MEBL Meezan Bank Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 545.82 -0.48%
Financials
Meezan Bank Limited (MEBL) financials
20 years of annual results (FY2006 – FY2025), 80 quarters.
Meezan Bank Limited (MEBL) reported total income of Rs 288.0 bn for FY2025 (Jan – Dec 2025), down 9.4% from FY2024.
Profit attributable to shareholders was Rs 90.7 bn (EPS Rs 50.47), down 11.7%.
It declared a dividend of Rs 28.00 per share for FY2025 and has paid a dividend in each of the last 15 years.
Deposits stood at Rs 3.30 tn and net advances at Rs 1.64 tn, an advances-to-deposits ratio of 49.7%.
Return on equity was 33.8%.
Over the last five years total income grew at a compound 30.8% a year.
At Rs 545.82 (close on 16 Oct 2026) the shares trade at 10.7× earnings (TTM to Jun 2026) and 3.34× book value, with a dividend yield of 5.1%.
Fundamentals
MEBL at a glance
Total income · FY2025
Rs 288.0 bn
▼ 9.4% year on year
Profit attributable to shareholders · FY2025
Rs 90.7 bn
▼ 11.7% year on year
EPS – basic (Rs) · FY2025
Rs 50.47
▼ 11.9% year on year
Dividend per share (Rs) · FY2025
Rs 28.00
▲ 0.0% year on year
Deposits · FY2025
Rs 3.30 tn
▲ 27.8% year on year
Return on equity (ROE) · FY2025
33.8%
-12.9 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 288.0 bn
- Profit attributable · FY2025
- Rs 90.7 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 4.82 tn
- Equity · FY2025
- Rs 285.7 bn
Financial highlights
MEBL financial results
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 * Jan – Dec 2017 | FY2016 * Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 252.8 | 287.7 | 227.1 | 122.4 | 69.4 | 65.1 | 46.8 | 28.4 | 21.1 | 18.2 |
| Total non-interest income | 35.1 | 30.2 | 22.2 | 18.2 | 14.6 | 10.2 | 9.7 | 7.7 | 7.7 | 5.9 |
| Total income | 288.0 | 317.9 | 249.3 | 140.7 | 84.0 | 75.3 | 56.5 | 36.1 | 28.8 | 24.1 |
| Operating expenses | (91.7) | (95.1) | (79.9) | (51.2) | (36.1) | (38.1) | (28.8) | (20.4) | (17.4) | (14.9) |
| Provisions & impairment (loans) | 3.8 | 8.9 | 7.5 | 3.2 | 1.0 | 8.3 | 3.1 | 0.9 | 0.7 | (0.1) |
| Profit before tax | 200.3 | 226.3 | 172.1 | 88.8 | 48.0 | 37.8 | 27.0 | 15.2 | 9.9 | 10.5 |
| Profit attributable to shareholders | 90.7 | 102.7 | 85.4 | 44.9 | 28.2 | 22.4 | 15.6 | 9.0 | 5.6 | 6.2 |
| EPS – basic (Rs) Rs | 50.47 | 57.28 | 47.72 | 25.11 | 15.77 | 12.51 | 8.71 | 5.01 | 3.07 | 3.59 |
| Dividend per share (Rs) Rs | 28.00 | 28.00 | 20.00 | 8.18 | 5.10 | 4.74 | 3.53 | 2.20 | 1.76 | 1.75 |
| Advances (net) | 1,639.9 | 1,513.6 | 960.4 | 990.3 | 758.1 | 508.4 | 486.3 | 492.4 | 419.9 | 311.5 |
| Deposits | 3,302.3 | 2,584.6 | 2,217.4 | 1,658.5 | 1,455.9 | 1,254.4 | 932.6 | 785.4 | 673.2 | 564.0 |
| Total assets | 4,819.9 | 3,912.2 | 3,019.3 | 2,581.9 | 1,907.7 | 1,526.6 | 1,126.1 | 941.8 | 786.0 | 663.3 |
| Equity attributable to shareholders | 285.7 | 251.7 | 188.5 | 117.9 | 89.2 | 72.0 | 61.6 | 42.6 | 37.4 | 33.6 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 256.0 | 67.5 | 61.6 | 64.4 | 62.5 | 64.1 | 61.8 | 72.4 | 76.5 |
| Total non-interest income | 41.5 | 11.4 | 11.8 | 7.4 | 10.9 | 9.1 | 8.8 | 11.0 | 6.3 |
| Total income | 297.4 | 78.8 | 73.4 | 71.7 | 73.5 | 73.2 | 70.7 | 83.4 | 82.8 |
| Operating expenses | (101.2) | (25.1) | (24.1) | (24.3) | (27.6) | (18.5) | (21.7) | (25.7) | (26.0) |
| Provisions & impairment (loans) | 3.1 | 2.2 | 0.4 | 0.3 | 0.3 | 1.5 | 1.9 | 7.3 | 2.6 |
| Profit before tax | 199.2 | 55.2 | 48.1 | 47.6 | 48.4 | 55.0 | 49.3 | 59.7 | 58.3 |
| Profit attributable to shareholders | 92.2 | 25.8 | 22.3 | 21.4 | 22.7 | 24.5 | 22.1 | 24.4 | 26.0 |
| EPS – basic (Rs) Rs | 51.24 | 14.32 | 12.39 | 11.88 | 12.65 | 13.65 | 12.32 | 13.60 | 14.52 |
| Dividend per share (Rs) Rs | 29.50 | 8.00 | 7.50 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 |
| Advances (net) | 1,592.3 | 1,592.3 | 1,491.9 | 1,640.9 | 1,129.2 | 1,145.1 | 1,400.3 | 1,514.8 | 1,087.6 |
| Deposits | 3,734.9 | 3,734.9 | 3,619.2 | 3,302.3 | 3,175.6 | 3,042.1 | 2,880.0 | 2,584.6 | 2,559.6 |
| Total assets | 5,152.6 | 5,152.6 | 4,798.4 | 4,819.9 | 4,249.5 | 4,149.5 | 4,036.7 | 3,912.2 | 3,388.4 |
| Equity attributable to shareholders | 294.3 | 294.3 | 284.3 | 285.7 | 279.6 | 269.6 | 252.2 | 251.7 | 235.0 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.