IGIL IGI Life Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 18.50 -2.63%
Quarterly · Q3 FY2021 – Q2 FY2026
IGI Life Insurance Limited (IGIL) quarterly balance sheet
At the end of Q2 FY2026 (Apr – Jun 2026) IGI Life Insurance Limited had total assets of Rs 41.1 bn, up 0.2% on Q2 FY2025. Shareholders' equity was Rs 2.8 bn (Rs 16.60 per share), 6.9% of total assets.
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||
| Cash & cash equivalents | 1.1 | 0.8 | 1.5 | 1.7 | 0.7 | 0.9 | 0.9 | 0.9 | ||||||||||||
| Investments | 36.5 | 37.4 | 39.0 | 38.4 | 37.6 | 36.8 | 35.5 | 32.0 | ||||||||||||
| Premium receivables | 1.2 | 1.1 | 0.9 | 1.0 | 0.7 | 0.7 | 0.6 | 0.8 | ||||||||||||
| Total assets | 41.1 | 41.6 | 43.7 | 43.2 | 41.1 | 40.2 | 39.0 | 35.6 | ||||||||||||
| Liabilities | ||||||||||||||||||||
| Insurance reserves | 36.8 | 37.3 | 39.1 | 39.4 | 37.3 | 36.6 | 35.1 | 32.2 | ||||||||||||
| Unearned premiums | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.4 | ||||||||||||
| Total liabilities | 38.3 | 38.8 | 41.0 | 40.6 | 38.6 | 37.7 | 36.7 | 33.4 | ||||||||||||
| Equity | ||||||||||||||||||||
| Equity attributable to shareholders | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 | ||||||||||||
| Total equity | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 | ||||||||||||
| Total liabilities & equity | 41.1 | 41.6 | 43.7 | 43.2 | 41.1 | 40.2 | 39.0 | 35.6 | ||||||||||||
| Key figures | ||||||||||||||||||||
| Shares outstanding mn | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | ||||||||||||
| Common equity | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 | ||||||||||||
| Book value per share (Rs) Rs | 16.60 | 15.96 | 15.82 | 14.93 | 14.31 | 14.90 | 13.36 | 12.72 | ||||||||||||
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||
| Cash & cash equivalents | +61.4% | -9.9% | +69.9% | +91.9% | +27.1% | +48.4% | +162.2% | +105.8% | ||||||||||||
| Investments | -2.8% | +1.7% | +9.9% | +19.9% | +28.4% | +38.3% | +45.7% | +47.4% | ||||||||||||
| Premium receivables | +72.0% | +49.6% | +48.2% | +30.8% | +19.1% | +61.1% | +102.6% | +136.4% | ||||||||||||
| Total assets | +0.2% | +3.4% | +11.9% | +21.4% | +27.1% | +36.2% | +45.4% | +46.1% | ||||||||||||
| Liabilities | ||||||||||||||||||||
| Insurance reserves | -1.3% | +1.9% | +11.5% | +22.1% | +28.5% | +38.3% | +47.9% | +50.4% | ||||||||||||
| Unearned premiums | +2.9% | +114.0% | +46.8% | -74.2% | +109.9% | -58.8% | +1.1% | +275.7% | ||||||||||||
| Total liabilities | -0.8% | +3.2% | +11.5% | +21.7% | +27.7% | +36.9% | +47.6% | +48.5% | ||||||||||||
| Equity | ||||||||||||||||||||
| Equity attributable to shareholders | +16.0% | +7.1% | +18.4% | +17.4% | +18.7% | +27.0% | +17.1% | +16.5% | ||||||||||||
| Total equity | +16.0% | +7.1% | +18.4% | +17.4% | +18.7% | +27.0% | +17.1% | +16.5% | ||||||||||||
| Total liabilities & equity | +0.2% | +3.4% | +11.9% | +21.4% | +27.1% | +36.2% | +45.4% | +46.1% | ||||||||||||
| Key figures | ||||||||||||||||||||
| Shares outstanding | — | — | — | — | — | — | — | — | ||||||||||||
| Common equity | +16.0% | +7.1% | +18.4% | +17.4% | +18.7% | +27.0% | +17.1% | +16.5% | ||||||||||||
| Book value per share (Rs) | +16.0% | +7.1% | +18.4% | +17.4% | +18.7% | +27.0% | +17.1% | +16.5% | ||||||||||||
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||
| Cash & cash equivalents | 2.8% | 1.9% | 3.5% | 3.8% | 1.7% | 2.2% | 2.3% | 2.4% | ||||||||||||
| Investments | 88.8% | 90.0% | 89.3% | 88.8% | 91.5% | 91.5% | 91.0% | 90.0% | ||||||||||||
| Premium receivables | 2.9% | 2.6% | 2.1% | 2.3% | 1.7% | 1.8% | 1.6% | 2.2% | ||||||||||||
| Total assets | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | ||||||||||||
| Liabilities | ||||||||||||||||||||
| Insurance reserves | 89.6% | 89.8% | 89.6% | 91.1% | 90.9% | 91.1% | 90.0% | 90.6% | ||||||||||||
| Unearned premiums | 0.4% | 0.3% | 0.3% | 0.2% | 0.3% | 0.1% | 0.2% | 1.0% | ||||||||||||
| Total liabilities | 93.1% | 93.5% | 93.8% | 94.1% | 94.1% | 93.7% | 94.2% | 93.9% | ||||||||||||
| Equity | ||||||||||||||||||||
| Equity attributable to shareholders | 6.9% | 6.5% | 6.2% | 5.9% | 5.9% | 6.3% | 5.8% | 6.1% | ||||||||||||
| Total equity | 6.9% | 6.5% | 6.2% | 5.9% | 5.9% | 6.3% | 5.8% | 6.1% | ||||||||||||
| Total liabilities & equity | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | ||||||||||||
| Key figures | ||||||||||||||||||||
| Common equity | 6.9% | 6.5% | 6.2% | 5.9% | 5.9% | 6.3% | 5.8% | 6.1% | ||||||||||||
Each line as a percentage of total assets.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 16 Oct 2026.
All reported line items 91
| Rs bn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash & Cash Equivalents | 1.1 | 0.8 | 1.5 | 1.7 | 0.7 | 0.9 | 0.9 | 0.9 |
| Receivables - Total | 2.2 | 2.1 | 1.9 | 1.9 | 1.5 | 1.6 | 1.4 | 1.6 |
| Insurance Premium Receivables | 1.2 | 1.1 | 0.9 | 1.0 | 0.7 | 0.7 | 0.6 | 0.8 |
| Income Tax - Receivables | 1.1 | 1.0 | 1.0 | 0.9 | 0.8 | 0.8 | 0.8 | 0.8 |
| Investments including Loans - Total | 36.5 | 37.4 | 39.0 | 38.4 | 37.6 | 36.8 | 35.5 | 32.0 |
| Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total | 35.7 | 36.7 | 38.1 | 37.4 | 36.5 | 35.8 | 34.3 | 31.1 |
| Investment Securities - Equity | — | — | — | — | — | — | — | — |
| Investments - Other - Total | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
| Loans - Mortgage, Policy & Other | 0.5 | 0.4 | 0.6 | 0.6 | 0.7 | 0.7 | 0.8 | 0.6 |
| Policy Loans | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Loans - Other | 0.3 | 0.3 | 0.4 | 0.5 | 0.6 | 0.5 | 0.6 | 0.5 |
| Investment Securities Available for Sale & Held to Maturity | 35.7 | 36.7 | 38.1 | 37.4 | 36.5 | 35.8 | 34.3 | 31.1 |
| Property, Plant & Equipment - Net - Total | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 |
| Investment Securities - Available for Sale - Total | 25.0 | 25.6 | 23.4 | 17.7 | 12.6 | 11.2 | 10.9 | 9.5 |
| Other Assets - Total | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.4 | 0.6 | 0.6 |
| Deferred Tax - Asset - Long-Term & Short-Term | 0.4 | 0.4 | 0.4 | 0.4 | 0.5 | 0.4 | 0.5 | 0.5 |
| Prepaid Expenses - Total | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 |
| Other Assets | — | — | — | — | — | (0.2) | — | — |
| Intangible Assets - Total - Net | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
| Total Assets | 41.1 | 41.6 | 43.7 | 43.2 | 41.1 | 40.2 | 39.0 | 35.6 |
| Insurance Reserves - Total | 36.8 | 37.3 | 39.1 | 39.4 | 37.3 | 36.6 | 35.1 | 32.2 |
| Benefit & Loss Reserves - Gross | 36.0 | 36.4 | 38.2 | 38.5 | 36.5 | 35.8 | 34.4 | 31.2 |
| Debt - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Unearned Premiums - Gross | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.4 |
| Policy & Contract Claims - Gross | 0.7 | 0.9 | 0.8 | 0.8 | 0.7 | 0.8 | 0.6 | 0.6 |
| Insurance Contracts - Technical Liabilities | 36.0 | 36.4 | 38.2 | 38.5 | 36.5 | 35.8 | 34.4 | 31.2 |
| Debt - Long-Term - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capitalized Lease Obligations - Long-Term | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Payables & Accrued Expenses | 1.4 | 1.5 | 1.8 | 1.2 | 1.3 | 1.1 | 1.6 | 1.1 |
| Payable - Reinsurance & Brokers/Agents | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.3 | 0.3 |
| Other Liabilities - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.1) | 0.0 | 0.0 |
| Other Payables - Total | 1.1 | 1.2 | 1.5 | 0.9 | 1.0 | 0.9 | 1.3 | 0.8 |
| Other Liabilities - | — | — | — | — | — | (0.1) | — | (0.0) |
| Provisions | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Post Employment Benefits - Pension & Other | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Total Liabilities | 38.3 | 38.8 | 41.0 | 40.6 | 38.6 | 37.7 | 36.7 | 33.4 |
| Shareholders' Equity - Attributable to Parent Shareholders - Total | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Common Equity Attributable to Parent Shareholders | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Common Equity - Contributed | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 |
| Common Stock - Issued & Paid | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 |
| Equity - Non-Contributed - Reserves & Retained Earnings | 1.1 | 1.0 | 1.0 | 0.8 | 0.7 | 0.8 | 0.6 | 0.5 |
| Retained Earnings - Total | 1.1 | 1.0 | 1.0 | 0.8 | 0.7 | 0.8 | 0.5 | 0.4 |
| Comprehensive Income - Accumulated - Total | 0.0 | (0.0) | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| Investments - Unrealized Gain/Loss | 0.0 | (0.0) | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| Common Equity - Total | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Total Shareholders' Equity - including Minority Interest & Hybrid Debt | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Total Liabilities & Equity | 41.1 | 41.6 | 43.7 | 43.2 | 41.1 | 40.2 | 39.0 | 35.6 |
| Common Shares - Issued - Total mn | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 |
| Common Shares - Outstanding - Total mn | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 |
| Common Shares - Treasury - Total mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Common Shares - Authorized - Issue Specific mn | 300.0 | 300,000.0 | 300.0 | 300.0 | 300.0 | 300.0 | 300.0 | 300.0 |
| Common Shares - Issued - Issue Specific mn | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 |
| Common Shares - Outstanding - Issue Specific mn | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 | 170.6 |
| Common Shares - Treasury - Issue Specific mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Asset Allocation Factor - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Finance and Operating Lease Liabilities - Total - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Debt including Finance and Operating Lease Liabilities - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Debt | (1.1) | (0.8) | (1.5) | (1.6) | (0.7) | (0.9) | (0.9) | (0.8) |
| Insurance Contracts - Technical Liabilities - Supplemental | 36.0 | 36.4 | 38.2 | 38.5 | 36.5 | 35.8 | 34.4 | 31.2 |
| Asset Accruals | (1.1) | (0.8) | (1.5) | (1.7) | (0.7) | (0.9) | (0.9) | (0.9) |
| Cash & Cash Equivalents - Total | 1.1 | 0.8 | 1.5 | 1.7 | 0.7 | 0.9 | 0.9 | 0.9 |
| Cash & Securities | 36.0 | 37.0 | 38.4 | 37.7 | 36.8 | 36.1 | 34.6 | 31.4 |
| Cash & Short Term Investments - Total | 1.1 | 0.8 | 1.5 | 1.7 | 0.7 | 0.9 | 0.9 | 0.9 |
| Debt - including Preferred Equity & Minority Interest - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Earning Assets | 36.5 | 37.4 | 39.0 | 38.4 | 37.6 | 36.8 | 35.5 | 32.0 |
| Equity Securities & Real Estate | — | — | — | — | — | — | — | — |
| Invested Assets - Total | 36.5 | 37.4 | 39.0 | 38.4 | 37.6 | 36.8 | 35.5 | 32.0 |
| Investment Securities | 35.7 | 36.7 | 38.1 | 37.4 | 36.5 | 35.8 | 34.3 | 31.1 |
| Net Book Capital | 1.7 | 1.9 | 1.2 | 0.9 | 1.8 | 1.7 | 1.4 | 1.3 |
| Net Operating Assets | 1.7 | 1.9 | 1.2 | 0.9 | 1.8 | 1.7 | 1.4 | 1.3 |
| Non-Reserve Liabilities | 1.5 | 1.5 | 1.8 | 1.3 | 1.3 | 1.0 | 1.6 | 1.2 |
| Provisions - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Shareholders Equity - Common | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Tangible Total Equity | 2.4 | 2.3 | 2.3 | 2.1 | 2.1 | 2.2 | 1.9 | 1.8 |
| Tangible Book Value | 2.4 | 2.3 | 2.3 | 2.1 | 2.1 | 2.2 | 1.9 | 1.8 |
| Total Book Capital | 2.8 | 2.7 | 2.7 | 2.6 | 2.5 | 2.6 | 2.3 | 2.2 |
| Total Capital | 2.8 | 2.7 | 2.7 | 2.6 | 2.5 | 2.6 | 2.3 | 2.2 |
| Total Long Term Capital | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Book Value excluding Other Equity | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Cash & Short Term Investments - Net of Debt | 1.1 | 0.8 | 1.5 | 1.6 | 0.7 | 0.9 | 0.9 | 0.8 |
| Interest Bearing Liabilities - Total | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Net Debt Including Preferred Equity & Minority Interest | (1.1) | (0.8) | (1.5) | (1.6) | (0.7) | (0.9) | (0.9) | (0.8) |
| Other Short-Term & Long-Term Assets - Total | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.4 | 0.6 | 0.6 |
| Other Short-Term & Long-Term Liabilities - Total | — | — | — | — | — | (0.1) | — | (0.0) |
| Tangible Book Value excluding Other Equity | 2.4 | 2.3 | 2.3 | 2.1 | 2.1 | 2.2 | 1.9 | 1.8 |
| Total Debt Excluding Islamic | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Investment in Equity, Real Estate & Mortgages | — | — | — | — | — | — | — | — |
| Book Value excluding Accumulated Comprehensive Income | 2.8 | 2.7 | 2.7 | 2.5 | 2.4 | 2.5 | 2.3 | 2.2 |
| Benefit & Claims Reserves - Gross | 36.7 | 37.2 | 39.0 | 39.3 | 37.2 | 36.6 | 35.0 | 31.9 |
| Reinsurance Liabilities | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.3 | 0.3 |
| Cash in Hand & with Banks - Total | 1.1 | 0.8 | 1.5 | 1.7 | 0.7 | 0.9 | 0.9 | 0.9 |
Every line the company reported, in the original order and wording, without regrouping or signs changed.