JLICL Jubilee Life Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 101.85 -0.15%
Financials
Jubilee Life Insurance Company Limited (JLICL) financials
20 years of annual results (FY2006 – FY2025), 80 quarters.
Jubilee Life Insurance Company Limited (JLICL) reported total income of Rs 84.2 bn for FY2025 (Jan – Dec 2025), down 4.1% from FY2024.
Profit attributable to shareholders was Rs 2.5 bn (EPS Rs 16.58), down 3.0%.
It declared a dividend of Rs 8.67 per share for FY2025 and has paid a dividend in each of the last 20 years.
Return on equity was 13.8%.
Over the last five years total income grew at a compound 5.5% a year.
At Rs 101.85 (close on 16 Oct 2026) the shares trade at 7.0× earnings (TTM to Jun 2026) and 0.83× book value, with a dividend yield of 8.5%.
Fundamentals
JLICL at a glance
Net premium earned · FY2025
Rs 56.7 bn
▲ 21.7% year on year
Profit attributable to shareholders · FY2025
Rs 2.5 bn
▼ 3.0% year on year
EPS – basic (Rs) · FY2025
Rs 16.58
▼ 3.0% year on year
Dividend per share (Rs) · FY2025
Rs 8.67
▲ 0.0% year on year
Investments · FY2025
Rs 246.9 bn
▲ 12.6% year on year
Return on equity (ROE) · FY2025
13.8%
-1.9 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 84.2 bn
- Profit attributable · FY2025
- Rs 2.5 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 265.8 bn
- Equity · FY2025
- Rs 18.8 bn
Financial highlights
JLICL financial results
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 * Jan – Dec 2024 | FY2023 * Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 56.7 | 46.6 | 44.1 | 45.6 | 47.6 | 45.2 | 48.4 | 50.7 | 45.9 | — |
| Investment income (net) | 24.7 | 35.8 | 31.3 | 19.4 | 12.4 | 12.3 | 12.9 | 7.7 | 6.1 | 0.3 |
| Net claims & benefits | (56.2) | (55.6) | (48.7) | (42.9) | (39.8) | (28.8) | (22.5) | (16.3) | (13.0) | — |
| Profit before tax | 4.2 | 4.3 | 4.4 | 3.3 | 2.5 | 4.1 | 3.4 | 3.8 | 5.1 | 3.2 |
| Profit attributable to shareholders | 2.5 | 2.6 | 2.3 | 2.1 | 1.8 | 2.9 | 2.2 | 2.4 | 3.3 | 2.1 |
| EPS – basic (Rs) Rs | 16.58 | 17.10 | 15.32 | 13.77 | 11.91 | 19.16 | 14.78 | 16.15 | 21.67 | 14.00 |
| Dividend per share (Rs) Rs | 8.67 | 8.67 | 8.67 | 7.54 | 8.41 | 9.57 | 8.69 | 9.22 | 9.22 | 6.95 |
| Investments | 246.9 | 219.3 | 189.4 | 173.1 | 178.0 | 175.6 | 158.7 | 128.3 | 109.9 | 94.8 |
| Total assets | 265.8 | 236.8 | 205.5 | 187.9 | 190.6 | 190.4 | 173.4 | 139.6 | 120.5 | 102.0 |
| Total equity | 18.8 | 17.3 | 15.4 | 13.9 | 13.1 | 12.9 | 11.4 | 10.3 | 9.3 | 98.3 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 58.3 | 12.3 | 16.0 | 15.4 | 14.7 | 12.3 | 14.3 | 13.0 | 12.7 |
| Investment income (net) | 22.9 | 5.7 | 5.6 | 5.8 | 5.8 | 6.1 | 6.7 | 7.7 | 9.1 |
| Net claims & benefits | (58.0) | (16.3) | (15.1) | (15.6) | (11.0) | (14.5) | (15.1) | (14.8) | (13.2) |
| Profit before tax | 3.5 | 0.9 | 0.5 | 1.1 | 0.9 | 1.5 | 0.6 | 1.3 | 0.8 |
| Profit attributable to shareholders | 2.2 | 0.6 | 0.3 | 0.6 | 0.6 | 0.9 | 0.4 | 0.8 | 0.5 |
| EPS – basic (Rs) Rs | 14.50 | 4.31 | 2.07 | 4.25 | 3.87 | 5.84 | 2.61 | 5.55 | 3.43 |
| Dividend per share (Rs) Rs | 8.67 | 2.00 | 0.00 | 6.67 | 0.00 | 2.00 | 0.00 | 6.67 | 0.00 |
| Investments | 243.3 | 243.3 | 234.3 | 246.9 | 239.7 | 222.4 | 215.5 | 219.3 | 202.3 |
| Total assets | 263.9 | 263.9 | 256.0 | 265.8 | 260.7 | 241.8 | 237.1 | 236.8 | 223.8 |
| Total equity | 18.5 | 18.5 | 17.3 | 18.8 | 17.9 | 17.3 | 17.5 | 17.3 | 16.0 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.