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Commercial Banks

SNBL Soneri Bank Limited

Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026

Last close · 16 Oct 2026

Rs 19.18 +0.84%

Quarterly · Q3 FY2021 – Q2 FY2026

Soneri Bank Limited (SNBL) quarterly income statement

Soneri Bank Limited reported total income of Rs 7.9 bn for Q2 FY2026 (Apr – Jun 2026), down 11.6% on Q2 FY2025. Net interest income was Rs 5.6 bn, down 21.0% on Q2 FY2025, with non-interest income of Rs 2.3 bn. Tax of Rs 942.9 mn took 47.2% of pre-tax profit. Profit attributable to shareholders was Rs 1.1 bn, down 21.7% on Q2 FY2025, or Rs 0.96 per share.

SNBL income statement (quarterly) (Rs bn)
Rs bn TTM to Jun 2026 Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Interest & dividend income 81.4 20.9 19.6 20.0 20.9 21.4 22.3 26.2 31.0 29.5 27.5 28.5 25.9 24.0 19.8 18.2 17.8 15.0 12.4 9.1 9.7
Interest expense (57.0) (15.3) (13.7) (13.9) (14.1) (14.3) (15.0) (19.5) (24.4) (23.6) (21.7) (21.8) (19.9) (18.6) (14.9) (14.5) (15.2) (12.6) (9.5) (6.4) (6.9)
Net interest income 24.4 5.6 6.0 6.0 6.7 7.1 7.3 6.7 6.6 5.9 5.9 6.7 6.0 5.4 4.9 3.6 2.6 2.4 2.9 2.7 2.8
Fee & commission income (net) 5.0 1.1 1.3 1.3 1.2 1.2 1.2 1.2 1.1 1.1 1.0 0.9 0.8 0.7 0.7 0.7 0.6 0.6 0.5 0.6 0.5
Foreign exchange income 2.4 0.6 0.8 0.6 0.5 0.3 0.3 0.4 0.5 0.6 0.5 0.8 0.9 0.4 1.1 0.6 1.5 0.5 0.3 0.5 0.2
Gain / (loss) on securities 2.5 0.6 0.8 0.0 1.0 0.3 0.1 0.3 0.0 (0.0) 0.1 0.0 0.0 (0.1) (0.0) (0.3) 0.0 (0.2) (0.1) 0.0 (0.1)
Total non-interest income 9.9 2.3 2.9 1.9 2.8 1.8 1.6 1.9 1.6 1.6 1.6 1.7 1.7 1.0 1.7 1.0 2.1 1.0 0.8 1.1 0.6
Total income 34.3 7.9 8.9 7.9 9.6 8.9 8.9 8.6 8.3 7.5 7.4 8.4 7.7 6.4 6.6 4.6 4.7 3.4 3.7 3.7 3.4
Operating expenses (24.4) (6.0) (6.0) (5.7) (6.8) (5.5) (5.5) (5.2) (5.1) (4.8) (4.0) (4.4) (4.5) (3.9) (3.9) (3.4) (3.2) (2.4) (2.8) (2.8) (2.5)
Provisions & impairment (loans) (1.6) (0.5) (0.7) (0.7) 0.3 (0.5) 0.3 (0.3) 0.1 0.1 (0.4) (0.0) 0.6 0.3 0.4 0.2 (0.0) (0.5) 0.0 0.1 0.0
Profit before tax 9.7 2.0 2.8 2.0 2.9 3.3 3.3 3.0 3.1 2.9 3.6 3.9 3.2 2.5 2.7 1.2 1.5 0.9 0.9 1.0 1.2
Taxation (5.3) (0.9) (1.5) (0.7) (2.1) (2.0) (2.2) (1.8) (1.6) (1.5) (1.8) (2.0) (1.6) (1.5) (1.2) (0.6) (0.7) (0.9) (0.4) (0.5) (0.6)
Profit after tax 4.5 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6 1.0 1.5 0.6 0.8 0.0 0.5 0.5 0.5
Profit attributable to shareholders 4.5 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6 1.0 1.5 0.6 0.8 0.0 0.5 0.5 0.5
Per share
EPS – basic (Rs) Rs 4.04 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47 0.94 1.35 0.53 0.68 0.00 0.49 0.45 0.49
EPS – diluted (Rs) Rs 4.04 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47 0.94 1.35 0.53 0.68 0.00 0.49 0.45 0.49
Dividend per share (Rs) Rs 1.50 0.00 0.00 1.50 0.00 0.00 0.00 1.75 0.00 1.25 0.00 3.00 0.00 0.00 0.00 1.00 0.00 0.00 0.00 1.50 0.00
Weighted average shares mn 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.4 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5
SNBL income statement — year-on-year change (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Interest & dividend income -2.3% -11.8% -23.7% -32.7% -27.5% -19.1% -8.2% +19.5% +22.8% +39.4% +57.2% +45.9% +60.6% +58.8% +99.1% +83.5% +52.9% +40.0% +3.5% -3.8%
Interest expense +7.0% -8.9% -28.5% -42.0% -39.6% -30.8% -10.7% +22.1% +26.8% +45.8% +50.1% +31.3% +48.3% +56.6% +126.1% +120.0% +86.4% +55.1% +2.8% -5.2%
Net interest income -21.0% -17.9% -9.7% +1.3% +21.5% +24.4% -0.1% +10.8% +8.8% +19.9% +85.9% +130.6% +125.5% +65.8% +34.4% -6.9% -21.6% +6.6% +5.3% -0.3%
Fee & commission income (net) -3.9% +8.2% +9.2% +14.3% +6.6% +24.0% +33.1% +28.1% +61.3% +45.7% +33.0% +45.8% +9.3% +21.3% +14.9% +13.8% +26.1% +11.3% +19.5% +13.9%
Foreign exchange income +104.9% +130.2% +30.2% -3.1% -52.0% -34.9% -45.0% -37.7% +47.7% -51.7% +41.3% -42.3% -27.9% +283.2% +22.6% +561.1% +123.4% +19.2% +120.4% +11.6%
Gain / (loss) on securities +61.7% +913.3% -96.9% +11,692.4% — -3.8% +799.0% -53.7% — — — +72.4% — — -5,678.8% — -169.1% -140.0% -96.2% -155.1%
Total non-interest income +25.6% +79.1% -2.1% +72.0% +10.3% +3.4% +11.6% -5.9% +64.1% -7.5% +79.7% -17.3% +2.9% +124.6% -8.6% +230.7% -5.5% -16.5% +26.1% -24.5%
Total income -11.6% -0.3% -8.0% +15.3% +19.1% +19.9% +2.3% +7.1% +17.4% +12.8% +84.6% +64.5% +90.1% +77.8% +22.3% +37.2% -17.5% +0.9% +10.4% -5.9%
Operating expenses +8.9% +8.9% +8.9% +32.1% +14.8% +37.9% +17.0% +13.5% +23.5% +2.2% +31.8% +40.1% +61.1% +40.0% +20.5% +26.7% +3.6% +16.4% +16.1% +11.0%
Provisions & impairment (loans) — -329.8% — +150.0% -442.3% — — -77.6% -53.9% -192.9% -114.5% — — +3,561.9% +19.4% -211.5% — — +100.0% -60.3%
Profit before tax -40.3% -16.2% -33.5% -6.9% +14.0% -6.1% -23.2% -2.9% +16.9% +31.9% +225.0% +117.6% +165.5% +193.7% +26.8% +26.7% -45.9% -28.1% +1.0% +0.8%
Taxation -52.8% -33.5% -59.0% +30.1% +33.7% +22.0% -8.3% +0.7% +1.3% +48.9% +221.9% +119.7% +56.2% +221.6% +35.8% +15.4% +33.0% -24.2% +28.9% +32.5%
Profit after tax -21.7% +16.7% +5.9% -46.7% -6.5% -34.8% -38.7% -6.5% +39.1% +18.2% +228.3% +115.6% +49,547.9% +174.5% +18.5% +40.1% -99.8% -30.6% -15.7% -21.5%
Profit attributable to shareholders -21.7% +16.7% +5.9% -46.7% -6.5% -34.8% -38.7% -6.5% +39.1% +18.2% +228.3% +115.6% +49,547.9% +174.5% +18.5% +40.1% -99.8% -30.6% -15.7% -21.5%
Per share
EPS – basic (Rs) -21.7% +16.7% +5.9% -46.7% -6.5% -34.8% -38.7% -6.5% +39.1% +18.2% +228.3% +115.6% +49,436.8% +174.5% +18.5% +40.1% -99.8% -30.6% -15.7% -21.5%
EPS – diluted (Rs) -21.7% +16.7% +5.9% -46.7% -6.5% -34.8% -38.7% -6.5% +39.1% +18.2% +228.3% +115.6% +49,436.8% +174.5% +18.5% +40.1% -99.8% -30.6% -15.7% -21.5%
Dividend per share (Rs) — — -14.3% — -100.0% — -41.7% — — — +200.0% — — — -33.3% — — — +20.0% —
Weighted average shares — — — — — — — — — — — — — — — — — — — —

Change against the same quarter a year earlier; shown when the earlier figure is positive.

SNBL income statement — common size (Rs mn)
Rs mn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023 Q2 FY2023 Apr – Jun 2023 Q1 FY2023 Jan – Mar 2023 Q4 FY2022 Oct – Dec 2022 Q3 FY2022 Jul – Sep 2022 Q2 FY2022 Apr – Jun 2022 Q1 FY2022 Jan – Mar 2022 Q4 FY2021 Oct – Dec 2021 Q3 FY2021 Jul – Sep 2021
Interest & dividend income 265.2% 221.0% 251.9% 218.3% 239.9% 250.0% 303.5% 374.1% 393.8% 370.5% 338.2% 335.1% 376.7% 300.0% 397.0% 378.0% 445.9% 335.9% 243.9% 282.7%
Interest expense (194.0%) (153.7%) (175.6%) (147.8%) (160.2%) (168.2%) (225.9%) (293.9%) (315.7%) (291.6%) (258.7%) (257.6%) (292.3%) (225.7%) (318.1%) (322.7%) (374.8%) (256.3%) (172.0%) (201.2%)
Net interest income 71.2% 67.3% 76.2% 70.5% 79.8% 81.8% 77.7% 80.2% 78.1% 78.9% 79.5% 77.5% 84.4% 74.3% 79.0% 55.3% 71.1% 79.6% 71.9% 81.5%
Fee & commission income (net) 14.3% 14.7% 16.4% 13.0% 13.2% 13.5% 13.8% 13.1% 14.7% 13.1% 10.6% 10.9% 10.7% 10.1% 14.7% 12.3% 18.6% 14.8% 15.7% 14.9%
Foreign exchange income 7.2% 8.6% 7.2% 5.5% 3.1% 3.7% 5.1% 6.6% 7.7% 6.9% 9.4% 11.3% 6.1% 16.0% 12.3% 32.1% 16.1% 7.4% 12.3% 6.7%
Gain / (loss) on securities 7.2% 9.4% 0.1% 11.0% 3.9% 0.9% 3.4% 0.1% (0.6%) 1.2% 0.4% 0.2% (1.2%) (0.4%) (6.0%) 0.2% (5.9%) (1.9%) 0.1% (3.0%)
Total non-interest income 28.8% 32.7% 23.8% 29.5% 20.2% 18.2% 22.3% 19.8% 21.9% 21.1% 20.5% 22.5% 15.6% 25.7% 21.0% 44.7% 28.9% 20.4% 28.1% 18.5%
Total income 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Operating expenses (76.0%) (67.4%) (71.3%) (70.8%) (61.7%) (61.7%) (60.2%) (61.8%) (64.0%) (53.7%) (52.6%) (58.3%) (60.8%) (59.2%) (73.6%) (68.5%) (71.8%) (75.2%) (74.7%) (74.1%)
Provisions & impairment (loans) (6.3%) (7.8%) (9.2%) 3.3% (5.7%) 3.4% (3.2%) 1.5% 2.0% (5.2%) (0.3%) 7.4% 5.1% 6.3% 3.3% (0.7%) (15.0%) 0.3% 3.4% 0.8%
Profit before tax 25.4% 31.5% 25.2% 30.6% 37.6% 37.4% 34.9% 37.9% 39.2% 47.8% 46.5% 41.7% 39.4% 40.9% 26.4% 31.5% 28.2% 24.8% 25.4% 34.2%
Taxation (12.0%) (16.4%) (9.4%) (22.1%) (22.4%) (24.6%) (21.1%) (19.6%) (20.0%) (24.2%) (23.6%) (20.8%) (23.1%) (18.3%) (13.5%) (15.6%) (28.2%) (10.1%) (12.2%) (18.5%)
Profit after tax 13.4% 15.1% 15.8% 8.4% 15.1% 12.9% 13.7% 18.3% 19.3% 23.7% 22.9% 20.9% 16.3% 22.6% 12.9% 15.9% 0.1% 14.6% 13.3% 15.6%
Profit attributable to shareholders 13.4% 15.1% 15.8% 8.4% 15.1% 12.9% 13.7% 18.3% 19.3% 23.7% 22.9% 20.9% 16.3% 22.6% 12.9% 15.9% 0.1% 14.6% 13.3% 15.6%

Each line as a percentage of total income.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 17 Oct 2026.

All reported line items 128
SNBL income statement — all reported line items (Rs bn)
Rs bn Q2 FY2026 Apr – Jun 2026 Q1 FY2026 Jan – Mar 2026 Q4 FY2025 Oct – Dec 2025 Q3 FY2025 Jul – Sep 2025 Q2 FY2025 Apr – Jun 2025 Q1 FY2025 Jan – Mar 2025 Q4 FY2024 Oct – Dec 2024 Q3 FY2024 Jul – Sep 2024 Q2 FY2024 Apr – Jun 2024 Q1 FY2024 Jan – Mar 2024 Q4 FY2023 Oct – Dec 2023 Q3 FY2023 Jul – Sep 2023
Interest & Dividend Income/(Expense) - Net - Finance 5.6 6.0 6.0 6.7 7.1 7.3 6.7 6.6 5.9 5.9 6.7 6.0
Interest & Dividend Income - Finance - Total 20.9 19.6 20.0 20.9 21.4 22.3 26.2 31.0 29.5 27.5 28.5 25.9
Interest Income - Loans/Deposits 6.5 5.8 5.8 5.6 5.9 6.2 9.4 9.9 10.9 11.6 9.9 10.1
Interest & Fees on Loans & Receivables 6.3 5.6 5.6 5.5 5.7 6.0 8.2 9.7 9.8 11.0 9.3 9.5
Interest Income - Deposits to Other Financial Institutions 0.2 0.2 0.2 0.1 0.2 0.2 1.2 0.3 1.0 0.6 0.6 0.6
Interest & Dividend Income - Other - Finance 0.2 0.2 0.2 0.2 0.3 0.1 0.2 0.1 0.4 0.2 0.3 0.2
Interest & Dividend Income - Investment Securities - Finance 14.2 13.7 14.0 15.0 15.2 16.0 16.6 21.0 18.2 15.8 18.3 15.6
Net Commission & Fees Income/Expense - Business Revenue 1.1 1.3 1.3 1.2 1.2 1.2 1.2 1.1 1.1 1.0 0.9 0.8
Fees & Commissions Income 1.1 1.3 1.3 1.2 1.2 1.2 1.2 1.1 1.1 1.0 0.9 0.8
Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance 14.2 13.7 14.0 15.0 15.2 16.0 16.6 21.0 18.2 15.8 18.3 15.6
Investments & Loans - Business - Gain/(Loss) 0.6 0.8 0.0 1.0 0.3 0.1 0.3 0.0 (0.0) 0.1 0.0 0.0
Interest Expense - Finance - Total 15.3 13.7 13.9 14.1 14.3 15.0 19.5 24.4 23.6 21.7 21.8 19.9
Interest Expense - Operational Financing - Business 11.3 10.3 10.9 10.3 10.4 10.6 15.3 18.3 19.9 18.4 18.1 16.8
Interest Expense - Deposits 11.3 10.3 10.9 10.3 10.4 10.6 15.3 18.3 19.9 18.4 18.1 16.8
Investment Securities - Business - Gain/(Loss) 0.6 0.8 0.0 1.0 0.3 0.1 0.3 0.0 (0.0) 0.1 0.0 0.0
Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) 0.6 0.8 0.0 1.0 0.3 0.1 0.3 0.0 (0.0) 0.1 0.0 0.0
Interest Expense - External Financing Business 4.0 3.4 3.0 3.8 3.9 4.4 4.2 6.0 3.7 3.3 3.7 3.1
Non-Interest Business Revenue/(Expense) - Net - Total 2.3 2.9 1.9 2.8 1.8 1.6 1.9 1.6 1.6 1.6 1.7 1.7
Net Foreign Exchange Income/(Expense) - Business Revenue 0.6 0.8 0.6 0.5 0.3 0.3 0.4 0.5 0.6 0.5 0.8 0.9
Trading Investments/Trading Account Income - Gain/(Loss) — — — — — — — 0.0 — — (0.0) 0.0
Trading Investments - Unrealized Gain/(Loss) — — — — — — — 0.0 — — (0.0) 0.0
Net Income/(Expense) from Insurance - Bank 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Revenue from Business Activities - Total 7.9 8.9 7.9 9.6 8.9 8.9 8.6 8.3 7.5 7.4 8.4 7.7
Selling, General & Administrative Expenses - Total 6.5 6.7 6.4 6.3 6.0 5.2 5.5 5.0 4.6 4.4 4.5 3.9
Selling, General & Administrative Expenses - Unclassified 1.0 2.4 2.8 2.8 1.7 2.8 2.5 2.4 2.1 1.7 1.9 1.9
Depreciation in Selling, General & Administrative Expenses 1.0 0.9 0.8 0.8 0.8 0.7 0.6 0.6 0.6 0.5 0.5 0.4
Amortization of Intangibles in Selling, General & Administrative Expenses 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0
Equipment/Occupancy Expense - Bank/Financial - Other 0.1 0.3 — — — 0.2 — — — 0.2 — —
Other Operating Expense/(Income) - Net (0.0) (0.0) 0.0 0.1 0.1 (0.0) 0.0 (0.0) 0.0 (0.0) 0.0 0.0
Other Operating Income - Total — — 0.0 0.0 0.0 — — — — — — —
Operating Expenses - Total 6.0 6.0 5.7 6.8 5.5 5.5 5.2 5.1 4.8 4.0 4.4 4.5
Provision & Impairment for Loan Losses (0.5) (0.7) (0.7) 0.3 (0.5) 0.3 (0.3) 0.1 0.1 (0.4) (0.0) 0.6
Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses 4.2 2.9 2.6 2.5 3.3 1.3 2.2 1.9 1.8 1.8 1.6 1.5
Selling, General & Administrative Expenses - Other - Total 0.2 0.4 0.2 0.2 0.1 0.3 0.1 0.1 0.0 0.3 0.4 0.1
Advertising Expense 0.1 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.4 0.0
Rental Expense 0.0 0.1 0.1 0.1 — 0.1 0.0 0.1 — 0.1 0.0 0.0
Operating Profit before Non-Recurring Income/(Expense) 1.9 2.9 2.3 2.8 3.4 3.4 3.4 3.2 2.7 3.4 4.0 3.2
Other Operating Expense — — 0.0 0.2 0.1 — — — — — — —
Operating Provisions - Increase/(Decrease) — — (0.0) (0.1) (0.0) — — — — — — —
Sale of Tangible & Intangible Fixed Assets - Gain/Loss 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Normalized Pre-tax Profit 1.9 2.9 2.3 2.8 3.4 3.4 3.4 3.2 2.7 3.5 4.0 3.2
Non-Recurring Income/Expense - Total 0.1 (0.1) (0.3) 0.1 (0.1) (0.1) (0.4) (0.0) 0.2 0.1 (0.1) 0.0
Impairment - Tangible & Intangible Fixed Assets 0.0 0.0 (0.0) 0.0 0.0 — 0.0 0.0 0.0 — (0.0) 0.0
Impairment - Fixed Assets 0.0 0.0 (0.0) 0.0 0.0 — 0.0 0.0 0.0 — (0.0) 0.0
Impairment - Financial Investments (0.0) 0.0 (0.0) 0.0 0.1 0.0 0.0 0.0 0.0 (0.1) 0.1 (0.0)
Early Extinguishment of Lease Related Debts - Gain/(Loss) (0.0) 0.0 0.0 0.0 0.0 — — — 0.0 0.0 0.0 0.0
Fair Value Adjustments - Financial Investments 0.1 (0.1) (0.3) 0.1 0.0 (0.1) (0.4) (0.0) 0.2 (0.0) — —
Debt Restructuring - Gain/(Loss) 0.0 — 0.0 0.0 0.0 — 0.0 0.0 0.0 — — —
Provision for Income Tax Expense- Unclassified — — 0.7 2.1 2.0 — — — — — — —
Income before Taxes 2.0 2.8 2.0 2.9 3.3 3.3 3.0 3.1 2.9 3.6 3.9 3.2
Income Taxes 0.9 1.5 0.7 2.1 2.0 2.2 1.8 1.6 1.5 1.8 2.0 1.6
Income Taxes for the Year - Current 0.9 1.3 — — — 2.3 2.1 1.5 1.1 1.8 1.8 1.6
Income Taxes - Deferred 0.0 0.2 — — — (0.1) (0.3) 0.1 0.4 (0.0) 0.2 0.0
Net Income after Tax 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Income before Discontinued Operations & Extraordinary Items 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Net Income before Minority Interest 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Net Income after Minority Interest 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Income Available to Common Shares 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
DPS - Common - Gross - Issue - By Period End Date Rs 0.00 0.00 1.50 0.00 0.00 0.00 1.75 0.00 1.25 0.00 3.00 0.00
Net Income - Basic - including Extraordinary Items Applicable to Common - Total 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Income available to Common excluding Extraordinary Items 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Shares used to calculate Basic EPS - Total mn 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.4
EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs 0.86 1.33 1.42 0.61 1.29 1.13 1.47 1.42 1.10 1.51 1.84 1.47
Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Earnings Allocation Factor - Basic - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Basic EPS - Issue Specific mn 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.4
EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.86 1.33 1.42 0.61 1.29 1.13 1.47 1.42 1.10 1.51 1.84 1.47
EPS - Basic from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Income - Diluted - including Extraordinary Items Applicable to Common - Total 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Diluted Income available to Common excluding Extraordinary Items 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Shares used to calculate Diluted EPS - Total mn 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.4
EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs 0.86 1.33 1.42 0.61 1.29 1.13 1.47 1.42 1.10 1.51 1.84 1.47
Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Earnings Allocation Factor - Diluted - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Shares used to calculate Diluted EPS - Issue Specific mn 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.5 1,102.4
EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs 0.96 1.21 1.14 0.73 1.22 1.04 1.07 1.37 1.31 1.60 1.75 1.47
EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs 0.86 1.33 1.42 0.61 1.29 1.13 1.47 1.42 1.10 1.51 1.84 1.47
EPS - Diluted from Discontinued Operations & Extraordinary Items Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
DPS - Common - Gross - Issue - By Announcement Date Rs 0.00 1.50 0.00 0.00 0.00 1.75 0.00 1.25 0.00 3.00 0.00 0.00
DPS - Common - Net - Issue - By Announcement Date Rs 0.00 1.35 0.00 0.00 0.00 1.58 0.00 1.13 0.00 2.70 0.00 0.00
Earnings before Interest & Taxes (EBIT) 1.9 2.9 2.3 2.8 3.4 3.4 3.4 3.2 2.7 3.4 4.0 3.2
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) 2.9 3.9 3.2 3.6 4.2 4.2 4.4 3.8 3.3 4.1 4.8 3.7
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments 3.0 4.0 3.3 3.8 — 4.3 4.4 3.9 — 4.2 4.8 3.8
Depreciation & Amortization - Supplemental 1.1 1.0 0.9 0.8 0.8 0.7 0.7 0.7 0.6 0.6 0.5 0.5
Depreciation Expense - Total - Supplemental 1.0 0.9 0.8 0.8 0.8 0.7 0.6 0.6 0.6 0.5 0.5 0.4
Depreciation - Financial Lease Right-of-Use Assets - Supplemental 0.4 0.4 0.3 0.3 0.4 0.3 0.2 0.3 0.3 0.2 0.2 0.2
Amortization - Total - Supplemental 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0
Depreciation, Depletion & Amortization - Total 1.1 1.0 0.9 0.8 0.8 0.8 1.0 0.7 0.6 0.6 0.8 0.5
Depreciation - Total 1.0 0.9 0.8 0.8 0.7 0.8 0.9 0.6 0.6 0.6 0.8 0.4
Amortization of Intangible Assets excluding Goodwill - Total 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0
Labor & Related Expenses - Total 4.2 2.9 2.6 2.5 3.3 1.3 2.2 1.9 1.8 1.8 1.6 1.5
Labor & Related Expenses - Supplemental 4.2 2.9 2.6 2.5 3.3 1.3 2.2 1.9 1.8 1.8 1.6 1.5
Normalized after Tax Profit 0.9 1.5 1.6 0.7 1.4 1.2 1.6 1.6 1.2 1.7 2.0 1.6
Normalized Net Income from Continuing Operations 0.9 1.5 1.6 0.7 1.4 1.2 1.6 1.6 1.2 1.7 2.0 1.6
Normalized Net Income - Bottom Line 0.9 1.5 1.6 0.7 1.4 1.2 1.6 1.6 1.2 1.7 2.0 1.6
Earnings before Interest & Taxes (EBIT) - Normalized 1.9 2.9 2.3 2.8 3.4 3.4 3.4 3.2 2.7 3.5 4.0 3.2
Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized 2.9 3.9 3.2 3.6 4.2 4.2 4.4 3.9 3.3 4.1 4.8 3.7
Loan Losses - Actual — (0.0) — — — — — — — — — —
Interest Expense on Financial Lease Liabilities - Supplemental 0.5 0.4 0.4 0.3 0.4 0.2 0.3 0.2 0.3 0.2 0.2 0.2
Rental/Operating Lease Expense 0.0 0.1 0.1 0.1 — 0.1 0.0 0.1 — 0.1 0.0 0.0
Advertising Expenses - Supplemental 0.1 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.4 0.0
Interest Expense 15.3 13.7 13.9 14.1 14.3 15.0 19.5 24.4 23.6 21.7 21.8 19.9
Interest & Dividend Income after Loan Loss Provision - Net - Finance 6.1 6.7 6.8 6.4 7.6 7.0 7.0 6.5 5.7 6.2 6.7 5.4
Commissions & Fees from Securities Activities 0.4 0.4 0.5 0.4 0.5 0.5 0.5 0.4 0.5 0.4 0.4 0.4
Revenue after Loan Provisions - Net - Finance 21.4 20.3 20.7 20.5 21.9 22.0 26.5 30.9 29.3 27.9 28.6 25.4
Operating Expenses 6.0 6.0 5.7 6.8 5.5 5.5 5.2 5.1 4.8 4.0 4.4 4.5
Foreign Exchange Gain/(Loss) 0.6 0.8 0.6 0.5 0.3 0.3 0.4 0.5 0.6 0.5 0.8 0.9
Selling, General & Administrative Expenses excluding Research & Development Expenses 6.5 6.7 6.4 6.3 6.0 5.2 5.5 5.0 4.6 4.4 4.5 3.9
Investment Gain/(Loss) 0.7 0.8 0.0 1.0 0.5 0.1 0.3 0.0 0.1 0.1 0.1 0.0
Non-Interest Expense - Bank 6.4 6.8 6.7 6.3 6.1 5.3 5.9 5.0 4.4 4.3 4.5 3.9
Income before Taxes & Provision for Loan Losses 1.5 2.1 1.3 3.2 2.8 3.6 2.7 3.3 3.1 3.2 3.9 3.8
DPS - Common - Gross - Issue - By Payable Date Rs 0.00 1.50 0.00 0.00 0.00 1.75 0.00 1.25 0.00 3.00 0.00 0.00
DPS - Common - Gross - Issue - By Ex Date Rs 0.00 1.50 0.00 0.00 0.00 1.75 0.00 1.25 0.00 3.00 0.00 0.00
Tax Adjusted Operating Income 1.1 1.3 1.3 0.8 1.3 1.1 1.2 1.5 1.4 1.8 1.9 1.6
Operating Expenses excluding Non-Cash Charges - Total 4.9 5.0 4.8 5.9 4.7 4.7 4.2 4.5 4.2 3.4 3.6 4.0
Revenue Net of Interest Expense Before Loan Loss Provision 7.9 8.9 7.9 9.6 8.9 8.9 8.6 8.3 7.5 7.4 8.4 7.7
Income from Earning Assets 22.0 21.2 20.6 22.4 22.0 22.7 26.9 31.6 30.0 28.1 29.4 26.8
Income Available to Common Shares before Depreciation & Amortization 2.1 2.3 2.2 1.6 2.1 1.9 2.1 2.2 2.1 2.4 2.7 2.1
Commissions and Fees 1.1 1.3 1.3 1.2 1.2 1.2 1.2 1.1 1.1 1.0 0.9 0.8
Estimated Tax Rate 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29× 0.29×
Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs 0.00 1.50 0.00 0.00 0.00 1.75 0.00 1.25 0.00 3.00 0.00 0.00

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.