MEBL Meezan Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 545.82 -0.48%
Annual · FY2006 – FY2025
Meezan Bank Limited (MEBL) cash flow statement
Operating activities generated Rs 759.8 bn of cash in FY2025 (Jan – Dec 2025). Capital expenditure was Rs 12.5 bn. Dividends paid to shareholders came to Rs 50.3 bn. Overall, cash increased by Rs 71.4 bn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 * Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 * Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 759.8 | (59.7) | 634.4 | 282.6 | 100.2 | 212.2 | 138.5 | 3.1 | (8.0) | (28.2) | 55.6 | (49.4) | 17.8 | 50.0 | 37.9 | 38.0 | 9.4 | 2.1 | 8.9 | 2.0 |
| Capital expenditure | (12.5) | (15.5) | (16.1) | (11.8) | (7.0) | (4.2) | (5.4) | (3.7) | (4.7) | (2.5) | (3.0) | (1.6) | (1.5) | (1.5) | (1.5) | (1.1) | (0.9) | (1.1) | (0.7) | (0.3) |
| Net cash from investing activities | (753.7) | (284.9) | (281.6) | (683.1) | (194.4) | (218.6) | (94.0) | (9.4) | 3.0 | 16.6 | (30.8) | 49.2 | (0.6) | (54.7) | (44.7) | (26.6) | (9.3) | (5.8) | (8.4) | (1.6) |
| Dividends paid | (50.3) | (52.8) | (29.8) | (7.9) | (9.5) | (8.2) | (6.1) | (2.9) | (3.0) | (3.0) | (3.0) | (2.0) | (1.5) | (1.4) | (0.8) | 0.0 | 0.0 | (0.0) | 0.0 | — |
| Net cash from financing activities | 65.3 | 365.3 | (230.1) | 345.1 | 125.3 | 54.5 | (10.1) | 10.1 | 6.5 | 24.8 | (5.3) | 3.3 | (8.0) | 8.7 | 3.1 | (2.3) | 6.4 | 1.4 | (1.1) | 2.8 |
| Net change in cash | 71.4 | 20.7 | 122.6 | (55.5) | 31.2 | 48.1 | 34.3 | 3.8 | 1.4 | 13.2 | 19.6 | 3.1 | 9.2 | 4.0 | (3.7) | 9.1 | 6.5 | (2.3) | (0.6) | 3.2 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 * Jan – Dec 2016 | FY2015 * Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 Jan – Dec 2012 | FY2011 * Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 * Jan – Dec 2009 | FY2008 * Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | -109.4% | +124.5% | +181.9% | -52.8% | +53.3% | +4,315.9% | — | — | -150.7% | — | -378.1% | -64.5% | +32.0% | -0.3% | +302.0% | +344.8% | -76.2% | +350.3% | — |
| Capital expenditure | -19.1% | -3.8% | +36.1% | +69.0% | +65.3% | -21.9% | +45.3% | -20.9% | +87.4% | -16.4% | +89.8% | +4.9% | -2.0% | +5.3% | +36.9% | +18.7% | -18.3% | +68.7% | +92.5% | — |
| Net cash from investing activities | — | — | — | — | — | — | — | -418.0% | -82.2% | — | -162.5% | — | — | — | — | — | — | — | — | — |
| Dividends paid | -4.7% | +77.1% | +277.1% | -16.9% | +15.7% | +35.3% | +108.8% | -3.2% | +0.0% | -0.0% | +50.0% | +33.1% | +11.5% | +68.4% | — | — | -100.0% | — | — | — |
| Net cash from financing activities | -82.1% | — | -166.7% | +175.3% | +130.1% | — | -200.3% | +55.8% | -73.9% | — | -260.3% | — | -192.9% | +177.3% | — | -135.8% | +345.0% | — | -139.1% | — |
| Net change in cash | +245.1% | -83.1% | — | -277.7% | -35.1% | +40.2% | +802.1% | +173.3% | -89.5% | -32.6% | +534.0% | -66.2% | +129.7% | — | -141.1% | +39.4% | — | — | -119.2% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 64
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 200.3 | 226.3 | 172.1 | 88.8 | 48.0 | 37.8 | 27.0 | 15.2 | 9.9 | 10.5 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | 23.6 | 29.2 | 15.0 | 12.1 | 6.6 | 13.5 | 8.8 | 2.8 | 3.8 | (0.2) |
| Equity Income/(Loss) in Net Earnings - Cash Flow - to Reconcile | (3.4) | (3.5) | (1.7) | 0.1 | (0.1) | (0.4) | (0.3) | 0.3 | 1.0 | (1.2) |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | 7.5 | 9.9 | 4.4 | 4.1 | 2.9 | 3.4 | 0.8 | (0.3) | 0.5 | (0.4) |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 15.4 | 13.3 | 5.0 | 3.6 | 2.8 | 2.5 | 4.2 | 1.8 | 1.7 | 1.6 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 14.5 | 12.6 | 4.4 | 3.2 | 2.5 | 2.2 | 4.0 | 1.6 | 1.5 | 1.4 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.8 | 0.7 | 0.6 | 0.5 | 0.4 | 0.2 | 0.3 | 0.2 | 0.2 | 0.2 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | 3.9 | 9.2 | 7.3 | 4.2 | 1.0 | 8.2 | 4.2 | 1.2 | 0.7 | (0.1) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | (0.6) | (0.4) | (0.5) | (0.2) | (0.1) | (0.2) | (0.1) | (0.1) | (0.1) | (0.1) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.6) | (0.4) | (0.5) | (0.2) | (0.1) | (0.2) | (0.1) | (0.1) | (0.1) | (0.1) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | (0.0) | (0.0) | 0.0 | (0.0) | — | — | — | 0.0 | 0.0 | — |
| Share Based Payments - Cash Flow - to Reconcile | 0.7 | 0.6 | 0.4 | 0.3 | 0.1 | — | — | — | — | — |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 120.5 | 135.0 | 80.9 | 38.4 | 15.0 | 12.4 | 9.6 | 5.5 | 4.2 | 2.8 |
| Interest & Dividends - Received - Total - Cash Flow | 0.4 | 0.6 | 0.6 | 0.6 | 0.5 | 0.2 | 0.3 | 0.3 | 0.7 | 0.6 |
| Cash Flow from Operating Activities before Changes in Working Capital | 103.8 | 121.1 | 106.9 | 63.1 | 40.2 | 39.1 | 26.5 | 12.8 | 10.1 | 8.2 |
| Working Capital - Increase/(Decrease) - Cash Flow | 656.0 | (180.7) | 527.5 | 219.4 | 60.1 | 173.1 | 112.0 | (9.6) | (18.2) | (36.4) |
| Other Assets - Decrease/(Increase) - Cash Flow | (10.4) | (14.4) | (43.1) | (21.7) | (11.9) | (5.4) | (18.4) | (7.9) | (3.8) | 3.2 |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | 22.6 | — | 0.0 | 203.4 | 103.7 | (118.4) | (38.9) | (37.6) | (18.1) | (28.0) |
| Loans - Customer - Decrease/(Increase) - Cash Flow | (129.9) | (579.5) | 26.3 | (240.7) | (246.3) | (27.1) | 15.7 | (93.5) | (109.1) | (103.8) |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | 55.9 | 46.1 | (14.7) | 75.7 | 13.2 | 2.1 | 6.5 | 11.1 | 3.7 | 0.1 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 717.8 | 367.2 | 559.0 | 202.6 | 201.5 | 321.8 | 147.1 | 118.3 | 109.2 | 92.2 |
| Net Cash Flow from Operating Activities | 759.8 | (59.7) | 634.4 | 282.6 | 100.2 | 212.2 | 138.5 | 3.1 | (8.0) | (28.2) |
| Capital Expenditures - Net - Cash Flow | 11.5 | 14.9 | 15.4 | 11.5 | 6.7 | 4.0 | 5.3 | 3.6 | 4.6 | 2.4 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 10.1 | 13.6 | 14.4 | 10.6 | 6.0 | 3.5 | 4.8 | 3.2 | 4.6 | 2.4 |
| Property, Plant & Equipment - Purchased - Cash Flow | 11.2 | 14.2 | 15.1 | 11.0 | 6.2 | 3.7 | 5.0 | 3.4 | 4.7 | 2.5 |
| Property, Plant & Equipment Sold - Cash Flow | 1.1 | 0.6 | 0.7 | 0.4 | 0.3 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | 1.4 | 1.3 | 1.1 | 0.8 | 0.8 | 0.5 | 0.4 | 0.3 | — | — |
| Intangible Assets - Purchased/Acquired - Cash Flow | 1.4 | 1.3 | 1.1 | 0.8 | 0.8 | 0.5 | 0.4 | 0.3 | — | — |
| Capital Expenditures - Total | 12.5 | 15.5 | 16.1 | 11.8 | 7.0 | 4.2 | 5.4 | 3.7 | 4.7 | 2.5 |
| Acquisition & Disposals of Business - Assets - Sold/(Acquired) - Net - Cash Flow | — | — | — | — | — | — | — | — | — | 0.0 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | (742.8) | (270.3) | (265.2) | (672.3) | (187.6) | (214.6) | (88.8) | (5.8) | 7.5 | 19.0 |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | (742.8) | (270.3) | (265.2) | (672.3) | (187.6) | (214.6) | (88.8) | (5.8) | 7.5 | 19.0 |
| Investments - Associated Companies & Joint Ventures - Sold/(Purchased) - Cash Flow | 0.6 | 0.2 | (1.0) | 0.6 | — | — | — | — | — | — |
| Net Cash Flow from Investing Activities | (753.7) | (284.9) | (281.6) | (683.1) | (194.4) | (218.6) | (94.0) | (9.4) | 3.0 | 16.6 |
| Dividends Paid - Cash - Total - Cash Flow | 50.3 | 52.8 | 29.8 | 7.9 | 9.5 | 8.2 | 6.1 | 2.9 | 3.0 | 3.0 |
| Dividends - Common - Cash Paid | 50.3 | 52.8 | 29.8 | 7.9 | 9.5 | 8.2 | 6.1 | 2.9 | 3.0 | 3.0 |
| Stock - Total - Issuance/(Retirement) - Net - Cash Flow | 0.4 | 0.3 | 0.1 | — | — | — | — | 0.0 | 3.0 | — |
| Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow | 0.4 | 0.3 | 0.1 | — | — | — | — | 0.0 | 3.0 | — |
| Stock - Common - Issuance/(Retirement) - Net - Cash Flow | 0.4 | 0.3 | 0.1 | — | — | — | — | 0.0 | 3.0 | — |
| Stock - Common - Issued/Sold - Cash Flow | 0.4 | 0.3 | 0.1 | — | — | — | — | 0.0 | 3.0 | — |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | 116.1 | 418.5 | (200.2) | 353.2 | 135.2 | 62.9 | (4.0) | 13.2 | 6.8 | 28.0 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | 164.1 | 350.1 | (195.8) | 352.9 | 125.9 | 52.5 | 5.6 | (0.4) | 4.8 | 18.4 |
| Debt - Issued/(Reduced) - Short-Term - Total - Cash Flow | (38.8) | 72.9 | (0.5) | 4.0 | 9.6 | 9.3 | (6.6) | 6.6 | 2.0 | 2.6 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (9.2) | (4.5) | (3.9) | (3.8) | (0.3) | 1.1 | (3.1) | 7.0 | 0.0 | 7.0 |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (5.2) | (4.5) | (3.9) | (3.8) | (3.3) | (2.9) | (3.1) | — | — | — |
| Debt - Issued - Long-Term - Cash Flow | — | — | — | 0.0 | 10.0 | 4.0 | 0.0 | 7.0 | 0.0 | 7.0 |
| Debt - Reduced - Long-Term - Cash Flow | 9.2 | 4.5 | 3.9 | 3.8 | 10.3 | 2.9 | 3.1 | — | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 5.2 | 4.5 | 3.9 | 3.8 | 3.3 | 2.9 | 3.1 | — | — | — |
| Other Financing Cash Flow - Increase/(Decrease) | (0.9) | (0.7) | (0.2) | (0.2) | (0.4) | (0.2) | (0.0) | (0.2) | (0.4) | (0.1) |
| Net Cash Flow from Financing Activities | 65.3 | 365.3 | (230.1) | 345.1 | 125.3 | 54.5 | (10.1) | 10.1 | 6.5 | 24.8 |
| Non-Classified Cash Flows | (0.0) | (0.0) | — | — | — | — | — | — | — | — |
| Net Change in Cash - Total | 71.4 | 20.7 | 122.6 | (55.5) | 31.2 | 48.1 | 34.3 | 3.8 | 1.4 | 13.2 |
| Net Cash from Continuing Operations | 71.4 | 20.7 | 122.6 | (55.5) | 31.2 | 48.1 | 34.3 | 3.8 | 1.4 | 13.2 |
| Net Cash - Beginning Balance | 272.1 | 251.4 | 131.5 | 187.0 | 155.7 | 107.6 | 73.3 | 69.5 | 68.1 | 54.9 |
| Net Cash - Ending Balance | 343.5 | 272.1 | 254.1 | 131.5 | 187.0 | 155.7 | 107.6 | 73.3 | 69.5 | 68.1 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 120.5 | 135.0 | 80.9 | 38.4 | 15.0 | 12.4 | 9.6 | 5.5 | 4.2 | 2.8 |
| Interest & Dividends - Received - Cash Flow - Supplemental | 0.4 | 0.6 | 0.6 | 0.6 | 0.5 | 0.2 | 0.3 | 0.3 | 0.7 | 0.6 |
| CF from Optg Activities before Change in WC & Int Payments | 103.8 | 121.1 | 106.9 | 63.1 | 40.2 | 39.1 | 26.5 | 12.8 | 10.1 | 8.2 |
| Cash Dividends Paid & Common Stock Buyback - Net | 49.9 | 52.6 | 29.7 | — | — | — | — | 2.9 | (0.0) | — |
| Common Stock Buyback - Net | (0.4) | (0.3) | (0.1) | — | — | — | — | 0.0 | (3.0) | — |
| Depreciation, Depletion & Amortization - Cash Flow | 15.4 | 13.3 | 5.0 | 3.6 | 2.8 | 2.5 | 4.2 | 1.8 | 1.7 | 1.6 |
| Free Cash Flow to Equity | 864.4 | 344.0 | 418.8 | 624.3 | 228.7 | 271.1 | 129.2 | 12.7 | (5.8) | (2.7) |
| Free Cash Flow Net of Dividends | 696.9 | (128.0) | 588.4 | 262.8 | 83.7 | 199.8 | 127.0 | (3.5) | (15.8) | (33.7) |
| Free Cash Flow | 747.2 | (75.2) | 618.3 | 270.7 | 93.2 | 208.0 | 133.0 | (0.6) | (12.8) | (30.7) |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.