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Insurance

TPLI TPL Insurance Limited

Latest results: FY2025 · Dec 2025

Last close · 16 Oct 2026

Rs 51.04 -3.15%

Annual · FY2006 – FY2025

TPL Insurance Limited (TPLI) cash flow statement

Operating activities generated Rs 291.4 mn of cash in FY2025 (Jan – Dec 2025), up 24.8% on FY2024. Capital expenditure was Rs 131.9 mn. Dividends paid to shareholders came to Rs 0. Overall, cash increased by Rs 642.3 mn.

TPLI cash flow statement (annual) (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Net cash from operating activities 291.4 233.5 (53.2) 302.4 (28.5) 492.8 347.9 25.2 (30.6) 277.3 179.1 194.3 156.4 54.9 73.1 44.6 156.1 — — —
Capital expenditure (131.9) (58.1) (40.0) (54.4) (143.6) (15.1) (33.0) (93.5) (44.4) (74.0) (177.2) (182.8) (31.8) (55.9) (42.5) (21.5) (147.2) — — —
Net cash from investing activities 485.2 519.7 1,520.4 277.9 155.0 (418.2) 411.5 30.5 (378.4) (24.1) 11.6 (212.3) (65.0) (34.7) (149.7) (41.2) (147.5) — — —
Dividends paid 0.0 (199.1) (338.6) — — 0.0 (1.6) (184.6) 0.0 — — — 0.0 (23.0) 0.0 — — — — —
Net cash from financing activities (134.3) (338.8) (520.5) 439.0 261.5 (208.7) (238.9) (186.2) (0.8) (0.4) 441.0 (0.6) (0.8) (24.5) 131.7 (13.0) (10.7) — — —
Net change in cash 642.3 414.4 946.7 1,019.3 388.0 (134.1) 520.5 (130.5) (409.8) 252.8 631.7 (18.5) 90.6 (4.3) 55.1 (9.6) (2.2) — — —
TPLI cash flow statement — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016 FY2015 Jan – Dec 2015 FY2014 Jan – Dec 2014 FY2013 Jan – Dec 2013 FY2012 Jan – Dec 2012 FY2011 Jan – Dec 2011 FY2010 Jan – Dec 2010 FY2009 Jan – Dec 2009 FY2008 Jan – Dec 2008 FY2007 Jan – Dec 2007 FY2006 Jan – Dec 2006
Net cash from operating activities +24.8% — -117.6% — -105.8% +41.6% +1,278.4% — -111.0% +54.9% -7.9% +24.3% +184.9% -24.9% +63.8% -71.4% — — — —
Capital expenditure +127.0% +45.3% -26.5% -62.1% +853.0% -54.4% -64.7% +110.8% -40.1% -58.2% -3.1% +475.7% -43.2% +31.7% +97.4% -85.4% — — — —
Net cash from investing activities -6.6% -65.8% +447.1% +79.3% — -201.6% +1,250.7% — — -307.7% — — — — — — — — — —
Dividends paid -100.0% -41.2% — — — -100.0% -99.1% — — — — — -100.0% — — — — — — —
Net cash from financing activities — — -218.6% +67.9% — — — — — -100.1% — — — -118.6% — — — — — —
Net change in cash +55.0% -56.2% -7.1% +162.7% — -125.8% — — -262.1% -60.0% — -120.4% — -107.8% — — — — — —

Change against the previous fiscal year; shown when the earlier figure is positive.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.

All reported line items 46
TPLI cash flow statement — all reported line items (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jan – Dec 2023 FY2022 Jan – Dec 2022 FY2021 Jan – Dec 2021 FY2020 Jan – Dec 2020 FY2019 Jan – Dec 2019 FY2018 Jan – Dec 2018 FY2017 Jan – Dec 2017 FY2016 Jan – Dec 2016
Net Cash Flow from Operating Activities 291.4 233.5 (53.2) 302.4 (28.5) 492.8 347.9 25.2 (30.6) 277.3
Capital Expenditures - Net - Cash Flow 36.7 50.7 39.9 48.4 132.3 10.3 32.9 90.5 (229.2) 72.6
Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow 36.7 50.7 39.9 48.4 132.3 10.3 32.9 90.5 (229.2) 72.6
Property, Plant & Equipment - Purchased - Cash Flow 131.9 58.1 40.0 54.4 143.6 15.1 33.0 93.5 44.4 74.0
Property, Plant & Equipment Sold - Cash Flow 95.2 7.4 0.1 6.0 11.4 4.7 0.2 3.0 273.5 1.4
Capital Expenditures - Total 131.9 58.1 40.0 54.4 143.6 15.1 33.0 93.5 44.4 74.0
Acquisition & Disposals of Business - Assets - Sold/(Acquired) - Net - Cash Flow — 0.0 218.8 — — — — — — —
Investments excluding Loans - Decrease/(Increase) - Cash Flow 334.7 236.8 1,000.7 221.9 218.9 (488.2) 349.7 78.3 (648.7) 0.0
Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow 334.7 236.8 1,000.7 221.9 218.9 (488.2) 349.7 78.3 (648.7) 0.0
Investment Securities - Sold/Matured - Unclassified - Cash Flow 339.2 236.8 1,126.6 748.9 833.6 265.0 1,006.3 481.6 252.0 0.0
Investment Securities - Purchased - Unclassified - Cash Flow 4.5 0.0 125.9 527.0 614.7 753.2 656.6 403.4 900.7 0.0
Other Investing Cash Flow - Decrease/(Increase) 187.2 333.5 340.8 104.4 68.4 80.4 94.6 42.6 41.1 48.5
Net Cash Flow from Investing Activities 485.2 519.7 1,520.4 277.9 155.0 (418.2) 411.5 30.5 (378.4) (24.1)
Dividends Paid - Cash - Total - Cash Flow 0.0 199.1 338.6 — — 0.0 1.6 184.6 0.0 —
Dividends - Common - Cash Paid 0.0 199.1 338.6 — — 0.0 1.6 184.6 0.0 —
Stock - Total - Issuance/(Retirement) - Net - Cash Flow 2.5 — 0.0 633.7 446.4 — — — — 0.0
Stock - Issuance/(Retirement) - Net - Excluding Options/Warrants - Cash Flow 2.5 — 0.0 633.7 446.4 — — — — 0.0
Stock - Common - Issuance/(Retirement) - Net - Cash Flow 2.5 — 0.0 633.7 446.4 — — — — 0.0
Stock - Common - Issued/Sold - Cash Flow 2.5 — 0.0 633.7 446.4 — — — — 0.0
Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow (136.8) (139.7) (181.9) (194.7) (184.9) (208.7) (237.3) — — —
Debt - Issued/Reduced - Long-Term - Cash Flow (136.8) (139.7) (181.9) (194.7) (184.9) (208.7) (237.3) — — —
Lease liabilities - Issued/(Reduced) - Cash Flow (136.8) (139.7) (181.9) (194.7) (184.9) (208.7) (237.3) — — —
Debt - Reduced - Long-Term - Cash Flow 136.8 139.7 181.9 194.7 184.9 208.7 237.3 — — —
Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue 136.8 139.7 181.9 194.7 184.9 208.7 237.3 — — —
Other Financing Cash Flow - Increase/(Decrease) — — — — — — — (1.6) (0.8) (0.4)
Net Cash Flow from Financing Activities (134.3) (338.8) (520.5) 439.0 261.5 (208.7) (238.9) (186.2) (0.8) (0.4)
Net Change in Cash - Total 642.3 414.4 946.7 1,019.3 388.0 (134.1) 520.5 (130.5) (409.8) 252.8
Net Cash from Continuing Operations 642.3 414.4 946.7 1,019.3 388.0 (134.1) 520.5 (130.5) (409.8) 252.8
Net Cash - Beginning Balance 3,756.8 3,342.4 2,395.7 1,376.4 988.4 1,122.4 601.9 483.6 893.4 640.6
Net Cash - Ending Balance 4,399.1 3,756.8 3,342.4 2,395.7 1,376.4 988.4 1,122.4 353.1 483.6 893.4
Interest Paid - Cash (Cash Flow - Direct) 10.9 9.3 9.2 19.0 2.2 1.4 1.1 — — —
Income Taxes - Paid/(Reimbursed) - Cash Flow 11.3 59.9 72.7 43.3 31.3 59.9 22.0 38.1 50.9 29.9
Interest & Dividends - Received - Total - Cash Flow - Direct 0.1 0.1 32.9 0.0 9.9 0.0 0.1 0.0 0.1 0.1
Cash Receipts/(Payments) - Net - Cash Flow 2,107.2 1,878.4 1,251.8 1,455.0 1,059.2 1,313.2 1,041.9 494.2 612.0 307.2
Cash Receipts/(Payments) - Associates - Cash Flow (1,793.8) (1,575.8) (1,256.1) (1,090.3) (1,064.1) (759.1) (671.0) (430.8) (591.8) —
Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental 11.3 59.9 74.7 44.1 31.3 59.9 22.0 38.1 50.9 29.9
Interest Paid - Cash Flow - Supplemental 10.9 9.3 9.2 19.0 2.2 1.4 1.1 — — —
Interest & Dividends - Received - Cash Flow - Supplemental 0.1 0.1 32.9 0.0 9.9 0.0 0.1 0.0 0.1 0.1
Working Capital - Cash Flow - Direct - Supplemental 2,142.5 2,065.0 1,557.1 1,678.5 1,390.2 1,504.7 1,309.2 802.6 834.7 677.8
CF from Optg Activities before Change in WC & Int Payments 302.3 242.8 (198.0) 134.1 157.4 220.8 258.6 25.2 (30.6) 277.3
Cash Dividends Paid & Common Stock Buyback - Net (2.5) — 338.6 — — — — — — —
Common Stock Buyback - Net (2.5) — 0.0 (633.7) (446.4) — — — — 0.0
Depreciation, Depletion & Amortization - Cash Flow — — 173.8 167.8 235.9 256.6 272.8 — — —
Free Cash Flow to Equity 117.9 43.1 (275.0) 59.4 (345.7) 273.7 77.8 (65.2) 198.6 204.7
Free Cash Flow Net of Dividends 159.5 (23.7) (431.8) 248.0 (172.1) 477.7 313.3 (252.9) (75.0) 203.3
Free Cash Flow 159.5 175.4 (93.2) 248.0 (172.1) 477.7 314.9 (68.3) (75.0) 203.3

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.