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Inv. Banks / Inv. Cos. / Securities Cos.

JSCL Jahangir Siddiqui & Co. Ltd.

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 23.40 +7.34%

Quarterly · Q3 FY2021 – Q2 FY2026

Jahangir Siddiqui & Co. Ltd. (JSCL) quarterly income statement

Jahangir Siddiqui & Co. Ltd. reported revenue of Rs 38.8 bn for Q2 FY2026 (Apr – Jun 2026), down 10.2% on Q2 FY2025. Finance cost was Rs 18.4 bn, down 14.9% on Q2 FY2025. Tax of Rs 3.7 bn took 47.8% of pre-tax profit. Profit attributable to shareholders was Rs 2.8 bn, up 48.6% on Q2 FY2025, or Rs 3.05 per share.

JSCL income statement (quarterly) (Rs bn)
Rs bn TTM to Jun 2026 Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Revenue 151.9 38.8 36.2 38.5 38.3 43.2 46.0 55.6 60.2
Operating expenses (65.4) (17.0) (16.8) (15.2) (16.4) (18.3) (15.5) (19.8) (16.2)
Finance cost (72.9) (18.4) (17.5) (17.4) (19.5) (21.6) (24.3) (32.6) (38.6)
Profit before tax 21.4 7.7 3.8 5.5 4.4 5.1 7.8 4.5 6.1
Taxation (11.7) (3.7) (2.3) (3.1) (2.6) (2.2) (4.5) (4.0) (3.5)
Profit after tax 9.7 4.0 1.5 2.4 1.8 2.9 3.3 0.5 2.6
Profit attributable to shareholders 6.4 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 0.9
Per share
EPS – basic (Rs) Rs 7.01 3.05 0.71 2.04 1.21 2.06 1.79 (0.32) 1.04
Dividend per share (Rs) Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
JSCL income statement — year-on-year change (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Revenue -10.2% -21.3% -30.7% -36.4% -26.9% -22.8% -4.2% +65.4%
Operating expenses -7.3% +8.2% -23.2% +1.2% +41.7% +21.4% +21.7% +69.3%
Finance cost -14.9% -27.9% -46.6% -49.4% -43.0% -37.7% -8.1% +54.3%
Profit before tax +52.1% -51.6% +22.2% -27.8% -47.4% -21.9% -53.6% +14.7%
Taxation +66.3% -48.2% -23.1% -26.4% -48.4% -14.9% -11.5% +141.8%
Profit after tax +41.1% -56.1% +409.3% -29.8% -46.5% -29.7% -90.9% -32.9%
Profit attributable to shareholders +48.6% -59.7% — +16.5% -40.0% -38.9% -113.6% -75.1%
Per share
EPS – basic (Rs) +48.2% -60.2% — +16.3% -39.8% -38.4% -113.1% -74.9%
Dividend per share (Rs) — — — — — — — —

Change against the same quarter a year earlier; shown when the earlier figure is positive.

JSCL income statement — common size (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Revenue 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Operating expenses (43.7%) (46.4%) (39.4%) (42.8%) (42.4%) (33.8%) (35.6%) (26.9%)
Finance cost (47.4%) (48.3%) (45.3%) (50.9%) (50.0%) (52.8%) (58.7%) (64.0%)
Profit before tax 19.9% 10.4% 14.2% 11.5% 11.7% 16.9% 8.1% 10.1%
Taxation (9.5%) (6.4%) (8.0%) (6.7%) (5.1%) (9.7%) (7.2%) (5.8%)
Profit after tax 10.4% 4.0% 6.2% 4.8% 6.6% 7.2% 0.8% 4.3%
Profit attributable to shareholders 7.2% 1.8% 4.9% 2.9% 4.3% 3.5% (0.5%) 1.6%

Each line as a percentage of revenue.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.

All reported line items 117
JSCL income statement — all reported line items (Rs bn)
Rs bn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024
Interest & Dividend Income - Finance - Total 35.8 32.8 33.9 33.9 37.7 41.2 53.3 57.4
Interest Income - Loans/Deposits 17.5 15.0 15.9 13.3 14.8 15.5 20.8 18.6
Interest & Dividend Income - Other - Finance 18.4 17.9 18.0 20.6 22.9 25.7 32.4 38.8
Net Commission & Fees Income/Expense - Business Revenue 2.9 3.2 3.0 2.9 3.1 2.6 2.6 2.2
Fees & Commissions Income 2.9 3.2 3.0 2.9 3.1 2.6 2.6 2.2
Investments & Loans - Business - Gain/(Loss) 0.1 0.2 1.7 1.5 2.5 2.2 (0.3) 0.6
Investment Securities - Business - Gain/(Loss) — — — — — — 0.3 0.5
Gain/(Loss) on Sale of Financial Instruments - Other 0.1 0.2 1.7 1.5 2.5 2.2 (0.6) 0.0
Trading Investments/Trading Account Income - Gain/(Loss) — — — — — — 0.3 0.5
Revenue from Business Activities - Total 38.8 36.2 38.5 38.3 43.2 46.0 55.6 60.2
Selling, General & Administrative Expenses - Total 17.0 16.8 15.2 16.4 18.3 15.5 19.8 16.2
Selling, General & Administrative Expenses - Unclassified 16.8 16.7 15.1 16.3 18.2 15.4 19.6 16.1
Operating Expenses - Total 17.0 16.8 15.2 16.4 18.3 15.5 19.8 16.2
Operating Expenses - before Interest Expenses & Provision for Loan Losses - Total 17.0 16.8 15.2 16.4 18.3 15.5 19.8 16.2
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.1
Operating Profit before Non-Recurring Income/(Expense) 21.8 19.4 23.3 21.9 24.9 30.4 35.8 44.0
Financing Income/(Expense) - Net - Total (18.4) (17.5) (17.4) (19.5) (21.6) (24.3) (32.6) (38.6)
Interest Expense - Net of (Interest Income) 18.4 17.5 17.4 19.5 21.6 24.3 32.6 38.6
Interest Expense - Net of Capitalized Interest 18.4 17.5 17.4 19.5 21.6 24.3 32.6 38.6
Equity Earnings/(Loss) - before Taxes including Non-Recurring 0.7 0.4 0.6 1.0 0.5 0.4 0.5 0.0
Other Non-Operating Income/(Expense) - Total 1.4 0.8 1.6 1.0 1.2 1.0 0.4 1.0
Normalized Pre-tax Profit 5.6 3.1 8.1 4.4 5.1 7.6 4.1 6.5
Non-Recurring Income/Expense - Total 2.1 0.7 (2.6) 0.0 (0.0) 0.2 0.4 (0.4)
Impairment - Tangible & Intangible Fixed Assets — — — — — — — —
Impairment - Fixed Assets — — — — — — — —
Impairment - Financial Investments (2.1) (0.7) 2.6 (0.0) 0.0 (0.2) (0.4) 0.4
Provision for Income Tax Expense- Unclassified — — — — — — 4.0 —
Income before Taxes 7.7 3.8 5.5 4.4 5.1 7.8 4.5 6.1
Income Taxes 3.7 2.3 3.1 2.6 2.2 4.5 4.0 3.5
Income Taxes for the Year - Current 3.4 1.9 4.9 2.3 2.9 4.4 — 3.8
Income Taxes - Domestic - Current 3.4 1.9 0.7 3.3 1.6 4.4 — 3.9
Income Taxes - Other (KFAS/NLST) - Current (0.0) (0.0) 4.2 (1.0) 1.3 — — (0.0)
Income Taxes - Deferred 0.3 0.4 (1.8) 0.3 (0.7) 0.1 — (0.3)
Net Income after Tax 4.0 1.5 2.4 1.8 2.9 3.3 0.5 2.6
After-Tax Adjustments - Other - Income/(Expense) - Total — — — — — — — —
Income before Discontinued Operations & Extraordinary Items 4.0 1.5 2.4 1.8 2.9 3.3 0.5 2.6
Sale of Discontinued Operations - Net - Gain/(Loss) — — — — — — — —
Net Income before Minority Interest 4.0 1.5 2.4 1.8 2.9 3.3 0.5 2.6
Minority Interest 1.2 0.8 0.5 0.7 1.0 1.7 0.8 1.7
Net Income after Minority Interest 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 0.9
Income Available to Common Shares 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 1.0
Extraordinary Activities - after Tax - Gain/(Loss) — — — — — — 0.0 —
Discontinued Operations - Net of Taxes - Total - Income/(Expense) — — — — — — 0.0 —
Other Comprehensive Income - Starting Line — — — — — — — —
Discontinued Operations - Net - Income/(Expense) — — — — — — 0.0 —
Other Comprehensive Income - Foreign Currency — — — — — — — —
Other Comprehensive Income - Unrealized Investment Gain/(Loss) — — — — — — — —
Discontinued Operations before Tax - Total - Income/(Expense) — — — — — — — —
Discontinued Operations before Tax - Income/(Expense) — — — — — — — —
Discontinued Operations - Tax Impacts — — — — — — — —
Other Comprehensive Income - Associated Companies — — — — — — — —
Other Comprehensive Income - Net of Tax - Total — — — — — — — —
Comprehensive Income before Minority Interest - Total — — — — — — — —
Comprehensive Income - Attributable to Minority Interest - Total — — — — — — — —
Comprehensive Income - Attributable to Parent Company Equity Holders - Total — — — — — — — —
Earnings Adjustments to Net Income - Other Expense/(Income) — 0.0 0.0 (0.0) (0.0) (0.0) (0.0) (0.0)
DPS - Common - Gross - Issue - By Period End Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 1.0
Income available to Common excluding Extraordinary Items 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 1.0
Shares used to calculate Basic EPS - Total mn 915.9 915.9 913.7 915.9 915.9 915.9 915.9 915.9
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 3.05 0.71 2.04 1.21 2.06 1.79 (0.32) 1.04
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 3.05 0.71 2.04 1.21 2.06 1.79 (0.32) 1.04
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 0.76 (0.00) 4.85 1.18 2.06 1.60 (0.75) 1.48
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 1.0
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 915.9 915.9 913.7 915.9 915.9 915.9 915.9 915.9
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 3.05 0.71 2.04 1.21 2.06 1.79 (0.32) 1.04
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 3.05 0.71 2.04 1.21 2.06 1.79 (0.32) 1.04
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.76 (0.00) 4.85 1.18 2.06 1.60 (0.75) 1.48
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Comprehensive Earnings Per Share - Basic - Issue Specific Rs — — — — — — — —
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 1.0
Diluted Income available to Common excluding Extraordinary Items 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 1.0
Shares used to calculate Diluted EPS - Total mn 915.9 915.9 913.7 1,062.5 1,062.5 1,062.5 915.9 1,062.5
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 3.05 0.71 2.04 1.04 1.77 1.54 (0.32) 0.90
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 3.05 0.71 2.04 1.04 1.77 1.54 (0.32) 0.90
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 0.76 (0.00) 4.85 1.02 1.77 1.38 (0.75) 1.28
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 2.8 0.7 1.9 1.1 1.9 1.6 (0.3) 1.0
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 915.9 915.9 913.7 1,062.5 1,062.5 1,062.5 1,062.5 1,062.5
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 3.05 0.71 2.04 1.04 1.77 1.54 (0.27) 0.90
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 3.05 0.71 2.04 1.04 1.77 1.54 (0.27) 0.90
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.76 (0.00) 4.85 1.02 1.77 1.38 (0.65) 1.28
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 (0.00) 0.00
Comprehensive Earnings Per Share - Diluted - Issue Specific Rs — — — — — — — —
DPS - Common - Gross - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DPS - Common - Net - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Earnings before Interest & Taxes (EBIT) 21.8 19.4 23.3 21.9 24.9 30.4 35.8 44.0
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 24.2 21.8 25.8 24.0 27.7 32.3 37.6 45.8
Depreciation & Amortization - Supplemental 2.4 2.4 — 2.0 2.8 1.1 — —
Depreciation Expense - Total - Supplemental 2.0 2.0 — 1.7 2.6 0.9 — —
Depreciation - Financial Lease Right-of-Use Assets - Supplemental 1.0 0.9 — 0.8 1.7 0.0 — —
Amortization - Total - Supplemental 0.3 0.3 — 0.3 0.2 0.2 — —
Intangible Amortization - Other - Supplemental 0.3 0.3 — 0.3 0.2 0.2 — —
Depreciation, Depletion & Amortization - Total 2.4 2.4 2.4 2.0 2.8 1.9 1.8 1.7
Depreciation - Total 2.0 2.0 2.1 1.7 2.6 1.6 1.5 1.5
Amortization of Intangible Assets excluding Goodwill - Total 0.3 0.3 0.3 0.3 0.2 0.2 0.3 0.2
Normalized after Tax Profit 1.9 0.8 5.0 1.8 2.9 3.1 0.1 3.0
Normalized Net Income from Continuing Operations 1.9 0.8 5.0 1.8 2.9 3.1 0.1 3.0
Normalized Net Income - Bottom Line 0.7 (0.0) 4.4 1.1 1.9 1.5 (0.7) 1.4
Earnings before Interest & Taxes (EBIT) - Normalized 24.0 20.6 25.5 23.9 26.7 31.8 36.7 45.1
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 26.4 23.0 27.9 25.9 29.5 33.7 38.5 46.8
Depreciation of Financial Lease Right-of-Use Assets 1.0 0.9 — 0.8 1.7 0.0 — —
Interest Expense 18.4 17.5 17.4 19.5 21.6 24.3 32.6 38.6
Operating Expenses 17.0 16.8 15.2 16.4 18.3 15.5 19.8 16.2
Selling, General & Administrative Expenses excluding Research & Development Expenses 17.0 16.8 15.2 16.4 18.3 15.5 19.8 16.2
Income before Taxes & Provision for Loan Losses 7.7 3.8 5.5 4.4 5.1 7.8 4.5 6.1
DPS - Common - Gross - Issue - By Payable Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DPS - Common - Gross - Issue - By Ex Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Tax Adjusted Operating Income 12.4 7.4 9.5 9.2 14.0 12.0 3.1 17.4
Operating Expenses excluding Non-Cash Charges - Total 14.6 14.4 12.7 14.4 15.5 13.7 18.0 14.5
Revenue Net of Interest Expense Before Loan Loss Provision 38.8 36.2 38.5 38.3 43.2 46.0 55.6 60.2
Income from Earning Assets 35.8 32.8 33.9 33.9 37.7 41.2 53.8 58.5
Income Available to Common Shares before Depreciation & Amortization 5.1 3.0 4.3 3.1 4.7 3.5 1.5 2.7
Fixed Charges 18.4 17.5 17.5 19.5 21.6 24.2 32.6 38.6
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Every line the company reported, in the original order and wording, without regrouping or signs changed.