PGLC Pak-Gulf Leasing Company Limited

Pak-Gulf Leasing Company Limited (PGLC) financial ratios

Pak-Gulf Leasing Company Limited earned a net margin of 66.4% in FY2026 against a five-year average of 43.8% (Leasing Companies median 0.0%). Return on equity was 10.7%, compared with a sector median of 10.7%. The current ratio stood at 3.85× and debt was 5.6% of equity. Cash took about 1,062 days to cycle through receivables, inventory and payables.

FY2026 vs the Leasing Companies median

Net margin: 66.4%; Sector median 0.0%
Return on equity (ROE): 10.7%; Sector median 10.7%
Return on assets (ROA): 6.1%; Sector median 0.5%
Debt to equity: 5.6%; Sector median 26.3%
Dividend payout ratio: 0.0%; Sector median 0.0%

Median of the 6 companies in the sector with the figure for their latest fiscal year.

PGLC financial ratios (annual) (Rs mn)
Rs mn	FY2026 Jul 2025 – Jun 2026	FY2025 Jul 2024 – Jun 2025	FY2024 Jul 2023 – Jun 2024	FY2023 Jul 2022 – Jun 2023	FY2022 Jul 2021 – Jun 2022	FY2021 Jul 2020 – Jun 2021	FY2020 Jul 2019 – Jun 2020	FY2019 Jul 2018 – Jun 2019	FY2018 Jul 2017 – Jun 2018	FY2017 Jul 2016 – Jun 2017	FY2016 Jul 2015 – Jun 2016	FY2015 Jul 2014 – Jun 2015	FY2014 Jul 2013 – Jun 2014	FY2013 Jul 2012 – Jun 2013	FY2012 Jul 2011 – Jun 2012	FY2011 Jul 2010 – Jun 2011	FY2010 Jul 2009 – Jun 2010	FY2009 Jul 2008 – Jun 2009	FY2008 Jul 2007 – Jun 2008	FY2007 Jul 2006 – Jun 2007
Profitability
Pre-tax margin	70.8%	52.9%	54.5%	31.6%	71.8%	14.3%	8.5%	31.5%	44.0%	41.3%	34.5%	45.0%	50.4%	61.0%	58.3%	49.2%	46.8%	39.1%	24.1%	1.0%
Net margin	66.4%	37.1%	30.0%	22.7%	62.9%	12.5%	4.3%	28.5%	37.9%	29.7%	27.4%	41.6%	30.9%	35.6%	27.3%	22.5%	30.8%	27.3%	21.5%	5.3%
Effective tax rate	6.2%	29.9%	44.9%	28.1%	12.3%	12.3%	49.6%	9.6%	13.9%	28.1%	20.5%	7.4%	38.7%	41.6%	53.2%	54.2%	34.2%	30.3%	10.8%	(432.0%)
Returns
Return on equity (ROE)	10.7%	8.7%	9.1%	6.6%	17.7%	3.2%	1.4%	8.7%	9.9%	7.2%	6.9%	9.6%	6.1%	6.1%	5.4%	3.9%	5.5%	4.8%	3.9%	1.0%
Return on assets (ROA)	6.1%	4.3%	3.5%	2.1%	5.5%	1.0%	0.4%	2.5%	3.0%	2.4%	2.4%	3.7%	2.8%	3.1%	2.7%	2.0%	3.0%	2.5%	1.8%	0.4%
Leverage
Debt to equity	5.6%	15.5%	30.7%	76.3%	82.0%	84.9%	105.9%	113.3%	109.4%	95.5%	75.6%	73.0%	53.3%	20.9%	25.2%	32.8%	18.8%	28.5%	43.8%	50.0%
Debt to capital	5.3%	13.4%	23.5%	43.3%	45.0%	45.9%	51.4%	53.1%	52.2%	48.9%	43.1%	42.2%	34.8%	17.3%	20.1%	24.7%	15.9%	22.2%	30.4%	33.3%
Debt to assets	3.3%	8.5%	14.3%	25.0%	25.1%	27.0%	29.1%	32.3%	31.2%	30.0%	25.7%	26.6%	21.8%	10.7%	12.7%	16.3%	10.5%	15.4%	21.2%	22.5%
Assets to equity	1.75×	2.00×	2.57×	3.16×	3.21×	3.39×	3.57×	3.51×	3.35×	3.07×	2.85×	2.60×	2.21×	1.97×	2.00×	1.90×	1.82×	1.94×	2.14×	2.42×
Dividends
Dividend payout ratio	0.0%	265.5%	0.0%	201.6%	0.0%	25.8%	174.7%	49.3%	274.3%	26.9%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	59.7%	0.0%	0.0%	0.0%
Earnings retention rate	1.00×	(1.65×)	1.00×	(1.02×)	1.00×	0.74×	(0.75×)	0.51×	(1.74×)	0.73×	1.00×	1.00×	1.00×	1.00×	1.00×	1.00×	0.40×	1.00×	1.00×	1.00×

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

PGLC: frequently asked questions

What is PGLC's EPS?

Pak-Gulf Leasing Company Limited reported basic earnings per share of Rs 1.81 for FY2026 (Jul 2025 – Jun 2026).

What is PGLC's P/E ratio?

At the closing price of Rs 15.00 on 16 Oct 2026, PGLC trades at a P/E of 8.3× based on EPS of Rs 1.81 (FY2026).

Does PGLC pay dividends?

Pak-Gulf Leasing Company Limited did not declare a cash dividend for FY2026.

What was PGLC's revenue and profit in FY2026?

Pak-Gulf Leasing Company Limited reported revenue of Rs 135.1 mn and profit attributable to shareholders of Rs 89.7 mn for FY2026 (Jul 2025 – Jun 2026).

What is PGLC's book value per share?

Pak-Gulf Leasing Company Limited's book value per share was Rs 17.80 at the end of FY2026. The shares trade at 0.84× book value.

Information only, not investment advice.