Revenue from Business Activities - Total	6,710.1	5,095.5	6,077.6	7,979.6	6,379.9	6,473.0	7,028.0	7,019.3	5,771.2	5,746.5	5,170.9	5,142.2	4,193.4	3,643.6	3,341.0	3,761.4	3,382.3	2,938.9	3,149.7	3,351.0
Insurance Claims/Reserves - Total	4,388.8	4,276.3	3,922.0	3,958.8	3,369.4	3,066.0	2,163.6	2,042.3	1,913.9	1,680.0	1,520.6	1,616.9	1,466.7	1,695.5	1,663.7	1,793.9	1,859.3	2,011.7	1,564.6	1,681.0
Insurance Benefits Paid - Current	4,388.8	4,276.3	3,922.0	3,958.8	3,369.4	3,066.0	2,163.6	2,042.3	1,913.9	1,680.0	1,520.6	1,616.9	1,466.7	1,695.5	1,663.7	1,793.9	1,859.3	2,011.7	1,564.6	1,681.0
Selling, General & Administrative Expenses - Total	1,001.1	1,046.9	1,255.7	1,029.6	1,139.6	1,059.0	601.6	1,134.5	1,237.2	671.3	780.8	732.8	721.6	722.0	529.5	618.9	493.2	609.6	316.5	715.0
Selling, General & Administrative Expenses - Unclassified	—	—	—	—	—	—	576.8	1,134.5	—	671.3	—	732.8	721.6	722.0	530.8	618.9	493.2	615.6	318.0	725.0
Underwriting Expenses	(1,181.3)	(1,292.0)	(580.4)	910.8	577.7	1,456.3	2,220.5	2,357.0	2,068.7	2,365.0	1,538.6	1,147.4	557.4	396.4	(8.3)	42.3	(229.0)	(68.1)	9.6	71.6
Policy Acquisition Costs - Total	(1,181.3)	(1,292.0)	(580.4)	910.8	577.7	1,456.3	2,220.5	2,357.0	2,068.7	2,365.0	1,538.6	1,147.4	557.4	396.4	(8.3)	42.3	(229.0)	(68.1)	9.6	71.6
Other Operating Expense/(Income) - Net	177.2	142.9	90.3	(167.0)	274.7	98.9	217.2	(46.5)	266.2	148.7	204.1	145.8	148.3	118.6	179.3	116.1	106.3	96.2	123.8	79.0
Other Operating Income - Total	—	—	—	331.5	—	—	—	—	—	—	3.4	—	—	—	—	—	—	—	—	—
Policy Acquisition Costs - Other	(1,181.3)	(1,292.0)	(580.4)	910.8	577.7	1,456.3	2,220.5	2,357.0	2,068.7	2,365.0	1,538.6	1,147.4	557.4	396.4	(8.3)	42.3	(229.0)	(68.1)	9.6	71.6
Operating Expenses - Total	5,208.7	4,810.5	5,309.5	6,598.2	5,914.5	6,084.1	6,136.7	6,032.9	5,697.3	5,453.4	4,645.1	4,317.1	3,520.3	3,507.0	2,926.0	3,018.7	2,786.9	2,963.4	2,926.5	2,906.8
Selling, General & Administrative Expenses - Other - Total	—	—	—	—	—	—	24.8	0.0	—	0.0	—	0.0	0.0	0.0	(1.3)	0.0	0.0	(6.0)	(1.5)	(10.1)
Operating Profit before Non-Recurring Income/(Expense)	1,501.4	285.0	768.1	1,381.4	465.4	388.9	891.3	986.4	73.9	293.1	525.8	825.1	673.1	136.7	415.1	742.8	595.3	(24.5)	223.2	444.2
Other Operating Expense	177.2	142.9	90.3	164.5	274.7	98.9	217.2	—	266.2	148.7	207.5	145.8	148.3	118.6	179.3	116.1	106.3	96.2	123.8	79.0
Interest Expense - Net of Capitalized Interest	—	—	—	—	—	—	87.1	—	—	—	—	—	—	—	—	—	—	—	—	—
Sale of Tangible & Intangible Fixed Assets - Gain/Loss	4.5	3.7	9.3	20.2	26.4	4.4	(156.6)	29.0	6.7	36.5	10.9	20.2	28.4	2.6	36.3	21.9	(3.0)	2.0	7.3	10.5
Other Non-Operating Income/(Expense) - Total	(273.1)	36.7	(383.1)	(127.0)	(35.4)	61.4	(177.5)	183.7	143.1	80.8	(99.9)	28.3	60.3	19.3	75.2	13.0	32.2	16.3	23.3	25.3
Normalized Pre-tax Profit	1,232.8	325.4	394.4	1,274.6	456.4	454.6	470.2	1,199.1	223.7	410.4	436.7	873.5	761.8	158.5	526.7	777.7	624.6	(6.2)	253.8	480.0
Non-Recurring Income/Expense - Total	224.6	(265.8)	44.9	230.8	74.5	(6.3)	191.2	(243.3)	301.5	46.2	96.2	(0.4)	(29.0)	(56.9)	3.8	15.9	(42.4)	5.1	(8.3)	(60.2)
Fair Value Adjustments - Financial Investments	224.6	(265.8)	44.9	230.8	74.5	(6.3)	191.2	(243.3)	301.5	46.2	96.2	(0.4)	(29.0)	(56.9)	3.8	15.9	(42.4)	5.1	(8.3)	(60.2)
Provision for Income Tax Expense- Unclassified	417.8	239.5	1,395.6	569.0	110.5	331.3	130.6	415.0	238.8	312.2	283.0	459.2	729.9	178.4	239.3	287.1	379.8	201.4	160.4	159.8
Income before Taxes	1,457.4	59.6	439.2	1,505.4	530.9	448.3	661.4	955.8	525.2	456.6	532.9	873.1	732.8	101.6	530.5	793.6	582.2	(1.1)	245.5	419.7
Equity in Earnings/(Loss) of Affiliates (after Taxes)	1,362.3	536.0	4,181.6	709.6	(493.8)	390.3	(1,315.3)	(12.2)	261.9	307.4	610.6	618.2	1,591.7	501.3	(60.1)	526.6	493.7	1,121.6	658.9	524.4
Income Taxes	417.8	239.5	1,395.6	569.0	110.5	331.3	130.6	415.0	238.8	312.2	283.0	459.2	729.9	178.4	239.3	287.1	379.8	201.4	160.4	159.8
Net Income after Tax	1,039.5	(179.9)	(956.3)	936.5	420.4	117.0	530.8	540.8	286.3	144.5	249.9	413.8	3.0	(76.9)	291.2	506.5	202.4	(202.5)	85.1	259.9
Income before Discontinued Operations & Extraordinary Items	2,401.9	356.1	3,225.2	1,646.1	(73.4)	507.3	(784.5)	528.6	548.3	451.9	860.5	1,032.0	1,594.7	424.4	231.1	1,033.2	696.2	919.1	743.9	784.3
Net Income before Minority Interest	2,401.9	356.1	3,225.2	1,646.1	(73.4)	507.3	(784.5)	528.6	548.3	451.9	860.5	1,032.0	1,594.7	424.4	231.1	1,033.2	696.2	919.1	743.9	784.3
Minority Interest	13.4	13.8	31.9	12.2	17.1	12.1	16.4	13.6	10.8	7.4	7.4	6.8	6.6	3.8	4.4	1.0	1.2	0.6	(23.9)	(11.9)
Net Income after Minority Interest	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Income Available to Common Shares	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Other Comprehensive Income - Starting Line	2,401.9	356.1	3,225.2	1,646.1	(73.4)	507.3	(784.5)	528.6	548.3	451.9	860.5	1,032.0	1,594.7	424.4	231.1	1,033.2	696.2	919.1	743.9	784.3
Other Comprehensive Income - Unrealized Investment Gain/(Loss)	3,427.9	(2,441.9)	1,367.4	7,156.8	(4,598.5)	(644.0)	5,824.7	(5,730.6)	3,162.1	(2,282.7)	7,138.0	2,803.2	5,562.0	(4,391.7)	935.8	176.9	(366.1)	(53.1)	(1,221.0)	1,560.6
Other Comprehensive Income - Other	410.5	(584.0)	(295.5)	(1,072.9)	(17.8)	(100.6)	(923.8)	(494.0)	(537.7)	(336.5)	(809.6)	(362.1)	(161.8)	39.0	(64.2)	(138.5)	439.3	25.7	26.5	91.1
Other Comprehensive Income - Associated Companies	167.1	501.7	(1,381.0)	1,122.7	18.4	93.4	(2,029.8)	6,134.9	(5,075.5)	348.1	1,461.2	378.3	178.1	(50.2)	439.6	152.4	(488.1)	(34.8)	(741.3)	(102.2)
Other Comprehensive Income - Pension Related	—	(222.9)	(273.3)	514.3	(175.8)	(76.1)	1,227.0	359.1	(1,128.9)	(472.0)	(1,013.7)	534.2	1,225.3	(753.0)	11.4	(92.7)	1.8	67.3	590.4	218.6
Other Comprehensive Income - Net of Tax - Total	4,005.6	(2,747.1)	(582.3)	7,720.8	(4,773.7)	(727.2)	4,098.1	269.4	(3,580.0)	(2,743.1)	6,775.9	3,353.6	6,803.5	(5,155.9)	1,322.6	98.2	(413.1)	5.2	(1,345.4)	1,768.1
Comprehensive Income before Minority Interest - Total	6,407.4	(2,391.0)	2,642.9	9,366.9	(4,847.1)	(219.9)	3,313.6	798.0	(3,031.8)	(2,291.3)	7,636.4	4,385.6	8,398.2	(4,731.5)	1,553.6	1,131.3	283.0	924.2	(601.5)	2,552.4
Comprehensive Income - Attributable to Minority Interest - Total	5.5	(9.5)	67.7	6.1	(12.0)	10.9	18.8	19.5	9.7	9.4	14.7	9.6	9.5	1.9	4.1	3.4	(7.2)	(0.9)	(547.8)	2,566.2
Comprehensive Income - Attributable to Parent Company Equity Holders - Total	6,402.0	(2,381.5)	2,573.7	9,360.8	(4,835.1)	(230.8)	3,294.8	778.4	(3,041.5)	(2,300.6)	7,621.7	4,376.0	8,388.8	(4,733.4)	1,549.5	1,128.0	290.3	925.2	(53.7)	(13.8)
DPS - Common - Gross - Issue - By Period End Date Rs	2.50	0.00	5.50	0.00	2.50	0.00	4.00	0.00	2.00	0.00	4.00	0.00	2.00	0.00	2.25	0.00	2.00	0.00	3.50	0.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Income available to Common excluding Extraordinary Items	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Shares used to calculate Basic EPS - Total mn	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs	15.17	4.26	22.07	9.84	(1.16)	3.52	(6.96)	5.32	1.65	2.79	5.31	7.19	11.34	3.35	1.56	7.13	5.17	6.40	5.44	6.00
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Earnings Allocation Factor - Basic - Issue Specific	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×
Shares used to calculate Basic EPS - Issue Specific mn	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs	15.17	4.26	22.07	9.84	(1.16)	3.52	(6.96)	5.32	1.65	2.79	5.31	7.19	11.34	3.35	1.56	7.13	5.17	6.40	5.44	6.00
EPS - Basic from Discontinued Operations & Extraordinary Items Rs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Comprehensive Earnings Per Share - Basic - Issue Specific Rs	44.89	(16.70)	18.04	65.63	(33.90)	(1.62)	23.10	5.46	(21.32)	(16.13)	53.44	30.68	58.81	(33.19)	10.86	7.91	2.03	6.49	(0.38)	(0.10)
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Diluted Income available to Common excluding Extraordinary Items	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Shares used to calculate Diluted EPS - Total mn	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs	15.17	4.26	22.07	9.84	(1.16)	3.52	(6.96)	5.32	1.65	2.79	5.31	7.19	11.34	3.35	1.56	7.13	5.17	6.40	5.44	6.00
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(800.9)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	918.4	767.9	796.2
Earnings Allocation Factor - Diluted - Issue Specific	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×
Shares used to calculate Diluted EPS - Issue Specific mn	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6	142.6
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs	16.75	2.40	22.39	11.46	(0.63)	3.47	(5.62)	3.61	3.77	3.12	5.98	7.19	11.13	2.95	1.59	7.24	4.87	6.44	5.38	5.58
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs	15.17	4.26	22.07	9.84	(1.16)	3.52	(6.96)	5.32	1.65	2.79	5.31	7.19	11.34	3.35	1.56	7.13	5.17	6.40	5.44	6.00
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Comprehensive Earnings Per Share - Diluted - Issue Specific Rs	44.89	(16.70)	18.04	65.63	(33.90)	(1.62)	23.10	5.46	(21.32)	(16.13)	53.44	30.68	58.81	(33.19)	10.86	7.91	2.03	6.49	(0.38)	(0.10)
DPS - Common - Gross - Issue - By Announcement Date Rs	0.00	5.50	0.00	2.50	0.00	4.00	0.00	2.00	0.00	4.00	0.00	2.00	0.00	2.25	0.00	2.00	0.00	3.50	0.00	2.00
DPS - Common - Net - Issue - By Announcement Date Rs	0.00	4.95	0.00	2.25	0.00	3.60	0.00	1.80	0.00	3.60	0.00	1.80	0.00	2.03	0.00	1.80	0.00	3.15	0.00	1.80
Earnings before Interest & Taxes (EBIT)	1,501.4	285.0	768.1	1,381.4	465.4	388.9	891.3	986.4	73.9	293.1	525.8	825.1	673.1	136.7	415.1	742.8	595.3	(24.5)	223.2	444.2
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA)	1,697.9	285.0	812.0	1,476.8	522.0	498.0	942.6	1,148.6	73.9	371.1	576.9	895.3	753.0	204.5	471.2	811.6	674.5	41.5	286.9	520.5
Depreciation, Depletion & Amortization - Total	196.5	—	43.8	95.4	56.6	109.2	51.2	162.2	0.0	78.0	51.1	70.2	79.9	67.8	56.2	68.8	79.1	66.0	63.7	76.4
Normalized after Tax Profit	815.0	85.9	(1,001.2)	705.7	345.9	123.3	339.6	784.1	(15.1)	98.3	153.7	414.3	31.9	(19.9)	287.4	490.6	244.8	(207.6)	93.4	320.2
Normalized Net Income from Continuing Operations	2,177.3	621.9	3,180.4	1,415.2	(147.9)	513.6	(975.7)	771.9	246.8	405.7	764.3	1,032.5	1,623.7	481.3	227.2	1,017.2	738.6	914.0	752.3	844.5
Normalized Net Income - Bottom Line	2,163.9	608.2	3,148.5	1,403.1	(165.0)	501.5	(992.1)	758.3	236.0	398.3	756.9	1,025.6	1,617.0	477.5	222.8	1,016.3	737.3	913.3	776.2	856.4
Earnings before Interest & Taxes (EBIT) - Normalized	1,159.2	267.2	291.0	1,182.2	321.3	373.4	557.2	802.4	120.4	214.4	231.3	643.4	569.2	118.4	491.5	713.1	572.9	(44.5)	228.2	441.3
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized	1,355.7	—	334.8	1,277.6	377.9	482.6	608.5	964.6	120.4	292.3	282.4	713.6	649.1	186.3	547.7	781.9	652.1	21.5	291.8	517.7
Interest Expense	—	—	—	—	—	—	87.1	—	—	—	—	—	—	—	—	—	—	—	—	—
Investment Income - Insurance	1,704.8	480.9	1,058.3	1,761.5	1,391.7	877.5	1,648.2	1,886.6	999.3	1,149.8	1,311.8	1,580.5	1,399.9	633.7	752.3	1,304.5	1,258.2	437.7	736.6	850.0
Losses, Benefits & Adjustments - Insurance	4,388.8	4,276.3	3,922.0	3,958.8	3,369.4	3,066.0	2,163.6	2,042.3	1,913.9	1,680.0	1,520.6	1,616.9	1,466.7	1,695.5	1,663.7	1,793.9	1,859.3	2,011.7	1,564.6	1,681.0
Operating Expenses	5,208.7	4,810.5	5,309.5	6,598.2	5,914.5	6,084.1	6,136.7	6,032.9	5,697.3	5,453.4	4,645.1	4,317.1	3,520.3	3,507.0	2,926.0	3,018.7	2,786.9	2,963.4	2,926.5	2,906.8
Selling, General & Administrative Expenses excluding Research & Development Expenses	1,001.1	1,046.9	1,255.7	1,029.6	1,139.6	1,059.0	601.6	1,134.5	1,237.2	671.3	780.8	732.8	721.6	722.0	529.5	618.9	493.2	609.6	316.5	715.0
Total Claim & Loss Expense	4,388.8	4,276.3	3,922.0	3,958.8	3,369.4	3,066.0	2,163.6	2,042.3	1,913.9	1,680.0	1,520.6	1,616.9	1,466.7	1,695.5	1,663.7	1,793.9	1,859.3	2,011.7	1,564.6	1,681.0
Underwriting & Commissions	(1,181.3)	(1,292.0)	(580.4)	910.8	577.7	1,456.3	2,220.5	2,357.0	2,068.7	2,365.0	1,538.6	1,147.4	557.4	396.4	(8.3)	42.3	(229.0)	(68.1)	9.6	71.6
Underwriting Expenses - Insurance	2,001.3	1,826.1	1,967.9	1,728.5	1,967.3	1,561.8	1,752.5	1,633.7	1,714.7	1,408.4	1,585.9	1,552.8	1,496.2	1,415.1	1,270.5	1,182.5	1,156.6	1,019.8	1,352.3	1,154.2
Income before Taxes & Provision for Loan Losses	1,457.4	59.6	439.2	1,505.4	530.9	448.3	661.4	955.8	525.2	456.6	532.9	873.1	732.8	101.6	530.5	793.6	582.2	(1.1)	245.5	419.7
DPS - Common - Gross - Issue - By Payable Date Rs	5.50	0.00	0.00	2.50	4.00	0.00	0.00	2.00	4.00	0.00	0.00	2.00	2.25	0.00	0.00	2.00	3.50	0.00	0.00	2.00
DPS - Common - Gross - Issue - By Ex Date Rs	5.50	0.00	0.00	2.50	4.00	0.00	0.00	2.00	4.00	0.00	0.00	2.00	2.25	0.00	0.00	2.00	3.50	0.00	0.00	2.00
Tax Adjusted Operating Income	2,388.4	342.3	3,193.4	1,633.9	(90.5)	495.2	(731.0)	515.0	537.4	444.5	853.1	1,025.2	1,588.1	420.6	226.6	1,032.2	694.9	—	767.9	796.2
Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance	(2,387.5)	(2,450.2)	(1,954.0)	(2,230.3)	(1,402.1)	(1,504.2)	(411.1)	(408.6)	(199.2)	(271.7)	65.3	(64.1)	29.5	(280.4)	(393.3)	(611.4)	(702.8)	(992.0)	(212.2)	(526.8)
Operating Expenses excluding Non-Cash Charges - Total	5,012.2	—	5,265.7	6,502.8	5,857.9	5,975.0	6,085.4	5,870.7	5,697.3	5,375.4	4,594.0	4,246.9	3,440.4	3,439.1	2,869.8	2,949.8	2,707.8	2,897.4	2,862.8	2,830.4
Premiums Earned - Total	4,326.8	4,474.1	4,626.6	5,898.6	4,575.4	5,559.6	4,878.0	4,948.6	4,479.1	4,596.8	3,594.8	3,442.1	2,733.1	3,004.4	2,478.0	2,510.1	2,184.0	2,509.7	2,490.1	2,564.8
Losses, Benefits & Adjustments - Total	3,207.4	2,984.3	3,341.6	4,869.7	3,947.1	4,522.3	4,384.2	4,399.3	3,982.6	4,045.0	3,059.2	2,764.3	2,024.1	2,091.9	1,655.5	1,836.2	1,630.3	1,943.6	1,574.2	1,752.6
Income Available to Common Shares before Depreciation & Amortization	2,584.9	—	3,237.2	1,729.3	(33.9)	604.4	(749.7)	677.2	537.4	522.5	904.2	1,095.4	1,668.0	488.4	282.8	1,101.0	774.1	984.5	831.5	872.5
Fixed Charges	—	—	—	—	—	—	87.1	—	—	—	—	—	—	—	—	—	—	—	—	—
Estimated Tax Rate	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×	0.29×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs	0.00	5.50	0.00	2.50	0.00	4.00	0.00	2.00	0.00	4.00	0.00	2.00	0.00	2.25	0.00	2.00	0.00	3.50	0.00	2.00

Every line the company reported, in the original order and wording, without regrouping or signs changed.