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PAKRI Pakistan Reinsurance Company Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

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Last close · 16 Oct 2026

Rs 17.14 +0.35%

Annual · FY2006 – FY2025

Pakistan Reinsurance Company Limited (PAKRI) balance sheet

At the end of FY2025 (Jan – Dec 2025) Pakistan Reinsurance Company Limited had total assets of Rs 76.4 bn, up 10.5% on FY2024. Shareholders' equity was Rs 25.9 bn (Rs 28.74 per share), 33.9% of total assets.

PAKRI balance sheet (annual) (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 * Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 * Jan – Dec 2021
Assets
Cash & cash equivalents 2.1 3.2 3.2 3.0 1.1
Investments 28.8 25.4 19.7 13.8 13.6
Premium receivables 13.6 9.7 16.6 17.4 13.7
Reinsurance assets 10.3 15.8 18.2 14.4 4.6
Total assets 76.4 69.1 76.9 63.9 46.8
Liabilities
Insurance reserves 31.8 35.5 43.0 33.9 20.7
Unearned premiums 12.4 10.6 16.2 12.1 10.8
Total liabilities 50.5 46.2 58.7 49.5 33.7
Equity
Equity attributable to shareholders 25.9 22.9 18.1 14.3 13.1
Total equity 25.9 22.9 18.1 14.3 13.1
Total liabilities & equity 76.4 69.1 76.9 63.9 46.8
Key figures
Shares outstanding mn 900.0 900.0 900.0 900.0 900.0
Common equity 25.9 22.9 18.1 14.3 13.1
Book value per share (Rs) Rs 28.74 25.44 20.16 15.91 14.52
PAKRI balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 * Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 * Jan – Dec 2021
Assets
Cash & cash equivalents -34.5% +2.4% +4.3% +165.7% -27.4%
Investments +13.0% +29.4% +42.0% +2.0% -9.2%
Premium receivables +40.3% -41.9% -4.4% +27.1% +68.1%
Reinsurance assets -34.8% -13.4% +26.3% +212.9% -17.8%
Total assets +10.5% -10.2% +20.4% +36.4% +30.9%
Liabilities
Insurance reserves -10.2% -17.5% +26.9% +63.4% +19.6%
Unearned premiums +16.6% -34.6% +34.6% +11.8% +65.7%
Total liabilities +9.3% -21.4% +18.6% +46.8% +32.2%
Equity
Equity attributable to shareholders +12.9% +26.2% +26.7% +9.6% +27.6%
Total equity +12.9% +26.2% +26.7% +9.6% +27.6%
Total liabilities & equity +10.5% -10.2% +20.4% +36.4% +30.9%
Key figures
Shares outstanding — — — — —
Common equity +12.9% +26.2% +26.7% +9.6% +27.6%
Book value per share (Rs) +12.9% +26.2% +26.7% +9.6% +27.6%

Change against the previous fiscal year; shown when the earlier figure is positive.

PAKRI balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 * Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 * Jan – Dec 2021
Assets
Cash & cash equivalents 2.8% 4.7% 4.1% 4.7% 2.4%
Investments 37.7% 36.8% 25.6% 21.7% 29.0%
Premium receivables 17.8% 14.0% 21.6% 27.2% 29.2%
Reinsurance assets 13.5% 22.8% 23.7% 22.6% 9.8%
Total assets 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Insurance reserves 41.7% 51.3% 55.9% 53.0% 44.3%
Unearned premiums 16.2% 15.4% 21.1% 18.9% 23.1%
Total liabilities 66.1% 66.9% 76.4% 77.6% 72.1%
Equity
Equity attributable to shareholders 33.9% 33.1% 23.6% 22.4% 27.9%
Total equity 33.9% 33.1% 23.6% 22.4% 27.9%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 33.9% 33.1% 23.6% 22.4% 27.9%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.

All reported line items 123
PAKRI balance sheet — all reported line items (Rs bn)
Rs bn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021
Cash & Cash Equivalents 2.1 3.2 3.2 3.0 1.1
Receivables - Total 16.1 12.2 19.2 20.0 16.3
Insurance Premium Receivables 13.6 9.7 16.6 17.4 13.7
Income Tax - Receivables — — 0.0 0.1 0.0
Receivables - Other 2.6 2.6 2.6 2.6 2.6
Investments including Loans - Total 28.8 25.4 19.7 13.8 13.6
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 26.8 23.7 18.3 12.7 12.6
Investment Securities - Equity 10.0 6.9 4.2 2.8 3.4
Investment Securities - Other 16.8 16.8 14.1 9.9 9.2
Investment Property 0.9 0.9 0.8 0.7 0.7
Investment Property - Gross — — — — —
Investment Property - Accumulated Depreciation & Impairment — — — — —
Investments - Other - Total — — — — —
Loans - Mortgage, Policy & Other 1.0 0.9 0.5 0.5 0.3
Loans - Other 1.0 0.9 0.5 0.5 0.3
Investment Securities Available for Sale & Held to Maturity — — — — —
Property, Plant & Equipment - Net - Total 3.4 3.1 2.6 2.1 2.2
Property, Plant & Equipment - Gross - Total — — — — —
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total — — — — —
Deferred Policy Acquisition Costs 1.0 1.0 1.1 0.9 0.8
Investment Securities - Available for Sale - Total — — — — —
Reinsurance Assets 10.3 15.8 18.2 14.4 4.6
Reinsurance Recoverable - In Insurance Provisions 10.3 15.8 18.2 14.4 4.6
Reinsurance Recoverable - Outstanding Claims 10.3 15.8 18.2 14.4 4.6
Other Assets - Total 14.6 8.2 12.9 9.5 8.2
Reinsurance Recoverable - Other — — — — —
Investments in Associates, Joint Ventures and Unconsolidated Subsidiaries — — — — —
Accrued Investment Income — — — — —
Prepaid Expenses - Total 8.9 7.0 11.9 8.9 7.7
Other Assets 5.8 1.3 1.0 0.5 0.5
Intangible Assets - Total - Net 0.0 0.0 0.0 0.0 0.0
Total Assets 76.4 69.1 76.9 63.9 46.8
Insurance Reserves - Total 31.8 35.5 43.0 33.9 20.7
Debt - Total 0.0 0.0 0.0 0.0 0.0
Short-Term Debt & Current Portion of Long-Term Debt 0.0 0.0 — — 0.0
Unearned Premiums - Gross 12.4 10.6 16.2 12.1 10.8
Policy & Contract Claims - Gross 19.5 24.8 26.7 21.8 9.9
Current Portion of Long-Term Debt including Capitalized Leases 0.0 0.0 — — 0.0
Capitalized Leases - Current Portion 0.0 0.0 — — 0.0
Debt - Long-Term - Total 0.0 0.0 0.0 0.0 0.0
Capitalized Lease Obligations - Long-Term 0.0 0.0 0.0 0.0 0.0
Long-Term Debt excluding Capitalized Leases — — — — —
Debt - Non-Convertible - Long-Term — — — — —
Dividends Payable — 0.1 0.1 0.1 0.2
Deferred Tax & Investment Tax Credits - Long-Term 3.9 2.9 1.4 0.7 0.8
Deferred Tax - Liability - Long-Term 3.9 2.9 1.4 0.7 0.8
Payables & Accrued Expenses 6.2 3.3 10.0 11.0 8.3
Accrued Expenses — — — — 0.0
Payable - Reinsurance & Brokers/Agents 6.0 3.2 9.9 10.9 8.2
Other Liabilities - Total 8.5 4.3 4.2 3.8 3.7
Other Payables - Total 0.2 0.1 0.2 0.1 0.0
Other Liabilities - 4.9 0.9 0.8 0.2 0.5
Provisions 3.6 3.4 3.4 3.6 3.2
Post Employment Benefits - Pension & Other 3.6 3.4 3.4 3.6 3.2
Deferred Revenue/Income — — — — —
Total Liabilities 50.5 46.2 58.7 49.5 33.7
Shareholders' Equity - Attributable to Parent Shareholders - Total 25.9 22.9 18.1 14.3 13.1
Common Equity Attributable to Parent Shareholders 25.9 22.9 18.1 14.3 13.1
Common Equity - Contributed 9.0 9.0 9.0 9.0 3.0
Common Stock - Issued & Paid 9.0 9.0 9.0 9.0 3.0
Equity - Non-Contributed - Reserves & Retained Earnings 16.9 13.9 9.1 5.3 10.1
Retained Earnings - Total 15.0 12.2 7.5 3.9 8.5
Comprehensive Income - Accumulated - Total 1.8 1.7 1.6 1.4 1.5
Common Equity - Total 25.9 22.9 18.1 14.3 13.1
Common Stock - Additional Paid in Capital including Option Reserve — — — — —
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 25.9 22.9 18.1 14.3 13.1
Total Liabilities & Equity 76.4 69.1 76.9 63.9 46.8
Revaluation Reserves 1.8 1.7 1.6 1.4 1.5
Common Shares - Issued - Total mn 900.0 900.0 900.0 900.0 900.0
Common Shares - Outstanding - Total mn 900.0 900.0 900.0 900.0 900.0
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 2,500.0 2,500.0 2,500.0 7,500.0 7,500.1
Common Shares - Issued - Issue Specific mn 900.0 900.0 900.0 900.0 900.0
Common Shares - Outstanding - Issue Specific mn 900.0 900.0 900.0 900.0 900.0
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00×
Right of Use Tangible Assets - Total - Net - Supplemental 2.4 2.2 1.9 1.6 1.8
Right of Use Tangible Assets - Capital/Finance Lease - Net - Supplemental 2.4 2.2 1.9 1.6 1.8
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Net - Supplemental 1.0 0.9 0.6 0.4 0.4
Property, Plant & Equipment - excluding Right of Use Tangible Assets & Capital Leases - Gross - Supplemental — — — — —
Finance and Operating Lease Liabilities - Total - Supplemental 0.0 0.0 0.0 0.0 0.0
Debt including Finance and Operating Lease Liabilities - Supplemental 0.0 0.0 0.0 0.0 0.0
Net Debt (2.1) (3.2) (3.1) (3.0) (1.1)
Capital Lease Maturities - Total — — — — —
Capital Lease Maturities - Due within 1 Year — — — — —
Capital Lease Maturities - Due in Year 3 — — — — —
Capital Lease Maturities - Due in Year 2 — — — — —
Capital Lease Maturities - Due in 2-3 Years — — — — —
Asset Accruals (2.1) (3.2) (3.2) (3.0) (1.1)
Cash & Cash Equivalents - Total 2.1 3.2 3.2 3.0 1.1
Cash & Securities 27.7 24.6 19.1 13.4 13.3
Cash & Short Term Investments - Total 2.1 3.2 3.2 3.0 1.1
Debt - including Preferred Equity & Minority Interest - Total 0.0 0.0 0.0 0.0 0.0
Earning Assets 28.8 25.4 19.7 13.8 13.6
Equity Securities & Real Estate 10.9 7.8 5.0 3.5 4.1
Invested Assets - Total 28.8 25.4 19.7 13.8 13.6
Investment Securities 26.8 23.7 18.3 12.7 12.6
Investments - Permanent 0.9 0.9 0.8 0.7 0.7
Net Book Capital 23.8 19.7 15.0 11.3 12.0
Net Operating Assets 23.8 19.7 15.0 11.3 12.0
Non-Reserve Liabilities 18.7 10.7 15.8 15.7 13.0
Provisions - Total 7.5 6.3 4.8 4.4 4.0
Shareholders Equity - Common 25.9 22.9 18.1 14.3 13.1
Tangible Total Equity 25.8 22.9 18.1 14.3 13.1
Tangible Book Value 25.8 22.9 18.1 14.3 13.1
Total Book Capital 25.9 22.9 18.2 14.3 13.1
Total Capital 25.9 22.9 18.2 14.3 13.1
Total Long Term Capital 25.9 22.9 18.1 14.3 13.1
Unearned Revenue - Total — — — — —
Book Value excluding Other Equity 25.9 22.9 18.1 14.3 13.1
Cash & Short Term Investments - Net of Debt 2.1 3.2 3.1 3.0 1.1
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 0.0 0.0 — — 0.0
Interest Bearing Liabilities - Total 0.0 0.0 0.0 0.0 0.0
Net Debt Including Preferred Equity & Minority Interest (2.1) (3.2) (3.1) (3.0) (1.1)
Other Short-Term & Long-Term Assets - Total 14.6 8.2 12.9 9.5 8.2
Other Short-Term & Long-Term Liabilities - Total 4.9 0.9 0.8 0.2 0.5
Tangible Book Value excluding Other Equity 25.8 22.9 18.1 14.3 13.1
Total Debt Excluding Islamic 0.0 0.0 0.0 0.0 0.0
Investment in Equity, Real Estate & Mortgages 10.9 7.8 5.0 3.5 4.1
Book Value excluding Accumulated Comprehensive Income 24.0 21.2 16.5 12.9 11.5
Benefit & Claims Reserves - Gross 19.5 24.8 26.7 21.8 9.9
Reinsurance Liabilities 6.0 3.2 9.9 10.9 8.2
Cash in Hand & with Banks - Total 2.1 3.2 3.2 3.0 1.1

Every line the company reported, in the original order and wording, without regrouping or signs changed.