RICL Reliance Insurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 11.51 -1.79%
Quarterly · Q3 FY2021 – Q2 FY2026
Reliance Insurance Company Limited (RICL) quarterly income statement
Reliance Insurance Company Limited reported total income of Rs 222.9 mn for Q2 FY2026 (Apr – Jun 2026), up 15.6% on Q2 FY2025. Tax of Rs 52.3 mn took 27.7% of pre-tax profit. Profit attributable to shareholders was Rs 136.7 mn, up 145.4% on Q2 FY2025, or Rs 1.05 per share.
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 * Jul – Sep 2025 | Q2 FY2025 * Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 662.4 | 179.3 | 176.3 | 151.5 | 155.3 | 153.6 | 136.1 | 141.1 | 134.2 | 146.1 | 125.1 | 138.2 | 92.4 | 112.5 | 117.6 | 107.6 | 91.5 | 79.9 | 81.4 | 90.5 | 69.0 |
| Investment income (net) | 103.3 | 23.8 | 21.7 | 21.9 | 35.9 | 20.4 | 36.8 | 151.8 | 45.8 | 133.7 | 77.5 | 126.8 | 71.4 | 29.2 | 18.7 | 31.9 | 12.6 | (6.8) | 29.7 | 8.0 | 17.1 |
| Total income | 916.4 | 222.9 | 205.3 | 268.8 | 219.4 | 192.8 | 179.5 | 292.9 | 180.0 | 279.8 | 202.6 | 265.0 | 163.8 | 141.7 | 136.3 | 139.5 | 104.1 | 73.1 | 111.2 | 98.5 | 86.1 |
| Net claims & benefits | (150.2) | (43.2) | (24.8) | (44.9) | (37.4) | (37.9) | (19.4) | (39.9) | (46.1) | (38.2) | (28.7) | (45.4) | (33.5) | (26.5) | (33.8) | (34.6) | (22.7) | (19.0) | (17.3) | (18.2) | (16.0) |
| Profit before tax | 494.0 | 189.0 | (46.2) | 65.3 | 285.9 | 114.2 | 92.1 | 131.9 | 52.9 | 150.5 | 100.7 | 114.1 | 66.0 | 37.7 | 39.2 | 22.8 | 20.8 | (9.8) | 33.7 | 8.4 | 13.8 |
| Taxation | 17.8 | (52.3) | 105.1 | 50.1 | (85.1) | (58.5) | 0.9 | (73.7) | (16.8) | (42.2) | (1.6) | (32.5) | (19.1) | (10.1) | (23.4) | (10.1) | (6.0) | 2.8 | (10.2) | (2.4) | (4.0) |
| Profit after tax | 511.8 | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 | 27.6 | 15.8 | 12.8 | 14.8 | (6.9) | 23.5 | 6.0 | 9.8 |
| Profit attributable to shareholders | 511.8 | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 | 27.6 | 15.8 | 12.8 | 14.8 | (6.9) | 23.5 | 6.0 | 9.8 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 3.92 | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 | 0.21 | 0.12 | 0.10 | 0.11 | (0.05) | 0.18 | 0.05 | 0.08 |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 | 0.00 | 0.00 | 0.00 | 0.24 | 0.00 | 0.00 | 0.00 | 0.23 | 0.00 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 * Jul – Sep 2025 | Q2 FY2025 * Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +16.7% | +29.5% | +7.4% | +15.8% | +5.2% | +8.8% | +2.1% | +45.2% | +29.8% | +6.4% | +28.4% | +1.0% | +40.8% | +44.4% | +18.9% | +32.6% | -4.0% | +35.1% | -63.5% | -12.0% |
| Investment income (net) | +16.8% | -41.0% | -85.6% | -21.8% | -84.8% | -52.5% | +19.8% | -35.8% | +358.0% | +314.9% | +297.9% | +466.1% | — | -37.2% | +300.6% | -26.2% | -127.2% | +21.0% | -72.6% | -63.4% |
| Total income | +15.6% | +14.4% | -8.2% | +21.9% | -31.1% | -11.4% | +10.6% | +9.9% | +97.4% | +48.7% | +89.9% | +57.4% | +93.8% | +22.6% | +41.6% | +20.9% | -32.6% | +31.0% | -64.5% | -31.1% |
| Net claims & benefits | +14.0% | +27.6% | +12.7% | -18.9% | -0.8% | -32.5% | -12.2% | +37.6% | +44.2% | -15.0% | +31.0% | +47.7% | +39.0% | +95.4% | +90.7% | +41.9% | -15.9% | +133.9% | -52.8% | -28.6% |
| Profit before tax | +65.4% | -150.1% | -50.5% | +440.0% | -24.1% | -8.6% | +15.7% | -19.8% | +299.3% | +157.1% | +400.0% | +217.2% | — | +16.2% | +171.8% | +50.6% | -136.2% | +58.5% | -73.9% | -70.7% |
| Taxation | -10.7% | — | -168.0% | +406.4% | +38.7% | -154.0% | +126.6% | -12.2% | +319.4% | -93.0% | +223.5% | +217.2% | — | +128.2% | +313.0% | +50.6% | -136.2% | +217.7% | -73.9% | -70.7% |
| Profit after tax | +145.4% | -36.7% | +98.1% | +455.6% | -48.6% | -6.2% | -28.6% | -22.9% | +292.0% | +526.2% | +539.0% | +217.2% | — | -32.7% | +114.2% | +50.6% | -136.2% | +30.1% | -73.9% | -70.7% |
| Profit attributable to shareholders | +145.4% | -36.7% | +98.1% | +455.6% | -48.6% | -6.2% | -28.6% | -22.9% | +292.0% | +526.2% | +539.0% | +217.2% | — | -32.7% | +114.2% | +50.6% | -136.2% | +30.1% | -73.9% | -70.7% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +148.2% | -36.8% | +98.6% | +455.6% | -49.0% | -6.0% | -28.6% | -22.9% | +292.0% | +526.3% | +539.0% | +217.3% | — | -32.7% | +114.2% | +50.6% | -136.2% | +21.0% | -75.7% | -72.7% |
| Dividend per share (Rs) | — | — | — | — | — | — | -100.0% | — | — | — | +110.0% | — | — | — | +5.0% | — | — | — | — | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 * Jul – Sep 2025 | Q2 FY2025 * Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 80.4% | 85.9% | 56.4% | 70.8% | 79.7% | 75.9% | 48.2% | 74.5% | 52.2% | 61.8% | 52.2% | 56.4% | 79.4% | 86.3% | 77.2% | 87.9% | 109.3% | 73.2% | 91.9% | 80.1% |
| Investment income (net) | 10.7% | 10.6% | 8.1% | 16.3% | 10.6% | 20.5% | 51.8% | 25.5% | 47.8% | 38.2% | 47.8% | 43.6% | 20.6% | 13.7% | 22.8% | 12.1% | (9.3%) | 26.8% | 8.1% | 19.9% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (19.4%) | (12.1%) | (16.7%) | (17.0%) | (19.6%) | (10.8%) | (13.6%) | (25.6%) | (13.6%) | (14.2%) | (17.1%) | (20.4%) | (18.7%) | (24.8%) | (24.8%) | (21.8%) | (26.0%) | (15.6%) | (18.4%) | (18.6%) |
| Profit before tax | 84.8% | (22.5%) | 24.3% | 130.3% | 59.2% | 51.3% | 45.0% | 29.4% | 53.8% | 49.7% | 43.1% | 40.3% | 26.6% | 28.8% | 16.4% | 20.0% | (13.4%) | 30.3% | 8.5% | 16.1% |
| Taxation | (23.5%) | 51.2% | 18.6% | (38.8%) | (30.4%) | 0.5% | (25.2%) | (9.3%) | (15.1%) | (0.8%) | (12.3%) | (11.7%) | (7.1%) | (17.1%) | (7.2%) | (5.8%) | 3.9% | (9.2%) | (2.5%) | (4.7%) |
| Profit after tax | 61.3% | 28.7% | 42.9% | 91.5% | 28.9% | 51.8% | 19.9% | 20.1% | 38.7% | 48.9% | 30.8% | 28.6% | 19.5% | 11.6% | 9.1% | 14.2% | (9.5%) | 21.1% | 6.0% | 11.4% |
| Profit attributable to shareholders | 61.3% | 28.7% | 42.9% | 91.5% | 28.9% | 51.8% | 19.9% | 20.1% | 38.7% | 48.9% | 30.8% | 28.6% | 19.5% | 11.6% | 9.1% | 14.2% | (9.5%) | 21.1% | 6.0% | 11.4% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 91
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 179.3 | 176.3 | 151.5 | 155.3 | 153.6 | 136.1 | 141.1 | 134.2 | 146.1 | 125.1 | 138.2 | 92.4 |
| Premiums Written - Gross | 313.8 | 307.3 | 299.2 | 306.2 | 272.1 | 252.6 | 274.4 | 249.7 | 252.9 | 233.7 | 242.5 | 213.9 |
| Premiums Ceded Out & Unearned - Reinsurance | 134.5 | 131.0 | 147.7 | 150.9 | 118.5 | 116.4 | 133.3 | 115.6 | 106.9 | 108.5 | 104.3 | 121.5 |
| Fees & Commissions Expense | 41.0 | 40.6 | 31.8 | 35.5 | 35.1 | 27.7 | 22.6 | 28.2 | 30.5 | 29.9 | 27.0 | 20.3 |
| Investment Income/(Expense) - Net - Insurance | 23.8 | 21.7 | 21.9 | 35.9 | 20.4 | 36.8 | 151.8 | 45.8 | 133.7 | 77.5 | 126.8 | 71.4 |
| Investments & Loans - Business - Gain/(Loss) | 19.8 | 7.3 | 95.4 | 28.3 | 18.8 | 6.5 | — | — | — | — | — | — |
| Investment Securities - Business - Gain/(Loss) | 19.8 | 7.3 | 95.4 | 28.3 | 18.8 | 6.5 | — | — | — | — | — | — |
| Revenue from Business Activities - Total | 222.9 | 205.3 | 268.8 | 219.4 | 192.8 | 179.5 | 292.9 | 180.0 | 279.8 | 202.6 | 265.0 | 163.8 |
| Insurance Claims/Reserves - Total | 43.2 | 24.8 | 44.9 | 37.4 | 37.9 | 19.4 | 39.9 | 46.1 | 38.2 | 28.7 | 45.4 | 33.5 |
| Insurance Benefits Paid - Current | 43.2 | 24.8 | 44.9 | 37.4 | 37.9 | 19.4 | 39.9 | 46.1 | 38.2 | 28.7 | 45.4 | 33.5 |
| Selling, General & Administrative Expenses - Total | 61.5 | 65.4 | 64.5 | 61.9 | 54.3 | 52.2 | 62.2 | 47.6 | 48.3 | 40.3 | 59.3 | 40.8 |
| Other Operating Expense/(Income) - Net | 33.3 | 12.1 | 48.7 | 10.4 | 27.3 | 5.0 | 36.3 | 5.2 | 12.3 | 2.9 | 19.2 | 3.1 |
| Other Operating Income - Total | 8.4 | 9.1 | 4.8 | 2.7 | 6.4 | 11.0 | 6.5 | 5.4 | 10.4 | 12.3 | 9.9 | 9.0 |
| Operating Expenses - Total | 179.0 | 142.9 | 189.9 | 145.2 | 154.5 | 104.3 | 161.0 | 127.0 | 129.3 | 101.9 | 150.9 | 97.7 |
| Operating Profit before Non-Recurring Income/(Expense) | 43.8 | 62.4 | 78.9 | 74.2 | 38.3 | 75.2 | 131.9 | 52.9 | 150.5 | 100.7 | 114.1 | 66.0 |
| Other Operating Expense | 41.7 | 21.3 | 53.5 | 13.1 | 33.7 | 16.1 | 42.8 | 10.6 | 22.7 | 15.2 | 29.2 | 12.2 |
| Normalized Pre-tax Profit | 43.8 | 62.4 | 78.9 | 74.2 | 38.3 | 75.2 | 131.9 | 52.9 | 150.5 | 100.7 | 114.1 | 66.0 |
| Non-Recurring Income/Expense - Total | 145.1 | (108.6) | (13.6) | 211.7 | 75.9 | 17.0 | — | — | — | — | — | — |
| Fair Value Adjustments - Financial Investments | 145.1 | (108.6) | (13.6) | 211.7 | 75.9 | 17.0 | — | — | — | — | — | — |
| Provision for Income Tax Expense- Unclassified | 52.3 | (105.1) | (50.1) | — | 58.5 | (0.9) | — | — | 42.2 | 1.6 | — | — |
| Income before Taxes | 189.0 | (46.2) | 65.3 | 285.9 | 114.2 | 92.1 | 131.9 | 52.9 | 150.5 | 100.7 | 114.1 | 66.0 |
| Income Taxes | 52.3 | (105.1) | (50.1) | 85.1 | 58.5 | (0.9) | 73.7 | 16.8 | 42.2 | 1.6 | 32.5 | 19.1 |
| Income Taxes for the Year - Current | — | — | — | 21.5 | — | — | 16.4 | 22.9 | — | — | 9.3 | 10.3 |
| Income Taxes - Deferred | — | — | — | 63.6 | — | — | 57.3 | (6.1) | — | — | 23.2 | 8.9 |
| Net Income after Tax | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| After-Tax Adjustments - Other - Income/(Expense) - Total | — | — | (0.0) | — | — | — | — | — | — | — | — | — |
| Income before Discontinued Operations & Extraordinary Items | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Net Income before Minority Interest | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Net Income after Minority Interest | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Income Available to Common Shares | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Earnings Adjustments to Net Income - Other Expense/(Income) | — | — | (0.0) | — | — | — | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Income available to Common excluding Extraordinary Items | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Shares used to calculate Basic EPS - Total mn | 130.2 | 130.6 | 130.3 | 130.6 | 131.6 | 130.4 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | (0.06) | 1.28 | 0.99 | (0.08) | (0.15) | 0.58 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 130.2 | 130.6 | 130.3 | 130.6 | 131.6 | 130.4 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.06) | 1.28 | 0.99 | (0.08) | (0.15) | 0.58 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dilution Adjustment | — | — | (0.0) | — | — | — | — | — | — | — | — | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Diluted Income available to Common excluding Extraordinary Items | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Shares used to calculate Diluted EPS - Total mn | 130.2 | 130.6 | 130.3 | 130.6 | 131.6 | 130.4 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | (0.06) | 1.28 | 0.99 | (0.08) | (0.15) | 0.58 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 136.7 | 58.9 | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 130.2 | 130.6 | 130.3 | 130.6 | 131.6 | 130.4 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 | 130.6 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 1.05 | 0.45 | 0.89 | 1.54 | 0.42 | 0.71 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | (0.06) | 1.28 | 0.99 | (0.08) | (0.15) | 0.58 | 0.45 | 0.28 | 0.83 | 0.76 | 0.62 | 0.36 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.46 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 43.8 | 62.4 | 78.9 | 74.2 | 38.3 | 75.2 | 131.9 | 52.9 | 150.5 | 100.7 | 114.1 | 66.0 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 49.6 | 67.9 | 84.1 | 79.2 | 43.5 | 79.0 | 136.4 | 56.7 | 154.0 | 103.9 | 117.7 | 69.4 |
| Depreciation & Amortization - Supplemental | 5.7 | 5.5 | 5.2 | 5.0 | 5.2 | 3.9 | 4.4 | 3.7 | 3.4 | 3.1 | 3.7 | 3.4 |
| Depreciation Expense - Total - Supplemental | 5.7 | 5.5 | 5.2 | 5.0 | 5.2 | 3.9 | 4.4 | 3.7 | 3.4 | 3.1 | 3.7 | 3.4 |
| Depreciation, Depletion & Amortization - Total | 5.7 | 5.5 | 5.2 | 5.0 | 5.2 | 3.9 | 4.4 | 3.7 | 3.4 | 3.1 | 3.7 | 3.4 |
| Depreciation - Total | 5.7 | 5.5 | 5.2 | 5.0 | 5.2 | 3.9 | 4.4 | 3.7 | 3.4 | 3.1 | 3.7 | 3.4 |
| Normalized after Tax Profit | (8.5) | 167.5 | 129.0 | (10.9) | (20.3) | 76.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Normalized Net Income from Continuing Operations | (8.5) | 167.5 | 129.0 | (10.9) | (20.3) | 76.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Normalized Net Income - Bottom Line | (8.5) | 167.5 | 129.0 | (10.9) | (20.3) | 76.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 43.8 | 62.4 | 78.9 | 74.2 | 38.3 | 75.2 | 131.9 | 52.9 | 150.5 | 100.7 | 114.1 | 66.0 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 49.6 | 67.9 | 84.1 | 79.2 | 43.5 | 79.0 | 136.4 | 56.7 | 154.0 | 103.9 | 117.7 | 69.4 |
| Investment Income - Insurance | 23.8 | 21.7 | 21.9 | 35.9 | 20.4 | 36.8 | 151.8 | 45.8 | 133.7 | 77.5 | 126.8 | 71.4 |
| Losses, Benefits & Adjustments - Insurance | 43.2 | 24.8 | 44.9 | 37.4 | 37.9 | 19.4 | 39.9 | 46.1 | 38.2 | 28.7 | 45.4 | 33.5 |
| Operating Expenses | 179.0 | 142.9 | 189.9 | 145.2 | 154.5 | 104.3 | 161.0 | 127.0 | 129.3 | 101.9 | 150.9 | 97.7 |
| Premiums Ceded Out & Unearned - Total | 134.5 | 131.0 | 147.7 | 150.9 | 118.5 | 116.4 | 133.3 | 115.6 | 106.9 | 108.5 | 104.3 | 121.5 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 61.5 | 65.4 | 64.5 | 61.9 | 54.3 | 52.2 | 62.2 | 47.6 | 48.3 | 40.3 | 59.3 | 40.8 |
| Total Claim & Loss Expense | 43.2 | 24.8 | 44.9 | 37.4 | 37.9 | 19.4 | 39.9 | 46.1 | 38.2 | 28.7 | 45.4 | 33.5 |
| Underwriting Expenses - Insurance | 135.9 | 118.1 | 145.0 | 107.9 | 116.7 | 84.9 | 121.2 | 81.0 | 91.1 | 73.2 | 105.5 | 64.3 |
| Income before Taxes & Provision for Loan Losses | 189.0 | (46.2) | 65.3 | 285.9 | 114.2 | 92.1 | 131.9 | 52.9 | 150.5 | 100.7 | 114.1 | 66.0 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 | 0.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 136.7 | — | 115.4 | 200.8 | 55.7 | 93.0 | 58.3 | 36.1 | 108.3 | 99.1 | 81.5 | 46.9 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | 92.7 | 93.4 | 100.1 | 70.5 | 78.8 | 65.5 | 81.3 | 34.9 | 53.0 | 44.4 | 60.2 | 30.8 |
| Operating Expenses excluding Non-Cash Charges - Total | 173.3 | 137.4 | 184.8 | 140.2 | 149.3 | 100.5 | 156.6 | 123.3 | 125.8 | 98.8 | 147.2 | 94.4 |
| Premiums Earned - Total | 179.3 | 176.3 | 151.5 | 155.3 | 153.6 | 136.1 | 141.1 | 134.2 | 146.1 | 125.1 | 138.2 | 92.4 |
| Losses, Benefits & Adjustments - Total | 43.2 | 24.8 | 44.9 | 37.4 | 37.9 | 19.4 | 39.9 | 46.1 | 38.2 | 28.7 | 45.4 | 33.5 |
| Income Available to Common Shares before Depreciation & Amortization | 142.4 | 64.4 | 120.6 | 205.9 | 60.9 | 96.9 | 62.7 | 39.9 | 111.8 | 102.2 | 85.2 | 50.3 |
| Net Premiums Written | 179.3 | 176.3 | 151.5 | 155.3 | 153.6 | 136.1 | 141.1 | 134.2 | 146.1 | 125.1 | 138.2 | 92.4 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.